Health is the most beautiful thing in our life. Somewhere it is rightly said that "Health is Wealth". A good health insurance plan will help you keep your health on point. Here we have listed the best health insurance plans that will guide you to achieve your perfect health goal with the best health insurance plan.
Plan Name |
Eligibility Criteria
|
Plan Type |
Sum Insured
|
Incurred Claims Ratio 2023
|
---|---|---|---|---|
Niva Bupa Aspire Plan | 18 years to 46 years | Comprehensive and maternity Plan | Upto INR 1 Crore | 54.05 |
Niva Bupa ReAssure 2.0 | 18 years to 65 years | Family Floater Plan | Upto INR 1 Crore | 54.05 |
Star Health Assure Policy | 18 years to 75 years | Comprehensive Plan | Upto INR 2 Crore | 65 |
Care Supreme Plan | 18 years to 99 years | Comprehensive Plan | Upto INR 1 Crore | 53.82 |
ManipalCigna Prime Senior Elite | 18 years | Senior Citizen Plan | Upto INR 50 Lakh | 64.66 |
Aditya Birla Activ Health Platinum Enhanced | 91 days | Comprehensive plan with Chronic Management | Upto INR 2 Crore | 64.68 |
HDFC ERGO My: Optima Secure Health | 18 years | Family Floater Plan | Upto INR 2 Crore | 79.04 |
Royal Sundaram Lifeline Supreme Health | 18 years | Comprehensive plan with Critical Illness coverage | Upto INR 50 Lakh | 83.36 |
ICICI Lombard Health AdvantEdge | 18 years to 65 years | Comprehensive Plan with additional coverage | Upto INR 3 Crore | 77.33 |
Manipal Cigna ProHealth Prime | 18 years | Comprehensive Plan | Upto INR 1 Crore | 64.66 |
Talking about the best health insurance plans, we have curated a list of some of the most popular plans in 2024. Read below to know more about their features and the reasons behind them being top-selling plans in India:
One of the best health insurance plans launched on 13th December 2023 is the Niva Bupa Aspire plan. It has everything you would ask for in a modern health insurance plan. If you ask for in-patient coverage, you will get that; ask for maternity benefits, you will get that; also you can include up to 6 members of your family in this plan. Have a look below at the key features of the plan.
Among the top 10 best health insurance plans in our recommendation is Niva Bupa ReAssure 2.0. It gives extended coverage to you and your family. This plan covers hospitalization expenses, ambulance charges, home care expenses, AYUSH Treatment, e-consultation, and much more. But, there are some other key benefits that this plan offers. These are-
An exclusive comprehensive health plan that gives complete coverage at a very reasonable rate. This plan also covers maternity treatment and infertility treatment. You will also get coverage for hospitalisation and related expenses. If you are an individual and want to secure your child then you can buy the plan when your child is 91 days old. Here are some of the key features of the plan.
Another comprehensive health insurance plan that includes wellness benefits. With the cumulative bonus super benefits, you will get up to 500% of the sum insured. If you are 18 years old and looking for a perfect health insurance plan, Care Supreme Health is your best choice. This plan aims to provide healthcare to more family members without charging extra premiums. Here are the key features of this plan:
When we grow old, our body starts becoming weak. We start becoming prone to getting more diseases that can be there till our last breath if not treated well. Manipal Cigna Prime Senior Elite plan is a health insurance plan that is specifically designed for senior citizens. With this plan, you can ensure your retired life is healthy. This plan offers preventive health check-ups, unlimited regular consultation, advanced treatment, listed critical illness safety and so on. Here are some of the key features of the plan.
A plan that provides coverage for mental illness treatment. You will also get access to the Chronic Management Program if you are someone who is dealing with asthma, high blood pressure, high cholesterol and diabetes. Moreover, this plan will be upgraded automatically at no extra cost, in case you develop a chronic condition after buying the policy.
HDFC ERGO My:Optima Secure Health provides coverage from day 1 and you will get double the coverage. Also, you can include add-on coverage that will help you fight against 51 types of critical illness. The plan offers So Many Choices to the policyholders, which includes wide coverage choices, quick turnaround time, fast claim payment, and 24x7 customer service. You can read the key features of the plan below.
The Royal Sundaram Lifetime Supreme Health plan is of a kind health insurance plan that offers holistic coverage with a wide range of benefits. These benefits include annual health check-ups, preventive health care, disease management, second medical opinion for up to 11 critical illnesses, no capping on room rent, and much more. This plan is an ideal plan for everyone, and here are the reasons below.
A comprehensive health insurance plan designed to cater to all your health care needs. Along with the general healthcare benefits, it also covers the treatment cost of cancer-related issues and major critical illnesses as add-ons. These add-ons will also include maternity health insurance for both the mother and the newborn baby, which is available for individuals who can opt for the sum insured above Rs 5 Lakh. Here are a few more exclusive benefits of this plan.
Manipal Cigna ProHealth Prime is not just any health policy, but it is a complete healthcare insurance plan. It is a comprehensive and flexible health plan that offers exclusive coverage, better control, and better care for the insured. This plan comes in three variants including, ProHealth Prime Protect, ProHealth Prime Advantage, and ProHealth Prime Active. You can choose any variant as per your choice of benefits.
In this busy and rapid lifestyle, the need for healthcare is also increasing. According to economics, "as the demand rises, the price also rises". So you need to be prepared for the following instances in the upcoming years:
There are several reasons to buy a health insurance plan. Although you might have read about the benefits, to brush up once again here are some of them given below:
No wonder how but choosing the best health plan for yourself or your dear ones is not a cakewalk. Today, there are hundreds of health plans available in the market that promise to be the top health plan among all. But you need not worry about finding the perfect one among the hundreds. We have sorted the top 10 health insurance plans in the Indian insurance market, just for you.
You can buy the best health insurance plans from PolicyX.com.
The waiting period in health insurance plans ranges from 30 days to 2 years depending on the plan specification. The accidental benefits are covered from day one.
Yes, you can get exciting tax benefits under Section 80D of the Income Tax Act.
Losing all your savings in a medical emergency is terrifying. It& 039;s secure buy a health plan to secure your well-being as well as save your money.
If you have a base health plan, you can buy additional riders for critical illness, accidental death & disability, permanent disability, etc.
Know More About Health Insurance Companies
4.4
Rated by 2627 customers
Select Your Rating
Let us know about your experience or any feedback that might help us serve you better in future.
An explorer and a curious person, Simran has worked in the field of insurance for more than 3 years. Traveling and writing is her only passion and hobby. Her main agenda is to transform insurance information into a piece that is easy to understand and solves the reader’s query seamlessly.
Do you have any thoughts you’d like to share?