Niva Bupa Health Insurance
The Niva Bupa Health Premia Plan offers comprehensive health insurance ...Read More
Health Premia is a health insurance plan that covers hospitalization expenses along with key medical needs like pre and post-treatment costs, daycare procedures, and emergency care. It also offers higher sum insured options and added benefits like restoration of coverage and global treatment support, making it suitable for both individual and family protection.
Walkthroughs from the PolicyX team — pros, cons, real claim experiences and who should buy.
All about Niva Bupa Health Insurance Company
Niva Bupa Health Insurance Plan Detailed Review
The Niva Bupa Health Premia Plan provides enhanced protection against 20 critical illnesses such as heart surgery, cancer, kidney failure, and strokes. Additional coverage is provided as a lump sum amount upon the first diagnosis of any of these illnesses.
This plan provides a daily lump sum amount in case of hospitalization and covers miscellaneous expenses incurred during hospitalization.
Using this optional cover, a lump sum amount is paid in case of accidental death or permanent partial disability. Anyone aged 18 years or above can opt for this cover.
The Niva Bupa Health Coach App helps track health parameters such as calorie intake and BMI daily.
Every health insurance plan has a set of services that are excluded from its list of plan benefits. Take a look at the exclusions of the Niva Bupa Health Premia Plan below:
Certain diseases and treatments are covered under the Niva Bupa Health Premia Insurance plan after a specific waiting period:
Take a look at the sample premium illustrations below under different variants and with growing age for a Sum Insured (SI) of ₹10 Lakh.
| Age | Premiums for Individuals | Premiums for Family Plan |
|---|---|---|
| 30 | 12,274 | 29,509 |
| 40 | 16,953 | 33,447 |
| 50 | 27,750 | 49,532 |
| Age | Premiums for Individuals | Premiums for Family Plan |
|---|---|---|
| 30 | 16,436 | 40,336 |
| 40 | 22,081 | 45,143 |
| 50 | 35,708 | 64,935 |
| Age | Premiums for Individuals | Premiums for Family Plan |
|---|---|---|
| 30 | 52,391 | 1,19,697 |
| 40 | 63,627 | 1,29,847 |
| 50 | 93,994 | 1,74,752 |
Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
A quick honest summary — the strengths and the trade-offs.
A quick look at what this plan covers — and what it doesn't.
Niva Bupa Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Niva Bupa Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
Eligibility criteria pulled straight from the policy wording.
The 5 most-asked questions about Niva Bupa Health Premia Plan, answered.
PolicyX.com premium calculator offers premium comparison for some of the best health plans in India. Input your details and find the most suitable health insurance policies for your requirements.
Select a company and plan for each side to see a detailed side-by-side comparison.
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