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Kotak e-Term Plan is a pure risk cover term plan that is truly an economical means of providing you with a high level of protection. It offers special premium rates to non-tobacco users and women. You can also choose additional cover through optional riders available along with the plan, thereby, ensuring complete cover against unfortunate eventualities.
Kotak e-term plan is a pure risk term insurance plan providing your family and loved ones with financial protection in the face of adversity. Kotak e-term plan offers multiple plan options namely life, life plus, and Life Secure. Kotak e-term plan also offers the option of Increasing or decreasing life cover based on various life stages.
18 years to 65 Years
Min: 25 lakh
Max: No Limit, subject to underwriting
Min: 23 Max:75
5 to 40/75-Age at entry
5/7/10/15 pay
Kotak e-term secures your family’s financial independence even in your absence. It is a great plan to secure your children’s higher education without any financial worries, stay protected for your whole life, or choose a coverage term. With many more key features, Kotak e-term plan is a good option.
There are multiple benefits offered by Kotak e-term plan that are mentioned below:
There are a total of 3 plan options available under the Kotak E-term Plan. All these options offer different types of features. Given below is a brief overview of all these plan options. You may select any one of the 3 plan options available under this plan at inception based on your requirements. Once the plan option is chosen, the same cannot be changed during the policy term.
Age/Policy Term | 25 Years | 30 Years | 35 Years |
30 | 11,300 | 11,900 | 12,200 |
Age/Policy Term | 25 Years | 30 Years | 35 Years |
30 | 9,500 | 10,100 | 10,200 |
Age/Policy Term | 25 Years | 30 Years | 35 Years |
30 | 14,300 | 15,200 | 15,400 |
Know more about Kotak Life Term Insurance plans, claim process, buying process, and contact details of the company by clicking on the sections below:
Claim Process
Click to know Kotak Life Claim Process.
Buying Process
Click to know Kotak Life Buying Process.
Contact Us
Feel free to contact us for more details.
To secure your family's needs, Kotak Life Insurance offers three-term insurance plans, uniquely designed to secure your family's future at every stage of life.
The Kotak Term Plan is a pure risk cover plan at affordable prices. . It comes with a plan conversion feature along with flexible premium payment options.
Unique Features
Kotak e-Term Plan is a Pure Protection Plan. It offers special premium rates to non-tobacco users and women and has multiple plan options with additional riders.
Unique Features
A Pure Risk Plan that offers financial security to your family and offers long-term coverage for 70 years with special premium rates for women.
Unique Features
Kotak e-term plan is a pure protection term insurance plan. It has been specially designed to provide the needed assurance and financial protection to your family. This plan offers the option to enhance your coverage against Accidental Death, Total and Permanent Disability. Further, you can also choose additional cover through Permanent Disability Benefit Rider and Critical Illness Plus Benefit Rider on payment of additional premiums, therefore ensuring a complete cover against unfortunate eventualities.
The entry age for Kotak's e-term plan is a minimum - of 18 years and a maximum - of 65 years.
Yes, kotak e-term plan covers all claims arising out of the death of the insured due to COVID-19.
There would be an additional discount of 5% in the 1st policy year, applicable for individual life insured under existing policies, members of group policyholders, and employees of Kotak Group who wish to purchase this plan through any distribution channel.
Kotak e-term plan offers rider benefits to the policyholder.
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Read what our customers have to say about Kotak term insurance company
Tanya
Chennai
September 29, 2023
I needed help with rider options after the purchase of my term insurance policy and was guided immediately by the customer care team
Karan Veer
Mumbai
June 6, 2022
Kotak Mahindra company has fast customer service and sells good life insurance policies. I suggest all my friends and family also buy a life cover policy from Kotak Mahindra company.
Urvashi R
Delhi
May 31, 2022
Hey everyone, just wanted to say that Kotak Mahindra Life Insurance is one of the best life insurance companies. You can even you should go for this company if you want to secure your family s ...
Ramakant dubey
Hyderabad
November 17, 2021
Bahut achi company hai, mai bht khush hu iske plan leke. premium bhi kafi kam hai. customer care team bhi kafi achi hai aur bht ache se plan ko samjhati hai.
Manish sharma
Delhi
October 8, 2021
they have amazing plans to choose from...the features are pretty good and the plans are very less expensive
Samiksha
Mumbai
September 28, 2021
policyx.com se help liya tha plan khareedte time...features kaafi sahi mil gaye and im happy to have chosen them for support
Sarbananda
Gandhinagar
September 28, 2021
Kotak came to help swiftly at a time when needed most. They settled my claims in a short time and I ll always be grateful for it! Thanks!
Firdos Khan
Indore
September 27, 2021
bought my Kotak policy from policyx.com and these guys were so swift with the whole thing! like they gave me a proper list of plans to go thru and i did my own research after which the buying w...
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