Network hospitals
3000+
Claim settlement ratio
86.28%
Sum insured
Up to 5 Lakh
No. of Plans
14
Solvency Ratio
0.31
Pan India Presence
1730
Network hospitals
3000+
Claim settlement ratio
86.28%
Sum insured
Up to 5 Lakh
No. of Plans
14
Solvency Ratio
0.31
Pan India Presence
1730
National Insurance Company Limited (NICL) is a fully owned general insurance company by the Government of India. The company was founded in 1906 and is counted as one of the oldest General Insurance Companies in India.
National Health Insurance offers plans that can be renewed throughout one's lifetime and offer a wide range of customizations for the needs of an individual, a family, senior citizens, etc. It covers the necessities such as in-patient hospitalization, and daycare treatment, and offers maximum financial comfort to the insured at the time of treatment.
National Health Insurance Policy comes with access to wide hospital networks, add-on covers, cashless claims, protection from covid, and many more features and benefits.
The company has achieved multiple awards and accolades for its exceptional contribution to the booming insurance industry of the country.
National Health Insurance
National Health Insurance was responsible for creating flexible general insurance products, tailoring them to meet customers' personalized requirements. It has stood out as a revolutionary organization in the insurance industry.
Read more to understand why you should opt for a National Health Insurance policy to protect yourself and your loved ones:
National Insurance Company Limited (NICL) is one of the oldest and most trusted general insurance companies in India. National Insurance offers customized health insurance plans and comprehensive health covers. From individual health insurance policies and family floater plans to senior citizen plans and group mediclaim policies, NICL offers a wide range of health insurance products to satisfy the varying needs of the customers.
Mentioned below are plans offered by National Insurance Health Plans:
Standard
If you are looking for a policy that covers you for In-patient treatment expenses and 140+ Day Care Procedures then this plan is the right choice.
Unique Features
Comprehensive
This plan suits you best if you are a newly married individual or have dependents like kids or elderly parents as this health plan covers all of them along with you.
Unique Features
Family Floater
An affordable health plan, that offers 140+ day care procedures and covers pre-existing conditions like diabetes and hypertension.
Unique Features
Family Floater
If you are looking for a healthcare policy providing a high sum assured and covers your family members under one cover this is the right policy for you.
Unique Features
Standard
Standard indemnity health insurance product, having Sum Insured up to 10 Lakhs available in both individuals and floater type.
Unique Features
Super Top-up
This policy covers your family members and offers high coverage at affordable prices.
Unique Features
Comprehensive
A versatile health insurance policy available on an individual and family floater basis offering various optional covers.
Unique Features
Global Coverage
This plan is essential for those who like to travel, a package policy that covers travel emergencies while traveling abroad.
Unique Features
Global Coverage
A plan beneficial for students who are traveling abroad for education, it is designed to cover medical evacuation, illness, and more.
Unique Features
Critical Illness
A unique benefit policy that covers expenses in the event of the insured person being affected with any of the listed critical illnesses.
Unique Features
Senior citizen
Secure your parents' future by providing medical coverage to senior citizens.
Unique Features
Student Specific
Mediclaim for Students is a unique policy designed to provide health and personal accident cover to students.
Unique Features
COVID-19
This policy focuses on protecting the policyholders against the treatment expenses resulting due to COVID-19 infection.
Unique Features
Disability Plan
An indemnity health insurance designed for people falling under the category of disabled, affected with HIV/AIDS, and mental illnesses.
Unique Features
Group Health Plan
It is a group indemnity health insurance plan designed to address the basic health insurance needs of employees.
Unique Features
For buying a National Health Insurance policy, one has two options. Either they can buy directly from the website or can buy from PolicyX.com.
With so many buying options available in the market, one must think about why he/she needs to choose PolicyX.com. Well, we are here to answer. Read the below points to find out why to choose PolicyX.com.
