ManipalCigna Health Insurance’s Top-Up Plans are the m ...Read More
ManipalCigna Health Insurance’s Top-Up Plans are the most convenient way to obtain the financial boost required above and beyond your basic health insurance plan. Top-up plans are your best bet in the event of a medical emergency that your primary health insurance plan does not cover. There are a variety of reasons to purchase an additional Manipalcigna health Top Up plan, including lower premiums, increased security, and protection for your hard-earned savings. Top-up plans supplement your basic health insurance plan in the event of an emergency, but they can also be purchased as a standalone health insurance plan. To explore further top-up and super top-up health insurance plans click here. ...Read Less
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Simran has over 4 years of experience in content marketing, insurance, and healthcare sectors. Her motto is to make health and term insurance simple for our readers has proven to make insurance lingos simple and easy to understand by our readers.
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Updated on Feb 09, 2026 4 min read
ManipalCigna Health Insurance’s Top-Up Plans are the most convenient way to obtain the financial boost required above and beyond your basic health insurance plan. Top-up plans are your best bet in the event of a medical emergency that your primary health insurance plan does not cover. There are a variety of reasons to purchase an additional Manipalcigna health Top Up plan, including lower premiums, increased security, and protection for your hard-earned savings. Top-up plans supplement your basic health insurance plan in the event of an emergency, but they can also be purchased as a standalone health insurance plan. To explore further top-up and super top-up health insurance plans click here.
The Manipal Cigna Super Top-Up plan offers sums insured ranging from 1 lakh to 30 lahks INR to policyholders. The plan is available as an individual and family floater plan, including access to over 8500+ cashless network hospitals for treatments. Manipalcigna’s super top-up plan comes in two variants: Super Top-Up Plus and Super Top-Up Select. Manipalcigna super top-up plans include pre and post-hospitalization, in-patient hospitalization, day-care treatment, road ambulance coverage, organ donor coverage, and other benefits.
Manipal Cigna Super Top-up health insurance plan offers a multitude of benefits to its policyholders mentioned below:
The various inclusions under ManipalCigna Top-Up Plans include
In-patient Hospitalization
ICU Charges
Pre-hospitalization
Post-hospitalization
Day Care Treatment
Domiciliary Hospitalization
Road Ambulance Cover
Organ Donor Expenses
Ayush treatment
Home Treatment
The various exclusions under ManipalCigna Top-Up Plans include
Any hospitalization primarily for investigation / diagnostic purpose
Alternative Treatments (Non Allopathic treatments)
HIV infection / AIDS
Cosmetic or sex-change treatment/surgery
Alcohol consumption, smoking, other tobacco intake, or drug abuse
Intentional self-injury, suicide, or attempted suicide
Any breach of law or participation in an actual or attempted felony, riot, crime, misdemeanour, or civil commotion
War, terrorism, or nuclear weapons
ManipalCigna Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, ManipalCigna Health Insurance ensures that you are medically secured, irrespective of the city you reside in.
Manipal Cigna Health Insurance Plan Detailed Review
To cater to the different medical needs of an individual & their family, ManipalCigna Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to ManipalCigna Health Insurance plans explore more:
Individual and Family Health Insurance
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Individual and Family Health Insurance
Manipal Cigna LifeTime Health Insurance is a reliable health insurance plan that prioritizes your healthcare needs and looks after them. ManipalCigna ...
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Individual and Family Health Insurance
ManipalCigna Health Insurance provides the insured with additional coverage and their existing health insurance policy with their Super Top-up plan. T...
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Accident Health Insurance
Always be prepared for the ups and downs of life! Buy your ManipalCigna Lifestyle Protection Accident Care insurance plan that protects you financiall...
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Individual and Family Health Insurance
Protect your family with the ManipalCigna Arogya Sanjeevani policy! Yes, you heard that right. You should buy a standard health insurance policy like ...
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Senior Citizen Health Insurance
Your safety wallet, anywhere any time. Buy your ManipalCigna ProHealth Cash Policy. ManipalCigna ProHealth Cash plan is extended financial support thr...
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Top Up and Super Top Up
“It’s Super Easy, Super Affordable.” ManipalCigna super top-up plus plan is an additional protection that you can buy to expand your...
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Individual and Family Health Insurance
"Your Health Deserves Better!" Get safeguarded with a health plan that provides you with all-around healthcare facilitation." ManipalCigna Prime Prote...
Unique Features
Senior Citizen Health Insurance
A gift of better healthcare for the golden years of life! The ManipalCigna Prime Senior Elite plan is specially designed for the senior citizens of yo...
Unique Features
Individual and Family Health Insurance
Buying health insurance that provides you and your family a 360-degree coverage against medical emergencies is the need of this hour. ManipalCigna Pro...
Unique Features
Senior Citizen Health Insurance
We all know that senior citizens are prone to developing more diseases that can continue until their last breath if not treated well. In such scenario...
Unique Features
Adults at the age of 18 years can purchase ManipalCigna Super Top-Up plan and the plan has no maximum entry age. Dependent children can be covered from 3 months till 18 years of age.
ManipalCigna Super Top-Up insurance plans include a wide range of sum insured options starting from 1 Lakh INR to 30 Lakh INR.
Yes, With the ManipalCigna Super Top Up Health Insurance policy all insurance holders can enjoy a 5% increase in Sum Insured per policy year up to a maximum of 50% of Sum Insured irrespective of claims.
The various exclusions under ManipalCigna Top-Up Plans include Any hospitalization primarily for investigation / diagnostic purpose Alternative Treatments (Non Allopathic treatments) HIV infection / AIDS Cosmetic or sex-change treatment/surgery Alcohol consumption, smoking, another tobacco intake, or drug abuse Intentional self-injury, suicide, or attempted suicide Any breach of law or participation in an actual or attempted felony, riot, crime, misdemeanor, or civil commotion War, terrorism, or nuclear weapons
Yes, Organ donor expenses are covered under ManipalCigna Super Top-Up health insurance plans.
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Simran has over 4 years of experience in content marketing, insurance, and healthcare sectors. Her motto is to make health and term insurance simple for our readers has proven to make insurance lingos simple and easy to understand by our readers.
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February 5, 2023
Asia/Kolkata
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