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Lifeline Health Insurance Plan
Lifeline Health Insurance by Royal Sundaram is a comprehensive health insurance plan that looks after your day-to-day healthcare needs. Alo…
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Royal Sundaram Health Policy Maternity Insurance
Comprehensive health plans like Royal Sundaram Family Plus and Royal Sundaram Lifeline Insurance Elite cover maternity expenses, beneficial for couples planning to extend their family.
Royal Sundaram maternity insurance plans offer benefits related to childbirth (normal and C-section), pregnancy care, and newborn baby healthcare expenses. Additionally, they cover basic healthcare facilities such as pre and post-hospitalization, daycare procedures, in-patient treatment costs, and more.
Before planning your baby, maternity insurance from Royal Sundaram Health Insurance can cater to your medical needs in an emergency. This page provides information on Royal Sundaram maternity health insurance policies, including eligibility criteria, benefits, and buying and claiming procedures. Read further to know more.
Why do you need Royal Sundaram maternity insurance?
Royal Sundaram maternity health insurance is beneficial for individuals planning to start or expand their family in the next two to three years. Below are the key benefits of Royal Sundaram maternity health insurance plans:
- Covers pre and post-natal care.
- Covers medical expenses and delivery charges.
- Includes pre and post-hospitalization covers.
- Protects against rising childbirth and newborn baby care expenses.
Royal Sundaram health plans with maternity cover
| Maternity Plans | Eligibility Criteria (Age) | Sum Insured | Maternity Waiting Period | Highlights |
| Royal Sundaram Family Plus | 18 years | INR 2 - 50 Lakhs | 24 months | Delivery expenses cover Nutritional allowance post-discharge Newborn baby cover Cover up to 50,000 per delivery |
| Royal Sundaram Lifeline Insurance - Elite | 18 years | INR 25 Lakhs - 1.5 Crore | 36 months | Covers IVF treatment up to 2.5 Lakhs (after 48-month waiting period) Newborn baby cover with maternity expenses. |
Inclusions of Royal Sundaram maternity insurance
- Delivery expenses (normal & C-section)
- Newborn baby cover
- Nutritional allowance post-discharge
- Miscarriage treatment due to an accident
- Medically necessary/lawful pregnancy termination
- IVF treatment cover after a 4-year waiting period
Exclusions of Royal Sundaram maternity insurance
- Change of gender treatments
- Alcoholism/drug abuse
- Breach of law
- Excluded providers
- Cosmetic/plastic surgery
- Unproven treatments
- Sterilization and reverse sterilization
How to buy Royal Sundaram maternity health plans from PolicyX?
Follow these steps to buy a Royal Sundaram maternity health policy:
- Visit the official website of PolicyX.com.
- Click on the 'Buy Now' tab in the top right corner.
- Select 'Health Insurance'.
- Choose a health plan that best suits your needs.
- After selecting the plan, fill out the form details.
- Complete your payment using a credit card, debit card, or net banking.
For further assistance or details about the plans, contact us at 1800 4200 269.
How can I claim my Royal Sundaram health policy maternity cover?
Cashless claim settlement process
- Claim intimation to the insurer.
- Document verification.
- Settlement of maternity insurance claim.
Reimbursement claim settlement process
- Receive treatment at a non-network hospital.
- Claim intimation.
- Document submission.
- Processing of reimbursement and approval.
- Reimbursement of claim to the insured's account.
