Network hospitals
8500+
Claim settlement ratio
99.90%
Sum insured
Up to 3 CR
No. of Plans
16
Solvency Ratio
1.67
Pan India Presence
77
PolicyX.com is a Recognised ManipalCigna Partner View Certificate
Network hospitals
8500+
Claim settlement ratio
99.90%
Sum insured
Up to 3 CR
No. of Plans
16
Solvency Ratio
1.67
Pan India Presence
77
PolicyX.com is a Recognised ManipalCigna Partner View Certificate
ManipalCigna (Formerly CignaTTK Health Insurance Company Limited) is a joint venture between the Manipal Group and Cigna Corporation (a global health services company).
ManipalCigna is a standalone health insurance company and a leading name in the insurance industry. It is committed to providing world-class health care services and vows to be your partner in illness and wellness.
ManipalCigna health insurance delivers a wide range of health insurance services covering individual insurance plans, family floater, critical illness, personal accident, group mediclaims, top-up, cash policy, and overseas travel cover to meet diverse medical needs.
ManipalCigna health insurance has established itself as a revolutionary name in the healthcare industry with its innovative products and services catering to 180M+ customers worldwide.
To understand the benefits and advantages of ManipalCigna Health Insurance take a look at the key features mentioned below that will help you analyze the company in a better way, helping you to make an informed decision:
ManipalCigna offers extensive categories of health insurance plans for their diverse customer base. The company offers individual plans, family floater, critical illness, global health insurance, and more to meet various health insurance needs.
Comprehensive Plan
A comprehensive plan with SI up to 1Cr and 3 different variants. It is a versatile health insurance plan for your medical needs.
Unique Features
Comprehensive Plan
A high SI plan for women's medical requirements. The plan covers major critical illnesses including cancer treatment.
Unique Features
Comprehensive Plan
A comprehensive plan with 5 different variants suitable for individuals and young couples, offering sum insured up to 1Cr.
Unique Features
Affordable Plan
An affordable plan that offers added coverage to the policyholder and keeps them covered above and beyond their basic health plan.
Unique Features
Affordable Plan
A fully customizable health plan according to your needs with ProHealth Select at an affordable premium.
Unique Features
Affordable Plan
The plan offers daily cash to the family members of the patient to cover the miscellaneous expenses.
Unique Features
Affordable Plan
An affordable, standard health insurance plan for individuals and family members with up to 10L sum assured.
Unique Features
Affordable Plan
An affordable plan providing lump sum benefits equal to 100% of the Sum Insured on a positive diagnosis of Covid.
Unique Features
Affordable Plan
A Standard health insurance plan for Coronavirus disease providing hospital to homecare treatment up to SI.
Unique Features
Critical Illness Plan
A protection plan that offers support to you and your family against up to 30 critical illnesses with a high sum assured to choose from up to 25Cr.
Unique Features
Accident Plan
A plan that provides complete protection, on and off the job, including death, disability, loss of job, and financial protection.
Unique Features
Accident Plan
Personal Accident policy to safeguard you from unexpected expenses arising from death or serious injuries.
Unique Features
Group Plan
A health insurance solution for Employer-Employee and Non-Employer-Employee groups. A plan offering sum assured up to 1Cr.
Unique Features
Group Plan
An all-in-one plan offering sum assured up to 50Cr and Umbrella cover of Group - Personal Accident and/or Critical Illness.
Unique Features
Group Plan
A plan offering sum assured up to 5 Cr and a range of covers including Accident, Mediclaim, Surgery, Domestic Travel, and Wellness.
Unique Features
Group Plan
Group overseas travel insurance offers all-around coverages for business trips, vacations, and more. The plan offers a sum assured up to $ 50 Lac.
Unique Features
Group Plan
A comprehensive group plan that covers Indian locals and expatriates working abroad under one umbrella with a sum assured of up to $ 10 Million.
Unique Features
ManipalCigna offers multiple Health Insurance Plans that cover individual plans, family plans, critical illness plans, accident coverage plans, daily hospital expense plans, group protection and more. Below mentioned are some unique benefits and advantages a policyholder can acquire when purchasing a ManipalCigna Health Plan:
ManipalCigna Health Insurance Company Limited comes loaded with health insurance plans. The company ranges its services from comprehensive plans, affordable plans, critical illness plans, accidental cover plans to group plans. Let's discuss the coverage of Manipal Cigna health insurance plans in detail.
ManipalCigna Health Insurance allows customers to calculate their premiums online with the help of the ManipalCigna Health Insurance Premium Calculator. This calculator helps the potential policyholder to get an idea of how much he needs to pay annually.
One can calculate their premiums by providing the below-mentioned details:
Here are some ManipalCigna Health premium charts for you to understand the calculation of the different Health Insurance policies.
