Max Bupa Health Pulse Plan
  • Know About Max Bupa Health Pulse Plan
  • Eligibility and Age Restrictions
  • Learn More About Its Key Features

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Max Bupa Health Pulse Plan

Max Bupa Health Pulse Plan is tailored with a holistic approach that protects you and your family’s health and provides customized benefits and advanced insurance products. The plan is available for individuals and families. It offers coverage to a complete family with the sum insured range of Rs. 3 Lakhs to Rs. 10 Lakhs in two variants: Classic and Enhanced. These policies provide post-hospitalization, pre-hospitalization, daycare treatments, domiciliary treatments, and others. This is the comprehensive plan in which the policyholder gets yearly health check-ups along with all other benefits.

Key Features/Benefits of Max Bupa Health Pulse Plan

Max Bupa Health Pulse Plan offers customized benefits of great value. Let’s discuss them in detail:

1 Annual medical check-up

Max Bupa offers health check-up to the policyholder annually. But this benefit is available from the second year of the policy.

2 Pre and Post Hospitalization

This plan covers expenses up to the sum insured during pre and post-hospitalization.

3 Hassle-free Claim Settlement Process

Health Pulse Plan offers a quick and hassle-free claim process within 30 minutes. There is no co-payment at the claim processing time with Enhanced Plan.

4 Boost your plan

It provides the flexibility to enhance your health cover along with the optional benefits such as e-consultation, personal accident, critical illness, etc.

5 Alternative Treatments

Get the AYUSH treatments covered under this plan up to the sum insured that includes non-allopathic treatments.

6 Renewability

Get the lifelong renewability option.

7 Organ Transplant

This policy covers the expenses incurred on the organ donor’s inpatient treatment up to the limit of the sum insured amount.

Here are some of the highlights of this plan:

TypeIndividual and Family Health Insurance
Sum insuredUp to Rs 10 Lakh
Policy term1 year
Annual medical check-upStarts from 2nd year of the policy
Freelook periodWithin 15 days

Eligibility Criteria of Max Bupa Health Pulse Plan

Let's understand the Key Features of the Max Bupa health pulse plan for a better understanding:

Minimum Entry Age18 Years
Maximum Entry Age65 Years

Benefits of Max Bupa Health Pulse Plan

Enlighten yourself with the features and benefits of the policy before buying it.

  1. Cumulative Bonus

    The sum insured amount increases by 10% of the coverage amount for every claim-free year. This increase can be up to a maximum of 100%.

  2. Free Medical Check-up

    Max Bupa Health Insurance Pulse policy offers a free health check-up annually from the 2nd year of the policy onwards.

  3. Organ Transplant

    This plan covers the expenses incurred in the inpatient treatment of organ donor transplantation up to the limit of the sum insured.

  4. Inpatient care

    Max Bupa Health Pulse plan offers coverage for the expenses incurred in inpatient hospitalization at network hospitals.

  5. Day Care Treatments

    This plan provides coverage to the insured for daycare treatments for hospitalization for less than 24 hours up to the limit of the sum insured.

    In the table below, we have illustrated the benefits and coverages that come under Max Bupa Health Pulse Plan. Let’s explore the table to help you make the right choice.

Coverages offered by Max Bupa Health Pulse Plan

Benefits of Max Bupa Health Pulse Plan
Base Sum Insured (1-year policy)3 Lakh/4 Lakh5 Lakh/7.5 Lakh/10 Lakh/15 Lakh/20Lakh/25 Lakh
Inpatient TreatmentCovered up to Sum Insured
Nursing Charges, Doctor’s Fees, OT Charges, Physiotherapy Charges, Medicine Expenses Prescribed by Medical Practitioner
Room Rent for a DayAvailability of Single Private Room or offers up to 1% Base Sum InsuredAvailability of Single Private Room
Charges of Intensive Care UnitUp to 2% Sum Insured (in a day)Covered up to Sum Insured
HIV/AIDSCovers treatment for HIV/AIDS on a 10% sum insured up to a maximum of Rs. 50,000
Pre-Hospitalization30 days; Covered up to the sum Insured
Post-Hospitalization60 days; Covered up to the sum Insured
Day Care TreatmentCovered up to Sum Insured
Domiciliary Treatment
Alternative Treatment
Organ Donor Transplant
Emergency AmbulanceUp to Rs. 1500/ hospitalizationUp to Rs. 2000/hospitalization
Pharmacy ServicesAvailable
Refill benefitUp to 100% of the sum insured
Health Check-upStarts from 2nd year of the policy
Co-paymentNo
Treatments for Mental DisorderCovered up to the sum insured

Comparison of Classic and Enhanced Max Bupa Health Pulse Plan

As we have discussed above, the Max Bupa Health Pulse plan is available in two forms: Classic and Enhanced.

