Buy Zuno (Formerly Edelweiss) Insurance | Compare & Get Online Discounts

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Updated on Jul 07, 2025 4 min read

About ZUNO General Insurance (Formerly known as Edelweiss General Insurance)

ZUNO General Insurance (Formerly known as Edelweiss General Insurance) is an insurance provider serving since 2017. The company sells products across health, motor, travel, and other segments. The insurance company provides coverage for different health treatments as well as malignant diseases like cancer.

ZUNO Health Insurance offers health insurance policies for individuals and families at affordable rates and ensures that all your healthcare needs are looked after. With comprehensive coverage of ZUNO Medical Insurance, one can protect one's savings during an emergency hospitalization.

10000+

Network
Hospitals

Number of
plans

Add-on
cover

UP TO 50%

No Claim
bonus

24X7

Customer
Support

What are some of the
Features
that set them apart?

1

Special health plans for disability.
2

A comprehensive wellness system to promote a healthy lifestyle.
3

Covers robotic surgeries.
4

Complete online procedures.
5

Gives coverage to the new borns.

Why Do We Exist?

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Best Selling ZUNO Health Insurance Plans

Let's take a look at the list of health insurance plans that offer comprehensive protection to you and your family

Individual

ZUNO Health Insurance Plans	Eligibility	Approximate Annual Premiums
Zuno Corona Rakshak	Entry Age - Sum Insured - Up to 0	Rs.
ZUNO Empower Health Insurance	Entry Age - Sum Insured - Up to 0	Rs.

Individual and Family Health Insurance

ZUNO Health Insurance Plans	Eligibility	Approximate Annual Premiums
Zuno Corona Kavach	Entry Age - Sum Insured - Up to 0	Rs.
Zuno Covid Healthcare Insurance	Entry Age - Sum Insured - Up to 0	Rs.

Accident Health Insurance

ZUNO Health Insurance Plans	Eligibility	Approximate Annual Premiums
Zuno Saral Suraksha Bima Health Insurance	Entry Age - Sum Insured - Up to 0	Rs.

Family

ZUNO Health Insurance Plans	Eligibility	Approximate Annual Premiums
Zuno Arogya Sanjeevani	Entry Age - Sum Insured - Up to 0	Rs.

Key Features Of ZUNO Health Insurance

Let us take a look at some unique features of top-selling ZUNO Health Insurance policies:

For Individual

Zuno Corona Rakshak
ZUNO Empower Health Insurance

Zuno Corona Rakshak

A comprehensive health insurance that provides you with a 100% sum insured lump sum amount on being hospitalised due to COVID-19 for more than 72 hours. It also covers consumables expenses, AYUSH treatment expenses, and more.

Why Do We Recommend This?

AYUSH cover
Ambulance cover
Tax benefit

For Individual and Family Health Insurance

Zuno Corona Kavach
Zuno Covid Healthcare Insurance

Zuno Corona Kavach

Corona Kavach is a floater health plan designed to cover hospitalization expenses related to COVID-19. It is available for individuals and families. Under the Zuno Corona Kavach policy, you can cover your spouse, dependent children, and parents or parents-in-law.

Why Do We Recommend This?

Avail add-ons
Family cover
Flexible policy tenure

For Accident Health Insurance

Zuno Saral Suraksha Bima Health Insurance

Zuno Saral Suraksha Bima Health Insurance

Zuno Saral Suraksha Bima by Zuno Health Insurance Company is a personal accident insurance policy in India, designed to protect individuals aged 18 to 70 from financial hardship due to accidents. It offers coverage for injuries, disabilities, or death resulting from accidental events. Importantly, accidental coverage isn’t limited to vehicle collisions.

Why do we recommend this?

Accidental death covered
Permanent and total disablement covered
Hospitalisation expenses

For Family

Zuno Arogya Sanjeevani

Zuno Arogya Sanjeevani

Zuno Arogya Sanjeevani health plan is one of the most comprehensive and affordable insurance policies in the market. It was proposed by IRDAI to manage COVID-19 as well as offer versatile coverage.

Why Do We Recommend This?

