ManipalCigna Super Top-up Plus Plan

Benefits of ManipalCigna Super Top-up Plus

Here are the benefits of ManipalCigna Super Top-up Plan:

• Non-medical expenses cover

  The cost of non-medical items is paid by the insurer in case of in-patient and daycare hospitalization, provided the items covered are listed in the policy’s terms and conditions.

• Optional covers

  Optional covers are available, such as:

  • Guaranteed Continuity of Deductible: Allows you to take a separate base policy without a new waiting period to continue coverage (up to the deductible amount), provided you have completed 5 years of the policy tenure. The maximum age of the proposer should be 54 years.
  • Reduction of PED waiting period: Facilitates a reduction in the pre-existing diseases’ waiting period from 48 to 24 months.

• Add-on benefits

  This Super Top-up Plan offers add-on covers:

  • ManipalCigna Health 360 - OPD, with three package options:
    • Package 1: Cashless doctor’s consultation up to the OPD SI.
    • Package 2: Cashless doctor consultations and prescribed diagnostics up to OPD SI.
    • Package 3: Cashless doctor consultations, prescribed diagnostics, and pharmacy up to OPD SI. The maximum limit for pharmacy is 20% of the OPD SI.
  • Critical Illness add-on cover: Pays an additional lump sum amount up to 100% of the opted base SI.

• Tax benefits

  Avail tax benefits against paid policy premiums under Section 80D of the Income Tax Act of India.

Need More Information?

Are you worried your health insurance is insufficient to help you in times of distress? Get covered for your healthcare emergencies over and above your base health policy with the ManipalCigna Super Top-up Plan.

Got more questions? Reach out to the health insurance experts at PolicyX at 1800 4200 269 to resolve all your queries.