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Reliance Hospi-Care Policy
It's not an emergency if you are always prepared! Reliance Hospi-Care health insurance policy helps you prepare for unforeseen accidents an…
- 150+ listed surgeries
- 140+ daycare procedures
- Daily hospital cash
Reliance Health Insurance
Health Infinity Plan
Reliance Health Infinity Plan offers a wide range of healthcare servic ...Read More
Up to 5 Cr
Sum insured
1
No. of plans
127+
Pan India presence
87.50%
Claim settlement ratio
🛡️ IRDAI Approved
⭐ 4.4/5 · 2,700 reviews
🏥 9,100+ hospitals
📊 2.35 solvency ratio
✅ 87.50% claim settlement
About Health Infinity Plan
A quick read on what this Reliance Health Insurance plan covers and why it might be a fit for you.
Reliance Health Infinity is a comprehensive health insurance plan that comes with a number of benefits and discounts. The policy offers a wide range of sum insured options, from 3 lakh to 1 crore, no sub-limits, and a 90-day cancellation period.
The plan provides complete coverage against in-patient hospitalization expenses, pre and post-hospitalization expenses, daycare expenses, emergency ambulance expenses, organ donor expenses, domiciliary hospitalization expenses, etc. Apart from this, it also offers several optional add-on covers available at an extra premium at the time of policy purchase.
Plan at a glance
Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.
Entry age
91 days to 65 Years
Plan type
Individual and Family Health Insurance
Sum insured options
₹3 L, ₹5 L, ₹10 L, ₹15 L, ₹50 L, ₹1 L
Waiting period
30 days
Renewability
Lifelong
Policy term
1, 2, 3 years
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
Pros & cons
A quick honest summary — the strengths and the trade-offs.
Pros
- In-patient hospitalization
- Daycare expenses
- Domiciliary hospitalization
- Organ donor expenses
Cons
- OPD cover not available
- No global coverage
- Adventure sports coverage not available
- Health check-up not available
What's covered
Every CMS-driven coverage flag from the plan wording — only items with a published value render below.
Hospitalization
- Room rent Covered
- ICU charges Covered
- Pre-hospitalization Covered
- Post-hospitalization Covered
- Domiciliary hospitalization Covered
- Day-care treatment Covered
- OPD charges Not covered
- Covid-19 treatment Covered
- Cataract Not covered
Bonuses & restoration
- No-claim bonus Not covered
- Automatic restoration of SI Covered
- Daily hospital cash Not covered
Family & special care
- Maternity cover Not covered
- New-born baby cover Not covered
- IVF treatment Not covered
- AYUSH treatment Covered
- Organ donor expenses Covered
Modern & preventive care
- Modern treatment Covered
- Road ambulance Covered
- Air ambulance Not covered
- E-consultation Not covered
- Health check-up Not covered
- Second medical opinion Not covered
- Vaccination Not covered
Conditions & global
- Co-payment Covered
- Sub-limits Covered
- Compassionate travel Not covered
- Global coverage Not covered
Add-on Benefits of Reliance Health Infinity Policy
-
More Cover: Enhance your sum insured
With this add-on, you can enhance your sum insured amount as described below:
Sum Insured Chosen Enhanced Sum Insured Rs. 3 Lakh Rs. 1 Lakh Rs. 5 Lakh Rs. 2 Lakh Rs. 10 Lakh Rs. 3 Lakh Rs. 15 Lakh Rs. 5 Lakh Rs. 50 Lakh Rs. 15 Lakh Rs. 1 Crore Rs. 30 Lakh -
More Time: Extend your Policy Term
This add-on allows you to extend your policy term as per your needs. For a 1-year policy, coverage extends to 13 months; for a 2-year policy, it extends to 26 months.
-
More Global: Avail Global Coverage
Provides coverage for emergency hospitalization and daycare treatments outside India.
Inclusions & exclusions
What the plan pays for, and what it doesn't.
Exclusions
- Permanent exclusions under the Reliance Health Infinity insurance plan include:
- War or war-like circumstances
- Breach of law with criminal intent
- Intentional or self-inflicted injuries
- Dangerous or hazardous activities such as participation in adventurous sports or in air force operations
- Injuries, diseases, or illnesses due to alcohol, tobacco, or substance abuse
- Obesity/weight control management programs
- Maternity Expenses
- Dental Treatment
- Cosmetic or aesthetic treatments and elective surgeries
- Certain diseases and treatments are covered under this plan after a specific waiting period:
- Listed ailments: 24 Months
- Pre-existing diseases: 36 Months
Who can buy this plan
Eligibility criteria pulled straight from the policy wording.
- Entry Age: 91 days to 65 years
- Policy Type: Individual / Family Floater
- Sum Insured: 3 L to 1 Cr
- Initial Waiting Period: 30 days
Other features & benefits
- Modern treatment
- Organ donor cover
- Co-payment option
- Optional add-on covers
Reliance Health Infinity Plan: FAQs
The 5 most-asked questions about Health Infinity Plan, answered.
Yes, you can apply for the Reliance Health Infinity plan online by simply filling up the online proposal form by Reliance Health Insurance.
Yes, the COVID-19 treatment costs are covered by the Reliance Health Infinity plan.
You can file as many claims as you want under your Reliance Health Infinity plan as long as the sum insured is not exhausted.
As per the Mental Healthcare Act, 2017, Mental illnesses like Parkinson’s disease and Alzheimer’s disease are covered under the Reliance Health Infinity policy.
The Health Infinity Policy has an optional 10% co-payment feature. You can add this feature to the policy at the time of purchase to save money on your premiums.
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