Avail AYUSH care
Family floater policy
Tax benefits

Explore other ZUNO Health Insurance

To cater to the different medical needs of an individual & their family, ZUNO Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more. Take a look below to ZUNO Health Insurance plans explore more:

Individual

Zuno Corona Rakshak

Zuno Corona Rakshak policy is a health plan designed to fight against COVID-19. The plan can be bought on an individual and family basis between 18 an...

Unique Features

COVID-19 Cover
Minimal Waiting Period
Consumables Cover

Zuno Corona Rakshak (Pros)

COVID-19 cover
Tax benefits
Ambulance cover
Hospitalisation cover

Zuno Corona Rakshak (Cons)

Illegal activities
Adventure sports
Obesity treatments
HIV/AIDS

Zuno Corona Rakshak (Other Benefits)

Consumables cover
High sum insured
Affordable
Diagnostics covered

Zuno Corona Rakshak (Eligibility Criteria)

Min entry age: 18 years
Max entry age: 65 years
Sum insured: 50 K to 2.5 L
Waiting period: 15 days

Individual and Family Health Insurance

Zuno Corona Kavach

Corona Kavach is a floater health insurance plan designed to cover hospitalization expenses related to COVID-19. It is available for individuals and f...

Unique Features

Explore COVID-19 Care
Hospitalisation Expenses
Add-ons Available

Zuno Corona Kavach (Pros)

AYUSH Cover
Pre Hospitalization Cover
Ambulance Cover
COVID-19 Cover

Zuno Corona Kavach (Cons)

Obesity treatments
HIV/AIDS
Adventure sports
Illegal activities

Zuno Corona Kavach (Other Benefits)

Hospital cash
Discounts
Family cover
Tax benefits

Zuno Corona Kavach (Eligibility Criteria)

Min entry age: 18 years Max entry age: 65 years
Sum insured: 50k to 1 L
Waiting Period: 30 Days

Individual

ZUNO Empower Health Insurance

Zuno Empower Health Insurance by ZUNO is a specialised health insurance plan that is designed to provide comprehensive coverage for individuals with m...

Unique Features

Comprehensive health plans
Indemnity plans
AYUSH treatment covered

ZUNO Empower Health Insurance (Pros)

Inpatient hospitalisation
AYUSH coverage
Cataract treatment

ZUNO Empower Health Insurance (Cons)

Rehabiliation not included
Cosmetic or plastic surgery not included
Gender change treatment not included

ZUNO Empower Health Insurance (Other Benefits)

Specialised plan
Created for people with disability
People with HIV are eligible

ZUNO Empower Health Insurance (Eligibility Criteria)

Entry age - 18 years
Max entry age - No age limit
SI - INR 5 L
Waiting Period - 30 days

Individual and Family Health Insurance

Zuno Covid Healthcare Insurance

Zuno Health Insurance launched Covid Healthcare Insurance, including "Corona Kavach" and "Corona Rakshak" plans, which are designed to address the fin...

Unique Features

Explore Zuno Covid Plans
Benefits Of Zuno Covid Care
Inclusions and Exclusions

Zuno Covid Healthcare Insurance (Pros)

Lump sum benefit
Domiciliary benefit
Family cover
Ambulance cover

Zuno Covid Healthcare Insurance (Cons)

Illegal activities
Nuclear attack or war
Intoxication injuries

Zuno Covid Healthcare Insurance (Other Benefits)

High SI
Tax benefits
Add-ons available

Zuno Covid Healthcare Insurance (Eligibility Criteria)

Min entry age: 18 years
Max entry age: 65 years
Sum insured: 1 to 5 Lakhs
Waiting Period: 15 days

Accident Health Insurance

Zuno Saral Suraksha Bima Health Insurance

Zuno Saral Suraksha Bima by Zuno Health Insurance Company is a personal accident insurance policy in India, designed to protect individuals aged 18 to...

Unique Features

Accident health insurance plan
Benefits of the plan
Inclusions and exclusion

Zuno Saral Suraksha Bima Health Insurance (Pros)

Accidental death covered
Cumulative bonus
Education grant

Zuno Saral Suraksha Bima Health Insurance (Cons)

Not a comprehensive plan
Adventurous accident
War injuries not covered

Zuno Saral Suraksha Bima Health Insurance (Other Benefits)

Dental treatment
Plastic surgery
All the day care treatments

Zuno Saral Suraksha Bima Health Insurance (Eligibility Criteria)

Entry age - 18 years
Max entry age - 80 years
SI - INR 2.5 L to 1 Cr
No Waiting Period

Family

Zuno Arogya Sanjeevani

Zuno Arogya Sanjeevani health insurance plan is a standard comprehensive health plan proposed by the IRDAI to simplify health insurance for the masses...

