Overview
Reliance Health Infinity is a comprehensive health insurance plan that comes with a number of benefits and discounts. The policy offers a wide range of sum insured options, from 3 lakh to 1 crore, no sub-limits, and a 90-day cancellation period.
The plan provides complete coverage against in-patient hospitalization expenses, pre and post-hospitalization expenses, daycare expenses, emergency ambulance expenses, organ donor expenses, and domiciliary hospitalization expenses. Apart from this, it also offers several optional add-on covers available at an extra premium at the time of policy purchase.
Add-on Benefits of Reliance Health Infinity Policy
More Cover: Enhance Your Sum Insured
With this add-on, you can enhance your sum insured amount as described below:
| Sum Insured Chosen |
Enhanced Sum Insured |
| Rs. 3 Lakh |
Rs. 1 Lakh |
| Rs. 5 Lakh |
Rs. 2 Lakh |
| Rs. 10 Lakh |
Rs. 3 Lakh |
| Rs. 15 Lakh |
Rs. 5 Lakh |
| Rs. 50 Lakh |
Rs. 15 Lakh |
| Rs. 1 Crore |
Rs. 30 Lakh |
More Time: Extend Your Policy Term
This add-on allows you to extend your policy term as per your needs. For a 1-year policy, coverage extends to 13 months; for a 2-year policy, it extends to 26 months.
More Global: Avail Global Coverage
Provides coverage for emergency hospitalization and daycare treatments outside India.
Exclusions
Permanent exclusions under the Reliance Health Infinity insurance plan include:
- War or war-like circumstances
- Breach of law with criminal intent
- Intentional or self-inflicted injuries
- Dangerous or hazardous activities such as participation in adventurous sports or in air force operations
- Injuries, diseases, or illnesses due to alcohol, tobacco, or substance abuse
- Obesity/weight control management programs
- Maternity Expenses
- Dental Treatment
- Cosmetic or aesthetic treatments and elective surgeries
Certain diseases and treatments are covered under this plan after a specific waiting period:
- Listed ailments: 24 Months
- Pre-existing diseases: 36 Months
Sample Premium Illustration: Reliance Health Infinity Insurance Plan
Below is a sample premium illustration for Reliance Health Infinity, showcasing different family sizes and sum insured options:
1 Adult
| Sum Insured (in Rs.) |
5 Lakhs |
15 Lakhs |
50 Lakhs |
| Premium (in Rs.) |
7,472 |
11,845 |
19,751 |
2 Adults
| Sum Insured (in Rs.) |
5 Lakhs |
15 Lakhs |
50 Lakhs |
| Premium (in Rs.) |
10,128 |
16,017 |
26,531 |
2 Adults + 1 Child
| Sum Insured (in Rs.) |
5 Lakhs |
15 Lakhs |
50 Lakhs |
| Premium (in Rs.) |
12,581 |
19,727 |
32,416 |