Network hospitals
9100
Incurred claim ratio
86.31%
Sum insured
Up to 5 CR
No. of Plans
11
Solvency Ratio
1.5
Pan India Presence
127
Network hospitals
9100
Incurred claim ratio
86.31%
Sum insured
Up to 5 CR
No. of Plans
11
Solvency Ratio
1.5
Pan India Presence
127
Reliance Health Infinity is a comprehensive health insurance plan that comes with a number of benefits and discounts. The policy offers wide coverage sum insured options i.e., from 3 lakh to 1 crore, no sub-limits, and 90 days cancellation time period.
The plan provides complete coverage against in-patient hospitalisation expenses, pre-hospitalisation and post-hospitalisation expenses, daycare expenses, emergency ambulance expenses, organ donor expenses, domiciliary hospitalisation expenses, etc. Apart from this, it also offers several add-on covers which you can include voluntarily by paying an extra premium at the time of policy purchase.
Let's explore more about the plan in the below sections:
91 days to 65 Years
Individual / Family Floater
1 / 2 / 3 year
Maximum 8 members- 2 Adults and up to 6 children
3 | 5 | 10 | 15 | 50 | Lakhs & 1 Crore
30 Days
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
Coverage for SI: 3 | 5 | 10 | 15 | 50 | Lakhs & 1 Crore
Room Rent
Covered with no sub-limits
ICU Charges
Covered with no sub-limits
Pre-Hospitalization
Covered up to 90 days
Post-Hospitalization
Covered up to 180 days
Domiciliary Hospitalization
Covered with no sub-limits
Daycare Treatment
All day care procedures covered
OPD Charges
Not Covered
COVID-19 Treatment
Covered
Cataract
Not Covered
No Claim Bonus
Not Available
Automatic Restoration
Restoration of up to 100% of Sum Insured
Daily Hospital Cash
Not Covered
Organ Donor
Covered with no sub-limits
Maternity Cover
Not Covered
New Born Baby Cover
Not Available
AYUSH Treatment
Covered with no sub-limits
IVF Treatment
Not Covered
Modern Treatment
Covered
Ambulance
Covered with no sub-limits
Air Ambulance
Not Covered
Compassionate Travel
Not Covered
Global Coverage
Not Available
E-Consultation
Not Covered
Health Check-Up
Not Covered
Second Medical Opinion
Not Covered
Vaccination
Not Covered
Co-payment
Applicable
Sub-limits
Not Applicable
The room rent limit is the maximum amount of bed charge that you can claim if you are hospitalized.
Common Room categories covered under room rent are:
Coverage status under Reliance Health Infinity Policy?
Under Reliance Health Infinity Policy, the room rent is covered without any sub-limits.
It is a special department in the hospitals where patients with serious medical conditions are treated.
Coverage status under Reliance Health Infinity Policy?
Under this plan, ICU charges are covered without any sub-limits.
Medical expenses incurred before the hospitalization of the policyholder.
Coverage status under Reliance Health Infinity Policy?
This plan covers medical expenses up to the sum insured incurred during pre-hospitalization for up to 90 days.
Medical expenses incurred after the discharge of the policyholder from the hospital.
Coverage status under Reliance Health Infinity Policy?
This plan covers medical expenses up to the sum insured incurred during post-hospitalization for up to 180 days.
Home hospitalization arrangements for the insured person due to the unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get financial coverage.
Coverage status under Reliance Health Infinity Policy?
Under Reliance Health Infinity Plan, domiciliary hospitalizations are covered without any sub-limits.
Treatments that can be treated in less than 24 hours of hospitalisation like blood dialysis, cataract, etc.
Coverage status under Reliance Health Infinity Policy?
This plan covers the expenses of all the daycare procedures without any sub-limits.
Covers the cost of doctor consultation and prescribed medical tests that may not require hospitalization.
Coverage status under Reliance Health Infinity Policy?
The plan does not offer coverage against OPD expenses.
COVID-19 treatment includes the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. an approved Centre.