Unique Features

Explore Arogya Sanjeevani
Benefits and Features
Eligibility Criteria

Zuno Arogya Sanjeevani (Pros)

Affordable
No-claim bonus
Flexible policy
Modern procedures
Cataract cover

Zuno Arogya Sanjeevani (Cons)

5% Co-payment
Obesity treatment unavailable
Hazardous activities not covered
HIV/AIDS not covered
Cosmetic surgery unavailable

Zuno Arogya Sanjeevani (Other Benefits)

Lifelong renewal
Road ambulance cover
Room rent cover
AYUSH treatment cover
Family discount

Zuno Arogya Sanjeevani (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 1 L to 5 L
Waiting Period - 30 Days

Zuno health insurance awards and accolades.

FinTech India Innovation Award 2021
Customer Fest Awards 2021
Digital Dragon Awards 2022
Best Customer Experience Team of the Year 2020
Best BFSI Technology Award - Cloud

What is Covered?

Pre and Post Hospitalization Expenses

Zuno Health Insurance understands the impact of rising medical expenses, thus they have made sure that their insurance products contain pre and post-hospitalization expenses related to in-patient hospitalization.

AYUSH Treatments

Most Zuno Health Insurance plans have in-built alternative treatment cover which you can utilize to your benefit. AYUSH treatments include Ayurveda, Unani, Siddha, and Homeopathy treatments.

Hospitalization Expenses

Zuno health insurance plans cover your hospital expenses like room rent, ICU charges, surgery expenses, doctor consultations, and other such expenses.

Day Care Treatments

Multiple procedures do not require a 24-hour hospitalization. With this in mind, a majority of the Zuno health insurance plans are designed to cover daycare procedures for policyholders.

Domiciliary Hospitalization

On a doctor’s recommendation, a policyholder can avail of medical care in the comfort of their home. Zuno health insurance plans cover domiciliary hospitalization up to specified sub-limits.

What is not Covered?

Self Inflicted Injuries

Zuno health policies will not cover injuries or hospitalization caused by self-harm.

Cosmetic Procedures

Zuno Health Insurance plans do not cover any kinds of cosmetic surgeries or treatments.

Adventure Sports

Zuno Health Insurance plans will not cover you for hospitalizations, or accidents caused due to adventure sports.

Obesity or Weight Control Treatments

Zuno Health Insurance plans mostly do not cover treatments related to obesity and weight management such as bariatric surgeries.

Involvement In Illegal Activities

Zuno health insurance company plans do not cover individuals or families for hospitalization or injuries caused by unlawful activities.

Riders Of Zuno Health Insurance

Zuno health insurance plans offer comprehensive coverage. However, to enhance your health insurance experience the health insurer provides add-on covers too.

Health 241

Enjoy two years of coverage for the price of one. If you stay healthy and claim-free in the first year, your second year is on us. This additional rider ensures features such as:

Get two years of coverage in one.
Pick it with Gold, Silver, and Platinum variant.
Covers all the treatment.

New Born Care

This New Born Care addon riders provide the insurance covergae for the newborns from the day they are born. This additional rider ensures features such as:

Covers delivery expenses.
Surrogate mothers are also included.
Waiting period is 48 months.

Zuno Health Insurance Plans Buying Process

If you are looking forward to purchasing Zuno Health insurance online follow the simple steps below:

Step 1
Visit the PolicyX health insurance page, and enter your details such as name, age, number of members to be covered, and city.
Step 2
Click on 'Get free quotes' and compare different health insurance plans to meet your needs.
Step 3
Select and pay premiums online for the purchased star health insurance plan of your choice.
Step 4
Our team of insurance experts at PolicyX will provide you with all the assistance required regarding claims and other queries post-purchase of your Zuno Health Insurance plan.

