Niva Bupa Health Companion allows the customer to customize their plan in the 4 available variants. One can easily choose a plan according to their requirements and budget:
Coverage for SI:2 | 3 | 4 Lakh
In-patient & Out-patient coverage
Room Rent
Covered up to SI
Pre-Hospitalization
Covered up to SI for 30 days
Post-Hospitalization
Covered up to SI for 60 days
Domiciliary Hospitalization
Covered up to SI
Daycare Treatment
All Day-Care Treatment Covered
Coverage Terms
COVID-19 Treatment
Covered
No Claim Bonus
Available up to 100% of SI
Automatic Restoration
Available up to 100% refill of SI
Daily Hospital Cash
Covered under a Rider
Maternity Cover
Not Covered
New Born Baby Cover
Not Covered
Alternative Treatments
AYUSH Treatment
Covered up to SI
IVF Treatment
Not Covered
Modern Treatment
Covered up to 1L
Emergency Coverage
Ambulance
Covered up to 3K
Air Ambulance
Not available
Compassionate Travel
Not available
Global Coverage
Not available
Wellness Programmes
E-Consultation
Not available
Health Check-Up
Once in 2 years
Second Medical Opinion
Not available
Limitations
Co-payment
Not Applicable
Sub-limits
Not Applicable
Coverage for SI:5 | 7.5 | 10 | 12.5 Lakh
In-patient & Out-patient coverage
Room Rent
Covered up to SI
Pre-Hospitalization
Covered up to SI for 30 days
Post-Hospitalization
Covered up to SI for 60 days
Domiciliary Hospitalization
Covered up to SI
Daycare Treatment
All Day-Care Treatment Covered
Coverage Terms
COVID-19 Treatment
Covered
No Claim Bonus
Available up to 100% of SI
Automatic Restoration
Available up to 100% refill of SI
Daily Hospital Cash
Covered under a Rider
Maternity Cover
Not Covered
New Born Baby Cover
Not Covered
Alternative Treatments
AYUSH Treatment
Covered up to SI
IVF Treatment
Not Covered
Modern Treatment
Covered up to 1L
Emergency Coverage
Ambulance
Covered up to 3K
Air Ambulance
Not available
Compassionate Travel
Not available
Global Coverage
Not available
Wellness Programmes
E-Consultation
Not available
Second Medical Opinion
Not available
Limitations
Co-payment
Not Applicable
Sub-limits
Not Applicable
Coverage for SI:15 | 20 | 30 | 50 Lakh | 1 Crore
In-patient & Out-patient coverage
Room Rent
Covered up to SI
Pre-Hospitalization
Covered up to SI for 30 days
Post-Hospitalization
Covered up to SI for 60 days
Domiciliary Hospitalization
Covered up to SI
Daycare Treatment
All Day-Care Treatment Covered
Coverage Terms
COVID-19 Treatment
Covered
No Claim Bonus
Available up to 100% of SI
Automatic Restoration
Available up to 100% refill of SI
Daily Hospital Cash
Covered under a Rider
Maternity Cover
Not Covered
New Born Baby Cover
Not Covered
Alternative Treatments
AYUSH Treatment
Covered up to SI
IVF Treatment
Not Covered
Modern Treatment
Covered up to 1L
Emergency Coverage
Ambulance
Covered up to 3K
Air Ambulance
Not available
Compassionate Travel
Not available
Global Coverage
Not available
Wellness Programmes
E-Consultation
Not available
Second Medical Opinion
Not available
Limitations
Co-payment
Not Applicable
Sub-limits
Not Applicable
Coverage for SI (Individual):1 | 2 | 3 | 4 | 5 | 10 Lakh
Coverage for SI (Family):3 | 4 | 5 | 10 | 15 | 20 Lakh
In-patient & Out-patient coverage
Room Rent
Covered up to SI
Pre-Hospitalization
Covered up to SI for 30 days
Post-Hospitalization
Covered up to SI for 60 days
Domiciliary Hospitalization
Covered up to SI
Daycare Treatment
All Day-Care Treatment Covered
Coverage Terms
COVID-19 Treatment
Covered
No Claim Bonus
Available up to 100% of SI
Automatic Restoration
Available up to 100% refill of SI
Daily Hospital Cash
Covered under a Rider
Maternity Cover
Not Covered
New Born Baby Cover
Not Covered
Alternative Treatments
AYUSH Treatment
Covered up to SI
IVF Treatment
Not Covered
Modern Treatment
Covered up to 1L
Emergency Coverage
Ambulance
Covered up to 3K
Air Ambulance
Not available
Compassionate Travel
Not available
Global Coverage
Not available
Wellness Programmes
E-Consultation
Not available
Second Medical Opinion
Not available
Limitations
Co-payment
Not Applicable
Sub-limits
Not Applicable
