Network hospitals
8751+
Incurred claim ratio
64.66%
Sum insured
Up to 50 CR
No. of Plans
19
Solvency Ratio
1.5
Pan India Presence
77
PolicyX.com is a Recognised ManipalCigna Partner View Certificate
Network hospitals
8751+
Incurred claim ratio
64.66%
Sum insured
Up to 50 CR
No. of Plans
19
Solvency Ratio
1.5
Pan India Presence
77
PolicyX.com is a Recognised ManipalCigna Partner View Certificate
Top-Up Plans are the most convenient way to obtain the financial boost required above and beyond your basic health insurance plan. Top-up plans are your best bet in the event of a medical emergency that your primary health insurance plan does not cover. There are a variety of reasons to purchase an additional Manipalcigna health Top Up plan, including lower premiums, increased security, and protection for your hard-earned savings. Top-Up Plans supplement your basic health insurance plan in the event of an emergency, but they can also be purchased as a standalone health insurance plan. To explore further top-up and super top-up health insurance plans click here.
The Manipal Cigna Super Top-Up plan offers sums insured ranging from 1 lakh to 30 lakh INR to policyholders. The plan is available as an individual and family floater plan, including access to over 8500+ cashless network hospitals for treatments. Manipalcigna's super top-up plan comes in two variants: Super Top-Up Plus and Super Top-Up Select. Manipalcigna super top-up plans include pre and post-hospitalization, in-patient hospitalization, day-care treatment, road ambulance coverage, organ donor coverage, and other benefits.
Manipal Cigna Health Insurance Plan Detailed Review
Manipal Cigna Super Top-up health insurance plan offers a multitude of benefits to its policyholders mentioned below:
An affordable plan that offers added coverage to the policyholder and keeps them covered above and beyond their basic health plan.
Unique Features
Minimum: 91 Days to 18 Years
Minimum: 18 Years
Maximum: No Age Limit
Individual/Family Floater
1/2/3 Years
3 L | 4 L | 5 L | 7 L | 10 L| 15 L | 20 L | 25 L | 30 L
30 Days*
The various inclusions under ManipalCigna Top-Up Plans include
In-patient Hospitalization
ICU Charges
Pre-hospitalization
Post-hospitalization
Day Care Treatment
Domiciliary Hospitalization
Road Ambulance Cover
Organ Donor Expenses
Ayush treatment
Home Treatment
The various exclusions under ManipalCigna Top-Up Plans include
Any hospitalization primarily for investigation / diagnostic purpose
Alternative Treatments (Non Allopathic treatments)
HIV infection / AIDS
Cosmetic or sex-change treatment/surgery
Alcohol consumption, smoking, another tobacco intake, or drug abuse
Intentional self-injury, suicide, or attempted suicide
Any breach of law or participation in an actual or attempted felony, riot, crime, misdemeanor, or civil commotion
War, terrorism, or nuclear weapons
Manipal Signa Health Insurance Network hospitals are present in 30 states across the country. With a wide network of hospitals, Manipal Signa Health Insurance ensures that you are medically protected, no matter which city you live in.
ManipalCigna Health Insurance offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens.
Comprehensive Plan
A comprehensive health insurance plan with SI up to INR 1 Crore and 3 plan variants and features like a wellness program, unlimited tele consultations, and more.
Unique Features
Comprehensive Plan
Plan with comprehensive coverage up to INR 3 crores with benefits like OPD cover, global cover, women's care, and continuity benefits.
Unique Features
Comprehensive Plan
A comprehensive Plan with 5 different variants suitable for individuals and young couples, offering a sum insured up to 1 Crore.
Unique Features
Affordable Plan
An affordable health plan that offers added coverage to the policyholders as per their requirements with 2 plan variants.
Unique Features
Affordable Plan
Customers can design their own health insurance plan and pay for features that they opt for in the plan. The plan is customizable as per your needs and requirements.
