National Insurance Mediclaim Policy Renewal
  • Easy Renewing of your Health Policy
  • Explore the Benefits of Renewing
  • Understand the renewal process
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Network hospitals

3000+

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Incurred claim ratio

102.35%

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Sum insured

Up to 50 Lakh

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No. of Plans

13

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Solvency Ratio

0.3

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Pan India Presence

1730

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

Age of Eldest Member

premium

Network hospitals

3000+

premium

Incurred claim ratio

102.35%

premium

Sum insured

Up to 50 Lakh

premium

No. of Plans

13

premium

Solvency Ratio

0.3

premium

Pan India Presence

1730

National Insurance Mediclaim Policy Renewal

The National Insurance Company of India Limited is the country's oldest general insurance firm. It was founded on December 5, 1906, in Kolkata, West Bengal, to fulfill the nationalist dream of Swaraj. After the General Insurance Business Nationalization Act was passed in 1972, it was merged with 21 foreign and 11 Indian firms to establish National Insurance Company Limited, one of the four subsidiaries of the General Insurance Corporation of India, which is fully controlled by the Indian government.

Lets discuss the National insurance mediclaim renewal in detail.

Health Insurance Renewal Companies

Benefits of National Mediclaim Insurance Renewal

Below mentioned are the benefits of National Mediclaim Insurance renewal:

  • Get uninterupted coverage
  • 24x7 Live Chat Support
  • Add or remove family members in your policy
  • Cashless treatment at the network hospitals
  • Customization is available to increase the sum insured amount
  • You can change the frequency of premium payment
  • Tax benefits under section 80D of the Income Tax Act, 1961.

Health Insurance Companies

National Insurance Mediclaim Renewal Process

You can renew your national insurance health policy via online and offline medium. The steps to renew your health insurance plan with National Insurance online are as follow:

Online Process:

  1. Visit the Website

    Visit the National Insurance official website and click on the 'Quick Renewal' tab.

  2. Enter Relevant Details

    Enter the required information such as policy number, date of birth, captcha answer and click on 'Renew Policy'.

  3. Review the Policy Details

    Review the policy details and you can change it as per your requirements like modify sum insured amount, opt for an additional rider, etc.

  4. Make Payment

    Make the online payment to renew your national health insurance policy from the available payment gateways.

  5. Get Confirmation

    You will get the confirmation on your registered e-mail address about the successful renewal of the policy.

Offline Process:

If you are unable to renew your insurance online, you can either go to your nearest National Health Insurance branch and renew your policy there, or you can call National Health Insurance customer care to renew your policy. Moreover, our professionals at PolicyX.com can also help with your National Health Insurance Renewal.

For any further queries, you can call on no. 22831705.

Check Health Insurance Premium

Check Health Insurance Premium

What Happens If You Do Not Renew Your National Health Insurance Policy on Time?

Renew your National Health Insurance to avail continious coverage at the time of medical emergencies. You may face the following issues if you forget to renew your National Health Insurance Policy even after the grace period:

  • You will not receive additional benefits such as a No Claim Bonus, discounted Premium, etc.
  • You will lose the renewal benefits of your existing health insurance plan, if you forget to renew your policy on time, even after the grace period.
  • You need to serve the whole waiting period again if you do not renew your health insurance policy on time.
  • You'll need to purchase a new health insurance plan and repeat the entire document verification process again.
  • You need to go through the pre-medical test again.
  • You cannot raise a claim during the grace period.

Grace Period Offered by National Health Insurance

The insurance companies give you a grace period during which you can pay your pending premium and keep your health insurance coverage. The grace period varies from an insurer to insurer and plan to plan. The majority of health insurance companies offer a grace period of 7 to 30 days. So, have a look at your policy documents and see if your health insurance provider offers a grace period. If your policy is still within the grace period, you can pay the premium and enjoy your health insurance coverage.

How to Avoid Lapse of National Health Insurance Policy

Below mentioned are the tips that can be helpful for you to avoid the revival of a lapsed policy:

  • Track the important dates of your health insurance policy.
  • Automatic ECS of payments.
  • Set reminders for the premium payments.
  • Always get in touch with your policy relationship manager.
  • Always check the latest notifications from the insurance company.
  • Try maintaining sufficient balance in your bank account on the due date.

Health is wealth

Health is wealth

Things to Remember at the Time of National Health Insurance Renewal

Before your health insurance policy expires, make sure you renew it. When you renew your policy on time, you'll have continuous coverage at discounted premiums. While renewing your plan, below mentioned are the few things to keep in mind:

  • Check the policy terms & conditions.
  • Check your policy coverage for consumables such as PPE kits.
  • Add additional riders as per your needs.
  • Always check the coverage benefits at the time of renewal.

Conclusion

Renewing your health insurance before its expiry date or the 30-day grace period is always a good idea. But, if you fail to do so, it will lead to the lapse of your policy, restart of the waiting period that you have already completed, and the loss of no claim bonus benefit. So, Always renew your policy on time and enjoy the continuous coverage.

What Our Customers Have to Say

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simaranjeet kaur

Jalandhar

March 14, 2022

My father in law lives alone in jalandhar and we wanted an insurance company that take cares of him in our absence. They are very good with their commitment and service.

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Urmil Thakur

Kochi

September 1, 2021

I bought my health plan from National a while back. Recently had to make a claim for hospitalization. I was a little worried but the response time was at best amazing! Thanks guys

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Akshay Malhotra

Gurgaon

August 18, 2021

I have bought health insurance from National Health Insurance and I am very impressed by their services and attention towards customers.

Customer Review Image

Pooja Singh

Delhi

May 10, 2021

I will recommend everyone to buy health insurance plan from this company because I am very happy with the plan I purchased from the company. I am using my insurance from two years and till now ...

Customer Review Image

Bipinchandra Somabhai Patel

Vadodara

October 26, 2020

I want to portability of United India insurance company individual health mediclaim policy taken since December 2005 and falling due for renewal on 06-12-2020

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Shilpa

Thane

May 6, 2018

I hold a National Parivar Mediclaim insurance plan with National Insurance from last 3 years, i am happy with the coverage value of this policy.

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alok kumar de

Kolkata

October 16, 2017

my varistha mediclaim policy number of which is-150100501610012195 renewed this year but when i want to know my claim claim status online it says wrong policy number then what is the corect num...

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Sabhadiya nareshbhai govindbhai

Surat

September 30, 2017

My father has been admitted in hospital but ypur company not receive my call I inform you for admitted my father date 30/09/2017

View All National Health Insurance Reviews

Naval Goel

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.