Buy Royal Sundaram Maternity Insurance Plan Online in India
Royal Sundaram Health Insurance Royal Sundaram Health Insurance ★ 4.4

Royal Sundaram Maternity Insurance Plan

Royal Sundaram maternity insurance plans, like Family Plus and Lifeline Elite, offer comprehensive coverage for delivery, newborn care, and pre/post-n ...Read More

96.17%
Claim settlement
1.5 Cr
Max sum insured
8
Active plans
160+
Pan India presence
🛡️ IRDAI Approved
4.4/5 · 2,715 reviews
🏥 10,000+ hospitals
📊 2.2x solvency ratio
96.17% claim settlement
Written by Simran Nirala
Reviewed by Anchita Bhattacharyya
Published: 4 Feb 2025
Updated: 26 Jul 2026
Expert Verified
IRDAI Licensed

Royal Sundaram Health Policy Maternity Insurance

Comprehensive health plans like Royal Sundaram Family Plus and Royal Sundaram Lifeline Insurance Elite cover maternity expenses, which is beneficial for couples planning to extend their family.

Royal Sundaram maternity insurance plans offer benefits related to childbirth (normal and C-section), pregnancy care, and newborn baby healthcare expenses. Additionally, they cover basic healthcare facilities such as pre and post-hospitalization, daycare procedures, and in-patient treatment costs.

Before planning your baby, maternity insurance from Royal Sundaram Health Insurance can cater to your medical needs in an emergency. This page provides information on Royal Sundaram maternity health insurance policies, including eligibility criteria, benefits, and buying and claiming procedures. Read further to know more.

Why You Need Royal Sundaram Maternity Insurance

Royal Sundaram maternity health insurance is beneficial for individuals planning to start or expand their family in the next two to three years. Below are the key benefits of Royal Sundaram maternity health insurance plans:

  • Covers pre and post-natal care.
  • Covers medical expenses and delivery charges.
  • Includes pre and post-hospitalization covers.
  • Protects against rising childbirth and newborn baby care expenses.

Royal Sundaram Health Plans with Maternity Cover

Maternity Plans Eligibility Criteria (Age) Sum Insured Maternity Waiting Period Highlights
Royal Sundaram Family Plus 18 years INR 2 - 50 Lakhs 24 months Delivery expenses cover
Nutritional allowance post-discharge
Newborn baby cover
Cover up to 50,000 per delivery
Royal Sundaram Lifeline Insurance - Elite 18 years INR 25 Lakhs - 1.5 Crore 36 months Covers IVF treatment up to 2.5 Lakhs (after 48-month waiting period)
Newborn baby cover with maternity expenses.

Inclusions of Royal Sundaram Maternity Insurance

  • Delivery expenses (normal & C-section)
  • Newborn baby cover
  • Nutritional allowance post-discharge
  • Miscarriage treatment due to an accident
  • Medically necessary/lawful pregnancy termination
  • IVF treatment cover after a 4-year waiting period

Exclusions of Royal Sundaram Maternity Insurance

  • Change of gender treatments
  • Alcoholism/drug abuse
  • Breach of law
  • Excluded providers
  • Cosmetic/plastic surgery
  • Unproven treatments
  • Sterilization and reverse sterilization

How to Buy Royal Sundaram Maternity Health Plans from PolicyX

Follow these steps to buy a Royal Sundaram maternity health policy:

  1. Visit the official website of PolicyX.com.
  2. Click on the 'Buy Now' tab in the top right corner.
  3. Select 'Health Insurance'.
  4. Choose a health plan that best suits your needs.
  5. After selecting the plan, fill out the form details.
  6. Complete your payment using a credit card, debit card, or net banking.

For further assistance or details about the plans, contact us at 1800 4200 269.

How to Claim Your Royal Sundaram Health Policy Maternity Cover

Cashless Claim Settlement Process

  1. Claim intimation to the insurer.
  2. Document verification.
  3. Settlement of maternity insurance claim.

Reimbursement Claim Settlement Process

  1. Receive treatment at a non-network hospital.
  2. Claim intimation.
  3. Document submission.
  4. Processing of reimbursement and approval.
  5. Reimbursement of claim to the insured's account.

Explore Royal Sundaram Health Insurance plans

Health plans offered by Royal Sundaram Health Insurance — click any plan to see full details.

Individual and Family Health Insurance Lifeline Health Insurance Plan

Lifeline Health Insurance Plan

Royal Sundaram Lifeline is a comprehensive health insurance plan, offering coverage for in-patient care, ambulance charges, maternity, newb…

  • Plan benefits
  • Types of plans offered
  • Plan features & buying process
View plan
Individual and Family Health Insurance Royal Sundaram Lifeline Elite Plan

Royal Sundaram Lifeline Elite Plan

The Royal Sundaram Lifeline Elite Plan provides comprehensive health coverage, particularly beneficial for international travelers, with wo…

  • 11 specified critical illnesses cover
  • Worldwide emergency hospitalization
  • Maternity & newborn covers
View plan
Top Up and Super Top Up Royal Sundaram Advanced Top-Up Plan

Royal Sundaram Advanced Top-Up Plan

The Royal Sundaram Advanced top-up plan extends health coverage beyond a base policy, crucial when the primary sum insured is exhausted. It…

  • Home care treatment
  • Life protect benefits
  • 2nd opinion for 22 critical illnesses
View plan
Individual and Family Health Insurance Royal Sundaram Family Plus Plan

Royal Sundaram Family Plus Plan

Royal Sundaram's Family Plus Health Insurance Plan provides comprehensive coverage for up to 19 family members, including extended relative…

  • Emergency domestic evacuation
  • Maternity cover benefits
  • Health & wellness benefits
View plan
Individual Royal Sundaram Surrosafe Plan

Royal Sundaram Surrosafe Plan

Royal Sundaram's Surrosafe health plan offers essential coverage for surrogate mothers and oocyte donors, fulfilling the mandate of the Sur…

  • Cover for Surrogacy
  • Oocyte Donor Cover
  • Daycare Procedures
View plan
Individual and Family Health Insurance Royal Sundaram Multiplier Health Plan

Royal Sundaram Multiplier Health Plan

Royal Sundaram's Multiplier Health Insurance Plan provides extensive coverage, offering up to 11 times the sum insured for emergency health…

  • 11X Multiplier Benefit
  • 4X Multiplier Benefit
  • Emergency Domestic Evacuation
View plan

10,000+ cashless hospitals

Find a Royal Sundaram Health Insurance network hospital near you — no out-of-pocket payment at admission.

Explore Royal Sundaram Health Insurance

Other guides and support pages for Royal Sundaram Health Insurance.

Frequently Asked Questions

The 4 most-asked questions about Royal Sundaram Maternity Insurance Plan, answered.

It saves you from the expensive medical bills at times of maternity care or delivery.
You can buy your Royal Sundaram maternity policy from PolicyX.com with detailed guidance from our insurance experts.
You can claim your Royal Sundaram maternity insurance policy on the company’s official website or contact us for guidance.
You cannot buy this policy individually but it can be covered if the policy is on a family floater basis.

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