ManipalCigna Health Insurance Top-up Plans

Top-Up Plans are the most convenient way to obtain the financial boost required above and beyond your basic health insurance plan. Top-up plans are your best bet in the event of a medical emergency that your primary health insurance plan does not cover. There are a variety of reasons to purchase an additional Manipalcigna health Top Up plan, including lower premiums, increased security, and protection for your hard-earned savings. Top-Up Plans supplement your basic health insurance plan in the event of an emergency, but they can also be purchased as a standalone health insurance plan. To explore further top-up and super top-up health insurance plans click here.

The Manipal Cigna Super Top-Up plan offers sums insured ranging from 1 lakh to 30 lakh INR to policyholders. The plan is available as an individual and family floater plan, including access to over 8500+ cashless network hospitals for treatments. Manipalcigna's super top-up plan comes in two variants: Super Top-Up Plus and Super Top-Up Select. Manipalcigna super top-up plans include pre and post-hospitalization, in-patient hospitalization, day-care treatment, road ambulance coverage, organ donor coverage, and other benefits.

Key Benefits of Manipalcigna Top-Up Plan

Manipal Cigna Super Top-up health insurance plan offers a multitude of benefits to its policyholders mentioned below:

Tax Benefits
Manipalcigna Super Top-Up Plan is eligible under Income Tax Act 1981. The plan premiums paid will be eligible for tax deductions.
Critical Illness Cover
Manipalcigna super top-up offers a critical illness rider that covers you against 11 listed critical illnesses. The additional cover is available as a rider on payment of additional payment of premiums.
Waiting Period Reduction
Manipalcigna super top-up plan gives individuals the option to reduce the pre-existing disease waiting period to 24 months since the policy's inception. This optional coverage is available at the time of policy purchase.
High Sum Insured Options Available
Manipalcigna Super Top-up health insurance plan provides an adequate sum insured for individuals looking for additional funds to take care of their families and themselves during any medical emergency. Sum insured options range from 3 Lakh to 30 Lakh INR.
Cumulative Bonus
With ManipalCigna Super Top Up Health Insurance policy all insurance holders can enjoy a 5% increase in Sum Insured per policy year up to a maximum of 50% of the Sum Insured irrespective of claims.

Manipalcigna Top-Up Plans

ManipalCigna Super Top-up Plan

An affordable plan that offers added coverage to the policyholder and keeps them covered above and beyond their basic health plan.

Unique Features

Avail no claim bonus
Customize plan
Avail Coverage from Critical Illness

Manipalcigna Top-Up Plan Eligibility Criteria

Child Entry Age

Minimum: 91 Days to 18 Years

Adult Entry Age

Minimum: 18 Years
Maximum: No Age Limit

Plan Type

Individual/Family Floater

Policy Term

1/2/3 Years

Sum Insured

3 L | 4 L | 5 L | 7 L | 10 L| 15 L | 20 L | 25 L | 30 L

Initial Waiting Period*

30 Days*

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ManipalCigna Health Insurance

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Know More About Health Insurance Companies

Manipalcigna Top-Up Plan Inclusions

The various inclusions under ManipalCigna Top-Up Plans include

In-patient Hospitalization

ICU Charges

Pre-hospitalization

Post-hospitalization

Day Care Treatment

Domiciliary Hospitalization

Road Ambulance Cover

Organ Donor Expenses

Ayush treatment

Home Treatment

Manipalcigna Top-Up Plan Exclusions

The various exclusions under ManipalCigna Top-Up Plans include

Any hospitalization primarily for investigation / diagnostic purpose

Alternative Treatments (Non Allopathic treatments)

HIV infection / AIDS

Cosmetic or sex-change treatment/surgery

Alcohol consumption, smoking, another tobacco intake, or drug abuse

Intentional self-injury, suicide, or attempted suicide

Any breach of law or participation in an actual or attempted felony, riot, crime, misdemeanor, or civil commotion

War, terrorism, or nuclear weapons

Manipal Signa Health Insurance Network Hospital List

Manipal Signa Health Insurance Network hospitals are present in 30 states across the country. With a wide network of hospitals, Manipal Signa Health Insurance ensures that you are medically protected, no matter which city you live in.

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

Know More About Manipalcigna Network Hospital

Explore Manipalcigna Health Insurance

Explore other ManipalCigna Health Insurance Plans

ManipalCigna Health Insurance offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens.

