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Updated on Apr 08, 2025 4 min read

ManipalCigna Health Insurance Policy Download

ManipalCigna Health Insurance is a leading health insurance provider in India, offering comprehensive coverage for individuals, families, and corporations. They offer a wide range of plans and coverage for hospitalisation costs, in-patient and out-patient treatment, pre and post-hospitalization expenses, and more. Individuals and families who purchase ManipalCignaHealth Insurance coverage are protected financially against unforeseen medical costs, enabling them to receive high-quality medical care without worrying about the cost.

The process of ManipalCigna Health Insurance policy download lets you get your insurance policy document which offers thorough explanations of the particular policy as well as other crucial features including plan benefits, coverage, and exclusions. You can simply analyse your policy in-depth and comprehend all of its features by going online and carrying out the Manipalcigna policy download process on their official website.

Steps Involved in ManipalCigna Health Insurance Policy Download

Health insurance is an essential aspect of financial planning, protecting unexpected medical expenses. If you have purchased a health insurance policy from the company, the ManipalCigna policy certificate download is an important step to access the details and benefits of your policy. Given below are the steps for the ManipalCigna TTK health insurance policy download:

Step 1: Visit the ManipalCigna Official Website
To download ManipalCigna policy documents, you need to visit the official website of ManipalCigna. This is the official website of ManipalCigna Health Insurance, and it is the only legitimate source for downloading policy documents.
Step 2: Log In to Your Account
Once you are on the ManipalCigna website, you need to log in to your account. If you do not have an account, you can create one by providing your policy details and other required information. Creating an account is a simple process and allows you to access and manage your policy online.
Step 3: Go to the Policy Documents Section
After logging in to your account, you need to navigate to the policy documents section. This section contains all the policy-related documents, including the policy certificate, policy schedule, policy terms and conditions, and other relevant documents.
Step 4: Select Your Policy
In the policy documents section, you need to select the specific health insurance policy for which you want to download the documents. If you have multiple policies with ManipalCigna, ensure that you selected the correct Manipalcigna policy download.
Step 5: Click on the Download Option
Once you have selected the relevant policy, you need to click on the download option. This will initiate the downloading process, and the policy documents will be saved in PDF format on your device.
Step 6: Review the Policy Documents
After downloading the policy documents, it is essential to review them thoroughly. Carefully go through the policy certificate, policy schedule, policy terms and conditions, and other documents to understand the coverage, benefits, and exclusions of your health insurance policy.
Step 7: Save and Print the Documents
Once you have reviewed the policy documents, it is advisable to save a digital copy on your device for future reference. You can also take a printout of the documents and keep them in a safe place for easy access whenever required.
Step 8: Contact Customer Support for Assistance
In case you face any issues with the ManipalCigna policy copy download or have any queries related to your ManipalCigna health insurance policy, you can contact the customer support team of ManipalCigna. The customer support team is available through various channels such as phone, email, or chat, and they will be happy to assist you with any concerns or questions.

What Does the ManipalCigna Health Insurance Policy Document Contain?

The specific contents of a ManipalCigna Health Insurance policy may vary depending on the plan chosen, but generally, it may contain the following components:

Policy details:
This includes the policy number, the name of the insured, policy start and end dates, and the type of policy.
Coverage details:
This section outlines the coverage provided by the health insurance policy, such as inpatient hospitalisation expenses, pre- and post-hospitalization expenses, day-care procedures, ambulance charges, etc. It also mentions any exclusions or limitations on coverage, i.e., situations or treatments that are not covered under the policy.
Premium and payment details:
This section includes information about the premium amount, the mode of premium payment, due dates, and any penalties for late payments.
Policy terms and conditions:
This section outlines the terms and conditions of the policy, including details on renewability, portability, claim procedures, claim settlement process, and any other important policy-related information.
Renewal details:
This section mentions the renewal process, renewal premium, and any conditions for policy renewal, such as medical examinations or changes in coverage.
Co-payment and deductibles:
If applicable, the policy document may contain information about co-payment or deductible clauses, which are the portions of the claim amount that the insured has to bear out of pocket.
Network hospitals and cashless facilities:
The policy document may provide a list of network hospitals or healthcare providers where the insured can avail cashless treatment or services, along with the procedure to avail such benefits.
Claim process and documentation:
This section outlines the process to file a claim, the documents required for claim submission, and any specific conditions or timelines associated with the claim process.
Grievance redressal:
The policy document may provide information on the grievance redressal mechanism, including contact details of the insurer’s customer service, helpline numbers, and the procedure to raise complaints or seek assistance.
General and legal clauses:
This section may contain general terms and conditions related to the policy, including cancellation and termination clauses, policy cancellation process, dispute resolution, and other legal provisions.

