Nowadays, health insurance has become a necessity and it is the only way to manage unforeseen medical emergencies. Reliance Health Infinity is a comprehensive health insurance plan that comes with a number of benefits and discounts. The policy offers wide coverage sum insured options i.e., from 3 lakh to 1 crore, no sub-limits, and 90 days cancellation time period.
Read along to explore more about the plan:
Age | Child: 91 days to 25 years Adult: 18 years to 65 years |
Policy Tenure | 1/2/3 years |
Members to be covered | It covers a maximum of 8 members (2 adults and up to 6 children) |
Pre-policy Medical check-up | PPHC will be applicable for above 45 years of age irrespective of the sum insured that has opted. |
Residential Status | Indian Citizens and Permanent Residents |
**Last Updated on March, 2022
With the availability of a number of health insurance plans in the market, one should always be aware of key features of the availed plan. Let's understand the key features of Reliance Health Infinity for your better understanding.
Sum Insured | Rs. 3 lakhs - Rs 1 crore |
Policy Tenure | 1,2 & 3 years |
Initial Waiting Period | 30 days |
Coverage of Pre-existing illness | After 36 months |
Coverage for a specific illness | 24 months |
**Last Updated on March, 2022
The major benefits of the Reliance Health Infinity Plan are:
Health Infinity plan provides you with the coverage for expenses incurred on medical treatment that involves Ayurveda, Unani, Siddha, and Homeopathy. All these are the essential alternative treatment approaches for which hospitalization expenses are also covered under this plan.
If you are having a Reliance Health Infinity plan and require an organ transplant, then this policy offers coverage for expenses related to 'Organ Donor' without any sub-limits. So it covers the medical expenses of harvesting the organ from the donor.
This plan provides coverage for inpatient hospitalization wherein a minimum of 24 hours of hospitalization is required. But some of the daycare procedures are quick and do not require 24 hours of hospitalization because of technological advancements. They are also covered under this plan.
The plan comes with the option of covering the medical expenses incurred up to 90 days before hospitalization.
The plan comes with the option of covering the medical expenses incurred up to 180 days after hospitalization i.e., for the discharge from the hospital.
A health infinity plan offers a restoration benefit of up to 100% if the claims made in 1 year of policy have exhausted the sum insured.
The plan offers coverage for medical expenses incurred during a treatment at home that exceeds 3 days consecutively.
All the medical expenses related to illness/ accident involving ICU charges, room rent expenses, or any other charges related to medical treatment.
It also includes the coverage for special treatments such as Robotic surgeries, stem cell therapies, and corrections in eyesight. All these are covered along with a co-payment of 50% of medical expenses.
In this, the expenses incurred on transporting an individual from one hospital to another without any sub-limits are covered.
It does not cover:
The plan offers a 10% of family discount (depends on the size of the family) when more than one member of the family is insured individually in the same/existing policy rather than having a family floater plan.
After completing one year of this policy, if you get your health check-up done, then after sharing your reports with the insurer, you are eligible for a 10% discount on the renewal premium.
This plan offers you an additional discount of 10% on premium if the policyholder chooses a long-term policy of 2 or 3 years.
For what time the policy is active | Premium Refund |
For up to 90 days | 100% refund |
For above 90 days | Allocated in equal proportions |
**Last Updated on March, 2022
If you are admitted to one of Reliance's partnered network hospitals, you have to follow the below steps-
Here you have the option to get yourself treated at any hospital (apart from the network) and file for reimbursement with the following steps-
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(Showing latest 5 reviews only)
June 13, 2022
Vidya Bhan
BhopalOctober 12, 2021
Tulika Sharma
Mumbaigot hospitalized receently for a surgery...the company responded the minute my claims were raised. Good support! Thanks!
October 11, 2021
Mayank Tyagi
IndoreI m impressed with the service provided by Executives of Reliance Health. They assisted me very patiently
September 1, 2021
Kashi Pradhan
AllahabadBought the health plan for my parents. now I m assured that their health is not compromised due to money :)
August 18, 2021
Puneet sharma
ChandigarhReliance company ka health insurance bahut acha hai, aur premiums bhi bht affordable hai, aur bht jaldi claim ko settle karti hai, muje inki service bahut pasand aayi.
Last updated on March, 2022
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Very nice company with a range of health products. I have bought one plan for myself and my husband, and one for my aged in-laws. Happy with both the plans