"Introducing a health insurance that rewards you for starting young."
A plan that allows you to go for overseas treatment.
Several health insurance plans are on the market, but have you ever heard about the plan that gives complete maternity benefits? Yes, now we have a plan that covers, complete maternity benefits under M-iracle benefits. Niva Bupa's Aspire Start Young plan is something you look forward to in health insurance. Niva Bupa offers not just great maternity benefits but gives credit if you stay healthy. It also gives borderless benefits - another unique feature. The plan comes in 4 types of variants:
Gold+
Diamond+
Platinum+
Titanium+
So, if you are someone who is young and just started working, this plan is for you. The plan is reasonable as it gives comprehensive coverage up to 1 Crore. This plan is very different from other plans in the market and gives additional benefits as well. Have a look below to get an idea of how Niva Bupa Aspire's plan is different.
What Makes this Plan Stand Out?
M-iracle
The name of this feature might be confusing, but this specifically means to celebrate parenthood. We all know that babies are indeed miracles and bring new meaning to lives. You will be covered if you plan to adopt a child, a one-of-a-kind offering in today's insurance market. If you choose this plan, you will get the following benefits:
Vaccination for the expecting mother
Gynaecologist consultation
Sonogram
Blood and other accompanying tests
Delivery procedure (Normal or Caesarian section)
In vitro fertilization (IVF PROCEDURE)
Gamete intrafallopian transfer (GIFT)
Zygote intrafallopian transfer(ZIFT)
Intracytoplasmic Sperm Injection (ICSI)
Medical termination of pregnancy(MTP)
Treatment of infertility
Charges for legally adopting a child
Booster+
Under the Booster+ benefit, you can carry forward the unutilized base sum insured. Also, the base sum insured will be accumulated up to 10 times as per the variant you choose.
Let us understand this with a simple example:
Rahul is a 25-year-old young guy who opted for the policy with an INR 10 Lakh base sum insured in 2023. For the next 10 years, he does not apply for the claim. So by 2033, that 10 Lakh SI will have a value of INR 1.10 Crore of SI, which is INR 10 Lakh + INR 1 Crore Booster+.
This way, by the age of 35 he will be completely secured for any kind of medical emergency.
Lock the Clock & Lock the Clock+
This feature ensures that the age of the policyholder will be locked at the entry when you buy the policy, till the claim is paid.
Additionally, Lock the Clock+ is an extended version of this feature, which states that if you claim M-iracle, then there will be no changes in the premiums, but any other type of claim will affect the premiums accordingly.
Live Healthy Benefits
Under this benefit, you just need to walk and get a discount on the next renewal. For this, you need to download the Niva Bupa App and collect the health points by walking. According to the plan, 1000 steps will be equal to 1 point.
Future Ready Benefits
The Future Ready benefit allows you to add your future spouse to the plan. And the amazing part is, all the waiting periods will be waived off as per your policy timing. Let me explain this with an example:
Let's say Ramesh purchased the Niva Bupa Aspire plan at the age of 25. He added the Future Ready benefit to the policy. After he got married at the age of 30, his wife unfortunately was diagnosed with a critical illness. But there's always a silver lining! Now he can avail of the cashless treatment benefit without waiting because he has served his waiting period earlier and now can claim the treatment charges.
Also, this plan waives off the maternity benefit waiting period and covers all the benefits for your spouse that you already have.
Borderless Benefits
With this benefit, you can get a planned or emergency treatment at any hospital in the world. This means that even if you are diagnosed with a disease in India but want to get treated at one of the top hospitals in the world, it is possible. Whether it is in London, France, Germany or anywhere in the world, you can avail of the treatment and claim for the reimbursement. In this case, you can also choose co-payment options.
WellConsult (OPD)
With the WellConsult benefit, you can get complete wellness and OPD benefits. Here is the list of all the exclusive benefits for you:
Telephone consultation or video consultation on the network
Physical consultation with specialists
Prescribed diagnosis
Prescribed medicine or pharmacy cost
Mental care coverage
Diet and nutrition coaching
Smart fitness coaching
Online reading, listening and watching material for wellbeing from the top wellness experts in the market.
