National Health Insurance

These policies cover the policyholders with in-patient treatment, daycare treatments, pre-hospitalization and post-hospitalization, ambulance cover, and so on.

Yes, National Insurance provides health insurance plans that cover people traveling abroad for business, education, or leisure.

National Mediclaim Policy by National Insurance gives a comprehensive approach to securing your and your family's health. No sub-limit is applied in case of hospitalization in a preferred provider network (PPN). It is one of the oldest and most trusted insurance companies in the country.

You receive multiple benefits from National Insurance health plans like maternity cover, critical illness cover, overseas cover, genetic disorder cover, and more.

National Insurance has a National Parivar Mediclaim Policy that includes maternity coverage. It covers all expenses incurred in normal or cesarean delivery.

Dental treatment is not covered unless necessitated due to an Injury.

Renewing your National Health policy online is a convenient process. Follow the below steps for the same:

• Visit the official website of the National Insurance Company and click on the 'Quick Renewal' tab given at the top of the page.
• Enter your 'Policy Number' and 'Captcha' to continue.
• Fill in the required details and make the payment.
• You will receive the renewal confirmation on your registered email ID.

Log in to the company's website with valid credentials and enter the policy number.

Yes. If you are hospitalized for a minimum period of 24 hours for treatment of COVID-19, medical expenses will be covered in all standard health insurance policies issued by the National Insurance Company.

Yes, the National Parivar Mediclaim policy covers infertility cases after 45 years of age at a discount of 3% on the individual premium (for both self and spouse).

With the online premium calculator tool one can easily compare and calculate the premium you'll pay over the course of your policy's term. Getting to know your premium in advance will make it easier for you to keep track of future payment deductions.

Yes, non-allopathy treatment, including Ayurveda and homoeopathic treatment, is covered under the National Health Insurance Policy.

The following reports are necessary for the pre-policy checkup:

• Physical examination (report must be signed by a doctor with at least an MD (Medicine) degree)
• HbA1c
• Profile of lipids
• Creatinine in the blood
• Urine tests and microscopic examinations are routinely performed.
• ECG
• Examination of the eyes (including retinoscopy)
• Any other inquiry that the firm requires
• The date of medical reports shall not be more than 30 (thirty) days before the proposal date.

No. There is no additional payment for Covid-19 coverage. The same benefits will be available for Covid-19-related therapy as they are for any other condition.

Yes, the company has a 15-day free look period during which the policyholder can return it.