ManipalCigna Lifestyle Protection Accident Care Plan

Inclusions

• The ManipalCigna Lifestyle Protection Accident Care plan has three variants: Basic, Enhanced, and Comprehensive. Read the coverage benefits mentioned in the table below:
• Specifications | Basic | Enhanced | Comprehensive ---------------------------------------------------------------------------------------------------- Accidental death | Covered up to 100% of the SI | Covered up to 100% of the SI, and up to 200% if death occurs as a fare-paying passenger on a common carrier Permanent total disability | Not covered | Covered | Covered Permanent partial disability | Not covered | Not covered | Covered Education fund | Not covered | One-time education fund (10% of the SI, up to a maximum of INR 10 Lakhs per policy) for up to two children | One-time education fund (10% of the SI, up to a maximum of INR 10 Lakhs per policy) for up to two children Emergency ambulance cover | One-time cover up to INR 2,000 - 10,000 | Pays out a lump sum amount for ambulance services | Pays out a lump sum amount for ambulance services Orphan benefit | Not covered | Not covered | Payout up to the SI to dependent children as an orphan child benefit Loss of employment | Not covered | Not covered | Pays out for 3 months as basic monthly pay Funeral expenses | One-time expenses up to INR 5,000 (for SI up to 50 Lakhs) and INR 10,000 (for SI above 50 Lakhs) | One-time expenses up to INR 5,000 (for SI up to 50 Lakhs) and INR 10,000 (for SI above 50 Lakhs) | One-time expenses up to INR 5,000 (for SI up to 50 Lakhs) and INR 10,000 (for SI above 50 Lakhs)
• Optional Covers Burns cover | Available | Available | Available Broken bones benefit | Available | Available | Available Temporary total disability | Available | Available | Available Coma benefit | Available | Available | Available