Gym membership
Niva Bupa Aspire Start Young Plan Specifications
Entry Age
18 years
Policy Type
Individual / Family Floater
Policy Term
2 and 3 Years
Variants Available
Gold+/ Diamond+/ Platinum+/ Titanium+
Sum Insured
3L/ 5L/ 7.5L/ 10L/ 15L/ 20L/ 25L/ 50L/ 1 Crore
Initial Waiting Period*
30 Days
*The initial waiting period is the period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan
Read more specifications in the Niva Bupa Health Aspire Plan Brochure.
Niva Bupa Aspire Start Young Plan Benefits
Niva Bupa Aspire Plan gives usual benefits that are generally covered in a health insurance policy such as hospitalisation coverage, pre and post-hospitalisation, room rent, domiciliary treatment, personal accident coverage, and AYUSH Treatment. But along with these, there are other exclusive and revolutionary benefits that this health insurance plan offers you. Here is the list of benefits that this plan gives to its policyholders:
M-iracle Under the M-iracle benefit, the policy covers expenses related to maternity, IVF, adoption, surrogacy, vaccinations, consultation, sonogram cost, gamete intrafallopian transfer, blood tests, treatment of infertility and charges of legal adoption of a baby.
Lock the Clock and Lock the Clock+ The benefits ensure that you will pay the premium amount determined at the age when you purchased the plan till the time you make the claim. This means that your premiums will remain the same until you claim the benefit. After a claim, you need to pay the premiums according to your age. But in the case of Lock the Clock+, maternity claims will not be considered.
Booster Plus Under the Booster Plus benefits, you can carry forward the balance sum insured up to 10x depending upon the entry age and opted variant. It boosts your existing sum insured on every renewal.
Cash-Bag benefit You can accumulate cashback on every claim-free year. Though it is an optional benefit, but you can accumulate 10% of 1st renewal premium and 5% of every subsequent renewal premium.
Fast Forward An add-on benefit that is applicable for the policies with 2 and 3 years of tenure. It brings forward the future base sum insured and M-iracle sum insured. This means you can opt for a full claim before the completion of the policy. For example - If you opt for the sum insured of INR 75 Lakh for 3 years and there is an emergency in the first policy year, then you can opt for the claim of the full amount which is INR 75 Lakh.
Borderless The plan allows you to get treatment from anywhere in the world. This benefit also allows you to opt for a second opinion if you want to get treated in the best hospitals in the world, even if it is outside of the Indian geographical border. You can also opt for the cashless benefit for hospitals outside India.
WellConsult OPD Wallet You will get unlimited tele and video consultations, pharmacy, gym, fitness coach, diet sessions, diagnostic, and emotional wellness. This benefit takes care of your mental and physical wellness altogether.
Safeguard+ It is a three-way protection benefit for policyholders. In this, you can increase the SI as per the inflation rate. Or you can protect your bonus from the claim filed under INR 1 Lakh. It also gives coverage for other medical equipment such as gloves, cotton, scissors, etc. which are usually not covered in the policy itself.
Organ Donor Expenses The policy also covers the cost of organ transplants up to the sum insured. This includes vaccination, surgery, and pre and post-hospitalisation costs.
Choose your Niva Bupa Aspire Start Young Plan
In the below table, you can check all the general benefits that this Niva Bupa Aspire plan offers.
