Reliance Corona Kavach Policy

To avoid the financial stress and burden during Covid treatment, Reliance Health Insurance offers the Corona Kavach Plan that takes care of your medical expenses in such unprecedented times.

Corona Kavach Insurance Plan is specifically designed to cover COVID-19 patients. It protects you and your family against the medical and hospitalization expenses that occur due to COVID-19. This plan includes the coverage for pre and post-hospitalization, AYUSH treatments, domiciliary, and home care treatment expenses. The coverage under this plan starts from the day you are diagnosed with COVID-19.

Reliance Corona Kavach Plan Specifications

Entry Age

Child Age: 1 day to 25 yrs* | Adult Age: 18 yrs to 65 yrs

Plan Type

Individual / Family Floater

Policy Term

3.5 months, 6.5 months and 9.5 months

Renewability

Lifetime Renewability

Sum Insured

50K | 1 | 1.5 | 2 | 2.5 | 3 | 3.5 | 4 | 4.5 | 5 L

Initial Waiting Period*

15 Days

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Read more specifications in the brochure.

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Reliance Health Insurance Network Hospital List

Reliance Health Insurance Network Hospitals are present in 28 states across the country. With an extensive network of hospitals, Reliance Health Insurance ensures that whatever city you live in, you are medically protected.

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

Know More About Reliance Network Hospital

Reliance Corona Kavach Coverage Details

Inpatient treatment: This plan covers medical expenses incurred on COVID-19 hospitalization including:
- Room rent charges, nursing, and boarding expenses.
- ICU/ICCU charges.
- Expenses on road ambulance subject up to a maximum of Rs. 2000/- per hospitalization.
- Medical practitioner/doctor fees, consultant fee.
- Operation theatre (OT) charges, Anesthesia, surgical appliances, ventilator expenses, PPE kit, mask, gloves, diagnostic imaging instruments expenses.
Home Care Treatment: Get the coverage for the medical expenses incurred during the treatment done at home for COVID-19. This is applicable for a maximum of 14 days during the policy tenure.
- It includes diagnostic tests performed at home or the diagnostic centers.
- Consultation and nursing charges related to medical staff and practitioners.
- Expenses on Pulse oximeter, oxygen cylinder, and Nebulizer.
- Medicines and drugs prescribed by a doctor.
AYUSH Treatment: The medical expenses of Ayurveda, Unani, Siddha, and Homeopathy for COVID patients are also covered under this plan.
Pre-Hospitalization: The medical expenses are covered for up to 15 days before the date of hospitalization.
Post-Hospitalization: The medical expenses are covered for up to 30 days after the date of discharge from the hospital.
Hospital Daily Cash Benefit: The plan provides daily cash benefit in case of hospitalization 24 hours of hospitalization for a maximum of up to 15 days.

Reliance Corona Kavach Policy Exclusions

Take a look at some of the major exclusions of this policy.

Intentional/self-inflicted injuries

Rehabilitation, rest cure, and respite care.

Dietary Supplements and substances purchased without a prescription.

Any claim related to COVID-19 where it has been diagnosed before the start date of the policy.

Any medical expenses incurred on OPD treatment and daycare procedures.

Diagnostic tests or treatments performed outside the limits of India.

It does not cover the hospitals which are not authorized by the Government and conducting the COVID-19 test.

Every coverage under this plan ceases if the policyholder moves to another country without taking consent from the Government of India.

Explore Reliance Health Insurance

Explore other Reliance Health Plans

Reliance Health offers a wide range of health insurance plans to fulfil the medical needs of individuals and families.

Comprehensive Plan

Reliance Health Gain Insurance Policy

Available in Individual as well as Family Floater Plans, the plan offers comprehensive coverage with in-patient treatment, and several add-on features.