Comprehensive Plan

ManipalCigna ProHealth Prime

A comprehensive plan with SI up to 1Cr and 3 different variants. It is a versatile health insurance plan for your medical needs.

Unique Features

Unlimited Tele-consultation
Switch off your cover feature
Wellness program available

Comprehensive Plan

Manipalcigna Lifetime

A high SI plan for women's medical requirements. The plan covers major critical illnesses including cancer treatment.

Unique Features

Avail Global OPD
Cancer treatment
Avail high sum assured

Comprehensive Plan

Manipal Cigna Pro Health

A comprehensive plan with 5 different variants suitable for individuals and young couples, offering sum insured up to 1Cr.

Unique Features

Avail family discount
Worldwide emergency protection
Avail healthy lifestyle benefits

Affordable Plan

ManipalCigna Super Top-up Plan

An affordable plan that offers added coverage to the policyholder and keeps them covered above and beyond their basic health plan.

Unique Features

Avail no claim bonus
Customize plan
Avail Coverage from Critical Illness

Affordable Plan

ManipalCigna Pro Health Select

A fully customizable health plan according to your needs with ProHealth Select at an affordable premium.

Unique Features

2 plan variants available
Avail customized features
Avail long term policy

Affordable Plan

ManipalCigna ProHealth Cash

The plan offers daily cash to the family members of the patient to cover the miscellaneous expenses.

Unique Features

Avail worldwide cover
Avail online wellness program
Lifetime renewal available

Affordable Plan

ManipalCigna Arogya Sanjeevani Policy

An affordable, standard health insurance plan for individuals and family members with up to 10L sum assured.

Unique Features

Affordable all India health coverage
Avail modern treatments
Avail AYUSH Treatment

Affordable Plan

ManipalCigna Corona Rakshak Policy

An affordable plan providing lump sum benefits equal to 100% of the Sum Insured on a positive diagnosis of Covid.

Unique Features

Avail lump sum benefit
Affordable premiums
All India coverage

Affordable Plan

ManipalCigna Corona Kavach Policy

A Standard health insurance plan for Coronavirus disease providing hospital to homecare treatment up to SI.

Unique Features

Discounts for health care workers
Avail Home care treatment
Avail AYUSH treatment

Critical Illness Plan

ManipalCigna Lifestyle Protection Critical Care

A protection plan that offers support to you and your family against up to 30 critical illnesses with a high sum assured to choose from up to 25Cr.

Unique Features

Upto 30 critical illnesses covered
Avail online wellness program
Plan variants available

Accident Plan

ManipalCigna Lifestyle Protection Accident Care

A plan that provides complete protection, on and off the job, including death, disability, loss of job, and financial protection.

Unique Features

Loss of job covered
upto 10 Cr coverage
Avail Rider benefits

Accident Plan

ManipalCigna Saral Suraksha Bima

Personal Accident policy to safeguard you from unexpected expenses arising from death or serious injuries.

Unique Features

Avail Accident Death Cover
Avail Security for dependant child
Permanent Total Disability Cover

Group Plan

ManipalCigna Pro Health Group

A health insurance solution for Employer-Employee and Non-Employer-Employee groups. A plan offering sum assured up to 1Cr.

Unique Features

Customizable plans
42 optional covers available
Avail Personal accident coverage

Group Plan

ManipalCigna Lifestyle Protection Group Policy

An all-in-one plan offering sum assured up to 50Cr and Umbrella cover of Group - Personal Accident and/or Critical Illness.

Unique Features

Flexible base and optional cover
Upto 36 critical illnesses covered
Cancer-only coverage available

Group Plan

ManipalCigna FlexiCare Group Insurance Policy

A plan offering sum assured up to 5 Cr and a range of covers including Accident, Mediclaim, Surgery, Domestic Travel, and Wellness.

Unique Features

Avail wellness packages
Customizable coverage
Avail home care benefits

Group Plan

ManipalCigna Group Overseas Travel

Group overseas travel insurance offers all-around coverages for business trips, vacations, and more. The plan offers a sum assured up to $ 50 Lac.

Unique Features

Customizable plan
Travel expense covered
Avail adventure sports cover

Group Plan

ManipalCigna Global Health Group Policy

A comprehensive group plan that covers Indian locals and expatriates working abroad under one umbrella with a sum assured of up to $ 10 Million.