With Base Sum Insured- INR 3L/ 5L/ 7.5L/ 10L/ 15L/ 20L/ 25L/ 50L/ 1 Crore
In-patient & Out-patient coverage
Room Rent
Covered up to SI
ICU Charges
Covered up to SI
Pre-Hospitalization
Covered up to 60 days
Post-Hospitalization
Covered up to 180 days
Domiciliary Hospitalization
Covered up to SI
Daycare Treatment
Covered
OPD Charges
Covered
Coverage Terms
COVID-19 Treatment
Not Covered
Cataract
Not Covered
No Claim Bonus
Applicable
Automatic Restoration
Available
Daily Hospital Cash
Available
Organ Donor
Covered up to SI
Maternity Cover
Covered up to SI
New Born Baby Cover
Covered up to M-iracle SI
Alternative Treatments
AYUSH Treatment
Covered up to SI
IVF Treatment
Covered up to SI
Modern Treatment
Covered up to SI
Emergency Coverage
Ambulance
Covered up to SI
Air Ambulance
Covered up to SI
Compassionate Travel
Not Covered
Global Coverage
Covered
Wellness Programmes
E-Consultation
Covered
Health Check-Up
Covered
Second Medical Opinion
Available
Vaccination
Covered
Limitations
Co-payment
Applicable only in specific cases
Sub-limits
Not Available
What is Room Rent?
Room rent limit is the maximum amount of bed charge that you can claim if you are hospitalized.
Common Room categories covered under room rent are:
Private Single AC Room
Twin Sharing
General Ward
Coverage status under Niva Bupa Aspire Start Young Plan?
Under the Niva Bupa plan, the room rent is covered for all types of rooms.
What are ICU Charges?
It is a special department in the hospitals where patients with serious medical conditions are treated.
Coverage status under Niva Bupa Aspire Start Young Plan?
Under the Niva Bupa Aspire Start Young Plan, ICU charges are covered up to SI.
What is Pre Hospitalization?
Medical expenses incurred before the hospitalization of the policyholder.
Coverage status under Niva Bupa Aspire Start Young Plan?
Under the Niva Bupa Aspire Start Young Plan, pre-hospitalization is covered for up to 60 days.
What is Post Hospitalization?
Medical expenses incurred after the discharge of the policyholder from the hospital.
Coverage status under Niva Bupa Aspire Start Young Plan?
Niva Bupa Aspire Start Young Plan covers medical expenses incurred during post-hospitalization for 180 days.
What is Domiciliary Hospitalization?
Home hospitalization arrangement for the insured person due to unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get the financial coverage.
Coverage status under Niva Bupa Aspire Start Young Plan?
Niva Bupa Aspire Start Young Plan covers domiciliary hospitalizations for medical treatments for a period exceeding three days.
What is Daycare Treatment?
Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.
Coverage status under Niva Bupa Aspire Start Young Plan?
Niva Bupa Aspire Start Young Plan covers the expenses of all daycare procedures.
What are OPD charges?
The cost of doctor consultation and prescribed medical tests that may not require hospitalization.
Coverage status under Niva Bupa Aspire Start Young Plan?
OPD charges are covered under the Niva Bupa Aspire Start Young Plan including telephone and OPD coverage.
What is COVID-19 Treatment?
COVID-19 treatment includes the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. approved Centre.
Coverage status under Niva Bupa Aspire Start Young Plan?
Niva Bupa Aspire Start Young Plan does not cover COVID-19.
What is Cataract Treatment?
A common eye condition in which your vision gets blurred.
Coverage status under Niva Bupa Aspire Start Young Plan?
Niva Bupa Aspire Start Young Plan does not cover Cataract Treatment.
What is a No-Claim Bonus?
For every claim-free year, insurance companies reward policyholders with an increase in the Sum Insured amount as a no-claim bonus on policy renewal. However, in the case of a claim, this bonus amount either lapses or is reduced by a certain percentage that varies from plan to plan.
Coverage status under Niva Bupa Aspire Start Young Plan?
Niva Bupa Aspire Start Young Plan offers Booster+ in which you can avail of a no-claim bonus of up to 10 times the SI.
What is Automatic Restoration?
Automatic restoration is a benefit in which an insurance company restores the sum insured amount completely or up to a certain percentage after it gets fully exhausted in treatments. This restoration amount may vary from plan to plan.
Coverage status under Niva Bupa Aspire Start Young Plan?
Niva Bupa Aspire Start Young Plan does offer automatic restoration each time up to 100% of the Sum Insured (an unlimited number of times in a policy year) as an optional cover.
