ZUNO Health Insurance

About Zuno General Insurance (Formerly Edelweiss General Insurance)

Zuno General Insurance, formerly Edelweiss General Insurance, has been an insurance provider since 2017. The company sells products across health, motor, travel, and other segments. It provides coverage for various health treatments as well as malignant diseases like cancer.

Zuno Health Insurance offers health insurance policies for individuals and families at affordable rates, ensuring all your healthcare needs are met. With comprehensive coverage from Zuno Medical Insurance, you can protect your savings during emergency hospitalization.

Key Highlights

• 10,000+ Network Hospitals
• 3 Plans
• 2 Add-on Covers
• Up to 50% No Claim Bonus
• 24x7 Customer Support

Features That Set Zuno Health Insurance Apart

• Special health plans for disability.
• A comprehensive wellness system to promote a healthy lifestyle.
• Covers robotic surgeries.
• Complete online procedures.
• Covers newborns.

Zuno Health Insurance Awards and Accolades

1. FinTech India Innovation Award 2021
2. Customer Fest Awards 2021
3. Digital Dragon Awards 2022
4. Best Customer Experience Team of the Year 2020
5. Best BFSI Technology Award - Cloud

What Is Covered by Zuno Health Insurance?

Pre and Post-Hospitalization Expenses

Zuno Health Insurance understands the impact of rising medical expenses, thus they have made sure that their insurance products contain pre and post-hospitalization expenses related to in-patient hospitalization.

AYUSH Treatments

Most Zuno Health Insurance plans have in-built alternative treatment cover which you can utilize to your benefit. AYUSH treatments include Ayurveda, Unani, Siddha, and Homeopathy treatments.

Hospitalization Expenses

Zuno health insurance plans cover your hospital expenses like room rent, ICU charges, surgery expenses, doctor consultations, and other such expenses.

Day Care Treatments

Multiple procedures do not require 24-hour hospitalization. With this in mind, a majority of the Zuno health insurance plans are designed to cover daycare procedures for policyholders.

Domiciliary Hospitalization

On a doctor’s recommendation, a policyholder can avail of medical care in the comfort of their home. Zuno health insurance plans cover domiciliary hospitalization up to specified sub-limits.

What Is Not Covered by Zuno Health Insurance?

Self-Inflicted Injuries

Zuno health policies will not cover injuries or hospitalization caused by self-harm.

Cosmetic Procedures

Zuno Health Insurance plans do not cover any kinds of cosmetic surgeries or treatments.

Adventure Sports

Zuno Health Insurance plans will not cover you for hospitalizations or accidents caused due to adventure sports.

Obesity or Weight Control Treatments

Zuno Health Insurance plans mostly do not cover treatments related to obesity and weight management such as bariatric surgeries.

Involvement in Illegal Activities

Zuno health insurance company plans do not cover individuals or families for hospitalization or injuries caused by unlawful activities.

Riders of Zuno Health Insurance

Zuno health insurance plans offer comprehensive coverage. To enhance your health insurance experience, the insurer also provides add-on covers.

Health 241

Enjoy two years of coverage for the price of one. If you stay healthy and claim-free in the first year, your second year is on us. This additional rider ensures features such as:

• Get two years of coverage in one.
• Available with Gold, Silver, and Platinum variants.
• Covers all treatments.

Newborn Care

This Newborn Care add-on rider provides insurance coverage for newborns from the day they are born. This rider includes features such as:

• Covers delivery expenses.
• Surrogate mothers are also included.
• Waiting period is 48 months.

How to Buy Zuno Health Insurance Plans?

To purchase Zuno Health Insurance online, follow these simple steps:

1. Step 1: Visit the PolicyX health insurance page and enter your details such as name, age, number of members to be covered, and city.
2. Step 2: Click on 'Get free quotes' and compare different health insurance plans to meet your needs.
3. Step 3: Select your preferred Zuno Health Insurance plan and pay the premium online.
4. Step 4: Our team of insurance experts at PolicyX will provide you with all the assistance required regarding claims and other queries post-purchase of your Zuno Health Insurance plan.

Documents Required for Zuno General Insurance Claim

• Correctly signed and filled claim form
• Medical reports
• Pre-authorization request
• Medical reference slip
• Discharge documents from the hospital
• Operation Theatre Reports
• Pharmacy bills
• Hospital bills
• Others requested by the company
• Copy of Patient Photo ID Card (Hospital Verified)

Zuno Health Insurance Plan Claim Process Steps

You can file for cashless as well as reimbursement claims for your Zuno Health Insurance Plans by following these easy steps:

1. Step 1: Visit the Zuno Health Insurance website and select the 'Claim' option. Then, click on 'Claim Intimation' to access the form.
2. Step 2: Select 'Health Claim' and provide the required information, including your policy number, date of birth, and other requested details.
3. Step 3: Select the 'Claim Type' (cashless or reimbursement). Click 'Authorize' to receive an OTP on your verified mobile number.
4. Step 4: Verify with the OTP and fill in the hospital admission information. Select the hospital, providing details if it's a non-network hospital.
5. Step 5: Upload the requested documents and click the 'Review' button.
6. Step 6: After reviewing, submit the intimation for the company's review. You will receive a claim intimation number; please note it for future reference.

Zuno Health Insurance Renewal Process

Follow these steps for Zuno Health Insurance policy renewal:

1. Step 1: Visit the official website of Zuno Health Insurance Company.
2. Step 2: Click on the 'Renew' tab.
3. Step 3: Enter your Policy Number and Date of Birth.

For assistance with Zuno Health Insurance policy renewal, connect with our insurance experts at 1800-4200-269.