Plan Variants | Protect | Advantage | Active |
Premium Payable (in Rs.) | 16,331 | 17,460 | 10,727 |
**Premium calculated for a couple aged 30 & 25 years and a chosen sum insured is 10 Lakhs for 1 year.
Plan Variants | Basic | Enhance |
Premium Payable (in Rs.) | 2,915 | 3,776 |
**Premiums calculated for an adult of 30 years with a chosen sum insured of 10 Lakhs for 1 year.
Plan Variants | Basic | Enhanced | Comprehensive |
Premium Payable (in Rs.) | 1,086 | 1,912 | 2,089 |
**Premiums calculated for a 30-year-old male, with a chosen sum insured of Rs 10 lakhs.
For buying ManipalCigna Health Insurance policy, one has two options. Either they can purchase directly from the website or can buy from PolicyX.com.
With so many buying options available in the market, one must think about why he/she needs to choose PolicyX.com. Well, we are here to answer.
ManipalCigna Health Insurance policy allows the customer to renew their policy online. Follow the below steps to renew your Health Insurance Plans:
ManipalCigna Health Insurance company offers an easy and convenient claims settlement process. The policyholder can either choose cashless claims or can opt for reimbursement claims:
If you are admitted to a non-network hospital, you have to pay the hospital directly after the treatment is done.
Note- You need to inform the company within 48 hours (in case of emergency hospitalization) and 3 days before your admission (for planned hospitalization).
Here is how you can reach out to ManipalCigna Health Insurance:
ManipalCigna Health Insurance Company Limited 401/402, Raheja Titanium, Western Express Highway, Goregaon (East), Mumbai 400063.
customercare@manipalcigna.com
1800-102-4462 (24*7)
One needs to provide the below-mentioned details at the time of intimation of Claim:
You can use health reward points while making the renewal premium payment online at the time of policy renewal.
You can download your e-health card by visiting the claims section on the official website of Manipal Cigna Health Insurance. Enter your policy number, name, and OTP that will be sent on your registered mobile and email. On verification of the OTP, you can view your E-card.
In such a case, you can resubmit your claim for evaluation within 15 days for reconsideration of the decision.
ManipalCigna health insurance offers two types of claim process:
There is no limit on the number of claims that can be made in a policy year.
You can receive treatment at a non-network hospital and file a reimbursement claim. In case of an emergency, you must intimate the manipalcigna health insurance company within 48 hours of your admission. In the case of planned treatment, you must intimate the insurance company witin three days before the hospitalization.
You must answer "Yes" to the question "Would you like to subscribe to important alerts on WhatsApp?" on the application form when purchasing the policy from ManipalCigna Health Insurance.
If you do not pay the premium on time your health policy may lapse. In this case, ManipalCigna health insurance company offers a grace period of 15-30 days in which you can pay the premium amount to continue availing the benefits.
Simply visit the Manipal Cigna's website or app and download the payment receipt.
The following documents are required to make a reimbursement claim:
ManipalCigna Health Insurance Limited offers 2 plans for private hospitalization coverage. These plans come with loaded features such as pre and post hospitalization expenses, room charges, nursing charges, ICU charges, surgeon etc.
ManipalCigna Health Insurance Limited is a joint venture between the Manipal group and Cigna Corporation, a global company.
Some common exclusions are pre-existing diseases, cosmetic surgeries, injuries caused by self-harm and suicide, cosmetic surgeries, and inclusion in war and criminal activities.
Hospitalization due to HIV AIDS, drug abuse, suicide, disease due to radiation, and civil war.
Yes, you can avail tax benefits from ManipalCignal plans under section 80D of the Income Tax Act.
Compare ManipalCigna Health Insurance policies with other top insurers in India.
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Read what our customers have to say about Manipalcigna health insurance company and Manipalcigna health mediclaim policy.
Durgesh Kumar
Jaipur
March 25, 2023
Best health insurance claim mere leg ka surgery hui h 22.03.2023 ko 2 hrs m claim approval aa gya tha mari policey ko 7 month hi hua h mera claima 44000 rupaye ka tha 100% company n pay kiya h ...
Ajay Kapoor
Delhi
March 24, 2023
Bad experience operate 6th jan 2023 my claim no 31418820 Ajay Kapoor mob 7838722273 till date 24 mar 2023. No reimburse ment amount 67367 not recd . always demand new query. I send you after op...
Poonam Sinha
Surat
December 9, 2022
Mujhe khaas kar inki service best lagi. Policyx se mai hamesha services lungi. Maininki services se khush hu
Santokh Singh Sethi
Delhi
September 14, 2022
I was great experience with policyx, the way the compare the plan is very good and web site is also easy to understand... I will suggest go with Policyx only
Asleen
Indore
May 26, 2022
Good company, satisfied with the plan bought from ManipalCigna and also with all the benefits the plan provides me with.
jasvinder singh
Delhi
March 25, 2022
very nice service by policyx.com and as well from manipal cigna during the claim period. easy claim settelment.
diya sharma
Chandigarh
February 21, 2022
only big companies are trusted generally but new companies are also good. satisfied service and customer satisfaction is full
Ramesh Kumar
Hyderabad
November 22, 2021
they have great impressive plans to offer. very amazing and helpful customer service. helped me a lot at the time of claim settlement
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