Niva Bupa (Formerly known as Max Bupa) Health Pulse

Room rent limit is the maximum amount of bed charge that you can claim if you are hospitalized.

Common Room categories covered under room rent are:

• Private Single AC Room
• Twin Sharing
• General Ward

Coverage status under Niva Bupa Health Pulse Plan?

Niva Bupa Health Pulse covers all hospital accommodations up to 1% of Base Sum Insured per day or Single Private Room, whichever is lower.

Niva Bupa Health Pulse offers room rent up to Single Private Room.

It is a special department in the hospitals where patients with serious medical conditions are treated.

Coverage status under Niva Bupa Health Pulse Plan?

Under this plan, ICU charges are covered up to 2% of the Sum Insured per day.

Niva Bupa Health Pulse offers ICU Coverage up to the SI.

Medical expenses incurred before the hospitalization of the policyholder.

Coverage status under Niva Bupa Health Pulse Plan?

This plan covers medical expenses incurred during pre-hospitalization for up to 30 days.

Medical expenses incurred after the discharge of the policyholder from the hospital.

Coverage status under Niva Bupa Health Pulse Plan?

This plan covers medical expenses incurred during post-hospitalization for up to 60 days.

Home hospitalization arrangement for the insured person due to unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get the financial coverage.

Coverage status under Niva Bupa Health Pulse Plan?

Under this plan, domiciliary hospitalization is covered up to the SI.

Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.

Coverage status under Niva Bupa Health Pulse Plan?

This plan covers expenses of daycare procedures up to the selected sum insured.

The cost of doctor consultation and prescribed medical tests that may not require hospitalization.

Coverage status under Niva Bupa Health Pulse Plan?

Not Covered

COVID-19 treatment includes the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. approved Centre.

Coverage status under Niva Bupa Health Pulse Plan?

COVID-19 treatment cover is available under this plan.

A common eye condition in which your vision gets blurred.

Coverage status under Niva Bupa Health Pulse Plan?

The plan covers cataract treatment after a waiting period of 24 months.

For every claim-free year, insurance companies reward policyholders with an increase in the Sum Insured amount as a no-claim bonus on policy renewal. However, in the case of a claim, this bonus amount either lapses or is reduced by a certain percentage that varies from plan to plan.

Coverage status under Niva Bupa Health Pulse Plan?

The plan offers an increase of 10% of expiring Base Sum Insured in a Policy Year; a maximum of up to 100% of Base Sum Insured; no increase in sub-limits; no reduction in No Claim Bonus in case of claim not available.

Automatic restoration is a benefit in which an insurance company restores the sum insured amount completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from plan to plan.

Coverage status under Niva Bupa Health Pulse Plan?

The plan restores 100% of the base um insured.

It is a cash amount that you receive each day during the time of hospitalization.

Coverage status under Niva Bupa Health Pulse Plan?

The benefit is available as an optional benefit, wherein, the beneficiary is paid 1,000 per day for Base Sum Insured of 5 Lakhs and below & 2,000 per day for Base Sum Insured greater than 5 Lakhs.

It is a cover that includes the cost of the procedure for removing the damaged or malfunctioning organs from the body.

Coverage status under Niva Bupa Health Pulse Plan?

The plan offers Organ Donor coverage up to the selected Sum Insured.

It refers to the cover that includes expenses for normal and c-section procedures deliveries.

Coverage status under Niva Bupa Health Pulse Plan?

Not Available

Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.

Coverage status under Niva Bupa Health Pulse Plan?

It is covered under this plan up to the selected sum insured.

An ambulance is used to move the patient from home to hospital, transfer to another hospital, and take them for different tests outside the hospitals.

Coverage status under Niva Bupa Health Pulse Plan?

This plan covers Ambulance charges up to 1.5K per hospitalization.

This plan covers Ambulance charges up to 2K per hospitalization.

Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.

Coverage status under Niva Bupa Health Pulse Plan?

Not available

Refers to the traveling expenses of a family member of the insured person in case the policyholders get admitted to a hospital outside his/her residential city.

Coverage status under Niva Bupa Health Pulse Plan?

Not Available

Any kind of medical/health emergency when you are outside of India.

Coverage status under Niva Bupa Health Pulse Plan?

Not Available

If a policy offers E-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.

Coverage status under Niva Bupa Health Pulse Plan?

The plan offers unlimited tele/online consultations.

A facility where the policyholder can avail free health check-ups after fulfilling the company's policies.

Coverage status under Niva Bupa Health Pulse Plan?

Health check-ups are available annually from 2nd policy year onwards.

If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company's network of medical practitioners.

Coverage status under Niva Bupa Health Pulse Plan?

Not Available

In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.

Coverage status under Niva Bupa Health Pulse Plan?

The plan comes with a co-payment of 20% applicable for treatment in Classic variant.

If the insured dies or suffers partial/total disability due to an accident, the plan will offer 5 times of base SI (up to Rs.50 Lakhs).

In case the insured becomes a victim of any listed 20 critical illnesses, (s)he will get a cover equal to the base SI (up to Rs.10 Lakhs).

This plan provides a lump sum amount daily in case of hospitalization and covers miscellaneous expenses incurred during hospitalization. The benefit pays 1,000 per day for Base Sum Insured of 5 Lac and below & 2,000 per day for Base Sum Insured greater than 5 Lac.

Under this optional benefit the plan increases 20% of expiring Base Sum Insured in a Policy Year; maximum up to 200% of Base Sum Insured.