ManipalCigna Health Insurance
The plan allows you to safeguard all your family members under a singl ...Read More
A quick read on what this ManipalCigna Health Insurance plan covers and why it might be a fit for you.
"Your Health Deserves Better!" Get safeguarded with a health plan that provides all-around healthcare facilitation.
ManipalCigna Prime Protect plan is a variant of the ManipalCigna ProHealth Prime health plan. The other two plan variants are Prime Advantage and Prime Active. Options are available for individual, multi-individual, and family floater plan types. The relationships covered under the Prime Protect insurance plan are:
For individual plans: Self, Spouse, Children, Father, Mother, Father-in-law, Mother-in-law, Son-in-law, Daughter-in-law, Grandparents, Grandchildren, Uncle, Aunt, Nephew, Niece, Brother, Sister.
For family floater plans: Self, spouse, children, and parents. A floater cover can insure a maximum of 2 adults and 3 children under a single policy.
The base coverage of the Prime Protect plan variant offers benefits such as in-patient, out-patient, pre and post-hospitalisation, modern treatment, road ambulance, donor expenses, air ambulance, bariatric surgery, daycare procedures, domiciliary treatment, daily cash benefit on shared room accommodation, AYUSH treatment, coverage enhancement with sum insured restoration, and others.
This section provides all the information you need about the eligibility criteria, waiting period, benefits, specifications, exclusions, and claim procedure for the ProHealth Prime Protect plan. Read further to know more.
Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
A quick honest summary — the strengths and the trade-offs.
Every CMS-driven coverage flag from the plan wording — only items with a published value render below.
Read below to learn more details about the benefits of ManipalCigna Prime Protect health insurance plan:
This plan covers OPD expenses that do not necessarily require hospitalisation. Additionally, the insured is covered for medical and non-medical expenses with no deductions from the cover.
The policy's base Sum Insured can be restored up to 100% to avail listed healthcare even after exhausting the initial SI (restorable only after the second claim onwards). The Switch Off benefit allows the policyholder to temporarily inactivate their policy for 30 days if visiting abroad. If the insured is diagnosed with a critical illness or suffers an accidental death, there is a waiver of the renewal premium for 1 year. Policyholders also have the option to choose any room category, such as a suite, single/private room, or any other.
Value-added covers provide unparalleled health support. Benefits include a domestic second opinion for up to 36 listed critical illnesses, annual health check-ups, and unlimited teleconsultations.
The ProHealth Prime Protect offers several optional coverage benefits, including non-medical expenses (up to SI), personal accident cover up to twice the plan's Sum Insured (up to INR 50 Lakh) as a lump sum payout for accidental death, disability, or permanent partial disability (PPD). Additionally, individuals can opt for a cumulative bonus booster, infertility treatment cover, a deductible option based on the aggregate of all claims in a policy year, and more.
These packages offer additional benefits if the base plan does not fully meet your healthcare needs, supporting your plan beyond its coverage limit. Optional packages with the ManipalCigna Prime Protect plan are:
ManipalCigna Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, ManipalCigna Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
What the plan pays for, and what it doesn't.
Eligibility criteria pulled straight from the policy wording.
To initiate a claim, the insured individual must follow the process below:
ManipalCigna Prime Protect plan is a comprehensive health plan that offers extensive healthcare coverage. Its features—better coverage, better control, and better care—ensure the insured individual stays protected, both in terms of healthcare services and financial stability.
Want to know more? Contact our customer care executives on 1800 4200 269 or visit the official website of PolicyX.com.
The 6 most-asked questions about ManipalCigna Prime Protect Plan, answered.
PolicyX.com premium calculator offers premium comparison for some of the best health plans in India. Input your details and find the most suitable health insurance policies for your requirements.
PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.
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