Reliance Critical Illness Insurance
  • 10 CI Covered
  • Affordable Premiums
  • Tax Benefits
Reliance Critical Illness Insurance
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Reliance Health Insurance for Critical Illness

We have seen an increase in critical illnesses worldwide in recent years, most notably cancer, heart disease, and others. These acute illnesses are expensive to treat and also are sometimes incurable. Critical Illnesses develop due to many unforeseen conditions such as genetic illnesses, harsh working conditions, etc. However, many lifestyle habits also contribute to developing critical illnesses such as a sedentary lifestyle, lack of balanced nutrition, irregular sleeping patterns, improper sleep schedules, and more.

Reliance critical illness insurance essentially facilitates insurance holders by providing them with protection to a particular person against a life-threatening disease. Any kind of critical illness is not easy to cure and adds a lot of financial stress on the family of the affected individual. During such a difficult time it is essential that the patient stays calm and focuses on recovery and treatments instead of focusing on the cost of treatments. Reliance critical illness insurance is a versatile plan that provides a financial cushion to the family of an affected individual by offering a lump sum amount for all those expenses.

Key Benefits of Reliance Health Insurance for Critical Illness

Critical illnesses can force you to dig into your lifelong savings and this is where Reliance’s critical illness insurance policy helps insurance holders. There are multiple features and benefits included under Reliance critical illness health insurance:

 

  • Adequate Sum Insured
    Reliance Critical Illness insurance offers various sum insured options for insurance holders to opt for as per their requirements and necessities. The health insurance plans offer multiple sum insured options and cover options for different critical illnesses.
  • Multiple Critical Illnesses Covered
    Reliance critical illness insurance covers 10 critical illnesses that are divided into 2 different categories. The first category covers cancer, organ transplant, third-degree burns, and more while the second category includes Coma, heart diseases, kidney failure and other listed diseases.
  • Tax Benefits
    Reliance Critical Illness Plans are eligible for tax benefits through the Income Tax Act of India.
  • 24x7 Service
    With Reliance Critical Illness Insurance Plans you can be assured that you will have access to 24x7 assistance regarding claims. Policyholders can simply send a mail immediately log in through the Self-i App, or call up (022) 4890 3009.
  • Affordable Premiums
    Reliance Critical Illness Insurance is an affordable and well-rounded insurance plan that allows insurance holders to be stress-free while availing of any treatments for any of the listed critical illnesses under the insurance plan.

Reliance Health Insurance for Critical Illness Eligibility Criteria

 

Entry Age

Minimum: 18 Years

 

Adult Entry Age.

Maximum: 65 Years

 

Policy Term

1/3 Years

 

Plan Type

Individual

 

Sum Insured

5 L | 7 L | 10 L

 

Initial Waiting Period*

30 Days*

Reliance Health Insurance for Critical Illness Inclusions

The various inclusions under Reliance Critical Illness Insurance are listed below

Cancer

Major Organ Transplant

Multiple Sclerosis

Third Degree Burns

Aorta Graft Surgery

Heart Valve Replacement or repair

Coma of Specified Severity

Coma Quadriplegia (persisting more than 90 days post-diagnosis without any significant recovery)

Total Blindness

End-stage renal disease requiring regular dialysis

Reliance Health Insurance for Critical Illness Exclusions

The various exclusions under Reliance Critical Illness Insurance are listed below:

PEDs, illnesses, or injuries

pregnancy or childbirth

HIV infection / AIDS

cosmetic or sex-change treatment/surgery

alcohol consumption, smoking, another tobacco intake, or drug abuse

intentional self-injury, suicide, or attempted suicide

any breach of law or participation in an actual or attempted felony, riot, crime, misdemeanour, or civil commotion

war, terrorism, or nuclear weapons

Explore other Reliance Health Insurance

To cater to the different medical needs of an individual & their family, Reliance Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to Reliance Health Insurance plans explore more:

Individual

Reliance Health Personal Accident Policy covers individuals against accidental death and disability along with multiple other benefits like child edu...

Unique Features

  • Death Cover
  • Upto 20L SI
  • Disability Cover

Reliance Health Personal Accident (Pros)

Reliance Health Personal Accident
  • Children education fund
  • Accident hospitalization reimbursement
  • Increase in CSI

Reliance Health Personal Accident (Cons)

Reliance Health Personal Accident
  • HIV/AIDS
  • Breach of law
  • Maternity and newborn baby cover
  • Daycare procedures

Reliance Health Personal Accident (Other Benefits)

Reliance Health Personal Accident
  • Accidental death cover
  • PTD/PPD/TTD covers
  • Cumulative bonus

Reliance Health Personal Accident (Eligibility Criteria)

Reliance Health Personal Accident
  • Entry Age: Minimum: 18 Years
  • Dependent Children: 5 to 25 Years
  • Sum Insured: 5 - 20 Lakhs
  • Waiting period: Accidental death covered from day 1

Individual and Family Health Insurance

Reliance HealthWise Insurance Policy is a comprehensive health insurance plan offering all-around medical care features and benefits. The plan comes i...

