Niva Bupa Health Insurance Policy for Parents
- Health insurance for parents
- Benefits of parents’ insurance
- Claim Niva Bupa’s parents’ policy
Niva Bupa health insurance for parents is a must-needed insurance investment to secure the peace of mind and healthcare interests of your parents. It will help them spend the rest of their lives with extended coverage like regular health check-ups, daycare treatments, personal coaching to relish a healthy lifestyle, round-the-clock medical assistance, and much more.
Most importantly, Niva Bupa’s parents health insurance comes with a varied sum insured coverage of a whopping INR 1, 2, 3 Crores and above. Also, with the family floater plans of Niva Bupa health insurance, you get coverage for modern medical treatments, advanced surgeries, and so on. Read further about why you should buy a health insurance policy for your elderly parents, what are the eligibility criteria, and some of the best Niva Bupa health plans for parents.
Are you getting stuck on why you need health insurance for your parents? Know more about how getting health insurance for your parents will impact their health in a good way:
Check out some of the best health insurance plans for your parents offered by Niva Bupa
Niva Bupa health insurance company (formerly Max Bupa) provide several other kinds of health policies for parents, that you can buy for them and secure their healthcare interests. Read below the features of Niva Bupa health insurance for parents:
Read here the eligibility criteria for buying Niva Bupa health insurance for parents:-
| Entry age (Max) | Below 60 years (There’s no bar for the maximum age limit but parents who have passed 60 years of age are eligible to buy senior citizen plans) |
| Policyholder’s age | 18 years (the policyholder must be eligible to buy health insurance for their parents) |
| Pre-existing conditions | PEDs are covered after a waiting period |
The maximum entry age may vary from plan to plan. The accurate eligibility criteria are subject to your policy document.
There are several plans of the Niva Bupa health insurance for parents that come with exclusive coverage benefits such as:
In-patient hospitalisation
Out-patient hospitalisation
Daycare procedures
Domiciliary or home care treatment
Room rent
ICU charges
OT charges
Doctor’s visit
Annual/preventive health check-up
Exclusions of Niva Bupa health insurance for parents may vary from plan to plan, so you must check it in the policy document. However, here are some of the standard exclusions (what’s not covered) under the same have been given for reference:
Cosmetic/ beautification treatment
HIV/AIDS, and STD conditions
Attempt to suicide or self-threat
Diagnostic tests (except, those specified in your policy document)
War injuries, participation in riots/war-like situations, etc
Hearing aids (unless specified in your policy documents)
Vision treatment, dental care, physiotherapy, etc (except, conditions mentioned in the policy)
Others, check the detailed terms and conditions, inclusions & exclusions of the policy in documents provided by the company
Learn here the steps of claiming your Niva Bupa health insurance for parents:
Inform your TPA of Niva Bupa health insurance if you have a planned hospitalisation condition. However, in case of an emergency hospitalisation, you must inform the insurer within 24 hours of getting hospitalized.
Submit the carefully filled and undersigned claim form along with the policy documents and other details like medical reports, doctor’s prescriptions, hospital bills, discharge summary (in case of reimbursement) and others.
If all the details sent by you are found correct and align with the policy coverage, the insurer will initiate the claim settlement procedure to verify the authenticity of your claim.
If you have received the treatment at a networking hospital, the insurer will settle all the medical bills with the hospital directly. In the case of getting treatment in a non-networking hospital, your insurer will reimburse your medical bills as per the terms of the policy.
Buying a suitable Niva Bupa health insurance policy for your parents will save you and your parents from any future complications. It’s better to invest in a health policy that serves all the family members under a single policy, including your parents. It’s always a wise decision to buy health insurance that comes with a sum insured option of a minimum of INR 1 Crore or above.
To buy a family floater plan, or a senior citizen health insurance plan (if the age of your parents exceeds 60 years) from Niva Bupa, connect with the experts of PolicyX.com. Dial 1800 4200 269 or send an email to helpdesk@policyx.com
Niva Bupa Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, Niva Bupa Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
To cater to the different medical needs of an individual & their family, Niva Bupa Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to Niva Bupa Health Insurance plans explore more:
Critical Illness Health Insurance
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Individual and Family Health Insurance
"Introducing a health insurance that rewards you for starting young." A plan that allows you to go for overseas treatment. Several health insurance p...
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Top Up and Super Top Up
Go an extra mile for the health of your family with Niva Bupa Health Recharge Niva Bupa Health Recharge (formerly known as Max Bupa Health Recharge) i...
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Individual and Family Health Insurance
Your Niva Bupa GoActiveTM plan has exclusive features to provide for all your health insurance needs. There could be several incidences that lead us t...
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Niva Bupa Super Saver is a comprehensive health insurance plan that consists of two separate plans- Niva Bupa Health Pulse and Niva Bupa Health Recha...
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Individual and Family Health Insurance
Niva Bupa Money Saver health insurance plan is a combination of two separate health plans- Niva Bupa Health Companion and Niva Bupa Health Recharge. I...
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A plan that keeps giving you more. Niva Bupa Health ReAssure is specially designed to protect you and your family during medical emergencies. It gives...
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The Smart Just Got Smarter The all-new, improved and comprehensive plan that will keep you and your family, financially secure during any unexpected m...
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Nothing Seems Impossible A comprehensive plan that gives coverage against any medical emergency for you and your family members. One of the various fu...
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Individual and Family Health Insurance
Niva Bupa Health Premia is a comprehensive health insurance plan that offers complete coverage to an individual and their family. The plan offers wide...
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Individual and Family Health Insurance
Go an extra mile for the health of your family with Niva Bupa Health Recharge Niva Bupa Health Pulse Plan protects you and your family's health and pr...
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Senior Citizen Health Insurance
Niva Bupa Senior First is a senior citizen health plan packaged with features that give policyholders the assurance of good health at all times. So wh...
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Individual and Family Health Insurance
Niva Bupa, formerly known as Max Bupa, is a leading health insurance company in India with a collaboration between Max India Limited and Bupa, a UK-ba...
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Critical Illness Health Insurance
CritiCare, a plan that gives health and financial protection to you and your family against 20 critical illnesses! The critical illness can be contagi...
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Know More About Health Insurance Companies
Yes. If you have a family floater policy, you can add your parents in the same.
There is no maximum age limit for buying health insurance. Generally, the maximum age limit for your parent’s health insurance is 60-65 years in India.
Yes, various plans under Niva Bupa’s health insurance for parents cover listed critical illnesses. To know more, contact the customer care executives at PolicyX.com.
Niva Bupa health insurance is one of the best companies to provide parents with health insurance policies.
Yes. You can avail of a tax benefit against Niva Bupa health insurance for parents policy under Section 80D of the Income Tax Act, 1961.
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Lives In: Delhi, NCR Expertise: Health & Term Insurance Simran has an experience of 4 years in content writing. She transitioned from hospitality and digital marketing to the insurance industry after her emerging interest in how vast insurance is. With her ability to write complex insurance concepts in a simple, relatable manner, she keeps her audience hooked and solves their doubts smoothly.
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