ManipalCigna Health Insurance Policy Download

ManipalCigna Health Insurance is a leading health insurance provider in India, offering comprehensive coverage for individuals, families, and corporations. They offer a wide range of plans and coverage for hospitalisation costs, in-patient and out-patient treatment, pre and post-hospitalization expenses, and more. Individuals and families who purchase ManipalCignaHealth Insurance coverage are protected financially against unforeseen medical costs, enabling them to receive high-quality medical care without worrying about the cost.

The process of ManipalCigna Health Insurance policy download lets you get your insurance policy document which offers thorough explanations of the particular policy as well as other crucial features including plan benefits, coverage, and exclusions. You can simply analyse your policy in-depth and comprehend all of its features by going online and carrying out the Manipalcigna policy download process on their official website.

Steps Involved in ManipalCigna Health Insurance Policy Download

Health insurance is an essential aspect of financial planning, providing protection against unexpected medical expenses. If you have purchased a health insurance policy from the company, ManipalCigna policy certificate download is an important step to access the details and benefits of your policy. Given below are the steps to Cigna TTK health insurance policy download:

Step 1: Visit the ManipalCigna Official Website
To download ManipalCigna policy documents, you need to visit the official website of ManipalCigna at https://www.manipalcigna.com/. This is the official website of ManipalCigna Health Insurance, and it is the only legitimate source for downloading policy documents.
Step 2: Log In to Your Account
Once you are on the ManipalCigna website, you need to log in to your account. If you do not have an account, you can create one by providing your policy details and other required information. Creating an account is a simple process and allows you to access and manage your policy online.
Step 3: Go to Policy Documents Section
After logging in to your account, you need to navigate to the policy documents section. This section contains all the policy-related documents, including the policy certificate, policy schedule, policy terms and conditions, and other relevant documents.
Step 4: Select Your Policy
In the policy documents section, you need to select the specific health insurance policy for which you want to download the documents. If you have multiple policies with ManipalCigna, ensure that you selected the correct Manipalcigna policy download.
Step 5: Click on the Download Option
Once you have selected the relevant policy, you need to click on the download option. This will initiate the downloading process, and the policy documents will be saved in the PDF format on your device.
Step 6: Review the Policy Documents
After downloading the policy documents, it is essential to review them thoroughly. Carefully go through the policy certificate, policy schedule, policy terms and conditions, and other documents to understand the coverage, benefits, and exclusions of your health insurance policy.
Step 7: Save and Print the Documents
Once you have reviewed the policy documents, it is advisable to save a digital copy on your device for future reference. You can also take a printout of the documents and keep them in a safe place for easy access whenever required.
Step 8: Contact Customer Support for Assistance
In case you face any issues with ManipalCigna policy copy download or have any queries related to your ManipalCigna health insurance policy, you can contact the customer support team of ManipalCigna. The customer support team is available through various channels such as phone, email, or chat, and they will be happy to assist you with any concerns or questions.

What Does the Manipalcigna Health Insurance Policy Document Contain?

The specific contents of an ManipalCigna Health Insurance policy may vary depending on the plan chosen, but generally, it may contain the following components:

Policy details:
This includes the policy number, the name of the insured, policy start and end dates, and the type of policy.
Coverage details:
This section outlines the coverage provided by the health insurance policy, such as inpatient hospitalisation expenses, pre- and post-hospitalization expenses, day-care procedures, ambulance charges, etc. It also mentions any exclusions or limitations on coverage, i.e., situations or treatments that are not covered under the policy.
Premium and payment details:
This section includes information about the premium amount, the mode of premium payment, due dates, and any penalties for late payments.
Policy terms and conditions:
This section outlines the terms and conditions of the policy, including details on renewability, portability, claim procedures, claim settlement process, and any other important policy-related information.
Renewal details:
This section mentions the renewal process, renewal premium, and any conditions for policy renewal, such as medical examinations or changes in coverage.
Co-payment and deductibles:
If applicable, the policy document may contain information about co-payment or deductible clauses, which are the portions of the claim amount that the insured has to bear out of pocket.
Network hospitals and cashless facilities:
The policy document may provide a list of network hospitals or healthcare providers where the insured can avail cashless treatment or services, along with the procedure to avail such benefits.
Claim process and documentation:
This section outlines the process to file a claim, the documents required for claim submission, and any specific conditions or timelines associated with the claim process.
Grievance redressal:
The policy document may provide information on the grievance redressal mechanism, including contact details of the insurer's customer service, helpline numbers, and the procedure to raise complaints or seek assistance.
General and legal clauses:
This section may contain general terms and conditions related to the policy, including cancellation and termination clauses, policy cancellation process, dispute resolution, and other legal provisions.