Unique Features

Avail waiver of premium
Consumables Covered
Cumulative Bonus of 33.33%

Health Gain Insurance Policy (Pros)

Second Opinion Cover
Vaccination Cover
Health Check-up Cover
Home Care Treatment
Vision Correction Cover

Health Gain Insurance Policy (Cons)

Unproven Treatments Unavailable
Overseas treatment Unavailable
Hazardous Activity not covered
Infertility Treatment not covered
Cosmetic Surgery unavailable

Health Gain Insurance Policy (Other Benefits)

Companion Cover
Child Care Cover
Radio Taxi Cover
Convalescence Cover
Air Ambulance Cover

Health Gain Insurance Policy (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 3 L to 1 Cr
Waiting Period - 30 Days

Comprehensive Plan

Reliance Health Infinity Insurance

A plan that covers you and your family offering a sum insured of 5 lakhs to 5 crores. The plan offers 15 different types of discounts.

Unique Features

No Sub-limits on benefits
Robotic surgery for quick recover
90 days free cancellation

Health Infinity Insurance (Pros)

10% Online discount
5% Early Bird Discount
10% Stay Healthy Discount
Credit score discount
Concurrent Disclosure Discount

Health Infinity Insurance (Cons)

No Obesity Treatment Cover
Infertility Treatment Unavailable
No Alternative treatments
Out-patient not covered
Cosmetic Surgery unavailable

Health Infinity Insurance (Other Benefits)

5% Girl Child Discount
Restore Benefit
2.5% Vaccination Discount
5% BMI Discount
2.5 % Renewal Discount

Health Infinity Insurance (Eligibility Criteria)

Entry Age - 3 Months
Max Entry Age - 65 Years
SI - 5 L to 5 Crore
Waiting Period - 30 Days

Personal Accident Plan

Reliance Personal Accident Insurance Policy

Reimburses the medical expenses incurred during the treatment arising out of the accident and covers disability or death caused by accidents.

Unique Features

Child Education Benefit
Avail World Wide coverage
Zero Paperwork required

Personal Accident Policy (Pros)

Carriage of Mortal Cover
5% Increase On SI
Flexible Policy
Day Care Procedures Covered
Accident Death Benefit

Personal Accident Policy (Cons)

No Suicide Cover
Obesity Treatment Unavailable
No Pregnancy Cover
HIV/AIDS not covered
Cosmetic Surgery unavailable

Personal Accident Policy (Other Benefits)

Permanent Disability Covered
Easy Claim Process
Medical Extension Cover
AYUSH treatment Cover
No Medical Test

Personal Accident Policy (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 5 L to 20 L
Waiting Period - 30 Days

Affordable Plan

Reliance HealthWise Insurance Policy

An affordable and comprehensive policy that covers medical expenses & offers flexibility by providing 3 variants- Gold, Silver & Standard.

Unique Features

7% discount for girl child
No sub limit on room rent
Nursing allowance available

HealthWise Insurance Policy (Pros)

Stem Cell Treatment Cover
Domiciliary Hospitalisation
Health Check-up Cover
Critical Illness Covered
Donor Expenses Covered

HealthWise Insurance Policy (Cons)

No Breach of law Cover
No Dietary Supplements Cover
Hazardous Activity not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable

HealthWise Insurance Policy (Other Benefits)

Recovery Benefit
Road Ambulance Cover
Day Care Procedures Covered
Critical Illness Cover
5 % Renewal Discount

HealthWise Insurance Policy (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 1 L to 5 L
Waiting Period - 30 Days

Critical Illness Plan

Reliance Critical Illness Insurance Policy

Reliance critical illness health insurance is specifically designed to provide protection to an individual against 10 life-threatening diseases.

Unique Features

No pre-medical required
Lump-sum Payment
Coverage up to 10 Lakhs

Critical Illness Policy (Pros)

Open Heart Replacement
10 Critical Illnesses Covered
Tax Benefit
Permanent paralysis Covered
Kidney failure Covered

Critical Illness Policy (Cons)

No PED Cover
No Alcoholism Cover
No Gender Change Treatment
HIV/AIDS not covered
No Suicidal Cover

Critical Illness Policy (Other Benefits)

Flexible Policy Period
Organ Transplant Cover
Total Blindness Covered
Third Degree Burns Cover
Cancer Cover

Critical Illness Policy (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 5 L to 10 L
Waiting Period - 3 Months

Hospital Cash Benefits

Reliance HospiCare Insurance

A hospital cash benefit plan provides a lump sum payout on listed surgeries and daycare procedures occurring due to illness and injuries.