ManipalCigna Health Insurance Network Hospital List

ManipalCigna Health Insurance Network Hospitals are present in 31 states nationwide. With a wide network of hospitals, ManipalCigna Health Insurance ensures that you are medically secured, irrespective of the city you reside in.

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

Know More About Network Hospital

Explore other ManipalCigna Health Insurance

To cater to the different medical needs of an individual & their family, ManipalCigna Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to ManipalCigna Health Insurance plans explore more:

Individual and Family Health Insurance

ManipalCigna Sarvah Plan

'Sahi Health Insurance Chuno, SADA SECURE RAHO' Yep, that's right, this is what ManipalCigna's new SARVAH plan talks about. With this plan, ManipalCig...

Unique Features

Comprehensive coverage
High sum insured
Customized benefits

ManipalCigna Sarvah Plan (Pros)

Coverage for major illness
Reduced waiting period for pre-existing diseases
Unlimited restoration
Surplus benefits

ManipalCigna Sarvah Plan (Cons)

Maternity benefit not covered
No global coverage
Daily hospital cash not covered

ManipalCigna Sarvah Plan (Other Benefits)

Tatkal benefit
Comprehensive personal accident cover
Gullak and Sarathi benefits

ManipalCigna Sarvah Plan (Eligibility Criteria)

Entry Age -91 days
Maximum Entry Age - No Limit
SI - Up to 3 Crore
Waiting Period - 30 days

Individual and Family Health Insurance

Critical Care Plan

ManipalCigna Health Insurance Company offers its Critical Illness policy which is also a global plan that assures you financial support during critica...

Unique Features

CI Cover
Eligibility & Features
30 CI Cover

Critical Care Plan (Pros)

15 or 30 major illnesses
Medical second opinion
Online wellness program

Critical Care Plan (Cons)

No daily cash benefit
In-patient hospitalization
OPD unavailable
Daycare procedures

Critical Care Plan (Other Benefits)

Basic & advanced add-on cover benefits
Organ donor expenses

Critical Care Plan (Eligibility Criteria)

Entry age: 18 to 65 years
SI: 1 L to 25 Cr
Policy term: 1/2/3 years
Waiting period: 90 days

Group Health Insurance

ManipalCigna Pro Health Group Plan

ManipalCigna ProHealth Group Insurance Policy has been designed to provide more extensive and better insurance solutions to employer-employee and non-...

Unique Features

Avail Critical Illness Cover
High Sum Assured
Optional Covers

ManipalCigna Pro Health Group Plan (Pros)

Avail Critical Illness Cover
High Sum Assured
Optional Covers Available

ManipalCigna Pro Health Group Plan (Cons)

Injuries due to unlawful activities
Obesity
Cosmetic surgery
Injuries due to illegal activities
Illness due to radiation exposure

ManipalCigna Pro Health Group Plan (Other Benefits)

Donor expenses cover
AYUSH treatment cover
Daily Cash Benefits
Critical illness cover
Personal accident cover

ManipalCigna Pro Health Group Plan (Eligibility Criteria)

Min entry age: Day 1
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 1 Cr

Individual and Family Health Insurance

ManipalCigna ProHealth Prime Plan

ManipalCigna ProHealth Prime is a comprehensive and flexible Health Insurance Plan that offers Better Coverage, Better Control, and Better Care for th...

