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Zuno Corona Rakshak
Zuno Corona Rakshak policy is a health plan designed to fight against COVID-19. The plan can be bought on an individual and family basis fo…
- COVID-19 cover
- Tax benefits
- Ambulance cover
- Hospitalisation cover
ZUNO Health Insurance
Zuno Corona Kavach
Corona Kavach is a floater health plan designed to cover hospitalizati ...Read More
Up to 1Cr.
Sum insured
1
No. of plans
9+
Pan India presence
98.54%
Claim settlement ratio
🛡️ IRDAI Approved
⭐ 4.4/5 · 2,710 reviews
🏥 10,000+ hospitals
📊 1.97 solvency ratio
✅ 98.54% claim settlement
About Zuno Corona Kavach
A quick read on what this ZUNO Health Insurance plan covers and why it might be a fit for you.
Corona Kavach is a floater health insurance plan designed to cover hospitalization expenses related to COVID-19. It is available for individuals and families. Under the Zuno Corona Kavach policy, you can cover your spouse, dependent children, and parents or parents-in-law. The COVID-19 health plan will cover hospitalization expenses for 3.5, 6.5, or 9.5 months. The age criteria for the Zuno Corona Kavach Health policy is 18 to 65 years. The sum insured available is between INR 50,000 to 5 Lakhs.
The Zuno Corona Kavach health policy can be combined with the Hospital Daily Cash add-on offered by Zuno Health Insurance. This add-on provides 0.5% of your Sum Insured daily for every 24 hours of continuous hospitalization, for a maximum of 15 days.
Plan at a glance
Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.
Entry age
18 to 65 years
Plan type
Individual and Family Health Insurance
Sum insured options
₹500 Cr, ₹1 L
Waiting period
30 days
Renewability
Lifelong
Policy term
3.5/6.5/9.5 Months
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
Pros & cons
A quick honest summary — the strengths and the trade-offs.
Pros
- AYUSH Cover
- Pre-Hospitalization Cover
- Ambulance Cover
- COVID-19 Cover
Cons
- Obesity treatments
- HIV/AIDS
- Adventure sports
- Illegal activities
What's covered
Every CMS-driven coverage flag from the plan wording — only items with a published value render below.
Hospitalization
- Room rent Covered
- ICU charges Covered
- Pre-hospitalization Covered
- Post-hospitalization Covered
- Domiciliary hospitalization Covered
- Day-care treatment Not covered
- OPD charges Not covered
- Covid-19 treatment Covered
- Cataract Not covered
Bonuses & restoration
- No-claim bonus Not covered
- Automatic restoration of SI Not covered
- Daily hospital cash Covered
Family & special care
- Maternity cover Not covered
- New-born baby cover Not covered
- IVF treatment Not covered
- AYUSH treatment Covered
- Organ donor expenses Not covered
Modern & preventive care
- Modern treatment Not covered
- Road ambulance Covered
- Air ambulance Not covered
- E-consultation Not covered
- Health check-up Not covered
- Second medical opinion Not covered
- Vaccination Not covered
Conditions & global
- Co-payment Not covered
- Sub-limits Not covered
- Compassionate travel Not covered
- Global coverage Not covered
Zuno Corona Kavach Plan Benefits
-
Family Coverage
An affordable health plan offering family coverage for your immediate family members. Zuno Corona Kavach is available as an individual and family floater, covering your spouse, children, and parents/parents-in-law.
-
Discounts
Zuno Corona Kavach offers various discounts:
- A 5% discount on premiums if you are covering 2 or more family members.
- 15% on total premiums for online purchases.
- A 5% discount on total premiums if you are a healthcare worker.
- A 2.5% discount on total premiums if you are a member of the police force.
-
Add-ons
The Zuno Corona Kavach health policy can be bought with the Hospital Daily Cash add-on. This add-on offers 0.5% of your sum insured every day for every 24 hours of hospitalization, for a maximum of 15 days.
-
No Pre-Policy Check-up
The Corona Kavach health policy does not require you to undergo any pre-policy medical check-up if you are 60 years old or below.
Inclusions & exclusions
What the plan pays for, and what it doesn't.
Exclusions
- Hospitalization due to war, riot, strike, and nuclear weapons
- Intentional self-injury
- AIDS
- Miscarriage and abortion
- Congenital diseases
- Infertility and in vitro fertilization
Who can buy this plan
Eligibility criteria pulled straight from the policy wording.
- Minimum Entry Age: 18 years
- Maximum Entry Age: 65 years
- Sum Insured: 50k to 1 L
- Waiting Period: 30 Days
Other features & benefits
Conclusion
To protect yourself and your family members against COVID-19 hospitalization and medical care expenses, Zuno has launched its Corona Kavach health plan. It is a versatile plan offering AYUSH cover, hospitalization cover, and more. To know more about health insurance, connect with our insurance experts for a 30-minute personalized consultation.
Zuno Corona Kavach: FAQs
The 5 most-asked questions about Zuno Corona Kavach, answered.
The minimum sum insured available is INR 50,000 under the plan.
The age criteria for Corona Kavach health policy is 18 to 65 years.
The Zuno Corona Kavach health plan allows you to cover yourself individually or your family members, including your spouse, dependent children, and dependent parents/parents-in-law.
Yes, you are eligible for a family discount of 5% on your premiums if you are covering 2 or more than 2 family members. Other discounts include 15% on total premiums for online purchases, a 5% discount on total premiums if you are a healthcare worker, and a 2.5% discount on total premiums if you are a member of the police force.
You can buy Zuno Corona Kavach for 3.5/6.5/ or 9.5 months.
Conclusion
Corona Kavach is a short-term, COVID-19 specific plan offering basic protection against related medi
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