Compare & Buy Best Critical-Illness Health Insurance

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How To Choose The Best Critical Illness Insurance?

It is an insurance policy which provides protection when a major illness occurs and the person is unable to earn income or work. This type of insurance policy covers those illnesses which a normal health insurance plan can't cover because of the high doctor's fee and other related expenses. This is the best way to cover acute diseases. This plan pays a lump sum for the analysis of serious ailments that are listed in the policy document. An indemnity health insurance plan would cover normal health diseases and related expenses, but what in the case of critical diseases, a critical illness insurance can provide you protection against critical disease. Buying critical illness insurance plan is the best way to deal with heavy doctor fees and its related expenses. It helps you in covering expensive treatments and recuperation aids, loss of income due to inability to earn and paying off debts. It would act as a supplement to your health insurance lists. It covers many critical diseases such as heart transplant, angioplasty, coronary bypass surgery and many more.
At PolicyX.com, we provide free quotes and comparison services that will assist you in choosing the best critical illness insurance plan. Our comparison service helps people in saving time and money. Buying a critical illness insurance plan is helpful as it provides coverage to the serious ailment which are difficult to handle. At PolicyX.com, we have tie-ups with more than 20 companies which provide different and helpful critical illness insurance plan. This will help you in choosing the best plan out of many companies.

What Does Critical Illness Insurance Cover?

The cost of treatment and care, recuperation aids that assist you in maintaining a normal lifestyle. There are different types of critical insurance plan, you must choose according to your requirements.

The critical illness insurance plan will assist you in clearing the medical bills of any critical disease, pay off the financial loss or hardships that may arise from your disease. It provides coverage for different serious diseases such as Kidney failure, Cancer, Organ transplant, Aorta graft surgery, Heart attack, Paralysis and many more. This plan covers the expense related to many serious diseases, but the rules related to claim depends on the companies. It is advisable to choose a critical insurance plan according to your requirements.

Importance Of Critical Illness Insurance:

By buying a critical illness plan, you don't need to rely on any other person for your illness and expenses of its treatment. The critical insurance plan is a good choice as it provides coverage when you are seriously ill and don't have savings to clear the medical bills and related expenses. The money which you get from critical illness insurance will help you in clearing medical bills, home modification, and many other things.

It will also provide Tax benefit.

Provides protection against critical illness and many more.

Documents Required For Critical Insurance Plan

Age proof

Any one of Birth Certificate, 10th or 12th mark sheet, Driving License, Passport, Voter ID, etc.

Identity proof

Driving License, Passport, Voter ID, PAN Card, Aadhar Card, which proves one's citizenship,

Address proof

Electricity Bill, Telephone Bill, Ration Card, Driving License, Passport, should clearly mention the permanent address.

Passport size photos

It is to have a record of the policyholder.

Buying Process


  • Hassle free place that assist you in buying the desired plan.
  • It will save your time and money as well.
  • Simple process, just enter some basic requirements and details to find the best insurance plan.
  • Compare plans provided by top insurance companies through PolicyX.com.
  • Choose a plan that suits your requirements.
  • Fill the proposal form that requires some basic information.
  • Upload your documents online. Make the payment through selected mode
  • Congratulations! You are insured.