Unique Features

  • Customize Your Plan
  • Critical Illness Cover
  • Recovery Benefit

Reliance HealthWise Policy (Pros)

Reliance HealthWise Policy
  • Daily Hospitalization Allowance
  • Domiciliary Hospitalization
  • Critical Illness Cover

Reliance HealthWise Policy (Cons)

Reliance HealthWise Policy
  • Global coverage
  • OPD not available
  • AYUSH treatment not covered

Reliance HealthWise Policy (Other Benefits)

Reliance HealthWise Policy
  • In-patient hospitalization
  • Daycare procedures
  • Modern treatment cover
  • Ambulance charges

Reliance HealthWise Policy (Eligibility Criteria)

Reliance HealthWise Policy
  • Entry age: 18 - 65 Years
  • SI: 1 L - 5 L
  • Initial waiting period: 30 Days

Individual and Family Health Insurance

Health Gain Insurance Plan is a newly launched health plan by Reliance Health Insurance company. The plan allows the customers to customise their poli...

Unique Features

  • Individual and Floater Options
  • Lifetime Renewability
  • Hassle-free Claim Process

Health Gain Policy (Pros)

Health Gain Policy
  • Consumable Cover
  • Unlimited Base SI Reinstatement
  • Room Rent Modification

Health Gain Policy (Cons)

Health Gain Policy
  • Global coverage unavailable
  • Breach of law
  • Intentional injury
  • OPD not covered

Health Gain Policy (Other Benefits)

Health Gain Policy
  • Domiciliary hospitalization
  • Daycare procedures covered
  • Air ambulance services

Health Gain Policy (Eligibility Criteria)

Health Gain Policy
  • Entry Age: 91 days to 65 Years
  • SI: 5 L to 1 Cr
  • Initial waiting period: 30 Days
  • Policy term: 1/2/3 Years

Individual and Family Health Insurance

Reliance Health Infinity is a comprehensive health insurance plan that comes with a number of benefits and discounts. The policy offers wide coverage ...

Unique Features

  • Pre-policy Medical Check-up
  • AYUSH Coverage
  • No Sub-limits

Health Infinity Plan (Pros)

Health Infinity Plan
  • In-patient hospitalisation
  • Daycare expenses
  • Domiciliary hospitalization
  • Organ donor expenses

Health Infinity Plan (Cons)

Health Infinity Plan
  • OPD cover unavailable
  • No global coverage
  • Adventure sports
  • Health check-up unavailable

Health Infinity Plan (Other Benefits)

Health Infinity Plan
  • Modern treatment
  • Organ donor cover
  • Co-payment option
  • Add-on covers applicable

Health Infinity Plan (Eligibility Criteria)

Health Infinity Plan
  • Entry Age 91 days to 65 Years
  • Policy Type Individual / Family Floater
  • SI: 3 L to 1 Cr
  • Initial waiting period: 30 Days

Individual and Family Health Insurance

Reliance Arogya Sanjeevani's plan is affordable and efficient. In unprecedented times, covering you and your family is a necessity. Reliance Arogya Sa...

Unique Features

  • AYUSH Benefits
  • Inclusions and Exclusions
  • Quick Claim Process

Reliance Arogya Sanjeevani Plan (Pros)

Reliance Arogya Sanjeevani Plan
  • In-patient hospitalization
  • Daycare treatments
  • AYUSH treatments
  • Ambulance charges

Reliance Arogya Sanjeevani Plan (Cons)

Reliance Arogya Sanjeevani Plan
  • OPD cover
  • Domiciliary hospitalization
  • Daily Hospital Cash
  • Organ Donor

Reliance Arogya Sanjeevani Plan (Other Benefits)

Reliance Arogya Sanjeevani Plan
  • Modern treatment
  • Vaccination
  • Cataract
  • Covid-19

Reliance Arogya Sanjeevani Plan (Eligibility Criteria)

Reliance Arogya Sanjeevani Plan
  • Entry Age Minimum: 18 years
  • Entry Age Maximum: 65 Years
  • Policy Term 1 Year
  • Sum Insured: 50K to 10 Lakhs
  • Initial Waiting Period: 30 Days

Individual and Family Health Insurance

To avoid the financial stress and burden during Covid treatment, Reliance Health Insurance offers the Corona Kavach Plan that takes care of your medic...

Unique Features

  • Covers COVID-19
  • Check the Eligibility
  • Coverage Details of the Plan

Corona Kavach Plan (Pros)

Corona Kavach Plan
  • AYUSH treatment cover
  • Ambulance charges
  • COVID-19 treatment cover

Corona Kavach Plan (Cons)

Corona Kavach Plan
  • OPD charges
  • Daycare procedures
  • Modern treatment
  • Organ donor treatment

Corona Kavach Plan (Other Benefits)

Corona Kavach Plan
  • Home care treatment
  • In-patient hospitalization
  • Pre and post-hospitalization

Corona Kavach Plan (Eligibility Criteria)

Corona Kavach Plan
  • Entry Age Child Age: 1 day to 25 yrs
  • Adult Age: 18 yrs to 65 yrs
  • SI- 50 K to 5 L
  • Waiting period - 15 days

Critical Illness Health Insurance

Reliance Critical Illness insurance policy caters to life-threatening and lifestyle-disabling diseases, so you are worry-free. ​Reliance Critical Il...