Unique Features

Avail health care globally
Avail wellness package
Avail multiple optional covers

Health Insurance Articles

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ManipalCigna Top-up Plans: FAQs

1. What is the eligibility criteria for ManipalCigna Super Top-Up Health Plans?

Adults at the age of 18 years can purchase ManipalCigna Super Top-Up plan and the plan has no maximum entry age. Dependent children can be covered from 3 months till 18 years of age.

2. What are the sum insured variants available under ManipalCigna Super Top-Up Health Plan?

ManipalCigna Super Top-Up insurance plans include a wide range of sum insured options starting from 1 Lakh INR to 30 Lakh INR.

3. Do policyholders get cumulative bonus under ManipalCigna Super Top-Up health insurance plan?

Yes, With ManipalCigna Super Top Up Health Insurance policy all insurance holders can enjoy a 5% increase in Sum Insured per policy year up to a maximum of 50% of Sum Insured irrespective of claims.

4. What are the exclusions mentioned under manipalcigna super top-up health insurance plans?

The various exclusions under ManipalCigna Top-Up Plans include

Any hospitalization primarily for investigation / diagnostic purpose
Alternative Treatments (Non Allopathic treatments)
HIV infection / AIDS
Cosmetic or sex-change treatment/surgery
Alcohol consumption, smoking, another tobacco intake, or drug abuse
Intentional self-injury, suicide, or attempted suicide
Any breach of law or participation in an actual or attempted felony, riot, crime, misdemeanor, or civil commotion
War, terrorism, or nuclear weapons

5. Are organ donor expenses covered under ManipalCigna super top-up health insurance plans?

Yes, Organ donor expenses are covered under ManipalCigna Super Top-Up health insurance plans.

ManipalCigna Health Insurance Review

Read what customers have to say about ManipalCigna health Plan.

Durgesh Kumar

Jaipur

March 25, 2023

Best health insurance claim mere leg ka surgery hui h 22.03.2023 ko 2 hrs m claim approval aa gya tha mari policey ko 7 month hi hua h mera claima 44000 rupaye ka tha 100% company n pay kiya h ...

Ajay Kapoor

Delhi

March 24, 2023

Bad experience operate 6th jan 2023 my claim no 31418820 Ajay Kapoor mob 7838722273 till date 24 mar 2023. No reimburse ment amount 67367 not recd . always demand new query. I send you after op...

Poonam Sinha

Surat

December 9, 2022

Mujhe khaas kar inki service best lagi. Policyx se mai hamesha services lungi. Maininki services se khush hu

Santokh Singh Sethi

Delhi

September 14, 2022

I was great experience with policyx, the way the compare the plan is very good and web site is also easy to understand... I will suggest go with Policyx only

Asleen

Indore

May 26, 2022

Good company, satisfied with the plan bought from ManipalCigna and also with all the benefits the plan provides me with.

jasvinder singh

Delhi

March 25, 2022

very nice service by policyx.com and as well from manipal cigna during the claim period. easy claim settelment.

diya sharma

Chandigarh

February 21, 2022

only big companies are trusted generally but new companies are also good. satisfied service and customer satisfaction is full

Ramesh Kumar

Hyderabad

November 22, 2021

they have great impressive plans to offer. very amazing and helpful customer service. helped me a lot at the time of claim settlement

View All ManipalCigna Health Insurance Plan Reviews

Reviewed By: Naval Goel

Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.

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ManipalCigna Health Insurance Top-up Plans

Key Benefits of Manipalcigna Top-Up Plan

Manipalcigna Top-Up Plans

Manipalcigna Top-Up Plan Eligibility Criteria

Child Entry Age

Adult Entry Age

Plan Type

Policy Term

Sum Insured

Initial Waiting Period*

Health Insurance Companies

Manipalcigna Top-Up Plan Inclusions

Manipalcigna Top-Up Plan Exclusions

Manipal Signa Health Insurance Network Hospital List

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

Explore Manipalcigna Health Insurance

Explore other ManipalCigna Health Insurance Plans

ManipalCigna Pro Health Select

ManipalCigna ProHealth Cash

ManipalCigna Arogya Sanjeevani Policy

ManipalCigna Corona Rakshak Policy

ManipalCigna Corona Kavach Policy

ManipalCigna Lifestyle Protection Accident Care

ManipalCigna Saral Suraksha Bima

ManipalCigna Lifestyle Protection Group Policy

ManipalCigna FlexiCare Group Insurance Policy

ManipalCigna Group Overseas Travel

ManipalCigna Global Health Group Policy

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