Royal Sundaram Maternity Insurance Plan
  • Maternity benefits
  • Newborn baby cover
  • How to buy & claim?
Royal Sundaram Maternity Insurance Plan
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Royal Sundaram Health Policy Maternity Insurance

Comprehensive health plans like Royal Sundaram Family Plus and Royal Sundaram Lifeline Insurance Elite cover maternity expenses, beneficial for a couple who’s planning to extend their family.

The Royal Sundaram health policy maternity insurance plans have all the benefits related to childbirth (normal and C-section), pregnancy care, newborn baby healthcare expenses and so on. Additionally, you can avail of the basic healthcare facilities with such health insurance plans like pre and post-hospitalization, daycare procedures, in-patient treatment costs and much more.

So, before planning your baby, having maternity insurance from Royal Sundaram Health Insurance ensures to cater to your medical needs in an emergency. This page has all the information related to your Royal Sundaram maternity health insurance policy, eligibility criteria, benefits, buying and claiming procedures, and more. Read further to know more about the same.

Why do you need Royal Sundaram maternity insurance?

Having maternity health insurance at Royal Sundaram can be helpful for individuals who are planning to extend their family in two or three years. Read below the benefits of RS maternity health insurance plan specifications:

  • It covers the pre and post-natal care
  • Covers the medical expenses and delivery charges
  • You can avail of the pre and post-hospitalization covers
  • Most importantly, it saves you from the inflating childbirth and newborn baby care expenses

Royal Sundaram health plans with maternity cover

Maternity PlansEligibility Criteria (Age)Sum InsuredMaternity Waiting PeriodHighlights
Royal Sundaram Family Plus18 yearsINR 2 - 50 Lakhs24 monthsDelivery expenses cover
Nutritional allowance post-discharge
Newborn baby cover
Cover upto 50,000 per delivery
Royal Sundaram Lifeline Insurance - Elite18 yearsINR 25 Lakhs - 1.5 Crore36 monthsCovers IVF treatment upto 2.5 Lakhs (after 48 month waiting period)
Newborn baby with maternity expenses cover

Inclusions of Royal Sundaram maternity insurance

 

Delivery expenses (normal & C-section)

 

Newborn baby cover

 

Nutritional allowance post-discharge

 

Miscarriage treatment due to an accident

 

Medically necessary/lawful pregnancy termination

 

4 years of waiting period for IVF treatment cover

Exclusions of Royal Sundaram maternity insurance

Change of gender treatments

Alcoholism/drug abuse

Breach of law

Excluded providers

Cosmetic/plastic surgery

Unproven treatments

Sterilization and reverse sterilization

How to buy Royal Sundaram maternity health plans from PolicyX?

Follow the below-mentioned steps to buy a maternity cover Royal Sundaram health policy:

  • Browse through the official website of PolicyX.com
  • Click on the ’Buy Now’ tab in the top right corner
  • Now you must click on ’Health Insurance’
  • Now choose a health plan that suits your needs the best
  • After clicking on the opted plan, fill out the form details
  • For the last step, make your payment through credit card/debit card/net banking

FYI, if you need any further help or details about the plans, reach out to us at 1800 4200 269.

How can I claim my Royal Sundaram health policy maternity cover?

Cashless claim settlement process

  • Claim intimation to the insurer
  • Document verification
  • Settlement of maternity insurance claim

Reimbursement claim settlement process

  • Receive treatment at non-network hospital
  • Claim intimation
  • Document submission
  • Processing of reimbursement & approval
  • Reimbursement of claim to the insured’s account

Explore other Royal Sundaram Health Insurance

To cater to the different medical needs of an individual & their family, Royal Sundaram Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to Royal Sundaram Health Insurance plans explore more:

Individual and Family Health Insurance

Royal Sundaram Lifeline Supreme Health Plan is a one-of-a-kind health insurance plan as it offers holistic coverage with a wide range of benefits such...