National Health Insurance policy allows the customer to renew their policy online. Follow the below steps to renew your National Health Insurance Plans:
National Health Insurance company offers an easy and convenient claims settlement process. The policyholder can either choose Cashless Claims or can opt for Reimbursement Claims:
The cashless facility is only for policies that are purchased via a Third-Party Administrator (TPA).
Note- You need to inform the company within 48 hours (in case of emergency hospitalization) and 3 days before your admission (for planned hospitalization)
National health insurance customer care is 24*7 available to look after your queries. To get in touch with customer care, opt for the below methods:
National Insurance Company Ltd., 3, Middleton Street, Prafulla Chandra Sen Sarani, Kolkata, West Bengal, 700071
customer.portal@nic.co.in
22831705/ Fax: 22831740
These policies cover the policyholders with in-patient treatment, daycare treatments, pre-hospitalization and post-hospitalization, ambulance cover, and so on.
Yes, National Insurance provides health insurance plans that cover people traveling abroad for business, education, or leisure.
National Mediclaim Policy by National Insurance gives a comprehensive approach to securing your and your family's health. No sub-limit is applied in case of hospitalization in a preferred provider network (PPN). It is one of the oldest and most trusted insurance companies in the country.
You receive multiple benefits from National Insurance health plans like maternity cover, critical illness cover, overseas cover, genetic disorder cover, and more.
National Insurance has a National Parivar Mediclaim Policy that includes maternity coverage. It covers all expenses incurred in normal or cesarean delivery.
Dental treatment is not covered unless necessitated due to an Injury.
Renewing your National Health policy online is a convenient process. Follow the below steps for the same:
Log in to the company's website with valid credentials and enter the policy number.
Yes. If you are hospitalized for a minimum period of 24 hours for treatment of COVID-19, medical expenses will be covered in all standard health insurance policies issued by the National Insurance Company.
Yes, the National Parivar Mediclaim policy covers infertility cases after 45 years of age at a discount of 3% on the individual premium (for both self and spouse).
With the online premium calculator tool one can easily compare and calculate the premium you'll pay over the course of your policy's term. Getting to know your premium in advance will make it easier for you to keep track of future payment deductions.
Yes, non-allopathy treatment, including Ayurveda and homoeopathic treatment, is covered under the National Health Insurance Policy.
The following reports are necessary for the pre-policy checkup:
No. There is no additional payment for Covid-19 coverage. The same benefits will be available for Covid-19-related therapy as they are for any other condition.
Yes, the company has a 15-day free look period during which the policyholder can return it.
Compare National Health Insurance mediclaim policies with other top insurers in India.
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Read what our customers have to say about national health insurance company and national health mediclaim policy.
simaranjeet kaur
Jalandhar
March 14, 2022
My father in law lives alone in jalandhar and we wanted an insurance company that take cares of him in our absence. They are very good with their commitment and service.
Urmil Thakur
Kochi
September 1, 2021
I bought my health plan from National a while back. Recently had to make a claim for hospitalization. I was a little worried but the response time was at best amazing! Thanks guys
Akshay Malhotra
Gurgaon
August 18, 2021
I have bought health insurance from National Health Insurance and I am very impressed by their services and attention towards customers.
Pooja Singh
Delhi
May 10, 2021
I will recommend everyone to buy health insurance plan from this company because I am very happy with the plan I purchased from the company. I am using my insurance from two years and till now ...
Bipinchandra Somabhai Patel
Vadodara
October 26, 2020
I want to portability of United India insurance company individual health mediclaim policy taken since December 2005 and falling due for renewal on 06-12-2020
Shilpa
Thane
May 6, 2018
I hold a National Parivar Mediclaim insurance plan with National Insurance from last 3 years, i am happy with the coverage value of this policy.
alok kumar de
Kolkata
October 16, 2017
my varistha mediclaim policy number of which is-150100501610012195 renewed this year but when i want to know my claim claim status online it says wrong policy number then what is the corect num...
Sabhadiya nareshbhai govindbhai
Surat
September 30, 2017
My father has been admitted in hospital but ypur company not receive my call I inform you for admitted my father date 30/09/2017
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