Reliance Hospi-Care Policy
It's not an emergency if you are always prepared! Reliance Hospi-Care health insurance policy helps you prepare for unforeseen accidents an…
- 150+ listed surgeries
- 140+ daycare procedures
- Daily hospital cash
The Reliance Specially Abled health insurance plan caters to specially ...Read More
A quick read on what this Reliance Health Insurance plan covers and why it might be a fit for you.
A cover for those who are one in a million.
The Reliance Specially Abled health insurance plan caters to specially-abled individuals who need medical and financial support in an emergency. As per the report published by the Office of Chief Commissioner for Persons with Disability, almost 2.21% of the overall population in India, i.e., approximately 2.68 crore individuals, are registered under the PWD category.
Based on The Rights of Persons with Disabilities Act of India, 2016, and The Mental Healthcare Act of India, 2017, the Reliance Specially Abled health policy caters to the most vulnerable sections of our society. Reliance General Insurance Company Limited has curated this health insurance for Persons with Disability, those who are inflicted with HIV/AIDS, mental illness, etc.
This page has it all, from the eligibility criteria, specifications, and exclusions of the plan. Read further to know in detail.
Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
A quick honest summary — the strengths and the trade-offs.
What the plan pays for, and what it doesn't.
Eligibility criteria pulled straight from the policy wording.
The Reliance Specially Abled health insurance covers several conditions for those who are physically unprivileged. Here is a list of what's covered within the policy:
Room rent/nursing/boarding: 1% of the SI. ICU/ICCU: 2% of the SI is covered.
Covered for 30 days before hospitalization, available for AYUSH, modern, and in-patient treatments. Applicable only through reimbursement claims.
Covered for 60 days after getting discharged from hospitalization, available for AYUSH Treatment, modern, and in-patient treatments. Applicable only through reimbursement claims.
Covered on a sub-limit basis as per the opted sum insured, up to a maximum of INR 40,000 per eye in a policy year.
All daycare procedures are covered as per the terms and conditions mentioned in the policy documents.
The treatment expenses for in-patient treatment of alternative systems such as Ayurveda, Yoga and Naturopathy, Unani, Siddha, and Homeopathy (AYUSH) are covered up to 50% of the sum insured.
Based on in-patient treatments and daycare procedures, modern treatments are covered up to 50% of the sum insured.
Ground ambulance facility is available up to a maximum of INR 2,000 per hospitalization event.
Amid all the rush in the health insurance sector, only a few health plans like Reliance Specially Abled insurance are designed to cater to the healthcare needs of physically challenged individuals. These special people deserve all the care and support, which Reliance's trusted name aims to provide to them via this much-needed Specially Abled health plan.
So, if you are someone who has come for the welfare of your specially-abled dear ones, we are here to help you through this. You can reach out to our experts at 1800 4200 269 by giving us your reason.
The 5 most-asked questions about Reliance Specially Abled Health Insurance Plan, answered.
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