Reliance HealthWise Policy

Overview

Reliance HealthWise Insurance Policy is a comprehensive health insurance plan offering all-around medical care features and benefits. The plan comes in three different variants: Gold, Silver, and Standard Plan. Individuals investing in the Reliance HealthWise Policy can avail of benefits such as:

• Hospitalization Cover
• Domiciliary Hospitalization
• Multiple Discounts
• Critical Illnesses
• Modern Treatments

You are also entitled to value-added covers under the plan, such as daily hospital allowance, nursing allowance, road ambulance, recovery benefit, and more. Reliance HealthWise Insurance is available as an individual and family floater insurance plan.

Reliance HealthWise Policy Benefits

Reliance HealthWise Insurance offers multiple benefits and features to customers investing in the plan. Key benefits include:

• Multiple Discounts: The HealthWise Policy by Reliance offers various discounts, including a 5% renewal discount, a 12% online purchase discount, a 7% discount if the policy is purchased for a girl child, and a 5% discount for opting for a voluntary deductible.
• Daily Hospitalization Allowance: Under the HealthWise Insurance Plan by Reliance, insured individuals can avail up to INR 300 per day for a maximum of 10 days of hospitalization in case of listed critical illnesses.
• Domiciliary Hospitalization: Reliance HealthWise Insurance Policy offers up to 10% of the Sum Insured as a domiciliary hospitalization benefit to insured individuals.
• Critical Illness Cover: Insured individuals can avail a critical illness cover under the Reliance HealthWise Insurance Policy if opting for the Gold Plan variant.
• Tax Benefits: All premiums paid towards the HealthWise Insurance Policy by Reliance Health Insurance are eligible for tax benefits under the Income Tax Act, 1961.

Exclusions

• Cosmetic or Plastic Surgery
• Breach of Law
• Sterility and Infertility
• Dental Treatment
• Self-Injury or Suicide
• Listed Ailments after 12 Months
• Pre-existing Diseases after 24/48 Months