FactorsClassicEnhanced
CoverageCover Available up to Rs. 10 LakhUp to Rs. 25 Lakhs
Cover Starts FromRs. 3 Lakhs-Rs. 10 LakhsRs. 3 Lakhs-Rs. 25 Lakhs
Refill BenefitsCovers up to 100% of the sum insuredCovers up to 150% of the sum insured
Health Check-upStarts onwards from the 2nd year of the policy
No Claim BonusOffers 20% of No Claim BonusOffers 20% of No Claim Bonus
Premium Starts FromRs. 8,339/ yearRs. 8,339/ year

Sample Premium Rates

Now let’s compare classic and enhanced variants of Max Bupa Health Pulse plans based on the premium payable for 1 year on a sum insured Rs. 5 Lakhs at different ages.

AgeClassicEnhanced
3062738135
4072079349
501185515373

Premium Payable by Individuals under Max Bupa Classic and Enhanced Plan

Premiums at different ages under Max Bupa Classic and Enhanced Plan

This graph shows that the Premiums of Max Bupa Health Pulse Enhanced Plan are more than that of the Max Bupa Health Pulse Classic Plan. The cover for the Enhanced plan starts from Rs. 3 Lakhs to Rs. 25 Lakhs whereas classic has coverage that starts from Rs. 3 Lakhs to Rs. 10 Lakhs. So, Both are ideal plans but the selection depends upon the policyholder’s requirements, the coverage amount, and the sum insured options. If you are looking for an insurance plan that offers a good coverage amount, then you should opt for Max Bupa Health Pulse Enhanced Plan.

What is not covered under Max Bupa Health Pulse Plan?

Max Bupa Health Pulse plan does not cover the following illnesses/conditions:

Sleep disordersCircumcision Self-inflicted injury Injuries related to war Drug abuse/Substance abuse Cosmetic surgeries External congenital anamolies Hazardous activities Conflict and disaster cases Unlawful activities

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FAQ's

1. Does it cover the treatment expenses for HIV/AIDS?

Yes. Max Bupa Health Pulse Plan covers the expenses incurred on hospitalization due to the treatment of HIV/AIDS. This benefit is offered within 48 months from the first day of the policy.

2. Does this plan offer any co-payments?

No. There are no co-payments available under this plan.

3. What are the Cancellation Terms of the Policy?

If the policyholder is not satisfied with this plan, they can discontinue it within 15 days from the date of the policy’s inception. All the paid premiums are returned to the policyholder.

4. Can I get tax benefits from Max Bupa Health Pulse Plan?

Yes. This plan offers tax benefits under section 80(D) of the Income Tax Act.

Find Out What PolicyX.com Customers Are Saying

(Showing latest 5 reviews only)

- 4.2/5 (35 Total Rating)

May 10, 2021

Patel Manoj bhai

Pune

It was my first time buying a health insurance plan for my family. Being recommended by a friend, I came to max bufa The website provided guidance throughout to help me find the right type of coverage

May 3, 2021

Fahad Ali Khan

Kolkata

PolicyX provides personalized product services based on our requirements and do not push any particular company as an influence. Really transparent service

April 27, 2021

Raja Agnihotri

Bengaluru

I am happy with the company. Their process is really quick and smooth. Customer care people are also very good.

February 26, 2021

Sriniwas Rane

Pune

I took the health insurance plan for my family. Max Bupa is a nice company. Go for it. Thanks to Policyx.com, they helped me a lot.

December 3, 2020

Rahul Kumar

Bengaluru

One of my friends suggested me to buy Max Bupa from PolicyX.com. I am quite satisfied with the service

Last updated on 31-03-2021

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