Unique Features

  • Up to 1 Crore SI
  • 4X Mobility Devices Cover
  • Health and Wellness Cover

Royal Sundaram Lifeline Supreme (Pros)

Royal Sundaram Lifeline Supreme
  • Re-load of sum insured
  • Health check-up
  • App-based cabs

Royal Sundaram Lifeline Supreme (Cons)

Royal Sundaram Lifeline Supreme
  • Illegal activities
  • Alcoholism
  • Self-inflicted harm

Royal Sundaram Lifeline Supreme (Other Benefits)

Royal Sundaram Lifeline Supreme
  • Annual Health Check-up
  • Emergency Evacuation
  • Second Opinion

Royal Sundaram Lifeline Supreme (Eligibility Criteria)

Royal Sundaram Lifeline Supreme
  • Min Entry Age:18 Years
  • Max Entry Age: No limit
  • Intiial Waiting Period: 30 Days
  • Sum Insured: 1 Crore

Accident Health Insurance

Royal Sundaram Personal Accident Policy safeguards insured individuals against the loss of income, provides the best medical care, and ensures your ch...

Unique Features

  • Global Coverage Available
  • 5 Crore SI
  • Education Grant

Royal Sundaram Health Personal Accident Policy (Pros)

Royal Sundaram Health Personal Accident Policy
  • Higher sum insured available
  • Accidental death cover
  • Disability cover

Royal Sundaram Health Personal Accident Policy (Cons)

Royal Sundaram Health Personal Accident Policy
  • Illegal activities
  • Alcoholism
  • Adventure sports

Royal Sundaram Health Personal Accident Policy (Other Benefits)

Royal Sundaram Health Personal Accident Policy
  • Worldwide coverage
  • Education grant
  • Cumulative bonus

Royal Sundaram Health Personal Accident Policy (Eligibility Criteria)

Royal Sundaram Health Personal Accident Policy
  • Min entry age: 18 Years
  • Max entry age: 70 Years
  • Sum Insured: Up to 1.5 Crores

Individual and Family Health Insurance

Royal Sundaram Multiplier Health Insurance is a one of its kind plan that covers up to 11 times the sum insured in case of emergency health complicati...

Unique Features

  • 11X Multiplier Benefit
  • 4X Multiplier Benefit
  • Emergency Domestic Evacuation

Royal Sundaram Multiplier Health Plan (Pros)

Royal Sundaram Multiplier Health Plan
  • No claim bonus
  • Modern Treatments
  • AYUSH Treatment

Royal Sundaram Multiplier Health Plan (Cons)

Royal Sundaram Multiplier Health Plan
  • Illegal activities
  • alcoholism
  • obesity and weight management

Royal Sundaram Multiplier Health Plan (Other Benefits)

Royal Sundaram Multiplier Health Plan
  • Flexi Reload Benefit
  • Health and Wellness Benefit
  • Ambulance Cover

Royal Sundaram Multiplier Health Plan (Eligibility Criteria)

Royal Sundaram Multiplier Health Plan
  • Min Entry Age: 18 Years
  • Max Entry Age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 25 L

Individual

The Surrogacy (Regulation) Act, 2021 by the government of India has come into effect saying that, if any couple is in search of a surrogate mother, th...

Unique Features

  • Cover for Surrogacy
  • Oocyte Donor Cover
  • Daycare Procedures

Royal Sundaram Surrosafe Plan (Pros)

Royal Sundaram Surrosafe Plan
  • Covers surrogate mothers
  • Covers oocyte donors
  • Ambulance cover

Royal Sundaram Surrosafe Plan (Cons)

Royal Sundaram Surrosafe Plan
  • Illegal activites
  • adventure sports
  • self-harm

Royal Sundaram Surrosafe Plan (Other Benefits)

Royal Sundaram Surrosafe Plan
  • Inpatient hospitalization
  • Room rent cover
  • Daycare Procedures

Royal Sundaram Surrosafe Plan (Eligibility Criteria)

Royal Sundaram Surrosafe Plan
  • Min entry age: 18 Years; Max entry age: 35 Years
  • Sum Insured: Up to 5 L

Individual and Family Health Insurance

Give your life a new direction with the Royal Sundaram Family Plus plan if you are planning a family or want to protect your extended family. It's obv...