Zuno Health Insurance Renewal Process

Follow the steps for Zuno Health Insurance policy renewal

Step 1
Visit the official website of Zuno Health Insurance Company
Step 2
Click on the ‘Renew’ tab
Step 3
Mention your ‘Policy Number’ and ‘Date Of Birth’

Connect with our insurance experts for Star health insurance policy renewal at 1800 - 4200 - 269

Zuno Health Insurance Plan Claim Process Steps

You can file for cashless as well as reimbursement claims for your Zuno Health Insurance Plans by following these easy steps:

Step 1
Visit the website of Zuno Health Insurance, and select the "Claim" option. Then click on the "Claim Intimation" to check out the form.
Step 2
Now select "health claim" and require the information which is the policy number, date of birth, and other details they ask for.
Step 3
Now select the "claim type" to decide whether you want to opt for a cashless claim or reimbursement. Click on the authorize and you will receive the OTP on the verified number.
Step 4
Get verified with the OTP and fill in the required hospital admission information, select the hospital, and fill in the hospital details in case of a non-network hospital.
Step 5
Upload the documents asked and click on the "review" button.
Step 6
After clicking on the review button you need to submit the intimation for the company to review. You will receive a claim intimation number which you need to note down for future purposes.

Documents Required For ZUNO General Insurance Claim

Correctly signed & filled claim form
Medical research reports
Pre-authorization request
Medical reference slip
Discharge documents from the hospital
Operation Theater Reports
Chemist bills
Hospital bills
Others requested by the company
Copy of Patient Photo ID Card (Hospital Verified)

Health Insurance Premium Calculator

PolicyX.com premium calculator offers premium comparison for some of the best health plans in India. You can input your details and check out some of the most suitable health insurance policies for your specific requirements. This is the easiest, most efficient, spam and gimmick-free way to buy health insurance today.

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More Queries?

If you have any more queries regarding Plans, Renewals, or Claim Procedures, contact our insurance experts at:
1800-4200-269 now!

Explore ZUNO Health Insurance

ZUNO General Insurance: FAQs

1. What documents do I need to submit for a reimbursement claim?

You need the following documents to process for reimbursement claim: Duly filed and signed claim form Bills Discharge card Medical investigation report NEFT and KYC details of the claimant Other documents as requested by the company

2. How can I download the claim forms of ZUNO General Insurance?

You can download the claim forms through the official website of ZUNO Insurance. Select the ’claims’ button present at the top that will redirect you to the claims page. Download the claim application form and fill in all the required fields.

3. Is it possible to upgrade my coverage under this policy?

Yes, you can increase your coverage at the time of the renewal process. The plan can be upgraded from silver health to gold or platinum. Optional benefits are also there to upgrade it further.

4. I have lost my policy documents. What should I do?

In case you have lost your documents, you have the soft copy of your policy documents in your mail. Or you can also apply for a new copy.

5. Is it necessary to undergo a medical examination before buying health insurance?

No, it is not required to undergo a pre-medical screening before buying a policy.

6. Does ZUNO Health Insurance cover pre and post-hospitalization cover?

Yes, pre and post-hospitalization are covered in their comprehensive health insurance policy.

7. What are the sum insured options of ZUNO Health Insurance Variants?

In the Silver plan you will get sum insured options from 1 Lakh to 5 Lakh. In the Gold plan you will get sum insured options from 5 Lakh to 20 Lakh. In the Platinum plan you will get sum insured options from 15 Lakh to 1 Crore.

8. Can I transfer my previous insurance provider’s No-Claim Bonus if I switch my policy to ZUNO Health Insurance?

Yes, you may keep your no-claims bonus even if you switch insurance companies. However, in order to receive the NCB, you must renew your policy on time or before the expiration date.

9. What is the maximum number of members that may be covered under the ZUNO Health Insurance Policy?

The ZUNO health insurance policy covers up to 8 people.

10. 10. Does ZUNO Complete Health Insurance cover critical illnesses?

Yes, in ZUNO Gold & Platinum variant, critical illness is covered. Whereas in Silver Variant one can add critical coverage as an Optional cover with a limit of up to 50% of the Sum Insured. The critical illnesses covered under the plan are: Cancer of Specified Severity Myocardial Infarction (First Heart Attack of specific severity) Coronary Artery Bypass Graft (Open Chest CABG) Stroke Resulting in Permanent Symptoms Permanent Paralysis of Limbs

11. How many people can be covered under ZUNO Health Insurance?

ZUNO’s health insurance policy allows coverage for up to 8 members. One can cover yourself, your spouse, up to 3 children, or any other relationship having an insurable interest.

