Top-Up Plans are the most convenient way to obtain the financial boost required above and beyond your basic health insurance plan. Top-up plans are your best bet in the event of a medical emergency that your primary health insurance plan does not cover. There are a variety of reasons to purchase an additional Manipalcigna health Top Up plan, including lower premiums, increased security, and protection for your hard-earned savings. Top-Up Plans supplement your basic health insurance plan in the event of an emergency, but they can also be purchased as a standalone health insurance plan. To explore further top-up and super top-up health insurance plans click here.
The Manipal Cigna Super Top-Up plan offers sums insured ranging from 1 lakh to 30 lakh INR to policyholders. The plan is available as an individual and family floater plan, including access to over 8500+ cashless network hospitals for treatments. Manipalcigna's super top-up plan comes in two variants: Super Top-Up Plus and Super Top-Up Select. Manipalcigna super top-up plans include pre and post-hospitalization, in-patient hospitalization, day-care treatment, road ambulance coverage, organ donor coverage, and other benefits.
Manipal Cigna Health Insurance Plan Detailed Review
Key Benefits of Manipalcigna Top-Up Plan
Manipal Cigna Super Top-up health insurance plan offers a multitude of benefits to its policyholders mentioned below:
Tax Benefits Manipalcigna Super Top-Up Plan is eligible under Income Tax Act 1981. The plan premiums paid will be eligible for tax deductions.
Critical Illness Cover Manipalcigna super top-up offers a critical illness rider that covers you against 11 listed critical illnesses. The additional cover is available as a rider on payment of additional payment of premiums.
Waiting Period Reduction Manipalcigna super top-up plan gives individuals the option to reduce the pre-existing disease waiting period to 24 months since the policy's inception. This optional coverage is available at the time of policy purchase.
High Sum Insured Options Available Manipalcigna Super Top-up health insurance plan provides an adequate sum insured for individuals looking for additional funds to take care of their families and themselves during any medical emergency. Sum insured options range from 3 Lakh to 30 Lakh INR.
Cumulative Bonus With ManipalCigna Super Top Up Health Insurance policy all insurance holders can enjoy a 5% increase in Sum Insured per policy year up to a maximum of 50% of the Sum Insured irrespective of claims.
The various inclusions under ManipalCigna Top-Up Plans include
Day Care Treatment
Road Ambulance Cover
Organ Donor Expenses
Manipalcigna Top-Up Plan Exclusions
The various exclusions under ManipalCigna Top-Up Plans include
Any hospitalization primarily for investigation / diagnostic purpose
Alternative Treatments (Non Allopathic treatments)
HIV infection / AIDS
Cosmetic or sex-change treatment/surgery
Alcohol consumption, smoking, another tobacco intake, or drug abuse
Intentional self-injury, suicide, or attempted suicide
Any breach of law or participation in an actual or attempted felony, riot, crime, misdemeanor, or civil commotion
War, terrorism, or nuclear weapons
Manipal Signa Health Insurance Network Hospital List
Manipal Signa Health Insurance Network hospitals are present in 30 states across the country. With a wide network of hospitals, Manipal Signa Health Insurance ensures that you are medically protected, no matter which city you live in.
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