How is Health Insurance for Tuberculosis Beneficial for You?

Did you know that even today millions of people fall sick with Tuberculosis each year? As per a report by The Hindu, India noted 25,37,235 cases of Tuberculosis in 2023. Although the treatment for tuberculosis is available, the cost can be a barrier. Here is how health insurance for tuberculosis can help you. This article will update you about tuberculosis and top health insurance for tuberculosis. Have a look.

What is Tuberculosis?

Tuberculosis also known as TB, is an infectious disease. It can be caused by the bacteria called Mycobacterium tuberculosis. It mainly affects the lungs but can also spread to other parts of the body. It is one of the world's 10 fatal diseases, according to the WHO. Tuberculosis is highly contagious if left untreated. Because of its severity and potential complications, TB treatment is lengthy and expensive.

Why is Tuberculosis a Cause of Concern?

Tuberculosis attacks our lungs, which are vital organs of our body. It can cause severe respiratory problems. Also, it can spread to other body organs such as the spleen, liver, kidneys, and brain. Treating the infection takes a lot of time and intensive care.

Some of the symptoms of Tuberculosis are:

• Fatigue
• Loss of Appetite
• Weight Loss
• Weakness
• Night Sweats
• Persistent Cough
• Painful Breathing

Moreover, latent TB infects the person but does not show any symptoms. This kind of TB is more harmful as the germs can remain sleeping in your body without displaying any symptoms. In case the germs of latent TB become active, it can make you fall seriously sick.

Health Insurance for Tuberculosis

As you might have read the complete treatment course of tuberculosis takes 2-3 years. So, to save you financially, several health insurance plans cover the expensive treatment of tuberculosis.

Here are some of the health insurance plans that cover tuberculosis:

• Niva Bupa Health Companion
• Bajaj Allianz Critical Illness Policy
• Future Generali Health Suraksha

How Can Health Insurance for Tuberculosis Help?

If you plan to undergo tuberculosis treatment, you must have good health insurance. It is very important to choose the right treatment at the right time. According to the survey conducted by the Union Government in India in 2022, it has been stated that more than 64% of the TB patients did not seek proper medical care. The main reason behind this is the cost of medical care. But do not worry, tuberculosis health insurance can safeguard you. Following are the benefits you will get if you have health insurance that can cover tuberculosis.

How Doctors Diagnose TB?

Your doctors will choose the most appropriate tests based on your situation and risk factors. However, TB diagnosis involves a few prolonged approaches, which are:

Treatment for Tuberculosis

The treatment of tuberculosis depends upon the severity of the case. Some of the treatment procedures are as follows:

All in all, the treatment for tuberculosis takes a couple of years. It is very important to complete the entire course for complete protection, otherwise, there are high chance that TB bacteria can attack your body again.

Bottom Line

The cost of tuberculosis can be as much as your CTC and can be more than that. But, choosing the right health insurance can save your finances and provide the proper medical treatment that you need. Therefore, it is important to get medical insurance, as it serves as the best decision of your life. It will protect you further from the rising cost of medical care. The policy will help you to get cashless hospitalisation and health checkups to treat tuberculosis and also to prevent the relapse caused by the disease.

In case of any further understanding, you can reach out to us at PolicyX.

Health Insurance for Tuberculosis: FAQ's