Unique Features

Comprehensive coverage
High sum insured
Customized benefits

ManipalCigna ProHealth Prime Plan (Pros)

Annual health check up
Domestic second opinion
Switch off benefit
Premium waiver benefits
OPD expense covered

ManipalCigna ProHealth Prime Plan (Cons)

Optional deductibles
10% co-payment
PED 2-year waiting period
Long waiting period

ManipalCigna ProHealth Prime Plan (Other Benefits)

Domiciliary hospitalisation
Air ambulance cover
Cumulative bonus booster
CI add on cover
SI restoration

ManipalCigna ProHealth Prime Plan (Eligibility Criteria)

Min entry age: 91 days
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 1 Cr

Individual and Family Health Insurance

ManipalCigna Lifetime Health Plan

Manipal Cigna LifeTime Health Insurance is a reliable health insurance plan that prioritizes your healthcare needs and looks after them. ManipalCigna ...

Unique Features

Know About the Plan & its Variants
Explore the Features & Eligibility
Inclusions and Exclusions

ManipalCigna Lifetime Health Plan (Pros)

Covers the treatment cost of HIV/AIDS and STD
Covers mental illness
You can opt for global coverage

ManipalCigna Lifetime Health Plan (Cons)

Vaccination not covered
IVF treatment not covered
Air ambulance not covered

ManipalCigna Lifetime Health Plan (Other Benefits)

You can opt for deductibles
Air ambulance covered
Domestic and international coverage

ManipalCigna Lifetime Health Plan (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 3 Crore

Individual and Family Health Insurance

ManipalCigna Super Top-up Plan

ManipalCigna Health Insurance provides the insured with additional coverage and their existing health insurance policy with their Super Top-up plan. T...

Unique Features

Boost Your Health Coverage
Eligibility Criteria and Features
Inclusions & Exclusions

ManipalCigna Super Top-up Plan (Pros)

AYUSH treatment
Modern treatment cover
Organ donor expenses

ManipalCigna Super Top-up Plan (Cons)

Maternity cover
Global cover
No OPD cover
Domiciliary care unavailable

ManipalCigna Super Top-up Plan (Other Benefits)

In-patient hospitalization
Pre & post-hospitalization
Daycare procedures cover

ManipalCigna Super Top-up Plan (Eligibility Criteria)

Entry age: 18 years to no age bar
Policy term: 1/2/3 years
Initial waiting period: 30 days
SI: 3 to 30 Lakhs

Individual and Family Health Insurance

ManipalCigna ProHealth Plan

ManipalCigna ProHealth Insurance Policy by ManipalCigna Health Insurance Company is a comprehensive hospitalization insurance plan that protects you a...

Unique Features

Know About the Plan & its Variants
Explore the Features & Eligibility
Inclusions and Exclusions

ManipalCigna ProHealth Plan (Pros)

Pre-hospitalisation
Post-hospitalisation
Unlimited teleconsultation
Daily hospitalcash
SI restoration benefit

ManipalCigna ProHealth Plan (Cons)

Obesity weight control
Change of gender treatments
Breach of law

ManipalCigna ProHealth Plan (Other Benefits)

Cashless claim settlement
AYUSH treatment
Trusted insurance provider

ManipalCigna ProHealth Plan (Eligibility Criteria)

Min entry age: 91 days
Max entry age: Unlimited
Initial Waiting Period: 30 Days
Sum Insured: Up to 1 Cr

Accident Health Insurance

ManipalCigna Lifestyle Protection Accident Care Plan

Always be prepared for the ups and downs of life! Buy your ManipalCigna Lifestyle Protection Accident Care insurance plan that protects you financiall...

