Buy ManipalCigna ProHealth Cash Plan Online In India
ManipalCigna Health Insurance ManipalCigna Health Insurance ★ 4.4

ManipalCigna ProHealth Cash Plan

ManipalCigna ProHealth Cash policy provides a daily cash benefit for h ...Read More

Up to 1 Cr
Sum insured
1
No. of plans
77+
Pan India presence
98%
Claim settlement ratio
🛡️ IRDAI Approved
4.4/5 · 2,708 reviews
🏥 15,000+ hospitals
📊 1.76 solvency ratio
98% claim settlement

About ManipalCigna ProHealth Cash Plan

A quick read on what this ManipalCigna Health Insurance plan covers and why it might be a fit for you.

ManipalCigna ProHealth Cash Policy: Your financial safety net, anytime, anywhere.

The ManipalCigna ProHealth Cash plan offers financial support during life's uncertainties. This plan is available in two variants:

  • Basic
  • Enhanced

Both variants provide daily cash benefits for medical expenses incurred during hospitalization.

You can choose a coverage tenure of 60, 90, or 180 days within one policy year. The policy's basic covers are detailed in the specifications table on this page. Additionally, it covers daycare treatment and offers accidental death and permanent total disability covers (based on the chosen coverage term).

The ManipalCigna ProHealth Cash policy covers insured individuals for a maximum of 450 days, including all daily cash benefits, over a lifetime. A mandatory deductible of one day (24 continuous hours of hospitalization) applies. The daily cash benefit becomes payable from the second day of hospitalization, after this deductible.

Further details on eligibility criteria, benefits, specifications, and exclusions are provided on this page.

Plan at a glance

Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.

Entry age
Child: 91 days - 17 years, Adult: 18 - 65 years
Plan type
Senior Citizen Health Insurance
Sum insured options
₹5 L
Waiting period
30 days
Renewability
Lifelong
Policy term
1, 2, 3 Years

*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.

Pros & cons

A quick honest summary — the strengths and the trade-offs.

Pros

  • Available in 2 variants
  • Sickness Hospital Cash Benefit
  • ICU Cash Benefit
  • Worldwide Cover

Cons

  • Breach of law
  • Suicide or an attempt to commit suicide
  • Alcoholism or drug abuse
  • Contamination from Nuclear fuel or radiation

ManipalCigna Health Insurance Network Hospital List

ManipalCigna Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, ManipalCigna Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Know More About Network Hospitals →

Inclusions & exclusions

What the plan pays for, and what it doesn't.

Inclusions

  • NOTE: As per policy terms, a deductible of one day (24 continuous hours of hospitalization) applies. The claim becomes payable from the second day of hospitalization.

Exclusions

  • Any Pre-existing diseases or disability arising from them
  • Suicide or attempted suicide
  • Intentional self-injury
  • Breach of law
  • Hazardous activities/life-threatening sports
  • Beautification/plastic surgeries (unless required due to accident/injury)
  • Alcoholism/drug abuse
  • Foreign invasion or civil war
  • Dietary supplements
  • Refractive error
  • Birth control, sterility, and infertility
  • Specific ailments (e.g., Cataract, Stones, Arthritis): 24 months
  • Pre-existing diseases: 48 months/4 years
  • Accidental cover: From day 1
  • Critical illness add-on cover: 90 days
  • Survival period (critical illness add-on cover): 30 days

Who can buy this plan

Eligibility criteria pulled straight from the policy wording.

  • Entry age-: 91 days to 65 years
  • Coverage period-: 60/90/180 days
  • Sum Insured-: INR 500-5000

Other features & benefits

Summing Up

In any emergency, the daily cost of hospitalization can be a significant expense, often not covered by basic health insurance policies. With the ManipalCigna ProHealth Cash plan, daily hospitalization cash expenses are covered for 60 to 180 days.

Looking to buy this policy from a trusted source? Call 1800 4200 269 now to inquire about the ProHealth daily cash policy.

ManipalCigna ProHealth Cash Plan: FAQs

The 4 most-asked questions about ManipalCigna ProHealth Cash Plan, answered.

This policy provides daily cash for hospitalisation expenses to cut off an additional financial burden on the insured during prolonged hospitalisation.
Here are some of the basic covers under ManipalCigna ProHealth Cash policy: Access to online wellness program Worldwide cover for injury/illness Covers upto 180 days for daily hospital cash Family & long-term discount benefits
The total payable sum insured for hospital cash is between INR 500 to 5000 per day.
Yes, you can avail of the tax benefit against paid premiums under Section 80D of the Income Tax Act.

Health Insurance Premium Calculator

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