Reliance Health Infinity is a comprehensive health insurance plan that comes with a number of benefits and discounts. The policy offers wide coverage sum insured options i.e., from 3 lakh to 1 crore, no sub-limits, and 90 days cancellation
time period.
The plan provides complete coverage against in-patient hospitalisation expenses, pre-hospitalisation and post-hospitalisation expenses, daycare expenses, emergency ambulance expenses, organ donor expenses, domiciliary hospitalisation
expenses, etc. Apart from this, it also offers several add-on covers which you can include voluntarily by paying an extra premium at the time of policy purchase. Let's explore more about the plan in the below sections:
Reliance Health Infinity Plan Specifications
Entry Age
91 days to 65 Years
Policy Type
Individual / Family Floater
Policy Term
1 / 2 / 3 year
Relations Covered
Maximum 8 members- 2 Adults and up to 6 children
Sum Insured
3 | 5 | 10 | 15 | 50 | Lakhs & 1 Crore
Initial Waiting Period*
30 Days
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
The room rent limit is the maximum amount of bed charge that you can claim if you are hospitalized.
Common Room categories covered under room rent are:
Private Single AC Room
Twin Sharing
General Ward
Coverage status under Reliance Health Infinity Policy?
Under Reliance Health Infinity Policy, the room rent is covered without any sub-limits.
What are ICU Charges?
It is a special department in the hospitals where patients with serious medical conditions are treated.
Coverage status under Reliance Health Infinity Policy?
Under this plan, ICU charges are covered without any sub-limits.
What is Pre Hospitalization?
Medical expenses incurred before the hospitalization of the policyholder.
Coverage status under Reliance Health Infinity Policy?
This plan covers medical expenses up to the sum insured incurred during pre-hospitalization for up to 90 days.
What is Post Hospitalization?
Medical expenses incurred after the discharge of the policyholder from the hospital.
Coverage status under Reliance Health Infinity Policy?
This plan covers medical expenses up to the sum insured incurred during post-hospitalization for up to 180 days.
What is Domiciliary Hospitalization?
Home hospitalization arrangements for the insured person due to the unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get financial coverage.
Coverage status under Reliance Health Infinity Policy?
Under Reliance Health Infinity Plan, domiciliary hospitalizations are covered without any sub-limits.
What is Daycare Treatment?
Treatments that can be treated in less than 24 hours of hospitalisation like blood dialysis, cataract, etc.
Coverage status under Reliance Health Infinity Policy?
This plan covers the expenses of all the daycare procedures without any sub-limits.
What are OPD charges?
Covers the cost of doctor consultation and prescribed medical tests that may not require hospitalization.
Coverage status under Reliance Health Infinity Policy?
The plan does not offer coverage against OPD expenses.
What is COVID-19 Treatment?
COVID-19 treatment includes the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. an approved Centre.
Coverage status under Reliance Health Infinity Policy?
Covered under the plan
What is Cataract Treatment?
A common eye condition in which your vision gets blurred.
Coverage status under Reliance Health Infinity Policy?
Cataract Treatment is not covered under the plan.
What is a No-Claim Bonus?
For every claim-free year, insurance companies reward policyholders with an increase in the Sum Insured amount as a no-claim bonus on policy renewal. However, in the case of a claim, this bonus amount either lapses or is reduced by
a certain percentage that varies from plan to plan.
Coverage status under Reliance Health Infinity Policy?
The plan does not offer the benefit of a No-Claim Bonus.
What is Automatic Restoration?
Automatic restoration is a benefit in which an insurance company restores the sum insured amount completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from plan to plan.
Coverage status under Reliance Health Infinity Policy?
Automatic Restoration of 100% of the Sum Insured is available under the plan.
What is Daily Hospital Cash?
It is a cash amount that you receive each day during the time of hospitalization.
Coverage status under Reliance Health Infinity Policy?
The Daily hospital cash is not available under the plan.
What is an Organ Donor Cover?
It is a cover that includes the cost of the procedure for removing the damaged or malfunctioning organs from the body.
Coverage status under Reliance Health Infinity Policy?
Under the plan, Organ Donor expenses are covered without any sub-limits.
What is a Maternity Cover?
It refers to the cover that includes expenses for normal and c-section procedure deliveries.
Coverage status under Reliance Health Infinity Policy?
Maternity expenses are not covered.
What is a New Born Baby Cover?