Unique Features

Lump sum payout
Dependent children cover
Loss of income benefit

ManipalCigna Lifestyle Protection Accident Care Plan (Pros)

Accidental death covered
Permanent total disability
Education fund
Emergency ambulance cover

ManipalCigna Lifestyle Protection Accident Care Plan (Cons)

Any PEDs
Suicide or an attempt at suicide
Intentional self-injury
Breach of law

ManipalCigna Lifestyle Protection Accident Care Plan (Other Benefits)

Burns cover
Broken bones benefit
Temporary total disability

ManipalCigna Lifestyle Protection Accident Care Plan (Eligibility Criteria)

Entry age- Child: 5 - 25 years; Adult: 18 - 80 years
Sum Insured: INR 50
000 - 10 Crores
Accidental injury/death: Day 1

Individual and Family Health Insurance

ManipalCigna Arogya Sanjeevani Plan

Protect your family with the ManipalCigna Arogya Sanjeevani policy! Yes, you heard that right. You should buy a standard health insurance policy like ...

Unique Features

AYUSH treatment cover
Covers modern treatments
Affordable & available for all

ManipalCigna Arogya Sanjeevani Plan (Pros)

Room rent covered
ICU charges
Pre-hospitalisation
Daycare treatment

ManipalCigna Arogya Sanjeevani Plan (Cons)

Breach of law
Hazardous or adventure sports
Contamination from Nuclear fuel/radiation
Unproven treatments

ManipalCigna Arogya Sanjeevani Plan (Other Benefits)

AYUSH treatment
Modern treatment
Cataract

ManipalCigna Arogya Sanjeevani Plan (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 10 L

Senior Citizen Health Insurance

ManipalCigna ProHealth Cash Plan

Your safety wallet, anywhere any time. Buy your ManipalCigna ProHealth Cash Policy. ManipalCigna ProHealth Cash plan is extended financial support thr...

Unique Features

Daily hospital cash benefit
Worldwide cover option
Multiple discounts available

ManipalCigna ProHealth Cash Plan (Pros)

Comes in 2 variants
Sickness hospital cash benefits
ICU cash benefit
Worldwide cover

ManipalCigna ProHealth Cash Plan (Cons)

Breach of law
Suicide or an attempt to commit suicide
Alcoholism or drug abuse
Contamination from Nuclear fuel or radiation

ManipalCigna ProHealth Cash Plan (Other Benefits)

Option to choose coverage period
Family discount
Online renewal discount
Long-term discount

ManipalCigna ProHealth Cash Plan (Eligibility Criteria)

Entry age- 91 days to 65 years
Coverage period- 60/90/180 days
Sum Insured- INR 500-5000

Individual and Family Health Insurance

ManipalCigna ProHealth Select Plan

ManipalCigna ProHealth Select - A health insurance plan that extends coverage in times of need. Life's unpredictable emergencies require your financia...

Unique Features

Customizable policy
Reassurance/Premium waiver
High SI options available

ManipalCigna ProHealth Select Plan (Pros)

Room rent
ICU charges
Pre and post-hospitalisation
OPD charges

ManipalCigna ProHealth Select Plan (Cons)

Investigation & evaluation
Rest/cure/rehabilitation and respite care
Obesity/weight control
Dental treatment

ManipalCigna ProHealth Select Plan (Other Benefits)

Cataract
No claim bonus
Automatic restoration

ManipalCigna ProHealth Select Plan (Eligibility Criteria)

Min entry age: 18 Years
Max entry age: 65 Years
Initial Waiting Period: 30 Days
Sum Insured: Up to 25 L

Individual and Family Health Insurance

ProHealth Prime Active Plan

ManipalCigna ProHealth Prime Active is a comprehensive plan to keep you, Healthy bhi and Active bhi. But have you ever imagined why Indians don't prio...

Unique Features

Worldwide emergency cover
Premium waiver benefit
Covers 36 listed critical illnesses

ProHealth Prime Active Plan (Pros)

Global cover
Modern treatment
Second medical opinion

ProHealth Prime Active Plan (Cons)

OPD cover
Maternity benefits
Newborn baby cover

ProHealth Prime Active Plan (Other Benefits)

In-patient hospitalization
Daycare procedures
Organ donor cover

ProHealth Prime Active Plan (Eligibility Criteria)

Entry age: 18 to 70 years
SI: 3 to 15 Lakhs
Waiting period: 30 days
Policy term: 1/2/3 years

Top Up and Super Top Up

ManipalCigna Super Top-up Plus Plan

“It’s Super Easy, Super Affordable.” ManipalCigna super top-up plus plan is an additional protection that you can buy to expand your...