Coverage status under Reliance Health Infinity Policy?
Covered under the plan
A common eye condition in which your vision gets blurred.
Coverage status under Reliance Health Infinity Policy?
Cataract Treatment is not covered under the plan.
For every claim-free year, insurance companies reward policyholders with an increase in the Sum Insured amount as a no-claim bonus on policy renewal. However, in the case of a claim, this bonus amount either lapses or is reduced by a certain percentage that varies from plan to plan.
Coverage status under Reliance Health Infinity Policy?
The plan does not offer the benefit of a No-Claim Bonus.
Automatic restoration is a benefit in which an insurance company restores the sum insured amount completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from plan to plan.
Coverage status under Reliance Health Infinity Policy?
Automatic Restoration of 100% of the Sum Insured is available under the plan.
It is a cash amount that you receive each day during the time of hospitalization.
Coverage status under Reliance Health Infinity Policy?
The Daily hospital cash is not available under the plan.
It is a cover that includes the cost of the procedure for removing the damaged or malfunctioning organs from the body.
Coverage status under Reliance Health Infinity Policy?
Under the plan, Organ Donor expenses are covered without any sub-limits.
It refers to the cover that includes expenses for normal and c-section procedure deliveries.
Coverage status under Reliance Health Infinity Policy?
Maternity expenses are not covered.
It takes care of the medical expenses that arise due to the hospitalization of the newborn baby in case of unforeseen circumstances. Some of the common treatments that are covered under the newborn cover and these common treatments can vary from plan to plan:
Coverage status under Reliance Health Infinity Policy?
Not covered
Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.
Coverage status under Reliance Health Infinity Policy?
AYUSH treatment is covered under this plan without any sub-limits
In Vitro Fertilization (IVF) is a method of assisted reproductive technology. The common expenses incurred under IVF and infertility treatments are for:
Coverage status under Reliance Health Infinity Policy?
Not available
Medical treatments that demand the use of modern technology such as robotic surgeries, stem cell therapy, etc.
Coverage status under Reliance Health Infinity Plan?
The plan covers:
An ambulance is used to move the patient from home to the hospital, transfer to another hospital, and take them for different tests outside the hospital.
Coverage status under Reliance Health Infinity Plan?
Ambulance expenses are covered without any sub-limits.
Air ambulances are specially prepared planes that transfer the patient from one place to another in a health emergency.
Coverage status under Reliance Health Infinity Policy?
Not covered under the plan
Refers to the travelling expenses of a family member of the insured person in case the policyholders get admitted to a hospital outside his/her residential city.
Coverage status under Reliance Health Infinity Policy?
Not available
Any kind of medical/health emergency when you are outside of India.
Coverage status under Reliance Health Infinity Policy?
Not available
If a policy offers E-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.
Coverage status under Reliance Health Infinity Policy?
Not available.
A facility where the policyholder can avail of free health check-ups after fulfilling the company's policies.
Coverage status under Reliance Health Infinity Policy?
Not available.
If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company's network of medical practitioners.
Coverage status under Reliance Health Infinity Plan?
Not available.
Coverage against the expenses incurred on vaccinations is provided by the insurance companies.
Coverage status under Reliance Health Infinity Policy?
The plan does not cover vaccination cover.
In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.
Status under Reliance Health Infinity Policy?
10% voluntary Co-payment if opted by the policyholder.
Sub limit is a condition in which the insurer will have to pay the medical expense up to a certain percentage and the remaining amount will have to be paid by the policyholder.
Status under Reliance Health Infinity Plan?
Not Applicable
Reliance Health Insurance Network Hospitals are present in 28 states across the country. With an extensive network of hospitals, Reliance Health Insurance ensures that whatever city you live in, you are medically protected.