Unique Features

150+ surgeries covered
Health check-ups covered
Dengue hospitalization covered

HospiCare Insurance (Pros)

Health Check-Up
ICU Charges Covered
Ambulance Cover
Day Care Expenses Covered
Dengue Cover

HospiCare Insurance (Cons)

No Global Cover
Alcoholism Cover Unavailable
Hazardous Activity not covered
No Suicide Cover
Cosmetic Surgery unavailable

HospiCare Insurance (Other Benefits)

10% Online Discount
10% Policy Tenure Discount
100% SI on Surgical Procedure
10% Existing Customers Discount
SI Enhancement on Renewal

HospiCare Insurance (Eligibility Criteria)

Entry Age - 3 Months
Max Entry Age - 65 Years
SI - 1 L to 10 L
Waiting Period - 90 Days

Super Top-up Plan

Reliance Super-Top up Insurance

Cover the expenses of the treatment after your basic health insurance coverage is exhausted. The plan offers coverage of upto INR 1.30 Crore.

Unique Features

Maternity expenses
Air Ambulance cover
Worldwide Emergency Cover

Super-Top up Insurance (Pros)

Road Ambulance Cover
50% Cumulative Bonus
Waiver of Deductible
Day Care Procedures Covered
Health Check-Up Cover

Super-Top up Insurance (Cons)

No Suicide Cover
Dietary Supplements Not Covered
Refractive Error not covered
Weight Control not covered
Cosmetic Surgery unavailable

Super-Top up Insurance (Other Benefits)

Free Health Check Up
Domiciliary Hospitalization
Modern Treatments Cover
AYUSH treatment Cover
Organ Donor Cover

Super-Top up Insurance (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 5 L to 1.30 Cr
Waiting Period - 30 Days

Standard Plan

Reliance Arogya Sanjeevani

A standard and affordable health plan that offers medical coverage to individual and their families with a coverage of up to 10 Lakhs.

Unique Features

Special treatments Cover
Daycare treatments covered
Dental Treatment

Arogya Sanjeevani (Pros)

Ayush Benefit
Cataract Treatment
Flexible Policy
Cumulative Bonus
Pre & Post Hospitalisation

Arogya Sanjeevani (Cons)

5% Co-payment
No Unproven Treatments
No Dental Treatment
No Domiciliary Hospitalization
Cosmetic Surgery unavailable

Arogya Sanjeevani (Other Benefits)

5% Customer Discount
3% Renewal Benefit
Inpatient Care Cover
10% Family Discount
Special treatments Cover

Arogya Sanjeevani (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI -50 Thousand to 10 L
Waiting Period - 30 Days

Personal Accident Plan

Reliance Saral Suraksha Bima

Saral Suraksha Bima protects the insured for an accident and its aftermath like death or permanent disability.

Unique Features

SI of 1 crore
Discount on add-on
Lifelong renewal

Saral Suraksha Bima (Pros)

Permanent Total Disablement
Permanent Partial Disablement
Death Benefit
Education Grant To Child
Spouse Cover

Saral Suraksha Bima (Cons)

No Global Coverage
Obesity Treatment Unavailable
Hazardous Activity not covered
No War Injury Cover
Cosmetic Surgery unavailable

Saral Suraksha Bima (Other Benefits)

Lifelong Renewal
100% Benefit on SI
Family Covered
Lifetime Renewal
No Waiting Period

Saral Suraksha Bima (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 2.5 L to 1 Cr
Waiting Period - 30 Days

Group Health Plan

Reliance Group Mediclaim Policy

A comprehensive plan that covers a group of people working in an organization, & looks after unexpected medical expenses of the group members.