Unique Features

Choose any hospital room
Affordable premiums
Healthcare inflation protection

ManipalCigna Super Top-up Plus Plan (Pros)

Pre-hospitalization cover
Post-hospitalization cover
Modern treatment cover
AYUSH hospitalization

ManipalCigna Super Top-up Plus Plan (Cons)

Obesity/ weight control
Change of gender treatments
Hazardous or adventure sports
Maternity not covered
Newborn baby cover NA

ManipalCigna Super Top-up Plus Plan (Other Benefits)

Organ donor cover
Discounts on premium
30 days grace period
Deductible options

ManipalCigna Super Top-up Plus Plan (Eligibility Criteria)

Entry Age - 91 days
Max Entry Age - No Limit
SI - 1 - 30 Lakhs
Waiting Period - 30 Days

Individual and Family Health Insurance

ManipalCigna Prime Protect Plan

"Your Health Deserves Better!" Get safeguarded with a health plan that provides you with all-around healthcare facilitation." ManipalCigna Prime Prote...

Unique Features

Customizable health benefits
High-value covers
Health reward discounts

ManipalCigna Prime Protect Plan (Pros)

In-patient hospitalisation
Daycare treatment
Domiciliary hospitalisation
Sum insured restoration
Organ donor cover

ManipalCigna Prime Protect Plan (Cons)

Adventure sport injuries
Cosmetic treatment
Alcoholism/drug abuse
Self-inflicted injury

ManipalCigna Prime Protect Plan (Other Benefits)

Optional covers
Add-ons available
Unlimited benefits up to SI
Bariatric surgery cover
AYUSH treatment cover

ManipalCigna Prime Protect Plan (Eligibility Criteria)

Child Entry age - 91 days - 25 Years
Adult Entry Age- 18 Years- No Limit
SI - INR 3 Lakhs - 1 Crore
Waiting Period - 30 days

Senior Citizen Health Insurance

ManipalCigna Prime Senior Elite Plan

A gift of better healthcare for the golden years of life! The ManipalCigna Prime Senior Elite plan is specially designed for the senior citizens of yo...

Unique Features

Modern treatment cover
Flexible health check-ups
Air ambulance cover

ManipalCigna Prime Senior Elite Plan (Pros)

In-patient hospitalisation
Daycare treatment
Domiciliary hospitalisation
Sum insured restoration
Organ donor expense coverage

ManipalCigna Prime Senior Elite Plan (Cons)

Cataract not covered
Sports injury cover
Cosmetic treatment unavailable
Baldness not covered
Higher co-pays applicable

ManipalCigna Prime Senior Elite Plan (Other Benefits)

AYUSH treatment cover
Second e-opinion covered
Multiple discounts available
OPD add-on cover available
COVID-19 treatment cover

ManipalCigna Prime Senior Elite Plan (Eligibility Criteria)

Entry age - 56 - 75 years
SI - INR 5 - 50 Lakhs
Waiting Period - 30 days

Individual and Family Health Insurance

ManipalCigna ProHealth Prime Advantage

Buying health insurance that provides you and your family a 360-degree coverage against medical emergencies is the need of this hour. ManipalCigna Pro...