What is Daily Hospital Cash?
It is a cash amount that you receive each day during the time of hospitalization.
Coverage status under Niva Bupa Aspire Start Young Plan?
Daily hospital cash is available under the Niva Bupa Aspire Start Young Plan.
Upto INR 5 Lakh base SI: INR 1000/day
Between INR 7.5 Lakh to INR 15 Lakh base SI: INR 2000/day
More than INR 15 Lakh base SI: INR 4000/day
What is an Organ Donor Cover?
It is a cover that includes the cost of the procedure for removing the damaged or malfunctioning organs from the body.
Coverage status under Niva Bupa Aspire Start Young Plan?
Under the Niva Bupa Aspire Start Young Plan, organ donor expenses are covered up to SI.
What is a Maternity Cover?
It refers to the cover that includes expenses for normal and c-section procedures deliveries.
Coverage status under Niva Bupa Aspire Start Young Plan?
Under the Niva Bupa Aspire Start Young Plan, maternity coverage is available.
What is a New Born Baby Cover?
It takes care of the medical expenses that arise due to the hospitalization of the newborn baby in case of unforeseen circumstances. Some of the common treatments that are covered under the newborn cover and these common treatments can vary from plan to plan:
Congenital anomaly (conditions since birth)
Acute condition
Chronic condition
Premature delivery
Birth asphyxia
Day care treatment
Coverage status under Niva Bupa Aspire Start Young Plan?
Under the Niva Bupa Aspire Start Young Plan, a newborn baby cover is available from day 1 in the policy.
What is AYUSH Treatment?
Refers to the cost of medicines and procedures used under AYUSH (Ayurveda, Yoga & Naturopathy, Unani, Siddha, and Homeopathy) treatment.
Coverage status under Niva Bupa Aspire Start Young Plan?
Under the Niva Bupa Aspire Start Young Plan, AYUSH treatments are covered up to SI.
What is IVF Treatment?
In Vitro Fertilization (IVF) is a method of assisted reproductive technology. The common expenses incurred under IVF and infertility treatments are for:
Full infertility
No fertility
Infertility diagnosis
Infertility diagnosis and limited fertility treatment
Medication (which may or may not include fertility drug prescriptions)
Coverage status under Niva Bupa Aspire Start Young Plan?
Under the Niva Bupa Aspire Start Young Plan, IVF coverage is available
What is a Modern Treatment?
Medical treatments that demand the use of modern technology such as robotic surgeries, stem cell therapy, etc.
Coverage status under Niva Bupa Aspire Start Young Plan?
Under the Niva Bupa Aspire Start Young Plan, modern treatments are covered up to SI.
What is an Ambulance Cover?
An ambulance is used to move the patient from home to hospital, transfer to another hospital, and take them for different tests outside the hospitals.
Coverage status under Niva Bupa Aspire Start Young Plan?
Under the Niva Bupa Aspire Start Young Plan, ambulance is covered by SI
What is an Air Ambulance?
Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.
Coverage status under Niva Bupa Aspire Start Young Plan?
Under the Niva Bupa Aspire Start Young Plan, the air ambulance is covered up to the Sum Insured but only in case of emergency.
What is Compassionate Travel?
Refers to the traveling expenses of a family member of the insured person in case the policyholders get admitted to a hospital outside his/her residential city.
Coverage status under Niva Bupa Aspire Start Young Plan?
Under the Niva Bupa Aspire Start Young Plan, compassionate travel is not covered.
What is Global Coverage?
Any kind of medical/health emergency when you are outside of India.
Coverage status under Niva Bupa Aspire Start Young Plan?
Under the Niva Bupa Aspire Start Young Plan, global coverage is covered.
What is E-Consultation?
If a policy offers E-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.
Coverage status under Niva Bupa Aspire Start Young Plan?
Under the Niva Bupa Aspire Start Young Plan, e-consultation is covered.
What is a Health Checkup?