Manipal Signa Health Insurance Network Hospital List

Manipal Signa Health Insurance Network hospitals are present in 30 states across the country. With a wide network of hospitals, Manipal Signa Health Insurance ensures that you are medically protected, no matter which city you live in.

Delhi

Mumbai

Bengaluru

Chennai

Kolkata

Hyderabad

Pune

Ahmedabad

Jaipur

Lucknow

Know More About Manipalcigna Network Hospital

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Explore Manipalcigna Health Insurance

Explore other ManipalCigna Health Insurance Plans

ManipalCigna Health Insurance offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens.

Comprehensive Plan

ManipalCigna ProHealth Prime

A comprehensive health insurance plan with SI up to INR 1 Crore and 3 plan variants and features like a wellness program, unlimited tele consultations, and more.

Unique Features

3 Plan Variants
Up to 200% Cumulative Bonus
Critical Illness Cover

ManipalCigna ProHealth Prime (Pros)

Annual Health Check-up
Domestic Second Opinion
Switch Off Benefit
Premium Waiver Benefit
OPD Expense Covered

ManipalCigna ProHealth Prime (Cons)

Optional Deductibles
10% Co-Payment
PED 2-year waiting period
Long Waiting Period
Long Mental Illness Cover

ManipalCigna ProHealth Prime (Other Benefits)

Domiciliary Hospitalization
Air Ambulance Cover
Cumulative Bonus Booster
CI Add on Cover
SI Restoration

ProHealth Prime (Eligibility Criteria)

Entry Age - 91 Days
Max Entry Age - No Limit
SI - 3 L to 1 Cr
Waiting Period - 30 Days

Comprehensive Plan

Manipalcigna Lifetime

Plan with comprehensive coverage up to INR 3 crores with benefits like OPD cover, global cover, women's care, and continuity benefits.

Unique Features

Avail Global OPD
Cancer treatment
High SI

Manipalcigna Lifetime (Pros)

No room rent limit
Avail Loyalty discount
Global OPD
International Second Opinion
27 CI Covered

Manipalcigna Lifetime (Cons)

Hazardous Activities not covered
Injuries due to unlawful activities
Obesity
Cosmetic Surgery
Injuries due to illegal activities

Manipalcigna Lifetime (Other Benefits)

Travel Expenses Benefit
Global Second Opinion
Critical Illness Cover
Women+ Cover
Air Ambulance Cover

Manipalcigna Lifetime (Eligibility Criteria)

Entry Age - 91 Days
Max Entry Age - 65 Years
SI - 1 L to 3 Cr
Waiting Period - 30 Days

Comprehensive Plan

Manipal Cigna Pro Health

A comprehensive Plan with 5 different variants suitable for individuals and young couples, offering a sum insured up to 1 Crore.

Unique Features

Avail Family Discount
Worldwide Emergency Protection
Avail Healthy Lifestyle Benefits

Manipal Cigna Pro Health (Pros)

5 Plan Variants
SI Up to 1 Crore
Hospital Cash Benefits
Up to 200% Cumulative Bonus
Avail Health Check-Up

Manipal Cigna Pro Health (Cons)

Optional Co-Pay
Injuries due to unlawful activities
Obesity
Cosmetic Surgery
Injuries due to illegal activities

Manipal Cigna Pro Health (Other Benefits)

8500+ Cashless Hospitals
Tax Benefits
Inflation Protection
Medical Check Up Cover
Health Reward Points

Manipal Cigna Pro Health (Eligibility Criteria)

Entry Age - 91 Days
Max Entry Age - No limit
SI - 2.5 L to 1 Cr
Waiting Period - 30 Days

Affordable Plan

ManipalCigna Super Top-up Plan

An affordable health plan that offers added coverage to the policyholders as per their requirements with 2 plan variants.

