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Reliance Group Mediclaim Policy
Reliance General Group Mediclaim Insurance, offered by Reliance Health Insurance, covers employees' health at an economical cost and provid…
- Day care procedures
- Regular health check-ups
- Tax benefits
Reliance Health Insurance
Reliance Hospi-Care Policy
The Hospi-Care plan offers an emergency shield by covering your daily ...Read More
Up to 5 Cr
Sum insured
1
No. of plans
127+
Pan India presence
87.50%
Claim settlement ratio
🛡️ IRDAI Approved
⭐ 4.4/5 · 2,704 reviews
🏥 9,100+ hospitals
📊 2.35 solvency ratio
✅ 87.50% claim settlement
About Reliance Hospi-Care Policy
A quick read on what this Reliance Health Insurance plan covers and why it might be a fit for you.
It's not an emergency if you are always prepared!
Reliance Hospi-Care health insurance policy helps you prepare for unforeseen accidents and medical emergencies. It offers hospital cash benefits with a lump sum payout for over 150+ listed surgeries and 140+ daycare procedures that might occur due to an accident or an illness. It also provides daily hospital cash benefits and more. The special hospital cash benefit of this policy allows you to recover from surgery without worrying about additional medical expenses.
An important thing to remember is that only an Indian resident can be insured under the Hospi-Care Reliance health insurance policy.
This page discusses all important information about the plan, including its eligibility criteria, specifications, benefits, and exclusions. Read further to know about the Hospi-Care policy in detail.
Plan at a glance
Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.
Entry age
18 to 65 years
Plan type
Individual
Sum insured options
₹1 L, ₹2 L, ₹3 L, ₹4 L, ₹5 L, ₹6 L, ₹7 L, ₹8 L, ₹9 L, ₹10 L
Waiting period
90 days
Renewability
Lifelong
Policy term
1,2,3 years
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
Pros & cons
A quick honest summary — the strengths and the trade-offs.
Pros
- 150+ listed surgeries
- 140+ daycare procedures
- Daily hospital cash
Cons
- Treatment outside of India
- Self-inflicted injury
- Breach of law
Other waiting periods under this policy:
- Specified illnesses: 2 years
- Pre-existing diseases (PEDs): 4 years
Specifications of Reliance Hospi-Care Health Insurance Plan
Sum Insured Options (INR): 1 Lakh, 2 Lakh, 3 Lakh, 4 Lakh, 5 Lakh, 10 Lakh
- Surgical Procedure Cash:
- 1 Lakh SI: 1,00,000
- 2 Lakh SI: 2,00,000
- 3 Lakh SI: 3,00,000
- 4 Lakh SI: 4,00,000
- 5 Lakh SI: 5,00,000
- 10 Lakh SI: 10,00,000
- Hospital Daily Cash (up to 60 days):
- 1 Lakh SI: 1,000
- 2 Lakh SI: 2,000
- 3 Lakh SI: 3,000
- 4 Lakh, 5 Lakh, 10 Lakh SI: 4,000
- Hospital Daily Cash ICU (up to 15 days):
- 1 Lakh SI: 2,000
- 2 Lakh SI: 4,000
- 3 Lakh SI: 6,000
- 4 Lakh, 5 Lakh, 10 Lakh SI: 8,000
- Day Care Treatment Cash (141+ conditions covered):
- 1 Lakh SI: 5,000
- 2 Lakh SI: 10,000
- 3 Lakh SI: 15,000
- 4 Lakh SI: 20,000
- 5 Lakh SI: 25,000
- 10 Lakh SI: 50,000
- Other Surgeries Cash:
- 1 Lakh SI: 2,000
- 2 Lakh SI: 4,000
- 3 Lakh SI: 6,000
- 4 Lakh SI: 8,000
- 5 Lakh SI: 10,000
- 10 Lakh SI: 20,000
- Hospitalisation due to Dengue/Malaria/Chikungunya: 20,000 (across all Sum Insured options)
- Discounts:
- Online policy purchase: 10%
- 2 or 3 years policy term: 10%
- RGI employees/customer: 10%
- Renewal of policy: 10%
Inclusions & exclusions
What the plan pays for, and what it doesn't.
Exclusions
- War or situations alike
- Breach of law/act of criminal intent
- Suicide
- Self-inflicted injury
- Dangerous sports/adventure activities
- Alcohol/drug abuse
- Treatment received outside of India
- Treatments taken out of the hospital
- Plastic/cosmetic surgery (except medically necessary treatment)
- Circumcisions
Who can buy this plan
Eligibility criteria pulled straight from the policy wording.
- Entry age: 18 to 65 years
- SI: 1 to 10 Lakhs
- Initial waiting period: 90 days
Other features & benefits
- Hospitalisation due to Dengue/Malaria
- Surgical payout
- Affordable premiums
Reliance Hospi-Care Insurance Policy: FAQs
The 4 most-asked questions about Reliance Hospi-Care Policy, answered.
It provides all kinds of medical expenses related to hospitalization care like daycare procedures, ICU hospital daily cash benefits, surgeries, recovery, etc.
An individual who is between 18 to 65 years of age can buy this policy on an individual basis.
You can buy this policy with a sum insured range of INR 1L/2L/3L/4L/5L/10L.
No, you need to buy individual cover for all your family members, because there’s no family floater option available with this policy.
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