It takes care of the medical expenses that arise due to the hospitalization of the newborn baby in case of unforeseen circumstances. Some of the common treatments that are covered under the newborn cover and these common treatments
can vary from plan to plan:
Congenital anomaly (conditions since birth)
Acute condition
Chronic condition
Pre-mature delivery
Birth asphyxia
Day care treatment
Coverage status under Reliance Health Infinity Policy?
Not covered
What is AYUSH Treatment?
Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.
Coverage status under Reliance Health Infinity Policy?
AYUSH treatment is covered under this plan without any sub-limits
What is IVF Treatment?
In Vitro Fertilization (IVF) is a method of assisted reproductive technology. The common expenses incurred under IVF and infertility treatments are for:
Full infertility
No fertility
Infertility diagnosis
Infertility diagnosis and limited fertility treatment
Medication (which may or may not include fertility drug prescriptions)
Coverage status under Reliance Health Infinity Policy?
Not available
What is a Modern Treatment?
Medical treatments that demand the use of modern technology such as robotic surgeries, stem cell therapy, etc.
Coverage status under Reliance Health Infinity Plan?
The plan covers:
Robotic surgeries
Stem cell therapy and upcoming futuristic technology in medical science.
Correction of eyesight due to the refractive error above dioptre 14.0
Administration of intra-articular or intra-lesional injections, monoclonal antibodies such as Rituximab/Infliximab/trastuzumab (trade name Remicade, Rituxan, Herceptin), supplementary medications such as zoledronic acid
What is an Ambulance Cover?
An ambulance is used to move the patient from home to the hospital, transfer to another hospital, and take them for different tests outside the hospital.
Coverage status under Reliance Health Infinity Plan?
Ambulance expenses are covered without any sub-limits.
What is an Air Ambulance?
Air ambulances are specially prepared planes that transfer the patient from one place to another in a health emergency.
Coverage status under Reliance Health Infinity Policy?
Not covered under the plan
What is Compassionate Travel?
Refers to the travelling expenses of a family member of the insured person in case the policyholders get admitted to a hospital outside his/her residential city.
Coverage status under Reliance Health Infinity Policy?
Not available
What is Global Coverage?
Any kind of medical/health emergency when you are outside of India.
Coverage status under Reliance Health Infinity Policy?
Not available
What is E-Consultation?
If a policy offers E-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.
Coverage status under Reliance Health Infinity Policy?
Not available.
What is a Health Checkup?
A facility where the policyholder can avail of free health check-ups after fulfilling the company's policies.
Coverage status under Reliance Health Infinity Policy?
Not available.
What is a Second Medical Opinion?
If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company's network of medical practitioners.
Coverage status under Reliance Health Infinity Plan?
Not available.
What is Vaccination cover?
Coverage against the expenses incurred on vaccinations is provided by the insurance companies.
Coverage status under Reliance Health Infinity Policy?
The plan does not cover vaccination cover.
What is Co-payment?
In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.
Status under Reliance Health Infinity Policy?
10% voluntary Co-payment if opted by the policyholder.
What is the Sub limit?
Sub limit is a condition in which the insurer will have to pay the medical expense up to a certain percentage and the remaining amount will have to be paid by the policyholder.
Status under Reliance Health Infinity Plan?
Not Applicable
Reliance Health Insurance Network Hospital List
Reliance Health Insurance Network Hospitals are present in 28 states across the country. With an extensive network of hospitals, Reliance Health Insurance ensures that whatever city you live in, you are medically protected.
Add-on Benefits of Reliance Health Infinity Policy
More Cover: Enhance your sum insured With this add-on cover, you can enhance your sum insured amount as per the below description:
Sum Insured Chosen
Enhanced Sum Insured
Rs. 3 Lakh
Rs. 1 Lakh
Rs. 5 Lakh
Rs. 2 Lakh
Rs. 10 Lakh
Rs. 3 Lakh
Rs. 15 Lakh
Rs. 5 Lakh
Rs. 50 Lakh
Rs. 15 Lakh
Rs. 1 Crore
Rs. 30 Lakh
More Time: Extend your Policy Term With this add-on, you can extend your policy term as per your needs and requirements. If your policy period is 1 year, then you
can avail coverage for 13 months. Whereas if it is 2 years, then you can extend it for 26 months.
More Global: Avail Global Coverage Avail coverage outside the geographical boundaries of India for emergency hospitalization daycare treatments.
