ManipalCigna Health Insurance

One needs to provide the below-mentioned details at the time of intimation of Claim:

• Policy Number
• Name of the Policyholder/Patient
• Name of the Insured Person in whose relation the Claim is being lodged
• Nature of Illness / Injury
• Name and address of the attending Medical Practitioner and Hospital
• Date of Admission
• Any other information as requested by us

You can use health reward points while making the renewal premium payment online at the time of policy renewal.

You can download your e-health card by visiting the claims section on the official website of Manipal Cigna Health Insurance. Enter your policy number, name, and OTP that will be sent on your registered mobile and email. On verification of the OTP, you can view your E-card.

In such a case, you can resubmit your claim for evaluation within 15 days for reconsideration of the decision.

ManipalCigna health insurance offers two types of claim process:

• In cashless claims, the insurance company will send the approval directly to the hospital. You will get an email and sms to your registered email address and mobile number.
• In reimbursement claims, you will receive updates on the status of your claim through email and SMS.

There is no limit on the number of claims that can be made in a policy year.

You can receive treatment at a non-network hospital and file a reimbursement claim. In case of an emergency, you must intimate the manipalcigna health insurance company within 48 hours of your admission. In the case of planned treatment, you must intimate the insurance company witin three days before the hospitalization.

You must answer "Yes" to the question "Would you like to subscribe to important alerts on WhatsApp?" on the application form when purchasing the policy from ManipalCigna Health Insurance.

If you do not pay the premium on time your health policy may lapse. In this case, ManipalCigna health insurance company offers a grace period of 15-30 days in which you can pay the premium amount to continue availing the benefits.

Simply visit the Manipal Cigna's website or app and download the payment receipt.

The following documents are required to make a reimbursement claim:

• Duly signed claim form
• Hospital Break up bill
• Hospital Discharge summary
• Copy of photo ID of the patient
• Hospital Main Bill
• Operation Theatre notes
• Investigation reports
• X-Ray, CT films, ECG, MRI, HPE, Original investigation reports

ManipalCigna Health Insurance Limited offers 2 plans for private hospitalization coverage. These plans come with loaded features such as pre and post hospitalization expenses, room charges, nursing charges, ICU charges, surgeon etc.

ManipalCigna Health Insurance Limited is a joint venture between the Manipal group and Cigna Corporation, a global company.

Some common exclusions are pre-existing diseases, cosmetic surgeries, injuries caused by self-harm and suicide, cosmetic surgeries, and inclusion in war and criminal activities.

Hospitalization due to HIV AIDS, drug abuse, suicide, disease due to radiation, and civil war.

Yes, you can avail tax benefits from ManipalCignal plans under section 80D of the Income Tax Act.