• Couples planning for a child If you are planning to start a family with your partner, Niva Bupa maternity insurance can help cover the costs associated with prenatal care, childbirth, and postnatal care.
• Expectant mothers If you are already pregnant and do not have any existing health insurance that covers maternity expenses, it can help ensure that your medical costs during pregnancy and childbirth are covered.
• Individuals with limited maternity coverage Some health insurance plans may offer limited coverage for maternity-related expenses. In such cases, purchasing additional maternity health insurance can provide more comprehensive coverage for prenatal care, delivery, and postnatal care.
• Self-employed individuals It helps cover the expenses related to prenatal care, delivery, and postnatal care, providing financial protection during this important period and hence providing peace of mind.
• High-risk Pregnancies If you have a risky pregnancy due to any factors, Niva Bupa pregnancy cover can help cover the additional medical expenses and specialized care required during pregnancy, delivery, and postnatal care.

Niva Bupa Pregnancy Cover Inclusions

• Pre and postnatal consultations and diagnostics.
• Hospitalization expenses for delivery, including C-section.
• Ambulance services for emergencies related to maternity.
• Room rent allowance during a hospital stay.
• Newborn baby coverage for medical expenses.
• Coverage for postnatal complications (if included in the plan).

Niva Bupa Maternity Plans Exclusions

• Expenses related to infertility treatments or assisted reproductive technologies.
• Maternity expenses incurred during the waiting period.
• Expenses related to voluntary termination of pregnancy.
• Congenital diseases or abnormalities of the newborn baby.
• Any pre-existing conditions of the mother or baby.