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ManipalCigna Health Insurance’s Top-Up Plans are the most convenient way to obtain the financial boost required above and beyond your basic health insurance plan. Top-up plans are your best bet in the event of a medical emergency that your primary health insurance plan does not cover. There are a variety of reasons to purchase an additional Manipalcigna health Top Up plan, including lower premiums, increased security, and protection for your hard-earned savings. Top-up plans supplement your basic health insurance plan in the event of an emergency, but they can also be purchased as a standalone health insurance plan. To explore further top-up and super top-up health insurance plans click here.
The Manipal Cigna Super Top-Up plan offers sums insured ranging from 1 lakh to 30 lahks INR to policyholders. The plan is available as an individual and family floater plan, including access to over 8500+ cashless network hospitals for treatments. Manipalcigna’s super top-up plan comes in two variants: Super Top-Up Plus and Super Top-Up Select. Manipalcigna super top-up plans include pre and post-hospitalization, in-patient hospitalization, day-care treatment, road ambulance coverage, organ donor coverage, and other benefits.
Manipal Cigna Super Top-up health insurance plan offers a multitude of benefits to its policyholders mentioned below:
The various inclusions under ManipalCigna Top-Up Plans include
In-patient Hospitalization
ICU Charges
Pre-hospitalization
Post-hospitalization
Day Care Treatment
Domiciliary Hospitalization
Road Ambulance Cover
Organ Donor Expenses
Ayush treatment
Home Treatment
The various exclusions under ManipalCigna Top-Up Plans include
Any hospitalization primarily for investigation / diagnostic purpose
Alternative Treatments (Non Allopathic treatments)
HIV infection / AIDS
Cosmetic or sex-change treatment/surgery
Alcohol consumption, smoking, other tobacco intake, or drug abuse
Intentional self-injury, suicide, or attempted suicide
Any breach of law or participation in an actual or attempted felony, riot, crime, misdemeanour, or civil commotion
War, terrorism, or nuclear weapons
ManipalCigna Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, ManipalCigna Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
Manipal Cigna Health Insurance Plan Detailed Review
To cater to the different medical needs of an individual & their family, ManipalCigna Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to ManipalCigna Health Insurance plans explore more:
Individual and Family Health Insurance
ManipalCigna ProHealth Protect Plan is a comprehensive health insurance policy designed to take care of you and your family in your health and illness...
Unique Features
Individual and Family Health Insurance
The ManipalCigna ProHealth insurance policy is specially designed to cater to all your worries regarding your health and wellness. It provides the pol...
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Senior Citizen Health Insurance
We all know that senior citizens are prone to developing more diseases that can continue until their last breath if not treated well. In such scenario...
Unique Features
Individual and Family Health Insurance
Buying health insurance that provides you and your family a 360-degree coverage against medical emergencies is the need of this hour. ManipalCigna Pro...
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Individual and Family Health Insurance
"Your Health Deserves Better!" Get safeguarded with a health plan that provides you with all-around healthcare facilitation." ManipalCigna Prime Prote...
Unique Features
Individual and Family Health Insurance
ManipalCigna ProHealth Prime Active is a comprehensive plan to keep you, Healthy bhi and Active bhi. But have you ever imagined why Indians don't prio...
Unique Features
Individual and Family Health Insurance
ManipalCigna ProHealth Insurance Policy by ManipalCigna Health Insurance Company is a comprehensive hospitalization insurance plan that protects you a...
Unique Features
Individual and Family Health Insurance
ManipalCigna Health Insurance provides the insured with additional coverage and their existing health insurance policy with their Super Top-up plan. T...
Unique Features
Individual and Family Health Insurance
Manipal Cigna LifeTime Health Insurance is a reliable health insurance plan that prioritizes your healthcare needs and looks after them. ManipalCigna ...
Unique Features
Individual and Family Health Insurance
ManipalCigna ProHealth Prime is a comprehensive and flexible Health Insurance Plan that offers Better Coverage, Better Control, and Better Care for th...
Unique Features
Group Health Insurance
ManipalCigna ProHealth Group Insurance Policy has been designed to provide more extensive and better insurance solutions to employer-employee and non-...
Unique Features
Individual and Family Health Insurance
ManipalCigna Health Insurance Company offers its Critical Illness policy which is also a global plan that assures you financial support during critica...
Unique Features
Individual and Family Health Insurance
'Sahi Health Insurance Chuno, SADA SECURE RAHO' Yep, that's right, this is what ManipalCigna's new SARVAH plan talks about. With this plan, ManipalCig...
Unique Features
Adults at the age of 18 years can purchase ManipalCigna Super Top-Up plan and the plan has no maximum entry age. Dependent children can be covered from 3 months till 18 years of age.
ManipalCigna Super Top-Up insurance plans include a wide range of sum insured options starting from 1 Lakh INR to 30 Lakh INR.
Yes, With the ManipalCigna Super Top Up Health Insurance policy all insurance holders can enjoy a 5% increase in Sum Insured per policy year up to a maximum of 50% of Sum Insured irrespective of claims.
The various exclusions under ManipalCigna Top-Up Plans include Any hospitalization primarily for investigation / diagnostic purpose Alternative Treatments (Non Allopathic treatments) HIV infection / AIDS Cosmetic or sex-change treatment/surgery Alcohol consumption, smoking, another tobacco intake, or drug abuse Intentional self-injury, suicide, or attempted suicide Any breach of law or participation in an actual or attempted felony, riot, crime, misdemeanor, or civil commotion War, terrorism, or nuclear weapons
Yes, Organ donor expenses are covered under ManipalCigna Super Top-Up health insurance plans.
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Naval Goel is the Founder and CEO of PolicyX.com (IRDA- Approved Insurance Comparison Website). He is a CFA charter holder (USA) and FRM (GARP). He holds an MBA from IIFT, Delhi, and is also an Associate from the Insurance Institute of India. Naval is an avid investor and entrepreneur who has a deep understanding of the Indian equity market and insurance sector. He has been investing for more than 10 years now and is a CFA charter holder.
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