Unique Features
Affordable Plan
A daily cash plan that offers financial aid for hospitalization expenses offering coverage for up to 180 days per policy year.
Unique Features
Affordable Plan
An affordable standard health insurance plan for individuals and family members with up to 10 L SI.
Unique Features
Affordable Plan
An affordable plan providing lump sum benefits equal to 100% of the Sum Insured on a positive diagnosis of Covid.
Unique Features
Affordable Plan
A Standard health insurance plan for Coronavirus disease providing hospital to homecare treatment up to SI.
Unique Features
Critical Illness Plan
A protection plan that offers support to you and your family against 30 critical illnesses with a high sum insured to opt from.
Unique Features
Accident Plan
A plan that provides complete protection on and off the job against death, disability, and loss of job through 3 different plan variants.
Unique Features
Accident Plan
Personal Accident policy to safeguard you from unexpected expenses arising from death or serious injuries.
Unique Features
Group Plan
A flexible, comprehensive, and easy group health insurance that covers illness and injury. The plan provides a sum insured up to 1 Crore with optional covers.
Unique Features
Group Plan
An all-in-one plan offering sum insured up to 50 Crores and umbrella cover of Group-Personal accident and/or critical illness.
Unique Features
Group Plan
A plan offering sum assured up to 5 Crore and a range of covers including accident, mediclaim, surgery, domestic travel, and wellness.
Unique Features
Group Plan
Group overseas travel insurance offers all-around coverage for business trips, vacations, and more. The plan offers a sum insured value of up to $ 50 Lac.
Unique Features
Group Plan
A comprehensive group plan that covers Indian nationals and expatriates working abroad under one umbrella with a sum insured of up to $ 10 Million.
Unique Features
See More Health Insurance Articles
See More Health Insurance Articles
Adults at the age of 18 years can purchase ManipalCigna Super Top-Up plan and the plan has no maximum entry age. Dependent children can be covered from 3 months till 18 years of age.
ManipalCigna Super Top-Up insurance plans include a wide range of sum insured options starting from 1 Lakh INR to 30 Lakh INR.
Yes, With ManipalCigna Super Top Up Health Insurance policy all insurance holders can enjoy a 5% increase in Sum Insured per policy year up to a maximum of 50% of Sum Insured irrespective of claims.
The various exclusions under ManipalCigna Top-Up Plans include
Yes, Organ donor expenses are covered under ManipalCigna Super Top-Up health insurance plans.
Pragh Aggrawal
Bhopal
April 8, 2024
I read about several health insurance policies offered by ManipalCigna which I feel is more convenient to explore on the page of PolicyX as you can check the plans thoroughly.
Siddhant Tomar
Pune
April 8, 2024
ManipalCigna has the best maternity health insurance and I can proudly say my wife’s pregnancy and delivery was seamless. All thanks to the team of PolicyX who helped me in the claim sett...
Pakhi Rajawat
Pune
April 8, 2024
Buying ManipalCigna ProHealth insurance with the guidance of PolicyX experts was the best decision ever.
Abraam Malik
Bhubaneshwar
April 8, 2024
ManipalCigna ProHealth Prime Advantage has been one of the best health insurance as it provides full coverage for the basic health conditions of my family. Thanks to the PolicyX sales team who ...
Naseehat Aman
Vijayawada
April 8, 2024
PolicyX.com has played a vital role in getting a claim for my ManipalCigna ProHealth through their easy and convenient guidance. Thank you, team.
Sumukhi
Madurai
April 8, 2024
Manipalcigna pro health prime has really been a rock for me when I required hospitalization for 1 week. PolicyX helped me with the claim settlement.
Nihal
Vadodara
March 18, 2024
I was looking for a plan that supports me in case of international travels, this is when PolicyX insurance experts suggested me ManipalCigna Pro Health and I am satisfied
Ashish
Vishakapatnam
March 18, 2024
I have been a policyholder of the ManipalCigna Pro Health for years now, I am glad PolicyX helped me in finding the health plan
Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.
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