Super Top-up Mediclaim Policy

Overview

National Super Top-up Mediclaim Policy is a high-threshold health insurance product, covering family members under a single sum insured on a floater basis or on an individual sum insured basis for each member. It offers customers the option to choose a high sum insured at a reasonable cost and can be taken with or without a base policy.

National Insurance Super Top-up provides unique features that address all health-related concerns of policyholders.

Eligibility

Individuals aged between 18 and 65 years can purchase this policy.

Family Members Covered

• Self.
• Legally wedded spouse.
• Dependent legitimate or legally adopted children.
• Parents/parents-in-law.
• Newborn babies aged between 3 months and 18 months.

Exclusions

• Hospitalization due to war, riot, strike, and nuclear weapons.
• Intentional self-injury.
• AIDS.
• Miscarriage and abortion.
• Congenital disease.
• Infertility and in vitro fertilization.
• Pre-existing diseases after 36 months.

Sample Premium Illustration of National Super Top-Up Mediclaim Plan

To understand the premium amount one needs to pay, let us go through the example below, illustrating sample premiums.

Premium per individual (for individual policy)/Senior most member (for floater policy)

Premium (₹) for an additional family member (for floater policy)