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Overview
Royal Sundaram Lifeline Supreme Health Plan is a one-of-a-kind health insurance plan that offers holistic coverage with a wide range of benefits, such as:
- Annual health check-ups
- Preventive healthcare and disease management
- Second medical opinion for 11 critical illnesses
- No room rent capping
- Up to 100% no-claim bonus
- EMI options
There are various sum insured options for individuals, ranging from INR 5 Lakh to INR 1 Crore.
Royal Sundaram Lifeline Supreme is available on both an individual and family floater basis. If you are looking for an overall health insurance plan covering you and your family, read the details below to understand how Royal Sundaram Lifeline Supreme is an ideal health plan.
Royal Sundaram Lifeline Supreme Benefits
Royal Sundaram Lifeline Supreme brings several advantages to the table for insured individuals. Some of them are discussed below:
Health & Wellness Benefits
Includes in-built health and wellness benefits like complete health check-ups available every policy year, preventive healthcare and wellness, second opinion for critical illnesses, and emergency domestic evacuation.
Optional Benefits
Royal Sundaram Lifeline Supreme offers insured individuals optional benefits such as app-based cab cover for Ola/Uber, a refresh of Sum Insured for the same illness once in a lifetime, mobility devices cover (wheelchairs, crutches, etc.), and more.
Vaccination Expenses Cover
In case of an animal bite, Royal Sundaram Lifeline Supreme provides coverage of up to INR 5,000 to the insured individual.
No Claim Bonus
Royal Sundaram Lifeline Supreme offers a no-claim bonus starting from 20% of the sum insured, up to 100% of the sum insured.
Organ Donor Expenses
Insured individuals are covered for organ donor expenses up to the sum insured with the Royal Sundaram Lifeline Supreme health insurance plan.
Exclusions
Permanent Exclusions
Permanent diseases or health conditions that are not included under the Royal Sundaram Lifeline Supreme Plan are:
- Hospitalization due to war, riot, strike, and nuclear weapons
- Intentional self-injury
- AIDS
- Miscarriage and abortion
- Congenital disease
- Infertility and in vitro fertilization
Waiting Period Exclusions
Certain diseases and treatments are covered under this plan after a specific waiting period. Read the details below:
- Listed ailments after 2 years
- Pre-existing diseases after 36 months
The Royal Sundaram Lifeline Supreme plan is a holistic health insurance plan with multiple features and benefits for insured individuals and their families.
With sum insured options up to INR 1 Crore, you are ensured the best healthcare facilities. The Royal Sundaram Lifeline Supreme plan allows insured individuals to avail treatments in 9000+ network hospitals along with top-notch medical facilities.
