Royal Sundaram Family Plus Plan

Overview

The Royal Sundaram Family Plus plan is designed for individuals and families looking for comprehensive health coverage, especially those planning a family or wishing to protect their extended family members.

With rising healthcare costs, securing a robust health insurance plan is crucial. This plan offers extensive coverage for up to 19 family members, including your spouse, dependent children, parents, in-laws, and other maternal and paternal extended family members. It can be purchased as a combination of Individual Sum Insured (SI) and Floater Sum Insured (SI).

Additionally, if you are planning for a child or welcoming a newborn, this plan provides maternity and newborn covers, ensuring comprehensive protection for your growing family.

Benefits of Buying Royal Sundaram Family Plus Insurance Plan

• Emergency Domestic Evacuation

  If an insured member requires emergency evacuation, this policy covers domestic evacuation up to INR 1 Lakh.

• Nutritional Allowance Post-Discharge

  Provides a nutritional allowance for the mother post-discharge, up to a maximum of INR 10,000.

• Sum Insured Reload Benefit

  The policyholder can benefit from an additional Sum Insured reload without extra cost, provided the base Sum Insured has been exhausted.

• Covers Up to 19 Family Members

  You can cover up to 19 family members under the Royal Sundaram Family Plus plan, including self, spouse, dependent children, parents, parents-in-law, and more.

Exclusions

Permanent Exclusions

• Hospitalization due to war, riot, strike, and nuclear weapons
• Intentional self-injury
• AIDS
• Miscarriage and Abortion
• Congenital disease
• Infertility and in vitro fertilization

Waiting Periods

• Listed ailments after 48 months
• Pre-existing diseases after 36 months