Reliance Hospi-Care Policy

Overview

It's not an emergency if you are always prepared!

Reliance Hospi-Care health insurance policy helps you prepare for unforeseen accidents and medical emergencies. It offers hospital cash benefits with a lump sum payout for over 150+ listed surgeries and 140+ daycare procedures that might occur due to an accident or an illness. It also provides daily hospital cash benefits and more. The special hospital cash benefit of this policy allows you to recover from surgery without worrying about additional medical expenses.

An important thing to remember is that only an Indian resident can be insured under the Hospi-Care Reliance health insurance policy.

This page discusses all important information about the plan, including its eligibility criteria, specifications, benefits, and exclusions. Read further to know about the Hospi-Care policy in detail.

Waiting Periods

• Specified illnesses: 2 years
• Pre-existing diseases (PEDs): 4 years

Specifications of Reliance Hospi-Care Health Insurance Plan

Sum Insured Options

INR 1 Lakh, 2 Lakh, 3 Lakh, 4 Lakh, 5 Lakh, 10 Lakh

Benefits by Sum Insured

• Surgical Procedure Cash:
  • 1 Lakh SI: 1,00,000
  • 2 Lakh SI: 2,00,000
  • 3 Lakh SI: 3,00,000
  • 4 Lakh SI: 4,00,000
  • 5 Lakh SI: 5,00,000
  • 10 Lakh SI: 10,00,000
• Hospital Daily Cash (up to 60 days):
  • 1 Lakh SI: 1,000
  • 2 Lakh SI: 2,000
  • 3 Lakh SI: 3,000
  • 4 Lakh, 5 Lakh, 10 Lakh SI: 4,000
• Hospital Daily Cash ICU (up to 15 days):
  • 1 Lakh SI: 2,000
  • 2 Lakh SI: 4,000
  • 3 Lakh SI: 6,000
  • 4 Lakh, 5 Lakh, 10 Lakh SI: 8,000
• Day Care Treatment Cash (141+ conditions covered):
  • 1 Lakh SI: 5,000
  • 2 Lakh SI: 10,000
  • 3 Lakh SI: 15,000
  • 4 Lakh SI: 20,000
  • 5 Lakh SI: 25,000
  • 10 Lakh SI: 50,000
• Other Surgeries Cash:
  • 1 Lakh SI: 2,000
  • 2 Lakh SI: 4,000
  • 3 Lakh SI: 6,000
  • 4 Lakh SI: 8,000
  • 5 Lakh SI: 10,000
  • 10 Lakh SI: 20,000
• Hospitalisation due to Dengue/Malaria/Chikungunya: 20,000 (across all Sum Insured options)

Discounts

• Online policy purchase: 10%
• 2 or 3 years policy term: 10%
• RGI employees/customer: 10%
• Renewal of policy: 10%

Exclusions

• War or situations alike
• Breach of law/act of criminal intent
• Suicide
• Self-inflicted injury
• Dangerous sports/adventure activities
• Alcohol/drug abuse
• Treatment received outside of India
• Treatments taken out of the hospital
• Plastic/cosmetic surgery (except medically necessary treatment)
• Circumcisions