A facility where the policyholder can avail free health check-ups after fulfilling the company's policies.
Coverage status under Niva Bupa Aspire Start Young Plan?
Under the Niva Bupa Aspire Start Young Plan, health check-ups are covered.
What is a Second Medical Opinion?
If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company's network of medical practitioners.
Coverage status under Niva Bupa Aspire Start Young Plan?
Niva Bupa Aspire Start Young Plan covers the expenses for a second medical opinion.
What is Vaccination cover?
Coverage against the expenses incurred on vaccinations is provided by the insurance companies.
Coverage status under Niva Bupa Aspire Start Young Plan?
Niva Bupa Aspire Start Young Plan covers vaccination expenses related to maternity and newborn babies.
What is Co-payment?
In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.
Coverage status under Niva Bupa Aspire Start Young Plan?
A co-pay is applicable under the Niva Bupa Aspire Start Young Plan but only in specific cases.
What is the Sub limit?
Sub limit is a condition in which the insurer will have to pay the medical expense up to a certain percentage and the remaining amount will have to be paid by the policyholder.
What is the status of the sub-limit under the Niva Bupa Aspire Start Young Plan?
Sub-limits are not applicable under the Niva Bupa Aspire Start Young Plan.
Under Different Variants, You will Get
Benefits
Gold+
Diamond+
Platinum+
Titanium+
Lock the Clock
NA
Yes
Yes
NA
Lock the Clock+
NA
NA
NA
Yes
M-iracle Waiting Period
48 Months
24 Months
9 Months
9 Months
Booster+
If the entry age is: 18-35 yrs: up to 3x 36-45 yrs: up to 2x Above 46 yrs: up to 1x
If the entry age is: 18-35 yrs: up to 5x 36-45 yrs: up to 3x Above 46 yrs: up to 2x
If the entry age is: 18-35 yrs: up to 10x 36-45 yrs: up to 5x Above 46 yrs: up to 3x
If the entry age is: 18-35 yrs: up to 10x 36-45 yrs: up to 5x Above 46 yrs: up to 3x
What is Not Covered?- Exclusions
Cost of investigation and evaluation
Rest cure, rehabilitation and respite care
Obesity or weight control measures
Cosmetic or plastic surgery
Injury due to hazardous or adventure sports
Breach of law
Treatment cost of alcoholism
Spas or nature cure clinics cost
Dental Treatment
Niva Bupa Health Insurance Network Hospital List
Niva Bupa Health Insurance Network Hospitals are present in 32 states nationwide. With a wide network of hospitals, Niva Bupa Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
The company offers cashless claim settlement services for a hassle-free claim settlement. You can get treated at one of the network hospitals or diagnostic centres. In cashless claim settlement, you need to inform the company within 24 hours of the emergency admission, and 72 hours in case of the planned admission.
For cashless claim settlement, you can-
Visit the company page.
Click on the "claim settlement".
Enter your details and wait for the approval.
In case of emergency, you can just show your ID and health e-card to the network hospital of NIVA BUPA to avail of the services.
If you are getting medical services from a non-network hospital, then you can avail of reimbursement.
You need to follow these steps for reimbursement:
Inform the company within 30 days of getting discharged.
Visit the company website or call the customer care.
Fill in the details and required information.
Once the document is submitted, and approved, your claim will be processed within 7 days.
Documents required for reimbursement claim settlement process:
Discharge summary which is given by the hospital while discharging.
The final consolidated bill & detailed breakup bill.
Original receipts of all payments made to the hospital.
Prescriptions for medicines and pharmacy bills
Investigation & lab reports
In case of a road traffic accident, please submit an MLC/FIR.
Cancelled cheque
If the amount is below or equal to 1 Lakh, then you need to submit KYC documents
Angiography report & scanned original implant invoice along with payment receipts and implant labels/stickers for stents/mesh/IOL in case of coronary artery disease.
Road Traffic Accident: Copy of the First Information Report (FIR) from the Police Department, copy of the Medico-Legal Certificate (MLC), papers used during the first consultation, doctor's certificate confirming whether the patient was under the influence of alcohol or any drug at the time of incidence or not.