Unique Features

Affordable Health Plan
Up to 30 Lakhs SI
Beat Medical Care Inflation

ManipalCigna Super Top-up Plan (Pros)

Add On CI benefit
Up to 50% Cumulative Bonus
Donor Expenses Cover
Day Care Treatment Cover
Ambulance Cover

ManipalCigna Super Top-up Plan (Cons)

Injuries due to unlawful activities
Obesity
Cosmetic Surgery
Injuries due to illegal activities
Dental Treatment

ManipalCigna Super Top-up Plan (Other Benefits)

Optional Covers Available
Add-on Covers Available
Non-medical expenses Cover
Opt for Any Room Category
Tax Benefits

ManipalCigna Super Top-up Plan (Eligibility Criteria)

Entry Age - 91 Days
Max Entry Age - No limit
SI - 3 L to 30 Lakhs
Waiting Period - 30 Days

Affordable Plan

ManipalCigna Pro Health Select

Customers can design their own health insurance plan and pay for features that they opt for in the plan. The plan is customizable as per your needs and requirements.

Unique Features

2 Plan Variants Available
Avail Customized Features
Long Term Policy

Pro Health Select (Pros)

Reassurance Benefits
High SI Up to 25 Lakhs
Tax Benefits
171 Day Care Procedures
Ambulance Cover

Pro Health Select (Cons)

Injuries due to unlawful activities
Obesity
Cosmetic Surgery
Injuries due to illegal activities
Dental Treatment

Pro Health Select (Other Benefits)

Premium Waiver Option
Long Term Policy
Restoration Benefit
Health Reward Points
AYUSH Cover

Pro Health Select (Eligibility Criteria)

Entry Age - 91 Days
Max Entry Age - No limit
SI - 3 L to 25 Lakhs
Waiting Period - 30 Days

Affordable Plan

ManipalCigna ProHealth Cash

A daily cash plan that offers financial aid for hospitalization expenses offering coverage for up to 180 days per policy year.

Unique Features

2 Plan Variants Available
Sickness Hospital Cash Benefit
ICU Cash Benefit

ManipalCigna ProHealth Cash (Pros)

Daily Cash Benefits
Accidental Death Cover
Permanent Total Disability Cover
Individual and Family Floater
1/2/3 Policy Years

ManipalCigna ProHealth Cash (Cons)

Injuries due to unlawful activities
Obesity
Cosmetic Surgery
Injuries due to illegal activities
Dental Treatment

ManipalCigna ProHealth Cash (Other Benefits)

Up to 10% long-term discount
10% Family Discount
Critical Illness Add-On
Online Wellness Program
15 Day free-Look Period

ManipalCigna ProHealth Cash (Eligibility Criteria)

Entry Age - 91 Days
Max Entry Age - 65 Years
SI - 500 to 5000 Per day
Waiting Period - 30 Days

Affordable Plan

ManipalCigna Arogya Sanjeevani Policy

An affordable standard health insurance plan for individuals and family members with up to 10 L SI.

Unique Features

Affordable Health Coverage
Avail modern treatments
Avail AYUSH Treatment

Arogya Sanjeevani Policy (Pros)

Allopathic & AYUSH Cover
Cashless Hospitalization
Tax Benefits
Multiple Discounts
Up to 50% Cumulative Bonus

Arogya Sanjeevani Policy (Cons)

Injuries due to unlawful activities
Obesity
Cosmetic Surgery
Injuries due to illegal activities
Dental Treatment

Arogya Sanjeevani Policy (Other Benefits)

Pre & Post Hospitalization
Road Ambulance Cover
15-Day Free-Look Period
Up to 10 L SI
30-Day Grace Period

Arogya Sanjeevani Policy (Eligibility Criteria)

Entry Age - 91 Days
Max Entry Age - 65 Years
SI - 50k to 10 Lakhs
Waiting Period - 30 Days

Affordable Plan

ManipalCigna Corona Rakshak Policy

An affordable plan providing lump sum benefits equal to 100% of the Sum Insured on a positive diagnosis of Covid.

