Zuno Corona Rakshak
Zuno Corona Rakshak policy is a health plan designed to fight against COVID-19. The plan can be bought on an individual and family basis fo…
- COVID-19 cover
- Tax benefits
- Ambulance cover
- Hospitalisation cover
Zuno Health Insurance launched Covid Healthcare Insurance, including C ...Read More
A quick read on what this ZUNO Health Insurance plan covers and why it might be a fit for you.
Zuno Health Insurance launched Covid Healthcare Insurance, including "Corona Kavach" and "Corona Rakshak" plans, designed to address the financial burdens of the Coronavirus pandemic. These plans aim to provide peace of mind by ensuring access to timely and comprehensive medical care without the added stress of exorbitant expenses. The plan offers three policy tenures:
Under Corona Kavach, hospitalization expenses are covered if you are hospitalized due to COVID-19. Additionally, Corona Rakshak offers a 100% lump sum of the sum insured when the policyholder is hospitalized for more than 72 hours due to COVID-19.
Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
A quick honest summary — the strengths and the trade-offs.
Every CMS-driven coverage flag from the plan wording — only items with a published value render below.
Zuno COVID Healthcare Insurance offers several key benefits tailored to the needs of individuals and families during the pandemic:
These plans specifically cover hospitalization expenses related to COVID-19 treatment, including room rent, ICU charges, doctor's fees, and other related medical costs. This ensures that policyholders receive necessary care without significant out-of-pocket expenses.
Zuno's policies typically cover medical expenses incurred both before and after hospitalization for COVID-19, providing a more holistic financial safety net. This includes costs for diagnostic tests, medicines, and consultations.
Recognizing that not all COVID-19 cases require hospital admission, these plans often include coverage for domiciliary hospitalization or home care treatment. This is particularly valuable in situations where hospital beds are unavailable or a patient cannot be transported to a hospital.
Zuno offers both individual and family floater options for their COVID policies, allowing policyholders to choose the plan that best suits their needs. Family floater plans can cover a spouse, dependent children, and parents/parents-in-law under a single policy.
The "Corona Rakshak" policy provides a lump-sum payment of 100% of the sum insured upon positive diagnosis of COVID-19 requiring continuous hospitalization for at least 72 hours. This provides immediate financial support for unforeseen expenses.
For individuals below a certain age (e.g., 60 years for Corona Kavach), a pre-policy medical check-up may not be required, simplifying the purchase process.
Policyholders can avail of cashless treatment at Zuno's network of empanelled hospitals or opt for reimbursement for treatment at non-network hospitals, offering flexibility and convenience during a medical emergency.
Some plans, like Corona Kavach, may offer add-ons such as hospital daily cash, which provides a fixed daily cash amount for non-medical expenses during hospitalization.
What the plan pays for, and what it doesn't.
Eligibility criteria pulled straight from the policy wording.
Zuno Covid Healthcare is an ideal solution to tackle medical bills arising from COVID-19. With the rise of coronavirus cases, investing in a COVID-19 healthcare plan is essential. Expenses like pre- and post-hospitalization, domiciliary care, Hospital Cash, and AYUSH treatment are covered. To find the ideal Covid healthcare plan, connect with PolicyX insurance experts.
The 3 most-asked questions about Zuno Covid Healthcare Insurance, answered.
A short-term Covid-focused plan offering basic protection during emergencies, but not useful as a lo
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