Blood test report & platelets report in cases of Dengue/Malaria/Typhoid.
Histopathology report in case of Cancer
Ultrasound report & certificate that confirms the obstetric history of Gravida, Para, Living children, or Abortions from treating doctor while going for Maternity Claim.
Ultrasound report and first consultation paper in case of Kidney stones/Gall stones.
Also, you can call PolicyX for help or any further information.
To Sum Up
Niva Bupa Aspire Start Young health insurance is a robust health insurance plan with a wide range of sum insured options. Not just that, loads of optional coverage features are available that can be used to enhance the insurance policy. With the additional benefit of global coverage and maternity benefits, you can customize the plan in the way you want to use it. These benefits are the key highlights of this plan. With global coverage, you can opt for the treatment in some of the best medical organisations in the world. Niva Bupa General Health Insurance is a reliable and trustworthy insurer with a high claim settlement that offers all-around protection to its customers.
A complete health insurance policy that covers you and your family with a wide range of SI (3 Lakh to 1 Crore) and continues to give you more benefits.
An individual and family plan that covers all day care treatments, modern treatments, comes with a safeguard add-on and provides annual health check-ups.
Offers personal accident cover of up to 2 crores on an individual and family floater basis. Pays 100% of SI to your family in case of accidental death.
Unique Features
Global coverage available
Child education benefit
Permanent Disability Cover
AccidentCare (Pros)
Funeral Expenses
Accidental OPD
Adventure Sports Cover
Elderly Care Cover
Burns Cover
AccidentCare (Cons)
No Alcohol Ailment Cover
No Cosmetic Surgery
No Obesity Surgery
No Suicide Cover
No War Injury Cover
AccidentCare (Other Benefits)
Air Ambulance
Broken Bone/Fracture
Head & Spinal Injury
Marriage Expenses for Children
Comatose Cover
AccidentCare (Eligibility Criteria)
Entry Age - 18 Years
Max Entry Age - No Age Limit
SI - 3 L to 5l
Waiting Period - 30 Days
Comprehensive and Top-Up plan
NivaBupa Money Saver
A unique health insurance plan that combines the benefits of basic SI and top-up cover to offer enhanced protection to individuals and families.
Niva Bupa Reassure 2.0 provides insurance holders with a high sum insured through their platinum, titanium, and bronze variants along with a multitude of other features.
Unique Features
Booster+ Benefit
Lock premiums at entry age
Health check-ups from day 1
Health ReAssure 2.0 Plan (Pros)
Personal accidents covered
Acute Care
Emergency Ambulance
Three Plan variants
Home Care Treatments
Health ReAssure 2.0 Plan (Cons)
No OPD Cover
No Maternity Cover
No Sleep Disorder Covered
Pre-Existing Diseases after 3 yrs.
Alcoholism not covered
Health ReAssure 2.0 Plan (Other Benefits)
Air Ambulance
Modern Treatments
Second Opinion
Booster Benefit
Shared Accommodation Benefit
Health ReAssure 2.0 Plan (Eligibility Criteria)
Entry Age - 18 Years
Max Entry Age - No Age Limit
SI - 5 L to 1 Cr
Waiting Period - 30 Days
Suraksha Plan
Niva Bupa Saral Suraksha Bima
A personal accident insurance policy that offers a lump sum compensation in case of permanent disability or death resulting from an accident.
Unique Features
Large Sum Insured
High sum insured
Up to 50 % Cumulative Bonus
Saral Suraksha Bima (Pros)
Accidental Death Covered
Pay Rs 296 monthly as premium
Education Grant to children
Temporary Total Disablement
Hospitalisation due to an accident
Saral Suraksha Bima (Cons)
No Maternity Benefit
No Disablement Claims
War Injuries not covered
Accident through intoxication
COVID-19 death not covered
Saral Suraksha Bima (Other Benefits)
30-minute cashless claims
Paperless Reimbursement
Road Ambulance Covered
Emergency Treatment Covered
Hassle Free Renewal Process
Saral Suraksha Bima (Eligibility Criteria)
Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 2.5 L to 1 Cr
Waiting Period - 30 Days
Corona Plan
Niva Bupa Corona Kavach
The plan covers you and your family against COVID-19, covers the Comorbidities arising out of COVID, and imposes no room rent capping.
