Zuno Arogya Sanjeevani

Zuno Arogya Sanjeevani Health Insurance Plan

Zuno Arogya Sanjeevani health insurance plan is a standard, comprehensive health plan proposed by the IRDAI to simplify health insurance for the masses in India. It is a simple and affordable health plan which includes almost everything required for basic medical coverage. The sum insured varies from INR 1 Lakh to 5 Lakh in multiples of 50,000.

Zuno Arogya Sanjeevani health plan was designed to deal with rising medical care costs, especially during trying times like COVID-19. It is a family floater health plan and is active for 1 year. Zuno also offers a family discount of 5% when two or more members are covered on an individual basis.

Key Features of Zuno Arogya Sanjeevani Health Plan

• Multiple individual policies for your family members
• A family discount of 5% if two or more family members are covered
• 5% co-pay is applicable on all claims under Zuno Arogya Sanjeevani

Zuno Arogya Sanjeevani Plan Benefits

• Tax Benefits

  The amount paid towards the premium of this plan is eligible for tax relief under Section 80D of the Income Tax Act, 1961.

• Discounts

  The plan offers a family discount of 5% for covering two or more family members.

• Lifelong Renewability

  While the eligibility for the purchase of Zuno Arogya Sanjeevani Policy is limited to those between the ages of 18 to 65 years, this policy provides lifelong renewability as long as it is renewed on time. By doing so, the insured can enjoy benefits like coverage for pre-existing diseases (PED), cumulative bonus, etc.

• Portable Policy

  Zuno Arogya Sanjeevani Policy comes with a portability feature, which means you can port your policy. This option, however, needs to be exercised at least 45 days, but not more than 60 days, before the policy renewal date.

Exclusions

Permanent Exclusions

• Hospitalization due to war, riot, strike, and nuclear weapons
• Intentional self-injury
• HIV/AIDS
• Miscarriage and abortion
• Congenital disease
• Infertility and in vitro fertilization

Waiting Period Exclusions

• Listed ailments after 24 or 36 months
• Pre-existing diseases after 36 months

Conclusion

Zuno Arogya Sanjeevani health plan is a well-rounded health insurance plan designed to cater to all your healthcare needs. Choose between sum insured options from INR 1 Lakh to 5 Lakh. From hospitalization expenses to cataracts, it is all covered by Zuno Arogya Sanjeevani. Find out the USPs of Zuno Arogya Sanjeevani health insurance from PolicyX insurance experts.