Unique Features

Bariatric surgery covered
Pre & post hospitalization
Maternity Benefit available

Group Mediclaim Policy (Pros)

Inpatient care
Family Cover
Cashless Treatment
9,100+ Network Hospitals
Tax benefit

Group Mediclaim Policy (Cons)

No Domiciliary hospitalization
Lasik Surgery Unavailable
Septoplasty not covered
Ozone Therapy not covered
Robotic treatment unavailable

Group Mediclaim Policy (Other Benefits)

7 to 1000 Workers Covered
Road Ambulance Cover
Day Care Procedures Covered
AYUSH treatment Cover
Room rent charges covered

Group Mediclaim Policy (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 50,000 & 1,00,000
Waiting Period - NA

Corona Plan

Reliance Corona Kavach Policy

An affordable health insurance policy that protects you and your family against hospitalization expenses that occur due to COVID-19.

Unique Features

Coverage up to 5L
Home cover available
Hospital daily cash cover

Corona Kavach Policy (Pros)

AYUSH Cover
Nursing Expenses Cover
Flexible Policy Period
PPE Kit Cover
ICU Cover

Corona Kavach Policy (Cons)

Dietary supplements unavailable
Obesity treatment unavailable
OPD not covered
Unproven treatments unavailable
Cosmetic Surgery unavailable

Corona Kavach Policy (Other Benefits)

Parents-in-law Cover
Road Ambulance Cover
Hospitalisation Expenses
AYUSH treatment Cover
Dependent Child Covered

Corona Kavach Policy (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 50 Thousand to 5 L
Waiting Period - 15 Days

Corona Plan

Corona Rakshak Policy

An affordable health insurance policy that offers lump sum benefits to the insured if diagnosed with COVID-19.

Unique Features

Coverage up to 2.5L
Affordable premiums
Avail lumps benefit

Corona Rakshak Policy (Pros)

71 hours of hospitalization benefit
Get 100% of SI back
Flexible policy
15 days waiting period
Tax Benefit

Corona Rakshak Policy (Cons)

Pre Existing Disease Not Covered
Obesity Treatment Unavailable
No Global Coverage
HIV/AIDS not covered
Cosmetic Surgery unavailable

Corona Rakshak Policy (Other Benefits)

Hassle-Free Claim Settlement
Road Ambulance Cover
Mild Symptoms Cover
Discounts on Plan
No Pre Policy Checkup

Corona Rakshak Policy (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 50 Thousand to 2.5 L
Waiting Period - 15 Days

Health Insurance Articles

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Corona Kavach Plan: FAQs

1. Does Reliance Corona Kavach provide any optional benefits?

Yes, the plan offers the optional benefit of Hospital Daily cash, wherein the company pays a Daily cash pay-out for every 24 hours of hospitalisation.

2. How many times can I make claims during a policy year under Reliance Health Corona Kavach Insurance?

Reliance Health Corona Kavach Insurance allows you to make any number of insurance claims until the claim amount does not exceed the sum assured.

3. Can I avail of tax benefits under this Corona Kavach health insurance policy?

Yes, you can earn tax benefits on the premium paid for Reliance General Corona Kavach Health Insurance Policy. The tax deductions will be applicable as per Section 80D of the Income Tax Act, 1961.

4. How can I renew my Reliance Corona Kaavch policy?

To renew your Reliance Corona Kavach Policy, you need to visit the official website of Reliance General. For further clarifications, get in touch with the PolicyX.com experts.

Reliance Corona Kavach Policy Review

Read what customers have to say about Reliance Corona Kavach health insurance.

Vidya Bhan

Bhopal

June 13, 2022

Very nice company with a range of health products. I have bought one plan for myself and my husband, and one for my aged in-laws. Happy with both the plans

Tulika Sharma

Mumbai

October 12, 2021

got hospitalized receently for a surgery...the company responded the minute my claims were raised. Good support! Thanks!