Unique Features

Avail lump sum benefit
Affordable premiums
All India coverage

Affordable Plan

ManipalCigna Corona Kavach Policy

A Standard health insurance plan for Coronavirus disease providing hospital to homecare treatment up to SI.

Unique Features

Discounts for health care workers
Avail Home care treatment
Avail AYUSH treatment

Critical Illness Plan

ManipalCigna Lifestyle Protection Critical Care

A protection plan that offers support to you and your family against 30 critical illnesses with a high sum insured to opt from.

Unique Features

Up to 30 CI Covered
Avail Online Wellness Program
2 Plan Variants Available

Lifestyle Protection Critical Care (Pros)

High Sum Insured
Medical Second Opinion
Premium Installments Available
Avail Multiple Discounts
Tax Benefits

Lifestyle Protection Critical Care (Cons)

Injuries due to unlawful activities
Obesity
Cosmetic Surgery
Injuries due to illegal activities
Dental Treatment

Lifestyle Protection Critical Care (Other Benefits)

Lump Sum Or Staggered Payouts
Global Plan
Cancer Cover
Bone Marrow Transplant
Deafness Cover

(Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 1 L to 25 Crore
Waiting Period - 30 Days

Accident Plan

ManipalCigna Lifestyle Protection Accident Care

A plan that provides complete protection on and off the job against death, disability, and loss of job through 3 different plan variants.

Unique Features

SI up to 10 Crores
Tax Benefits
Pre & Post Hospitalization Cover

Lifestyle Protection Accident Care (Pros)

Funeral Expenses Covered
Accidental Death Covered
Emergency Ambulance Covered
3 Plan Variants
Orphan Benefit Covered

Lifestyle Protection Accident Care (Cons)

Injuries due to unlawful activities
Obesity
Cosmetic Surgery
Injuries due to illegal activities
Dental Treatment

Lifestyle Protection Accident Care (Other Benefits)

Education Fund Cover
Burn Benefit Cover
Permanent Disablement Cover
Partial Disablement Cover
Loss of Employment Cover

(Eligibility Criteria)

Entry Age - 5 Years
Max Entry Age - 80 Years
SI - 50k to 10 Crores
Waiting Period - 30 Days

Accident Plan

ManipalCigna Saral Suraksha Bima

Personal Accident policy to safeguard you from unexpected expenses arising from death or serious injuries.

Unique Features

Avail Accident Death Cover
Avail Security for dependant child
Permanent Total Disability Cover

Saral Suraksha Bima (Pros)

Up to 50% Cumulative Bonus
Add-On Cover
Individual & Family Cover
Flexible-Premium Payment
Up to 1 Crore SI

Saral Suraksha Bima (Cons)

Injuries due to unlawful activities
Obesity
Cosmetic Surgery
Injuries due to illegal activities
Dental Treatment

Saral Suraksha Bima (Other Benefits)

Hospitalization Expense Cover
Education Grant
3% Online Renewal Discount
15% Family Discount
10% Worksite Discount

Saral Suraksha Bima (Eligibility Criteria)

Entry Age - 3 Months
Max Entry Age - 70 Years
SI - 2.5 L to 1 Crore
Waiting Period - 30 Days

Group Plan

ManipalCigna Pro Health Group

A flexible, comprehensive, and easy group health insurance that covers illness and injury. The plan provides a sum insured up to 1 Crore with optional covers.

Unique Features

Customizable Plan
42 Optional Covers
Personal Accident Cover

Pro Health Group (Pros)

Avail hospitalization cover
Inpatient Hospitalization
Day Care Cover
Pre & Post Hospitalization
Road Ambulance

Pro Health Group (Cons)

Injuries due to unlawful activities
Obesity
Cosmetic Surgery
Injuries due to illegal activities
Illness due to radiation exposure

Pro Health Group (Other Benefits)

Donor Expenses Cover
AYUSH Treatment Cover
Daily Cash Benefits
Critical Illness Cover
Personal Accident Cover

Pro Health Group (Eligibility Criteria)

Entry Age - No Limit
Max Entry Age - No Limit
SI - 5k to 1 Crore
Waiting Period - 30 Days

Group Plan

ManipalCigna Lifestyle Protection Group Policy

An all-in-one plan offering sum insured up to 50 Crores and umbrella cover of Group-Personal accident and/or critical illness.

