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Max Bupa Health Companion is a cost-effective plan that comes out with hosts of benefits which includes direct claim settlement, pre and post hospitalization expenses along with a cover of up to Rs 1 cr among others. The plan offers assured renewal for life.
You might face a point in life when you will be not ready for any unwanted challenges. And out of all, a medical or accidental emergency is at the top that can ruin the current lifestyle. There is no doubt in saying that nowadays the healthcare cost is rising day by day. And in this era a single medical emergency, a person can easily ruin your savings and happiness as well.
Paying huge cost for such treatments, for an expensive medical test, hospitalization, several day care procedures, etc, will not be easy. An emergency can be big or small but the charges of the same surely are expensive, so your savings might not be sufficient. So, here Max Bupa Health Companion plan comes to your rescue and covers all your medical expenses smartly.
The support that Max Bupa Health Companion is not limited to monetary support but it also offers the required mental support. It will offer the required peace of mind to you. The plan will be there with the needful financial support in case of an emergency.
It is true that unexpected illness can easily drain your hard earned money and may also force you to borrow money from others. Max Bupa Health Companion is designed in a way that can deal with all such medical contingencies. It will protect you, your loved ones and savings from the unforeseen situation.
Well, when it comes to investing in Max Bupa Health Companion, you will get the option to choose between Individual and Family cover option. The Family Cover is further divided into 2 option, viz – Family Floater and Family First
Family Floater: Under the same, you can choose the sum assured on the basis of 3 variants of cover.
Here’s the combination that you can choose from
Family First: This is the plan which is designed to cater to different health insurance needs of a family. There are basically 2 levels in this plan, viz - Individual sum insured & Floater Sum Insured.
Individual Sum Insured – It offers flat sum insured for each family member
Floater Sum Insured – It offers to cover a single cover for all members and can be used for any member. Once his/her individual sum insured is exhausted.
Apart from the basic features and benefits, this plan has come out with several additional benefits.
A few of them are mentioned below:-
The Plan will not be liable to offer the cover in a few cases such as
It is advisable for you to check the policy document thoroughly to get a clear cut idea about the policy.
|Age at entry (in completed years)||Children from 91 days||Adults no bar|
|Plan tenure||1 year||2 years|
|Premium paying options||Single pay||NA|
|Sum Assured||Rs.1 lakh||Rs.50 lakhs|
Here is the sample rate of premium payable. This is for a non-smoking male living in Mumbai. The Sum Insured is Rs.10 lakhs and the policy is taken for 1 year. The premium can vary according to the health history, etc.
Example- Rahul is a newly married man and working at a reputed firm in Gurgaon. The new couple was excited about their new journey. Suddenly, he falls sick and when it comes to the reports, he was diagnosed with a very serious disease that is very costly. After investing huge money on his wedding and other associated funds he was left with no money. But he was smart enough to insure himself during the initial days of his job. He opted gr Max Bupa Health companion as it was a perfect fit according to his requirements and needs. His wife contacted the insurer and ask for the claim. Within a short span of time, Rahul took the required treatment at one of the network hospitals and avail the cashless benefit. He also got the post-hospitalization assistance which really saves the couple from several other difficulties.
By paying a minimal amount of Rs 9634 yearly in starting he successfully saves his family from several unwanted situations. Now he is fine and ready to insure his wife under the same plan.
Yes, in fact, it is better to purchase the same online as there are several discounts that you can get. By buying online, you will be able to save more and it also helps in saving time. The online presence of the company has made it all easier for you. The entire buying process is easy and affordable that you can perform from anywhere and anytime. You don't have to rush to the insurance company. The portal has simplified almost every step, whether it is related to your purchase, claim, etc. By sitting at your home, you can check features and benefits of the plan and can compare it with other options before taking a final step. So you must go for the online medium for your purchase.
Unlike other insurance companies, the claim settlement of Max Bupa Health Companion is extremely easy and helpful. You don't have to rush to the office to file the claim, you can do the same online as well. The company is releasing the claim amount in two manners and that is cashless and reimbursement.
Cashless- Under this form of payment, the company clears all dues of treatment in the hospital only. You don't have to pay anything from your pocket for the treatment. With the same, you can completely focus on the treatment rather than the cost of it.
Reimbursement- Under this form of claim settlement, you have to pay for the treatment on your own and then the insurance company will reimburse the amount accordingly.
Max Bupa Health Insurance Company Ltd. which is a renowned health insurer founded by the collaboration of Max Limited and UK’s Bupa (a healthcare services specialist) is offering a wide range of effective health insurance products and Max Bupa Health Companion. With this classic blend of global expertise in both healthcare and insurance offers a complete edge to the company when it comes to family’s health and well being.
In India, Max India Limited carries a wider customer base that comprises a life insurance company, hospitals, researchers, etc and it also has a great dealing with its client. Simply, Max Bupa Health Insurance Company is in the healthcare domain for many years and carry expertise in that as well. The company has its presence in 190 countries and hold a customer base of 29 million customers. This organization is offering a great mixture of health and wellness which can take care of you and your family.
With the commitment of maintaining a long-term relationship with its client, the company is offering great customer service. The company is here to offer every possible service.
It is an effective health insurance policy that is there to deal with almost all forms of medical emergencies. The plan is a complete hospitalization cover no co-payment and refill benefit in case you exhaust the basic sum assured. The company has a long list of network hospitals which make sure that you are getting the right treatment on time and that too worry free. With w wide range of cover amount varying from Rs.2 lakh to Rs.1 crore, the plan is a value for money.
1. What are the different benefits under the same plan?
It is basically an affordable plan comprises of direct claim settlement, pre and post hospitalization expenses along with a cover of up to Rs 1 cr among others.
2. Is MaxBupa Health Companion is the trustable plan?
Yes for your health insurance needs you can easily trust this plan as it carries the features that can go well with different needs. And the company itself is very good when it comes to health insurance claim ratio.
3. How is the claim process?
The company believes in offering hassle-free claim settlement service that's why will be there to support you since starting till the end. The helpful customer service will be there to assist you with each and every crucial step. You might be not aware of what to do, hence the company’s experts will help you with the same.
4. Is plan’s offer cashless service?
Yes, the company holds a long list of network hospitals, so if a person is taking treatment in one of such hospital, he /she will be liable to get cashless service and can fully focus on the treatment rather than the expenses.
5. I am over 70 years old. Do I need to take medical tests under Max Bupa Health Insurance Companion?
Most of the companies can ask you for the same. It is advisable to go for a senior citizen plan to avail such get the required cover. Yes, you might have to go under a medical test.
6. What are the minimum and maximum policy durations?
You can insure yourself or your family for one or two years under the same. If you choose a two-year plan then you will be liable to avail huge discounts on the same.