Permanent diseases or health conditions that are not included under the Reliance Health Infinity insurance plan are:
War or war-like circumstances
Breach of law with the intent of the criminal activity
Intentional or self-inflicted injuries
Dangerous or hazardous activities such as participation in adventurous sports or in air force operations
Obesity/weight control management programs
Maternity Expenses
Dental Treatment
Cosmetic, aesthetic, and surgeries occurred because of illness/injury
Injuries/diseases/illnesses occur because of alcohol, tobacco, or substance abuse
Coverage after Waiting Period
Certain diseases and treatments are covered under this plan after a certain time period. Read the details below:
Listed ailments after 24 Months
Pre-existing diseases after 36 Months
Sample Premium Illustration of Reliance Health Infinity Insurance Plan
For a better understanding, we have illustrated the sample premiums of Reliance Health Infinity with different family sizes and sum insured options. Take a look:
1 Adult
SI (in Rs.)
5 Lakhs
15 Lakhs
50 Lakhs
Premium Payable (in Rs.)
7,472
11,845
19,751
2 Adults
SI (in Rs.)
5 Lakhs
15 Lakhs
50 Lakhs
Premium Payable (in Rs.)
10,128
16,017
26,531
2 Adults+1 Child
SI (in Rs.)
5 Lakhs
15 Lakhs
50 Lakhs
Premium Payable (in Rs.)
12,581
19,727
32,416
Explore Reliance Health Insurance
Know more about Reliance Health Insurance plans, claim process, buying process and contact details of the company by clicking on the sections below:
Available in Individual as well as Family Floater Plans, the plan offers comprehensive coverage with in-patient treatment, and several add-on features.
Reliance critical illness health insurance is specifically designed to provide protection to an individual against 10 life-threatening diseases.
Unique Features
No pre-medical required
Lump-sum Payment
Coverage up to 10 Lakhs
Hospital Cash Benefits
Reliance HospiCare Insurance
Reliance Hospi Care Insurance is a hospital cash benefit product that provides a lump sum payout listed surgeries and daycare procedures occurring due to illness or injury.
Unique Features
150+ surgeries covered
Pre-policy health check-ups covered
Dengue hospitalization covered
Super Top-up Plan
Reliance Super-Top up Insurance
Cover the expenses of the treatment after your basic health insurance coverage is exhausted. The plan offers coverage of upto INR 1.30 Crore.
1. Can I apply for the Reliance Health Infinity policy online?
Yes, you can apply for the Reliance Health Infinity plan online by simply filling up the online proposal form by Reliance Health Insurance.
2. Is COVID-19 treatment covered by the Reliance Health Infinity plan?
Yes, the COVID-19 treatment costs are covered by the Reliance Health Infinity plan.
3. How many claims are allowed under the Reliance Health Infinity plan in a year?
You can file as many claims as you want under your Reliance Health Infinity plan as long as the sum insured is not exhausted.
4. What mental illnesses are covered under the Reliance Health Infinity Insurance policy?
As per the Mental Healthcare Act, 2017, Mental illnesses like Parkinson's disease and Alzheimer's disease are covered under the Reliance Health Infinity policy.
5. Is there a co-pay clause in this policy?
The Health Infinity Policy has an optional 10% co-payment feature. You can add this feature to the policy at the time of purchase to save money on your premiums.
Reliance Health Infinity Plany Review
Read what customers have to say about Reliance Health Infinity health Insurance.
Vidya Bhan
Bhopal
June 13, 2022
Very nice company with a range of health products. I have bought one plan for myself and my husband, and one for my aged in-laws. Happy with both the plans
Tulika Sharma
Mumbai
October 12, 2021
got hospitalized receently for a surgery...the company responded the minute my claims were raised. Good support! Thanks!
Mayank Tyagi
Indore
October 11, 2021
I m impressed with the service provided by Executives of Reliance Health. They assisted me very patiently
Kashi Pradhan
Allahabad
September 1, 2021
Bought the health plan for my parents. now I m assured that their health is not compromised due to money :)
Puneet sharma
Chandigarh
August 18, 2021
Reliance company ka health insurance bahut acha hai, aur premiums bhi bht affordable hai, aur bht jaldi claim ko settle karti hai, muje inki service bahut pasand aayi.
Roopal Ganguly
Jaipur
May 10, 2021
I bought this policy in times of pandemic and it is a must-have policy. Services are really very good and I am satisfied with this company. The claim ratio is also good.
Rishabh Kalra
Indore
May 6, 2021
Hi, I am Rishabh. I took this policy a year ago. The claim settlement of this company is good. You can go for this company.
Kanchi paul
Lukhnow
May 4, 2021
One day when i was watching TV i saw add of reliance health. I called them and the agents are so helpful. They resolved my query and i bought a plan from.
