Reliance Health for Critical Illness
  • 10 CI covered
  • Affordable premiums
  • Tax Benefits
Reliance Health Insurance
premium

Network hospitals

8600+

premium

Claim settlement ratio

98.65%

premium

Sum insured

Up to 1 CR

premium

No. of Plans

12

premium

Solvency Ratio

1.67

premium

Pan India Presence

128+

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member

premium

Network hospitals

8600+

premium

Claim settlement ratio

98.65%

premium

Sum insured

Up to 1 CR

premium

No. of Plans

12

premium

Solvency Ratio

1.67

premium

Pan India Presence

128+

Reliance Health Insurance for Critical Illness

We have seen an increase in critical illnesses worldwide in recent years, most notably cancer, heart disease, and others. These acute illnesses are expensive to treat and also are sometimes incurable. Criticial Illnesses develop due to many unforeseen conditions such as genetic illnesses, harsh working conditions, etc. However, many lifestyle habits also contribute to developing critical illnesses such as a sedentary lifestyle, lack of balanced nutrition, irregular sleeping patterns, improper sleep schedules, and more.

Reliance critical illness insurance essentially facilitates insurance holders by providing them with protection to a particular person against a life-threatening disease. Any kind of critical illness is not easy to cure and adds a lot of financial stress on the family of the affected individual. During such a difficult time it is essential that the patient stays calm and focuses on recovery and treatments instead of focusing on the cost of treatments. Reliance critical illness insurance is a versatile plan that provides a financial cushion to the family of an affected individual by offering a lump sum amount for all those expenses.

Key Benefits of Reliance Health Insurance for Critical Illness

Critical illnesses can force you to dig into your lifelong savings and this is where Reliance's critical illness insurance policy helps insurance holders. There are multiple features and benefits included under Reliance critical illness health insurance

  • Adequate Sum Insured
    Reliance critical illness insurance offers various sum insured options for insurance holders to opt for as per their requirements and necessities. The health insurance plans offer multiple sum insured options and cover options for different critical illnesses.
  • Multiple critical illnesses covered
    Reliance critical illness insurance covers 10 critical illnesses that are divided into 2 different categories. The first category covers cancer, organ transplant, third-degree burns, and more while the second category includes Coma, heart diseases, kidney failure and other listed diseases.
  • Tax Benefits
    Reliance Critical Illness Plans are eligible for tax benefits through the Income Tax Act of India.
  • 24x7 Service
    With Reliance Critical Illness Insurance Plans you can be assured that you will have access to 24x7 assistance regarding claims. Policyholders can simply send a mail immediately or log in through the Self-i App, or call up (022) 4890 3009.
  • Affordable Premiums
    Reliance Critical Illness Insurance is an affordable and well-rounded insurance plan that allow insurance holders to be stress-free while availing of any treatments for any of the listed critical illnesses under the insurance plan.

Make Health Your Top Priority Banner

Complete Health Suraksha Banner

Reliance Health Insurance Plans for Critical Illness

Reliance critical illness health insurance is specifically designed to provide protection to an individual against 10 life-threatening diseases.

Unique Features

  • No pre-medical required
  • Lump-sum Payment
  • Coverage up to 10 Lakhs

Other Critical Illness Health insurance companies

Health Insurance Companies

Reliance Health Insurance for Critical Illness Eligibility Criteria

Entry Age

Minimum: 18 Years

Adult Entry Age.

Maximum: 65 Years

Policy Term

1/3 Years

Plan Type

Individual

Sum Insured

5 L | 7 L | 10 L

Initial Waiting Period*

30 Days*

Reliance Health Insurance for Critical Illness Inclusions

The various inclusions under Reliance Critical Illness Insurance are listed below

Cancer

Major Organ Transplant

Multiple Sclerosis

Third Degree Burns

Aorta Graft Surgery

Heart Valve Replacement or repair

Coma of Specified Severity

Coma Quadriplegia (persisting more than 90 days post-diagnosis without any significant recovery)

Total Blindness

End-Stage Renal Disease requiring regular dialysis

Reliance Health Insurance for Critical Illness Exclusions

The various exclusions under Reliance Critical Illness Insurance are listed below:

PED, illnesses, or injuries

pregnancy or childbirth

HIV infection / AIDS

cosmetic or sex-change treatment/surgery

alcohol consumption, smoking, another tobacco intake, or drug abuse

intentional self-injury, suicide, or attempted suicide

any breach of law or participation in an actual or attempted felony, riot, crime, misdemeanor, or civil commotion

war, terrorism, or nuclear weapons

Reliance Health Insurance Plans

Comprehensive Plan

Available in Individual as well as Family Floater Plans, the plan offers comprehensive coverage with in-patient treatment, and several add-on features.

Unique Features

  • Waiver of premium on critical illness
  • Consumables Covered
  • Cumulative Bonus of 33.33%

Comprehensive Plan

Comes with a number of amazing benefits and discounts. The plan offers a wide range of sums insured from Rs. 3 Lacs to Rs. 1 crore.

Unique Features

  • No Sub-limits on benefits
  • Robotic surgery for quick recover
  • 90 days free cancellation

Personal Accident Plan

Reliance Personal Accident Insurance Policy

Reimburses the medical expenses incurred during the treatment arising out of the accident and covers disability or death caused by accidents.

