Niva Bupa Network Hospitals 2024

Niva Bupa Health Insurance Plans

Niva Bupa health insurance (formerly known as Max Bupa Health Insurance company) provides a wide range of healthcare plans to individuals, families, and senior citizens. Niva Bupa health plans are designed to cater to the specific needs of people such as cover for critical illness, pre-existing diseases, etc.

Niva Bupa Health Insurance Individual and Family Health Plan

Comprehensive

Nivabupa Health Reassure Plan

A complete health insurance policy that covers you and your family with a wide range of SI (3 Lakh to 1 Crore) and continues to give you more benefits.

Unique Features

Covers a maximum of 6 members
Unlimited SI restoration
Coverage for modern treatments

Health Reassure Plan (Pros)

Booster benefit
Organ donor transplant
ReAssure
Live Healthy Benefit
Second Medical Opinion

Health Reassure Plan (Cons)

No OPD Cover
No Maternity Cover
No Sleep Disorder Covered
No Suicide Cover
No War Injury Cover

Health Reassure Plan (Other Benefits)

Air Ambulance
Hospital Cash
Personal Accident Cover
Domiciliary hospitalization
Day care treatment

Health Reassure Plan (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - No Age Limit
SI - 3 L to 1 Cr
Waiting Period - 30 Days

Comprehensive

Niva Bupa Health Companion V2022

An individual and family plan that covers all day care treatments, modern treatments, comes with a safeguard add-on and provides annual health check-ups.

Unique Features

No room rent capping
20% no-claim bonus on SI
100% SI restoration

Health Companion V2022 (Pros)

5% Doctor Discount
10% Family discount
Tenure Discounts of upto 15 %
Annual Aggregate Deductible
Home Care Treatments

Health Companion V2022 (Cons)

No OPD Cover
No Maternity Cover
Cosmetic Surgery Uncovered
Specific Diseases after 2 yrs
No Alcoholism Cover

Health Companion V2022 (Other Benefits)

Air Ambulance
Modern Treatments
Vaccination on Animal Bite
Organ Donor Benefit
Domiciliary treatments

Health Companion V2022 (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - No Age Limit
SI - 3 L to 1 Cr
Waiting Period - 30 Days

Comprehensive

NivaBupa Health Premia

A policy for you and your family which covers modern treatments, laser surgery, e-consultations, annual health check-ups, and coverage of 3 Crores.

Unique Features

Maternity Cover
International coverage
In-Built travel insurance

NivaBupa Health Premia (Pros)

Refill benefit for any illness
10% Loyalty Additions in SI
Tenure Discounts of upto 15 %
Worldwide Maternity Benefit
In-patient care

NivaBupa Health Premia (Cons)

No OPD Cover
No HIV/AIDS Covered
20% co-payment
Pre-existing Diseases after 2 yrs
Treatment for Alcoholism

NivaBupa Health Premia (Other Benefits)

Zonal Coverage available
Pharmacy and diagnostic services
Opt for additional features
Living Organ Donor Benefit
Premium waiver and portability

NivaBupa Health Premia (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 3 L to 1 Cr
Waiting Period - 30 Days

Affordable

NivaBupa Health Pulse

A budget-friendly health insurance plan that offers coverage to individuals and families with tailor-made benefits and great value for money.

Unique Features

No room rent capping
Up to 100% of SI restoration
20% No Claim Bonus

NivaBupa Health Pulse (Pros)

Optional benefits available
150% Refill Benefit
Annual Health Checkup
Emergency Ambulance
Living Organ Donor Benefit

NivaBupa Health Pulse (Cons)

Conflict and Disaster cases
20% co-payment
No Maternity Benefit
Cosmetic surgeries
Treatment for Alcoholism

NivaBupa Health Pulse (Other Benefits)

Operation Theatre Coverage
Modern Treatments
Personal Accident Cover
e-Consultation
Daily Hospital Cash

NivaBupa Health Pulse (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 3 L to 25 L
Waiting Period - 30 Days

Digital

NivaBupa GoActive

A modern-day digital insurance plan offering you cashless OPD and diagnostic services along with basic coverage and healthcare benefits.