Unique Features

  • 10 Major Illnesses Covered
  • Choose Your SI
  • Avail Tax Benefits

Reliance Critical Illness Insurance (Pros)

Reliance Critical Illness Insurance
  • COVID-19 cover
  • No-claim bonus
  • Cover for 10 critical illnesses

Reliance Critical Illness Insurance (Cons)

Reliance Critical Illness Insurance
  • Hospitalization out of war
  • Congenital disease
  • Intentional self-injury
  • IVF treatment
  • Air ambulance

Reliance Critical Illness Insurance (Other Benefits)

Reliance Critical Illness Insurance
  • Cancer of specified severity
  • Major organ/Bone marrow transplant
  • Multiple Sclerosis with persisting symptoms
  • Third degree burns
  • Aorta graft surgery

Reliance Critical Illness Insurance (Eligibility Criteria)

Reliance Critical Illness Insurance
  • Minimum entry age: 18 years
  • Maximum entry age: 65 years
  • SI: 5 - 10 Lakhs
  • Waiting period:

Group Health Insurance

Reliance General Group Mediclaim Insurance covers your employee's health at an economical cost and lets you enjoy tax benefits too. Reliance General ...

Unique Features

  • Coverage for employees
  • 3 variants available
  • Avail tax benefits

Reliance Group Mediclaim Policy (Pros)

Reliance Group Mediclaim Policy
  • Day care procedures
  • Regular health check-ups
  • Tax benefits

Reliance Group Mediclaim Policy (Cons)

Reliance Group Mediclaim Policy
  • Cosmetic treatment
  • Treatment of PEDs
  • HIV/AIDS treatment

Reliance Group Mediclaim Policy (Other Benefits)

Reliance Group Mediclaim Policy
  • Family floater clause
  • Extra insurance cover
  • Cover for all employees and their families

Reliance Group Mediclaim Policy (Eligibility Criteria)

Reliance Group Mediclaim Policy
  • Entry age: 18 to 65 years
  • Policy type: Group medical policy
  • Initial waiting period: 30 days

Individual

It's not an emergency if you are always prepared! Reliance Hospi-Care health insurance policy helps you prepare for unforeseen accidents and the uncer...

Unique Features

  • 150+ surgeries cover
  • 140+ daycare cover
  • Lumpsum cash benefits

Reliance Hospi-Care Policy (Pros)

Reliance Hospi-Care Policy
  • 150+ listed surgeries
  • 140+ daycare procedures
  • Daily hospital cash

Reliance Hospi-Care Policy (Cons)

Reliance Hospi-Care Policy
  • Treatment outside of India
  • Self-inflicted injury
  • Breach of law

Reliance Hospi-Care Policy (Other Benefits)

Reliance Hospi-Care Policy
  • Hospitalisation due to Dengue/Malaria
  • Surgical payout
  • Affordable premiums

Reliance Hospi-Care Policy (Eligibility Criteria)

Reliance Hospi-Care Policy
  • Entry age: 18 to 65 years
  • SI: 1 to 10 Lakhs
  • Initial waiting period: 90 days

Health Insurance Companies

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Reliance Health for Critical Illness: FAQs

1. What are the eligibility criteria for Reliance Critical Illness Insurance?

The insurance plan is an individual plan and can be purchased under the following eligibility criteria: Minimum entry age - 18 years Maximum entry age - 65 Years

2. What is the sum insured range offered by reliance critical illness insurance?

There are 3 different sum insured options to select from as per your requirement and needs. The sum insured options ranges are 5 L, 7 L, and 10 L INR.

3. How many critical Illnesses are covered under reliance critical illness insurance?

Reliance critical illnesses cover 10 critical illnesses in 2 categories. The first category covers cancer, organ transplant, third-degree burns, and more while the second category includes Coma, heart diseases, kidney failure, and other listed diseases.

4. What is the duration of reliance critical illness insurance?

The tenure for reliance critical illness insurance is available for 1 year and 3 years respectively.

5. What are the various exclusions under reliance critical illness insurance?

The various exclusions under Reliance Critical Illness Insurance are listed below PED, illnesses, or injuries pregnancy or childbirth HIV infection / AIDS cosmetic or sex-change treatment/surgery alcohol consumption, smoking, another tobacco intake, or drug abuse intentional self-injury, suicide, or attempted suicide any breach of law or participation in an actual or attempted felony, riot, crime, misdemeanor, or civil commotion war, terrorism, or nuclear weapons

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Himanshu Kumar

Written By: Naval Goel

Naval Goel is the Founder and CEO of PolicyX.com (IRDA- Approved Insurance Comparison Website). He is a CFA charter holder (USA) and FRM (GARP). He holds an MBA from IIFT, Delhi, and is also an Associate from the Insurance Institute of India. Naval is an avid investor and entrepreneur who has a deep understanding of the Indian equity market and insurance sector. He has been investing for more than 10 years now and is a CFA charter holder.