Unique Features
Ventilator Expenses Included
PPE Kit expense Included
Covers ICU Charges
Niva Bupa Corona Kavach (Pros)
Home Care Treatment Expenses
Hospitalisation Coverage
Pre and Post Hospitalisation
Hassle-free Claims
AYUSH Treatments Coverage
Niva Bupa Corona Kavach (Cons)
OPD and Day Care Treatment
Evaluation and Investigations
Rehabilitation
Dietary supplements
COVID Claim
Niva Bupa Corona Kavach (Other Benefits)
Coverage for Parents & PILs
Coverage for Dependent Children
Road Ambulance Covered
Hospital Daily Cash
Spouse Cover Available
Niva Bupa Corona Kavach (Eligibility Criteria)
Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 50 Thousand to 5 Lakh
Waiting Period - 30 Days
Niva Bupa- Aspire Start Young Plan: FAQs
1. What is the entry age for the Niva Bupa Aspire Start Young Plan?
The entry age for the plan is 18 years.
2. Does the Niva Bupa Aspire Plan cover maternity expenses?
Yes, the Niva Bupa Aspire Plan provides comprehensive coverage for maternity under the M-iracle benefits.
3. Does the Niva Bupa Aspire Plan provide global coverage?
Yes, the plan allows you for overseas treatment.
4. What is the initial waiting period for the Niva Bupa Aspire plan?
The initial waiting period for the Niva Bupa Aspire plan is 30 days.
5. What are the exclusive benefits Niva Bupa Aspire Plan offer?
Niva Bupa Aspire offers M-iracle, Booster+, Fast Forward and Lock-the-Clock/Lock-the-Clock+ benefits.
6. How many variants does the Niva Bupa Aspire Plan have?
Niva Bupa Aspire plan has 4 variants which are, Gold+, Diamond+, Platinum+, and Titanium+
PolicyX made me buy the Niva Bupa Reassure 2.0 health policy. And the customer care executives are so soft-spoken and compassionate about their customer needs.
Akshat R Verma
Allahabad
April 8, 2024
PolicyX suggested buying Niva Bupa Senior First health insurance for my old age parents. I& 039;m happy to gift them good health, thank you PolicyX.
Akash Banerjee
Pune
April 8, 2024
The team of PolicyX is always open to clear any doubts. I highly recommend buying Niva Bupa health policy from them.
Sarthak Parmal
Delhi
April 8, 2024
I bought Niva Bupa health insurance for my parents, thanks to PolicyX that now I can be prepared for their health needs.
Trishna Rohilla
Bengaluru
April 8, 2024
I got hospitalized due to an accident and my base policy was not sufficient for treatment. So, PolicyX made me buy the Niva Bupa Health Recharge add-on plan. Now, I’ll be prepared for any...
Sunaina Khanna
Ahmedabad
April 8, 2024
All my queries related to claim settlement ratio for Niva Bupa and claim process were resolved by PolicyX insurance agents
Babita Thapa
Allahabad
April 8, 2024
I had some reimbursement claim queries related to the Niva Bupa Aspire policy, the customer support team of PolicyX understood my requirement and they stood by me to get the claim.
Ritu Mandotkar
Guwahati
April 8, 2024
I lost my grandmother because my family did not have so much wealth or savings to get her treatment done. But I decided to buy health insurance for my parents and now I feel relieved because my...
An explorer and a curious person, Simran has worked in the field of insurance for more than 3 years. Traveling and writing is her only passion and hobby. Her main agenda is to transform insurance information into a piece that is easy to understand and solves the reader’s query seamlessly.
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