Mayank Tyagi

Indore

October 11, 2021

I m impressed with the service provided by Executives of Reliance Health. They assisted me very patiently

Kashi Pradhan

Allahabad

September 1, 2021

Bought the health plan for my parents. now I m assured that their health is not compromised due to money :)

Puneet sharma

Chandigarh

August 18, 2021

Reliance company ka health insurance bahut acha hai, aur premiums bhi bht affordable hai, aur bht jaldi claim ko settle karti hai, muje inki service bahut pasand aayi.

Roopal Ganguly

Jaipur

May 10, 2021

I bought this policy in times of pandemic and it is a must-have policy. Services are really very good and I am satisfied with this company. The claim ratio is also good.

Rishabh Kalra

Indore

May 6, 2021

Hi, I am Rishabh. I took this policy a year ago. The claim settlement of this company is good. You can go for this company.

Kanchi paul

Lukhnow

May 4, 2021

One day when i was watching TV i saw add of reliance health. I called them and the agents are so helpful. They resolved my query and i bought a plan from.

View All Reliance Health Insurance Reviews

Confused? No Worries, We Are Here To Help!

Reliance Corona Kavach Policy

Reliance Corona Kavach Plan Specifications

Entry Age

Plan Type

Policy Term

Renewability

Sum Insured

Initial Waiting Period*

Other Health Insurance Companies

Choose Reliance Health Insurance Plan for

Reliance Health Insurance Network Hospital List

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

Reliance Corona Kavach Coverage Details

Reliance Corona Kavach Policy Exclusions

Explore Reliance Health Insurance

Explore other Reliance Health Plans

Health Gain Insurance Policy (Pros)

Health Gain Insurance Policy (Cons)

Health Gain Insurance Policy (Other Benefits)

Health Gain Insurance Policy (Eligibility Criteria)

Health Infinity Insurance (Pros)

Health Infinity Insurance (Cons)

Health Infinity Insurance (Other Benefits)

Health Infinity Insurance (Eligibility Criteria)

Personal Accident Policy (Pros)

Personal Accident Policy (Cons)

Personal Accident Policy (Other Benefits)

Personal Accident Policy (Eligibility Criteria)

Reliance HealthWise Insurance Policy

HealthWise Insurance Policy (Pros)

HealthWise Insurance Policy (Cons)

HealthWise Insurance Policy (Other Benefits)

HealthWise Insurance Policy (Eligibility Criteria)

Critical Illness Policy (Pros)

Critical Illness Policy (Cons)

Critical Illness Policy (Other Benefits)

Critical Illness Policy (Eligibility Criteria)

Reliance HospiCare Insurance

HospiCare Insurance (Pros)

HospiCare Insurance (Cons)

HospiCare Insurance (Other Benefits)

HospiCare Insurance (Eligibility Criteria)

Reliance Super-Top up Insurance

Super-Top up Insurance (Pros)

Super-Top up Insurance (Cons)

Super-Top up Insurance (Other Benefits)

Super-Top up Insurance (Eligibility Criteria)

Arogya Sanjeevani (Pros)

Arogya Sanjeevani (Cons)

Arogya Sanjeevani (Other Benefits)

Arogya Sanjeevani (Eligibility Criteria)

Reliance Saral Suraksha Bima

Saral Suraksha Bima (Pros)

Saral Suraksha Bima (Cons)

Saral Suraksha Bima (Other Benefits)

Saral Suraksha Bima (Eligibility Criteria)

Group Mediclaim Policy (Pros)

Group Mediclaim Policy (Cons)

Group Mediclaim Policy (Other Benefits)

Group Mediclaim Policy (Eligibility Criteria)

Corona Kavach Policy (Pros)

Corona Kavach Policy (Cons)

Corona Kavach Policy (Other Benefits)

Corona Kavach Policy (Eligibility Criteria)

Corona Rakshak Policy

Corona Rakshak Policy (Pros)

Corona Rakshak Policy (Cons)

Corona Rakshak Policy (Other Benefits)

Corona Rakshak Policy (Eligibility Criteria)

Health Insurance Articles