Royal Sundaram Health Insurance
Royal Sundaram Advanced is a top-up plan that provides health coverage ...Read More
A quick read on what this Royal Sundaram Health Insurance plan covers and why it might be a fit for you.
Royal Sundaram Advanced is a top-up plan that provides health coverage beyond your base health policy. It helps you keep your savings intact during times of distress. But how does this top-up plan help you?
When you need extensive cover for medical care and your base sum insured gets exhausted, top-up plans become crucial. This plan allows you to claim multiple times for healthcare facilities such as ambulance services, OPD care, daycare procedures, in-patient, pre & post-hospitalization expenses, and also ensures you receive the right care at home, if needed.
Additionally, this top-up policy offers more benefits. This article explains everything you need to know about the Royal Sundaram Advanced top-up plan.
Eligibility, sum insured options and policy mechanics — pulled straight from the policy wording.
*Initial Waiting Period is the time period between the issuance of the policy and the time it starts actively. During this period, a policyholder has to wait to avail of the benefits offered under a health insurance plan.
A quick honest summary — the strengths and the trade-offs.
Every CMS-driven coverage flag from the plan wording — only items with a published value render below.
This plan offers the benefit of reducing the waiting period for pre-existing diseases from 36 months to 24 months.
This health top-up plan provides up to 10% of additional Sum Insured if the base Sum Insured is exhausted, helping you get continued health benefits in case of life-threatening diseases.
You do not need to undergo any multi-step medical check-up before buying this top-up policy. A few questions on a call with a medical expert/doctor are sufficient.
For a 2-year policy, you will receive a 6% discount, and for a 3-year policy, you will get a 9% discount on payable premiums.
The Royal Sundaram Advanced top-up plan provides tax benefits on the paid premiums under Section 80D of the Income Tax Act of India.
What the plan pays for, and what it doesn't.
Eligibility criteria pulled straight from the policy wording.
Royal Sundaram Advanced top-up policy is an affordable and comprehensive health insurance top-up plan that adds extensive medical care benefits to your base health policy.
To learn more about the buying process of this top-up policy, please call our health insurance experts at 1800 4200 269 for quick resolution of your questions.
The 6 most-asked questions about Royal Sundaram Advanced Top-Up Plan, answered.
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