Unique Features

  • Child Education Benefit
  • Avail World Wide coverage
  • Zero Paperwork required

Affordable Plan

Reliance HealthWise Insurance Policy

An affordable and comprehensive policy that covers medical expenses & offers flexibility by providing 3 variants- Gold, Silver & Standard.

Unique Features

  • 7% discount for girl child
  • No sub limit on room rent
  • Nursing allowance available

Critical Illness Plan

Reliance critical illness health insurance is specifically designed to provide protection to an individual against 10 life-threatening diseases.

Unique Features

  • No pre-medical required
  • Lump-sum Payment
  • Coverage up to 10 Lakhs

Hospital Cash Benefits

Reliance HospiCare Insurance

Reliance Hospi Care Insurance is a hospital cash benefit product that provides a lump sum payout listed surgeries and daycare procedures occurring due to illness or injury.

Unique Features

  • 150+ surgeries covered
  • Pre-policy health check-ups covered
  • Dengue hospitalization covered

Super Top-up Plan

Reliance Super-Top up Insurance

Cover the expenses of the treatment after your basic health insurance coverage is exhausted. The plan offers coverage of upto INR 1.30 Crore.

Unique Features

  • Maternity expenses
  • Air Ambulance cover
  • Worldwide Emergency Cover

Standard Plan

A standard and affordable health plan that offers medical coverage to individual and their families with a coverage of up to 10 Lakhs.

Unique Features

  • Coverage against special treatments
  • Daycare treatments covered
  • Dental Treatment

Personal Accident Plan

Reliance Saral Suraksha Bima

Saral Suraksha Bima protects the insured for an accident and its aftermath like death or permanent disability.

Unique Features

  • SI of 1 crore
  • Discount on add-on
  • Lifelong renewal

Group Health Plan

A comprehensive plan that covers a group of people working in an organization, & looks after unexpected medical expenses of the group members.

Unique Features

  • Bariatric surgery covered
  • Pre & post hospitalization
  • Maternity Benefit available

Corona Plan

An affordable health insurance policy that protects you and your family against hospitalization expenses that occur due to COVID-19.

Unique Features

  • Coverage up to 5L
  • Home cover available
  • Hospital daily cash cover

Corona Plan

Corona Rakshak Policy

An affordable health insurance policy that offers lump sum benefits to the insured if diagnosed with COVID-19.

Unique Features

  • Coverage up to 2.5L
  • Affordable premiums
  • Avail lumps benefit

Health Insurance Articles

What is OPD Cover?

What is OPD Cover?March, 2022

Reliance Health for Critical Illness: FAQs

1. What are the eligibility criteria for Reliance Critical Illness Insurance?

The insurance plan is an individual plan and can be purchased under the following eligibility criteria:

  • Minimum entry age - 18 years
  • Maximum entry age - 65 Years

2. What is the sum insured range offered by reliance critical illness insurance?

There are 3 different sum insured options to select from as per your requirement and needs. The sum insured options ranges are 5 L, 7 L, and 10 L INR.

3. How many critical Illnesses are covered under reliance critical illness insurance?

Reliance critical illnesses cover 10 critical illnesses in 2 categories. The first category covers cancer, organ transplant, third-degree burns, and more while the second category includes Coma, heart diseases, kidney failure, and other listed diseases.

4. What is the duration of reliance critical illness insurance?

The tenure for reliance critical illness insurance is available for 1 year and 3 years respectively.

5. What are the various exclusions under reliance critical illness insurance?

The various exclusions under Reliance Critical Illness Insurance are listed below

  • PED, illnesses, or injuries
  • pregnancy or childbirth
  • HIV infection / AIDS
  • cosmetic or sex-change treatment/surgery
  • alcohol consumption, smoking, another tobacco intake, or drug abuse
  • intentional self-injury, suicide, or attempted suicide
  • any breach of law or participation in an actual or attempted felony, riot, crime, misdemeanor, or civil commotion
  • war, terrorism, or nuclear weapons

Reliance Health Insurance Reviews

Customer Review Image

Vidya Bhan

Bhopal

June 13, 2022

Very nice company with a range of health products. I have bought one plan for myself and my husband, and one for my aged in-laws. Happy with both the plans

Customer Review Image

Tulika Sharma

Mumbai

October 12, 2021

got hospitalized receently for a surgery...the company responded the minute my claims were raised. Good support! Thanks!

Customer Review Image

Mayank Tyagi

Indore

October 11, 2021

I m impressed with the service provided by Executives of Reliance Health. They assisted me very patiently

Customer Review Image

Kashi Pradhan

Allahabad

September 1, 2021

Bought the health plan for my parents. now I m assured that their health is not compromised due to money :)

Customer Review Image

Puneet sharma

Chandigarh

August 18, 2021

Reliance company ka health insurance bahut acha hai, aur premiums bhi bht affordable hai, aur bht jaldi claim ko settle karti hai, muje inki service bahut pasand aayi.

Customer Review Image

Roopal Ganguly

Jaipur

May 10, 2021

I bought this policy in times of pandemic and it is a must-have policy. Services are really very good and I am satisfied with this company. The claim ratio is also good.

Customer Review Image

Rishabh Kalra

Indore

May 6, 2021

Hi, I am Rishabh. I took this policy a year ago. The claim settlement of this company is good. You can go for this company.

Customer Review Image

Kanchi paul

Lukhnow

May 4, 2021

One day when i was watching TV i saw add of reliance health. I called them and the agents are so helpful. They resolved my query and i bought a plan from.

View All Reliance Health Insurance Reviews

Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.