Unique Features

Early age enrolment discounts
Annually 10 OPD consultations
No room rent capping

NivaBupa Go Active (Pros)

Pharmacy and Diagnostic Services
Domiciliary hospitalization
Personal Accident Benefit
Refill Benefit
Daily health coaching

NivaBupa Go Active (Cons)

Maternity Benefit Not available
Adventure Sports not covered
HIV/AIDS not covered
Cosmetic Surgery Not Covered
War Injuries not covered

NivaBupa Go Active (Other Benefits)

Behavioural Assistance Program
Alternate Treatment
I-Protect option to increase SI
2 % ICU Cover (per Day)
No Room Rent Sub Limit

NivaBupa Go Active (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 4 L to 25 L
Waiting Period - 30 Days

Comprehensive

NivaBupa Heart Beat

A complete health plan, providing a wide range of medical benefits along with global emergency coverage.

Unique Features

Maternity & New born coverage
No room rent capping
10% increase in SI annually

NivaBupa Heart Beat (Pros)

Additional Coverage
10% Loyalty Benefit
Annual Health Check ups
Refill benefits
Coverage out of hospitals

NivaBupa Heart Beat (Cons)

Obesity Treatment not covered
Hazardous Activities not covered
HIV/AIDS not covered
Cosmetic Surgery unavailable
Injuries due to breach of law

NivaBupa Heart Beat (Other Benefits)

OPD Consultations
Alternative Treatments
New Born Baby Cover
Pharmacy and diagnostic services
No WP up to 45 years

NivaBupa Heart Beat (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 5 L to 1 Cr
Waiting Period - 30 Days

Affordable

NivaBupa Super Saver

An individual and family health plan, providing a cover of up to 1 crore at affordable premiums combined with advanced features and benefits.

Unique Features

Up to 200% of SI as NCB
Up to 150% of SI restoration
Unlimited e-consultation

NivaBupa Super Saver (Pros)

Day 1 Health check-up
No pre-issuance medical tests
Ambulance cover up to Rs 2000
ReAssure Benefit
No sub-limits

NivaBupa Super Saver (Cons)

No Maternity Benefit
Adventure Sports not covered
STDs not covered
Cosmetic Surgery Not Covered
Self Inflicted Injuriesnot covered

NivaBupa Super Saver (Other Benefits)

Air Ambulance Cover
Health Checkup
Organ Donor Benefit
Ayush Benefit
Room selection Option

NivaBupa Super Saver (Eligibility Criteria)

Entry Age - 61 Years
Max Entry Age - 75 Years
SI - 5 L to 25 L
Waiting Period - 30 Days

Niva Bupa Health Insurance Specialized Plans

Top-up plan

NivaBupa Health Recharge

A super top-up plan providing extra coverage to you and your family on the basis of deductible with SI options of up to 95 lakhs.

Unique Features

No room rent capping
Unlimited E-consultation available
Pharmacy and diagnostic services

NivaBupa Health Recharge (Pros)

Loyalty Additions up to 50%
Pharmacy and Diagnostic Services
Personal Accident Cover
Easy Plan Convertibility
Day Care Treatments Coverage

NivaBupa Health Recharge (Cons)

Maternity Treatment not covered
Pre-existing Diseases not covered
Alcoholism not covered
Dietary Supplements not covered
No COVID-19 cover

NivaBupa Health Recharge (Other Benefits)

Intensive Care Unit charges
Domiciliary treatment
HIV / AIDS Treatment Covered
Artificial Life Maintenance Benefit
Room Rent (per day) Up to 1%

NivaBupa Health Recharge (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 2 Lakh - 95 Lakh
Waiting Period - 30 Days

Critical Illness

NivaBupa CritiCare

Buy a cover of up to 2 crores to secure you and your loved ones against 20 major critical illnesses with the Niva Bupa CritiCare plan.

Unique Features

Daily hospital cash
Accident care available
Lifelong renewability

NivaBupa CritiCare (Pros)

20 critical illnesses Covered
Long-term tenure savings
Different pay-out options
Tax benefits
Direct claim settlement

NivaBupa CritiCare (Cons)

Accident Death
No Total Disability Cover
AIDS Not Covered
Child Education Benefit
Funeral Expenses

NivaBupa CritiCare (Other Benefits)

Flexibility Plan Options
Surgeon's Fee Covered
Renewal for life
Diagnostic Procedures/Therapies
Prosthetic Implants Covered

NivaBupa CritiCare (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 3 L to 3 Cr
Waiting Period - 30 Days

Personal Accident

NivaBupa AccidentCare

Offers personal accident cover of up to 2 crores on an individual and family floater basis. Pays 100% of SI to your family in case of accidental death.

Unique Features