Sum Insured Chosen | Enhanced Sum Insured |
Rs. 3 Lakh | Rs. 1 Lakh |
Rs. 5 Lakh | Rs. 2 Lakh |
Rs. 10 Lakh | Rs. 3 Lakh |
Rs. 15 Lakh | Rs. 5 Lakh |
Rs. 50 Lakh | Rs. 15 Lakh |
Rs. 1 Crore | Rs. 30 Lakh |
Permanent diseases or health conditions that are not included under the Reliance Health Infinity insurance plan are:
War or war-like circumstances
Breach of law with the intent of the criminal activity
Intentional or self-inflicted injuries
Dangerous or hazardous activities such as participation in adventurous sports or in air force operations
Obesity/weight control management programs
Maternity Expenses
Dental Treatment
Cosmetic, aesthetic, and surgeries occurred because of illness/injury
Injuries/diseases/illnesses occur because of alcohol, tobacco, or substance abuse
Certain diseases and treatments are covered under this plan after a certain time period. Read the details below:
Listed ailments after 24 Months
Pre-existing diseases after 36 Months
For a better understanding, we have illustrated the sample premiums of Reliance Health Infinity with different family sizes and sum insured options. Take a look:
SI (in Rs.) | 5 Lakhs | 15 Lakhs | 50 Lakhs |
Premium Payable (in Rs.) | 7,472 | 11,845 | 19,751 |
SI (in Rs.) | 5 Lakhs | 15 Lakhs | 50 Lakhs |
Premium Payable (in Rs.) | 10,128 | 16,017 | 26,531 |
SI (in Rs.) | 5 Lakhs | 15 Lakhs | 50 Lakhs |
Premium Payable (in Rs.) | 12,581 | 19,727 | 32,416 |
Reliance Health offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens.
Comprehensive Plan
Available in Individual as well as Family Floater Plans, the plan offers comprehensive coverage with in-patient treatment, and several add-on features.
Unique Features
Personal Accident Plan
Reimburses the medical expenses incurred during the treatment arising out of the accident and covers disability or death caused by accidents.
Unique Features
Affordable Plan
An affordable and comprehensive policy that covers medical expenses & offers flexibility by providing 3 variants- Gold, Silver & Standard.
Unique Features
Critical Illness Plan
Reliance critical illness health insurance is specifically designed to provide protection to an individual against 10 life-threatening diseases.
Unique Features
Hospital Cash Benefits
A hospital cash benefit plan provides a lump sum payout on listed surgeries and daycare procedures occurring due to illness and injuries.
Unique Features
Super Top-up Plan
Cover the expenses of the treatment after your basic health insurance coverage is exhausted. The plan offers coverage of upto INR 1.30 Crore.
Unique Features
Standard Plan
A standard and affordable health plan that offers medical coverage to individual and their families with a coverage of up to 10 Lakhs.
Unique Features
Personal Accident Plan
Saral Suraksha Bima protects the insured for an accident and its aftermath like death or permanent disability.
Unique Features
Group Health Plan
A comprehensive plan that covers a group of people working in an organization, & looks after unexpected medical expenses of the group members.
Unique Features
Corona Plan
An affordable health insurance policy that protects you and your family against hospitalization expenses that occur due to COVID-19.
Unique Features
Corona Plan
An affordable health insurance policy that offers lump sum benefits to the insured if diagnosed with COVID-19.
Unique Features
Health Plan
A plan designed to meet the needs of a specially-abled community. It covers the cost of hospitalization and many modern treatments.
Unique Features
See More Health Insurance Articles
See More Health Insurance Articles
Yes, you can apply for the Reliance Health Infinity plan online by simply filling up the online proposal form by Reliance Health Insurance.
Yes, the COVID-19 treatment costs are covered by the Reliance Health Infinity plan.
You can file as many claims as you want under your Reliance Health Infinity plan as long as the sum insured is not exhausted.
As per the Mental Healthcare Act, 2017, Mental illnesses like Parkinson's disease and Alzheimer's disease are covered under the Reliance Health Infinity policy.
The Health Infinity Policy has an optional 10% co-payment feature. You can add this feature to the policy at the time of purchase to save money on your premiums.
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