ManipalCigna Pro Health Insurance Plan

Room rent limit is the maximum amount of bed charge that you can claim if you are hospitalized.

Common Room categories covered under room rent are:

• Private Single AC Room
• Twin Sharing
• General Ward

Coverage status under ManipalCigna Pro Health?

Under ManipalCigna Pro-Health, the room rent is covered up to 1% of the SI.

Under ManipalCigna Pro-Health, the Single Private A/C Room is provided to the policyholder.

Under ManipalCigna Pro-Health, the room rent is covered up to the SI.

It is a special department in the hospitals where patients with serious medical conditions are treated.

Coverage status under ManipalCigna Pro Health?

Under this plan, ICU charges coverage is available up to 2% of the SI.

Under this plan, ICU Charges are covered up to the SI.

Medical expenses incurred before the hospitalization of the policyholder.

Coverage status under ManipalCigna Pro Health?

This plan covers medical expenses incurred during pre-hospitalization for up to 30 days.

Medical expenses incurred after the discharge of the policyholder from the hospital.

Coverage status under ManipalCigna Pro Health?

This plan covers medical expenses incurred during post-hospitalization for up to 60 days.

Home hospitalization arrangement for the insured person due to unavailability of medical amenities in hospitals. The treatment should last equal to or more than 72 hrs to get the financial coverage.

Coverage status under ManipalCigna Pro Health?

Under this plan ManipalCigna Pro Health plan domiciliary hospitalizations is covered.

Treatments that can be treated in less than 24 hours of hospitalization like blood dialysis, cataract, etc.

Coverage status under ManipalCigna Pro Health?

This plan covers expenses of all daycare procedures including 586 listed Procedures up to S.I.

The cost of doctor consultation and prescribed medical tests that may not require hospitalization.

Coverage status under ManipalCigna Pro Health?

Not covered under the plan.

Covers the cost of treatment for COVID-19 with a confirmative diagnosis from Govt. approved Centre.

Coverage status under ManipalCigna Pro Health?

COVID-19 treatment cover is available under this plan.

A common eye condition in which your vision gets blurred.

Coverage status under ManipalCigna Pro Health?

The plan does not cover Cataract Treatment.

For every claim-free year, insurance companies reward policyholders with an increase in the Sum Insured amount as no-claim bonus on policy renewal. However, in the case of claim, this bonus amount either lapses or is reduced by a certain percentage that varies from plan to plan.

Coverage status under ManipalCigna Pro Health?

The plan offers an additional 10% to the sum insured as a No Claim Bonus for each claim free year, a maximum of upto 50% of the sum insured.

Automatic restoration is a benefit in which the insurance company restores the total sum insured after it gets fully exhausted in treatments.

Coverage status under ManipalCigna Pro Health?

The plan reloads the sum insured amount by 150% for a subsequent and unrelated illnesses.

Your health plan will cover the cost of the procedure for removing the damaged or malfunctioning organs from the body.

Coverage status under ManipalCigna Pro Health?

Under the plan, Organ Donor expenses are covered up to the SI.

In Vitro Fertilization (IVF) is a method of assisted reproductive technology. The common expenses incurred under IVF and infertility treatments are for:

• Full infertility
• No fertility
• Infertility diagnosis
• Infertility diagnosis and limited fertility treatment
• Medication (which may or may not include fertility drug prescriptions)

Coverage status under ManipalCigna Pro Health?

Not Available

An ambulance is used to move the patient from home to hospital, transfer to another hospital, and take them for different tests outside the hospitals.

Coverage status under ManipalCigna Pro Health?

This plan covers Ambulance charges up to INR 1500.

This plan covers Ambulance charges up to INR 2000.

This plan covers Ambulance charges up to INR 2500.

This plan covers Ambulance charges up to INR 3000.

This plan covers Ambulance charges up to INR 5000.

Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.

Coverage status under ManipalCigna Pro Health?

Air ambulances are specially prepared planes that transfer the patient from one place to another in case of a health emergency.

Refers to the traveling expenses of a family member of the insured person in case the policyholders get admitted to a hospital outside his/her residential city.

Coverage status under ManipalCigna Pro Health?

Not available

Any kind of medical/health emergency when you are outside of India.

Coverage status under ManipalCigna Pro Health?

Not available

If a policy offers E-consultation it allows policyholders to connect with a doctor for medical consultation through video chat, audio call, or chatbot.

Coverage status under ManipalCigna Pro Health?

The plan does not covers the expenses for E-consultation.

If the policyholder wants, they may opt for a second medical opinion wherein the policyholder can consult another doctor within the company's network of medical practitioners.

Coverage status under ManipalCigna Pro Health?

The plan covers the expenses for Second Medical Opinion only for the listed 15 critical illnesses.

In the co-payment clause, policyholders have to pay a portion of the hospitalization expense on their own and the insurer will pay the rest of the amount.

Coverage status under ManipalCigna Pro Health?

Co-payment is only applicable if the policyholder is above 61 years.