Kotak Life Term Insurance
- Special premiums for females
- Vivid plan options to choose from
- Multiple payment options
I am a passionate content writer with over three years of experience in the insurance domain. An avid learner, I always tries stays ahead of the industry's trends, ensuring my writing remains fresh and includes the latest insurance shifts. Through my work, I strive to engage with targeted insurance readers.
Raj Kumar has more than a decade of experience in driving product knowledge and sales in the health insurance sector. His data-focused approach towards business planning, manpower management, and strategic decision-making has elevated insurance awareness within and beyond our organisation.
Updated on Jul 14, 2025 4 min read
What are some of the
Benefits
that set them apart?
Death benefits,
Multiple payout options,
Return of premiums with some plans such as Kotak Gen2Gen,
Enhanced riders to choose from,
Special premiums for non-tobacco users,
High cover at affordable premiums,
Tax Benefits as per applicable laws,
Varied plan options, etc.
Kotak Life Term Insurance offers you multiple term insurance plans based on the features, benefits, and eligibility criteria. Here are some of the term plans offered by Kotak Life Term Insurance.
| Plan | Entry Age | Tenure | Min. Sum Assured | Unique Features |
|---|---|---|---|---|
| Kotak e-Term Plan | Minimum Age - 18 years Maximum Age - 60 years | Single, Yearly, Half-Yearly, Quarterly and Monthly | ₹51L |
|
| Kotak Saral Jeevan Bima Plan | Minimum Age - 18 years Maximum Age - 65 years | Single, Yearly, Half-Yearly, and Monthly | ₹5L |
|
| Kotak Term Plan | Minimum Age - 18 years Maximum Age - 65 years | Single, Yearly, Half-Yearly, Quarterly and Monthly | ₹3L |
|
| Kotak Protеct India Plan | Minimum Age - 18 years Maximum Age - 35 years | Single, Yearly, and Monthly | ₹1L |
|
Here is a quick overview of the Kotak Life Term Insurance Plans listed in the above table.
You can buy the Kotak e-Term Plan online without any hassles. This plan offers you a high level of protection at affordable rates. It also offers special premium prices for females and non-tobacco users.
Kotak e-Term Plan is a pure risk cover term insurance plan that is truly an economical means of providing you with a high level of protection. It offe...
Unique Features
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Kotak Saral Jeevan Bima is a basic term insurance plan that is designed to offer financial protection to your loved ones in case of your demise. This ...
Unique Features
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Kotak Term Plan is a non-linked non-participating individual pure protection life insurance plan that acts like a safety shiеld for your family's fin...
Unique Features
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Kotak Protеct India is an individual non-Linkеd, non-participating purе protеction term Insurancе plan, dеsignеd to offеr policyholdеrs a wid...
Unique Features
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Kotak Life Term Insurance
| Name of the Riders | Benefits |
| Kotak Accidental Death Benefit Rider | In case of the policyholder’s demise due to an accident, additional benefits are paid to their nominee along with the basic plan cover. |
| Kotak Critical Illness Plus Benefit Rider | In case the policyholder is diagnosed with pre-specified illnesses, benefits are paid to them or their family. |
| Kotak Accidental Permanent Disability Rider | In case the policyholder gets permanently disabled due to an accident, benefits are paid under this rider. |
Kotak Life Term Insurance is one of the most trustworthy and reliable insurer partners you can choose from. Here are the reasons why you should choose Kotak Life Term Insurance Plans:
Kotak Life offers you various plan options with different features and benefits. You can choose the one that best suits your requirements.
Kotak Life offers you term plans at affordable premiums so that it does not affect your pockets.
Kotak Term Plans offer you flexible policy term options to choose from as per your wish.
You can choose additional riders with your base term plan to enhance your coverage benefits. The rider benefits can be chosen as per the requirements.
Kotak Life is a reliable and trustworthy insurer that you can rely on for your insurance needs.
Kotak Life has a high CSR of 98.82%. It means you don’t need to worry about your claim settlement.
Kotak Life Term Insurance Plans offer various additional benefits to the policyholders.
Some Kotak term plans such as the Kotak e-Term plan offer you a premium refund at the age of 60.
For better adoption, some Kotak term plans such as Kotak e-Term and Kotak Gen2Gen Protect offer special premiums for females.
Some Kotak Term Plans such as Kotak Protect India offer free unlimited doctor consultations, physicians, and wellbeing apps.
Some Kotak Term Plans such as Kotak Saral Jeevan Bima offer you to choose your premium payment term including Regular, Limited, and Single Pay.
There are various Kotak Life term plans based on their features, policy tenure, benefits, etc. You can choose the one that best suits your requirements.
These plans only provide a sum assured to the nominee in case of the death of the policyholder. No survival benefits are included.
These plans give the premium amount back to the policyholders only if they survive the policy term.
These plans offer monthly income to the policyholder’s dependents in case of the policyholder’s demise.
These plans offer inbuilt coverage against critical illnesses.
These plans offer inbuilt coverage against accident disability and death cover.
Here are the documents required to buy a Kotak Life Term Insurance Plan:
Photo ID Proof (either of one) - Passport, Aadhar card, PAN card, Driving license.
You can buy the Kotak Life Term Insurance policy from Policyx.com or the Kotak Life Term Insurance website.
Fill out the form at the top of this page with the necessary details.
Select your income and city. Click on 'Proceed'.
Update your education and occupation details.
Choose your preferred plan and click on 'Buy this plan'.
Select the policy term, premium period, and riders (if required), and then proceed to pay.
Visit the official website of Kotak Life Insurance.
Click on the ‘Buy Now’ option available under the plan.
Fill in the details such as gender, date of birth, tobacco/non-tobacco user, etc.
Click the 'View Quote' button and select a plan.
Pay the premiums displayed on the payment screen.
Filing a claim for Kotak Term Plan is a simple and hassle-free task. You can easily fill and submit their claims online or offline. To file a claim for Kotak Term Plan, you need to follow the below-mentioned steps.
Visit the official website of Kotak Life Insurance and complete the following details that have to be provided during the intimation of your claim. A claim reference number/intimation number will be provided to you upon successful registration of the claim.
Kotak Life’s customer support staff will review your claim form and will assist you at every step. Their staff will next evaluate your claim and notify you if any papers are still pending.
After receiving all the documents and claim forms, the company will verify the details as per their norms. On successful completion, the claim will be settled and the amount will be transferred to the nominee's bank account and the same will be communicated to him/her over call or email.
The Kotak Life term plan claim settlement procedure can be reported by visiting the local Kotak Life Branch Office. For the details of Kotak Life Insurance branches, you can visit their website and locate the nearest branch. You have to submit the essential documents at the branch so that your claim can be processed.
If you have any more queries regarding Kotak Life Term Insurance Plans,
Renewals, or Claim Procedures, contact our insurance experts at:
1800-4200-269 now!
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I am a passionate content writer with over three years of experience in the insurance domain. An avid learner, I always tries stays ahead of the industry's trends, ensuring my writing remains fresh and includes the latest insurance shifts. Through my work, I strive to engage with targeted insurance readers.
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