Network hospitals
10263+
Incurred claim ratio
100%
Sum insured
Up to 2 Cr
No. of Plans
1
Solvency Ratio
1.7
Pan India Presence
320+
Health dangers are rapidly increasing in today's fast-paced world, which includes some chronic life-threatening diseases. Anyone can have a critical illness whether they are young or old, which can be financially, physically, and emotionally distressing. Having strong critical illness insurance coverage is crucial because the treatment of these diseases takes a very long time to complete and costs a hefty amount. For scenarios like these, the insurance providers offer critical illness insurance plans. One such plan is the Niva Bupa Critical Illness policy. In this article, we will discuss the features, advantages, and coverage offered by the Niva Bupa Critical Illness Plan as well as why it is a good option for people looking for critical illness covers.
When a diagnosis of a life-threatening medical condition occurs that requires extravagant funds to be treated, critical illness insurance is intended to provide the policyholders with financial assistance. When a covered disease or condition is diagnosed, critical illness coverage pays out in one lump sum amount, unlike typical health insurance. This payment may be utilized to pay for any costs associated with the treatment or therapies, including medical bills, lost wages due to lifestyle changes, etc.
The applicant should consider the following criteria:
To understand Niva Bupa Critical Illness Insurance in detail, take a look at the below table:
Min- 18 years, Max- 65 years
Critical Illness Health Insurance
5 L | 10 L | 20 L | 50 L | 80 L | 1 Cr | 5 Cr
90 days Days
Lifetime
1, 2, 3 years
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
Read more specifications in the brochure.
There are various reasons why one should opt for critical illness coverage by Niva Bupa. The following are a few of the reasons:
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All about Niva Bupa Health Insurance Company
Niva Bupa Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Niva Bupa Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
There are 20 diseases covered under Niva Bupa’s critical illness policy, these include:
Niva Bupa Critical Illness provides extensive coverage for a variety of critical diseases. Cancer, heart attack, stroke, organ transplants, renal failure, organ failure, etc are some examples of critical illness. The coverage ensures that the policyholders are covered at each step of their healthcare journey, covering both early and later stages of critical illness. The following are some of the features and benefits of critical illness cover Niva Bupa:
A comprehensive insurance package, Niva Bupa critical illness provides significant coverage and financial security against severe diseases. Policyholders can breathe easy knowing they are ready for unanticipated health issues with the help of customised insurance options, a lump-sum payout, worldwide coverage, and additional benefits. People may protect themselves and their loved ones by selecting Niva Bupa critical illness plan, allowing them to concentrate on their health and well-being without being distracted by mounting financial obligations.
To cater to the different medical needs of an individual & their family, Niva Bupa Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to Niva Bupa Health Insurance plans explore more:
Critical Illness Health Insurance
Health dangers are rapidly increasing in today's fast-paced world, which includes some chronic life-threatening diseases. Anyone can have a critical i...
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"Introducing a health insurance that rewards you for starting young." A plan that allows you to go for overseas treatment. Several health insurance p...
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With all the haze of 'this policy is not gonna work for every medical emergency', don't get fooled again. Niva Bupa Arogya Sanjeevani health policy is...
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Top Up and Super Top Up
Go an extra mile for the health of your family with Niva Bupa Health Recharge Niva Bupa Health Recharge (formerly known as Max Bupa Health Recharge) i...
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Individual and Family Health Insurance
Your Niva Bupa GoActiveTM plan has exclusive features to provide for all your health insurance needs. There could be several incidences that lead us t...
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Individual and Family Health Insurance
Niva Bupa Super Saver is a comprehensive health insurance plan that consists of two separate plans- Niva Bupa Health Pulse and Niva Bupa Health Recha...
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Individual and Family Health Insurance
Niva Bupa Money Saver health insurance plan is a combination of two separate health plans- Niva Bupa Health Companion and Niva Bupa Health Recharge. I...
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Individual and Family Health Insurance
A plan that keeps giving you more. Niva Bupa Health ReAssure is specially designed to protect you and your family during medical emergencies. It gives...
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Individual and Family Health Insurance
The Smart Just Got Smarter The all-new, improved and comprehensive plan that will keep you and your family, financially secure during any unexpected m...
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Individual and Family Health Insurance
Nothing Seems Impossible A comprehensive plan that gives coverage against any medical emergency for you and your family members. One of the various fu...
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Individual and Family Health Insurance
Niva Bupa Health Premia is a comprehensive health insurance plan that offers complete coverage to an individual and their family. The plan offers wide...
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Individual and Family Health Insurance
Go an extra mile for the health of your family with Niva Bupa Health Recharge Niva Bupa Health Pulse Plan protects you and your family's health and pr...
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Senior Citizen Health Insurance
Niva Bupa Senior First is a senior citizen health plan packaged with features that give policyholders the assurance of good health at all times. So wh...
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Individual and Family Health Insurance
Niva Bupa, formerly known as Max Bupa, is a leading health insurance company in India with a collaboration between Max India Limited and Bupa, a UK-ba...
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Critical Illness Health Insurance
CritiCare, a plan that gives health and financial protection to you and your family against 20 critical illnesses! The critical illness can be contagi...
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Niva Bupa Critical Illnеss insurancе is a policy that provides financial protеction in thе еvеnt of a serious illness. It offers a lump sum paymеnt upon diagnosis of a covеrеd critical illness, helping to ease financial burdеns during challenging timеs.
The specific critical illnesses covered may vary depending on the policy. Howеvеr, commonly covered illnеssеs may include cancеr, heart attack, strokе, organ transplant, kidnеy failurе, and major organ disеasеs. It’s important to rеviеw thе policy documents for a complеtе list of covеrеd illnеssеs.
Agе limits for applying may vary depending on thе specific plan and insurеr. Typically, thеrе is a minimum and maximum agе limit for еligibility. It’s advisablе to chеck with Niva Bupa for thе agе critеria applicablе to thеir Critical Illnеss plans.
Yеs, Niva Bupa Critical Illnеss insurancе can oftеn bе purchasеd as a standalonе policy. Howеvеr, it’s also common for critical illnеss covеragе to be offered as a ridеr or add-on to a lifе insurancе policy. Consider your individual needs and prеfеrеncеs to determine the best option for you.
Waiting for pеriods can vary depending on the policy. Some plans may have a waiting pеriod after thе policy’s incеption before you can claim critical illness. It’s essential to rеviеw thе policy tеrms and conditions to undеrstand any waiting pеriods associatеd with thе Niva Bupa Critical Illnеss plans you’rе considering.
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February 5, 2023
Asia/Kolkata
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