Network hospitals
8600+
Claim settlement ratio
98.65%
Sum insured
Up to 1 CR
No. of Plans
12
Solvency Ratio
1.67
Pan India Presence
128+
Network hospitals
8600+
Claim settlement ratio
98.65%
Sum insured
Up to 1 CR
No. of Plans
12
Solvency Ratio
1.67
Pan India Presence
128+
We have seen an increase in critical illnesses worldwide in recent years, most notably cancer, heart disease, and others. These acute illnesses are expensive to treat and also are sometimes incurable. Criticial Illnesses develop due to many unforeseen conditions such as genetic illnesses, harsh working conditions, etc. However, many lifestyle habits also contribute to developing critical illnesses such as a sedentary lifestyle, lack of balanced nutrition, irregular sleeping patterns, improper sleep schedules, and more.
Reliance critical illness insurance essentially facilitates insurance holders by providing them with protection to a particular person against a life-threatening disease. Any kind of critical illness is not easy to cure and adds a lot of financial stress on the family of the affected individual. During such a difficult time it is essential that the patient stays calm and focuses on recovery and treatments instead of focusing on the cost of treatments. Reliance critical illness insurance is a versatile plan that provides a financial cushion to the family of an affected individual by offering a lump sum amount for all those expenses.
Critical illnesses can force you to dig into your lifelong savings and this is where Reliance's critical illness insurance policy helps insurance holders. There are multiple features and benefits included under Reliance critical illness health insurance
Reliance critical illness health insurance is specifically designed to provide protection to an individual against 10 life-threatening diseases.
Unique Features
Minimum: 18 Years
Maximum: 65 Years
1/3 Years
Individual
5 L | 7 L | 10 L
30 Days*
The various inclusions under Reliance Critical Illness Insurance are listed below
Cancer
Major Organ Transplant
Multiple Sclerosis
Third Degree Burns
Aorta Graft Surgery
Heart Valve Replacement or repair
Coma of Specified Severity
Coma Quadriplegia (persisting more than 90 days post-diagnosis without any significant recovery)
Total Blindness
End-Stage Renal Disease requiring regular dialysis
The various exclusions under Reliance Critical Illness Insurance are listed below:
PED, illnesses, or injuries
pregnancy or childbirth
HIV infection / AIDS
cosmetic or sex-change treatment/surgery
alcohol consumption, smoking, another tobacco intake, or drug abuse
intentional self-injury, suicide, or attempted suicide
any breach of law or participation in an actual or attempted felony, riot, crime, misdemeanor, or civil commotion
war, terrorism, or nuclear weapons
Comprehensive Plan
Available in Individual as well as Family Floater Plans, the plan offers comprehensive coverage with in-patient treatment, and several add-on features.
Unique Features
Comprehensive Plan
Comes with a number of amazing benefits and discounts. The plan offers a wide range of sums insured from Rs. 3 Lacs to Rs. 1 crore.
Unique Features
Personal Accident Plan
Reimburses the medical expenses incurred during the treatment arising out of the accident and covers disability or death caused by accidents.
Unique Features
Affordable Plan
An affordable and comprehensive policy that covers medical expenses & offers flexibility by providing 3 variants- Gold, Silver & Standard.
Unique Features
Critical Illness Plan
Reliance critical illness health insurance is specifically designed to provide protection to an individual against 10 life-threatening diseases.
Unique Features
Hospital Cash Benefits
Reliance Hospi Care Insurance is a hospital cash benefit product that provides a lump sum payout listed surgeries and daycare procedures occurring due to illness or injury.
Unique Features
Super Top-up Plan
Cover the expenses of the treatment after your basic health insurance coverage is exhausted. The plan offers coverage of upto INR 1.30 Crore.
Unique Features
Standard Plan
A standard and affordable health plan that offers medical coverage to individual and their families with a coverage of up to 10 Lakhs.
Unique Features
Personal Accident Plan
Saral Suraksha Bima protects the insured for an accident and its aftermath like death or permanent disability.
Unique Features
Group Health Plan
A comprehensive plan that covers a group of people working in an organization, & looks after unexpected medical expenses of the group members.
Unique Features
Corona Plan
An affordable health insurance policy that protects you and your family against hospitalization expenses that occur due to COVID-19.
Unique Features
Corona Plan
An affordable health insurance policy that offers lump sum benefits to the insured if diagnosed with COVID-19.
Unique Features
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See More Health Insurance Articles
The insurance plan is an individual plan and can be purchased under the following eligibility criteria:
There are 3 different sum insured options to select from as per your requirement and needs. The sum insured options ranges are 5 L, 7 L, and 10 L INR.
Reliance critical illnesses cover 10 critical illnesses in 2 categories. The first category covers cancer, organ transplant, third-degree burns, and more while the second category includes Coma, heart diseases, kidney failure, and other listed diseases.
The tenure for reliance critical illness insurance is available for 1 year and 3 years respectively.
The various exclusions under Reliance Critical Illness Insurance are listed below
Vidya Bhan
Bhopal
June 13, 2022
Very nice company with a range of health products. I have bought one plan for myself and my husband, and one for my aged in-laws. Happy with both the plans
Tulika Sharma
Mumbai
October 12, 2021
got hospitalized receently for a surgery...the company responded the minute my claims were raised. Good support! Thanks!
Mayank Tyagi
Indore
October 11, 2021
I m impressed with the service provided by Executives of Reliance Health. They assisted me very patiently
Kashi Pradhan
Allahabad
September 1, 2021
Bought the health plan for my parents. now I m assured that their health is not compromised due to money :)
Puneet sharma
Chandigarh
August 18, 2021
Reliance company ka health insurance bahut acha hai, aur premiums bhi bht affordable hai, aur bht jaldi claim ko settle karti hai, muje inki service bahut pasand aayi.
Roopal Ganguly
Jaipur
May 10, 2021
I bought this policy in times of pandemic and it is a must-have policy. Services are really very good and I am satisfied with this company. The claim ratio is also good.
Rishabh Kalra
Indore
May 6, 2021
Hi, I am Rishabh. I took this policy a year ago. The claim settlement of this company is good. You can go for this company.
Kanchi paul
Lukhnow
May 4, 2021
One day when i was watching TV i saw add of reliance health. I called them and the agents are so helpful. They resolved my query and i bought a plan from.
Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.
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