Unique Features

Flexible Base and Optional Covers
36 CI Covered
Cancer-only coverage available

Lifestyle Protection Group Policy (Pros)

Accidental Death Benefit
Permanent Total Disability Benefit
Multiple Optional Benefits
Partial Disability Benefit
Temporary Total Disability Benefit

Lifestyle Protection Group Policy (Cons)

Injuries due to unlawful activities
Obesity
Cosmetic Surgery
Injuries due to illegal activities
Illness due to radiation exposure

Lifestyle Protection Group Policy (Other Benefits)

Survival Period Waiver
Emergency Road Ambulance
Hospital Cash Benefit
Family Counselling
Medical Second Opinion

(Eligibility Criteria)

Entry Age - 5 Years
Max Entry Age - 75 Years
SI - Up to 50 Crores
Waiting Period - 30 Days

Group Plan

ManipalCigna FlexiCare Group Insurance Policy

A plan offering sum assured up to 5 Crore and a range of covers including accident, mediclaim, surgery, domestic travel, and wellness.

Unique Features

Wellness Program
Customizable Cover
Home Care Benefit

FlexiCare Group Policy (Pros)

EMI Protection
Pay-out Options Available
Domestic Travel Cover
Premium Waiver
Cost Effective Plan

FlexiCare Group Policy (Cons)

Injuries due to Unlawful activities
Obesity
Cosmetic Surgery
Injuries due to illegal activities
Illness due to radiation exposure

FlexiCare Group Policy (Other Benefits)

Surgery Cover
Day Care Cover
OPD Cover
Home Care Cover
Income Protection

(Eligibility Criteria)

Entry Age - No limit
Max Entry Age - No limit
SI - Up to 5 Crores
Waiting Period - 30 Days

Group Plan

ManipalCigna Group Overseas Travel

Group overseas travel insurance offers all-around coverage for business trips, vacations, and more. The plan offers a sum insured value of up to $ 50 Lac.

Unique Features

Customizable Plan
Travel Expense Cover
Avail adventure sports cover

Group Overseas Travel (Pros)

Loss of Baggage Cover
Hijack Cover
OPD Cover
Easy Plan Management
24/7 Toll-Free Assistance

Group Overseas Travel (Cons)

Injuries due to Unlawful activities
Obesity
Cosmetic Surgery
Injuries due to illegal activities
Illness due to radiation exposure

Group Overseas Travel (Other Benefits)

Medical Expenses Cover
Travel Inconvenience Cover
Travel Personal Accident Cover
51 Optional Covers
Cruise Cover

Group Overseas Travel (Eligibility Criteria)

Entry Age - 0 Days
Max Entry Age - 95 Years
SI - Up to $ 50 Lac
Waiting Period - 30 Days

Group Plan

ManipalCigna Global Health Group Policy

A comprehensive group plan that covers Indian nationals and expatriates working abroad under one umbrella with a sum insured of up to $ 10 Million.

Unique Features

Avail Global Health Care
Wellness Program
Multiple Optional Covers

Global Health Group Policy (Pros)

Outpatient Benefits
In-patient Hospitalization
Day Care Cover
Maternity Cover
New Born Cover

Global Health Group Policy (Cons)

Injuries due to unlawful activities
Obesity
Cosmetic Surgery
Injuries due to illegal activities
Illness due to radiation exposure

Global Health Group Policy (Other Benefits)

Dental Cover
Vision Cover
Travel Vaccination Cover
Cancer Cover
Psychological Care

Global Health Group Policy (Eligibility Criteria)

Entry Age - Day 1
Max Entry Age - 95 Years
SI - $ 10 Million
Waiting Period - 30 Days

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