12. How can I renew my ZUNO Health Insurance Plans?

ZUNO Health Insurance Renewal is available online. One can renew their policy by following the below steps: Visit the official website of ZUNO Health Insurance Click on the Renewal tab and fill in the necessary details such as the policy number & date of birth Pay your premium and your renewed policy details will be mailed to you at your registered email address.

13. How can I avail cashless facility in the ZUNO Health Insurance company& 039;s empanelled hospitals?

To avail of the cashless services, you need to get admitted to the network hospitals and then present the health card at the hospital& 039;s help desk. Once your claim form is filled and approved, you can avail cashless facility.

14. How can I find the ZUNO network hospitals in my area?

ZUNO health insurance has a great network of cashless hospitals. You can easily check the list of ZUNO Network Hospitals on their official website.

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About ZUNO General Insurance (Formerly known as Edelweiss General Insurance)

Why Do We Exist?

Compare

Compare

Best Selling ZUNO Health Insurance Plans

Individual

Individual and Family Health Insurance

Accident Health Insurance

Family

Key Features Of ZUNO Health Insurance

For Individual

Why Do We Recommend This?

Why do we recommend this?

For Individual and Family Health Insurance

Why Do We Recommend This?

Why Do We Recommend This?

For Accident Health Insurance

Why do we recommend this?

For Family

Why Do We Recommend This?

Explore other ZUNO Health Insurance

Zuno Corona Rakshak (Pros)

Zuno Corona Rakshak (Cons)

Zuno Corona Rakshak (Other Benefits)

Zuno Corona Rakshak (Eligibility Criteria)

Zuno Corona Kavach (Pros)

Zuno Corona Kavach (Cons)

Zuno Corona Kavach (Other Benefits)

Zuno Corona Kavach (Eligibility Criteria)

ZUNO Empower Health Insurance (Pros)

ZUNO Empower Health Insurance (Cons)

ZUNO Empower Health Insurance (Other Benefits)

ZUNO Empower Health Insurance (Eligibility Criteria)

Zuno Covid Healthcare Insurance (Pros)

Zuno Covid Healthcare Insurance (Cons)

Zuno Covid Healthcare Insurance (Other Benefits)

Zuno Covid Healthcare Insurance (Eligibility Criteria)

Zuno Saral Suraksha Bima Health Insurance (Pros)

Zuno Saral Suraksha Bima Health Insurance (Cons)

Zuno Saral Suraksha Bima Health Insurance (Other Benefits)

Zuno Saral Suraksha Bima Health Insurance (Eligibility Criteria)

Zuno Arogya Sanjeevani (Pros)

Zuno Arogya Sanjeevani (Cons)

Zuno Arogya Sanjeevani (Other Benefits)

Zuno Arogya Sanjeevani (Eligibility Criteria)

Recommended Videos

Zuno health insurance awards and accolades.

What is Covered?

Pre and Post Hospitalization Expenses

AYUSH Treatments

Hospitalization Expenses

Day Care Treatments

Domiciliary Hospitalization

What is not Covered?

Self Inflicted Injuries

Cosmetic Procedures

Adventure Sports

Obesity or Weight Control Treatments

Involvement In Illegal Activities

Riders Of Zuno Health Insurance

Health 241

New Born Care

Zuno Health Insurance Plans Buying Process

Zuno Health Insurance Renewal Process

Zuno Health Insurance Plan Claim Process Steps

Documents Required For ZUNO General Insurance Claim

Health Insurance Premium Calculator

More Queries?

Explore ZUNO Health Insurance

ZUNO General Insurance: FAQs

1. What documents do I need to submit for a reimbursement claim?

2. How can I download the claim forms of ZUNO General Insurance?

3. Is it possible to upgrade my coverage under this policy?

4. I have lost my policy documents. What should I do?

5. Is it necessary to undergo a medical examination before buying health insurance?

6. Does ZUNO Health Insurance cover pre and post-hospitalization cover?

7. What are the sum insured options of ZUNO Health Insurance Variants?

8. Can I transfer my previous insurance provider’s No-Claim Bonus if I switch my policy to ZUNO Health Insurance?