Unique Features

360 Degree Family Coverage
Additional Wellness Programs
OPD Charges Covered

ManipalCigna ProHealth Prime Advantage (Pros)

Bariatric surgery
Maternity coverage
Newborn baby cover
Daily cash benefits

ManipalCigna ProHealth Prime Advantage (Cons)

Compassionate travel
Copayment unavailable
Sub-limits not applicable

ManipalCigna ProHealth Prime Advantage (Other Benefits)

Air ambulance cover
OPD available
Domiciliary hospitalization

ManipalCigna ProHealth Prime Advantage (Eligibility Criteria)

Entry age: 18 years to no max limit
SI: 5 L to 1 Cr
Policy term: 1/2/3 years
Initial waiting period: 30 days

Senior Citizen Health Insurance

ManipalCigna Prime Senior Plan

We all know that senior citizens are prone to developing more diseases that can continue until their last breath if not treated well. In such scenario...

Unique Features

Modern treatment cover
Low waiting periods
Room category flexibility

ManipalCigna Prime Senior Plan (Pros)

Daily cash for shared accommodation
Air ambulance
Domestic second opinion
Unlimited 100% SI restoration

ManipalCigna Prime Senior Plan (Cons)

OPD cover
Maternity and newborn cover
Compassionate travel

ManipalCigna Prime Senior Plan (Other Benefits)

Any room upgradation
Unlimited SI restoration
PEDs waiting period reduction
Domestic second opinion (Elite)

ManipalCigna Prime Senior Plan (Eligibility Criteria)

Entry age: 56 to 75 years
SI: 3 to 50 Lakhs
Policy term: 1/2/3 years
Initial waiting period: 30 days

Individual and Family Health Insurance

ManipalCigna ProHealth Plus

The ManipalCigna ProHealth insurance policy is specially designed to cater to all your worries regarding your health and wellness. It provides the pol...

Unique Features

Suitable for New Couples
Family Planning Coverage
Maternity & Newborn Cover

ManipalCigna ProHealth Plus (Pros)

Maternity & new-born benefits
Modern treatment
500+ daycare procedures
Listed critical illnesses

ManipalCigna ProHealth Plus (Cons)

IVF not covered
E-consultation
Compassionate travel

ManipalCigna ProHealth Plus (Other Benefits)

Organ donor expenses
Worldwide coverage
In-patient hospitalization
Out-patient hospitalization

ManipalCigna ProHealth Plus (Eligibility Criteria)

Entry age: 18 years to No max limit
SI: 4.5 L to 50 L
Initial waiting period: 30 days
Policy term: 1/2/3 years

Individual and Family Health Insurance

ManipalCigna ProHealth Protect Plan

ManipalCigna ProHealth Protect Plan is a comprehensive health insurance policy designed to take care of you and your family in your health and illness...

Unique Features

Avail Add-On Covers
Optional Benefits Available
High SI Options

ManipalCigna ProHealth Protect Plan (Pros)

Newborn Baby and Maternity Cover
Health Maintainance Benefit
AYUSH Cover

ManipalCigna ProHealth Protect Plan (Cons)

Compassionate travel
Vaccination expenses
E-consultation

ManipalCigna ProHealth Protect Plan (Other Benefits)

Daycare treatment
Domiciliary treatment
OPD cover

ManipalCigna ProHealth Protect Plan (Eligibility Criteria)

Entry age: 18 years to No limit
SI: 2.5 L to 50 L
Initial waiting period: 30 days
Policy term: 1/2/3 years

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ManipalCigna Policy Download: FAQs

1. How do I download my ManipalCigna health policy?

You can download your ManipalCigna policy documents by logging into your account on their website or mobile app. Once you are logged in, navigate to the policy section and click on the "Download" button next to the policy document you wish to download.

2. What types of policy documents can I download from the ManipalCigna website?

You can download various policy documents from the ManipalCigna website, including your policy certificate, policy schedule, policy terms and conditions, and any endorsements or add-ons you may have purchased.

3. Is it possible to get a physical copy of my ManipalCigna health policy documents?

Yes, you can request a physical copy of your policy documents by contacting the ManipalCigna customer care team. They will assist you in the process and inform you of any applicable fees or charges.

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Written By: Simran Kaur Vij

Simran is an insurance expert with more than 4 years of experience in the industry. An expert with previous experience in BFSI, Ed-tech, and insurance, she proactively helps her readers stay on par with all the latest Insurance industry developments.