Unique Features

  • Emergency domestic evacuation
  • Maternity cover benefits
  • Health & wellness benefits

Royal Sundaram Family Plus Plan (Pros)

Royal Sundaram Family Plus Plan
  • Ambulance Cover
  • Re-load of Sum Insured
  • Second Opinion for 11 specied Critical iIIness

Royal Sundaram Family Plus Plan (Cons)

Royal Sundaram Family Plus Plan
  • Investigation & Evaluation
  • Obesity/ Weight Control
  • Alcoholism

Royal Sundaram Family Plus Plan (Other Benefits)

Royal Sundaram Family Plus Plan
  • Maternity cover
  • Health and wellness
  • Nutritional allowance

Royal Sundaram Family Plus Plan (Eligibility Criteria)

Royal Sundaram Family Plus Plan
  • Min entry age: 18 Years
  • Max entry age: No upper limit
  • Sum Insured: Up to 50 L
  • Initial waiting period: 30 Days

Top Up and Super Top Up

GET MUCH MORE for less! Royal Sundaram Advanced is a top-up plan that provides you with health coverage beyond the base health policy. It helps you ke...

Unique Features

  • Home care treatment
  • Life protect benefits
  • 2nd opinion for 22 critical illnesses

Royal Sundaram Advanced Top-Up Plan (Pros)

Royal Sundaram Advanced Top-Up Plan
  • Life protect benefit
  • PEDs waiting period reduction
  • Modern treatment
  • No cost SI restore
  • Home care treatment

Royal Sundaram Advanced Top-Up Plan (Cons)

Royal Sundaram Advanced Top-Up Plan
  • Obesity control
  • No change-of-gender
  • Cosmetic/plastic surgery
  • Hazardous/adventure sports
  • Breach of law

Royal Sundaram Advanced Top-Up Plan (Other Benefits)

Royal Sundaram Advanced Top-Up Plan
  • AYUSH cover
  • Critical illness 2nd opinion
  • Daycare treatment
  • Organ donor expenses
  • In-patient hospitalization

Royal Sundaram Advanced Top-Up Plan (Eligibility Criteria)

Royal Sundaram Advanced Top-Up Plan
  • Child Entry Age - 91 days - 25 years
  • Adult Entry Age- 18 - 65 years
  • SI - INR 10 - 95 Lakhs
  • Waiting Period - 30 days

Individual and Family Health Insurance

Royal Sundaram Lifeline Elite Plan is the only health insurance that you need now! Why? Let's understand this with an example. Rahul and Aditya went o...

Unique Features

  • 11 specified critical illnesses cover
  • Worldwide emergency hospitalization
  • Maternity & newborn covers

Royal Sundaram Lifeline Elite Plan (Pros)

Royal Sundaram Lifeline Elite Plan
  • Cancer of specified severity
  • Heart attack
  • Kidney failure

Royal Sundaram Lifeline Elite Plan (Cons)

Royal Sundaram Lifeline Elite Plan
  • Illegal activites
  • Alcoholism
  • Obesity

Royal Sundaram Lifeline Elite Plan (Other Benefits)

Royal Sundaram Lifeline Elite Plan
  • Emergency domestic evacuation
  • Worldwide cover
  • Tax benefits

Royal Sundaram Lifeline Elite Plan (Eligibility Criteria)

Royal Sundaram Lifeline Elite Plan
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 1.5 Cr

Individual and Family Health Insurance

Lifeline Health Insurance by Royal Sundaram is a comprehensive health insurance plan that looks after your day-to-day healthcare needs. Along with in-...

Unique Features

  • Plan benefits
  • Types of plans offered
  • Plan features & buying process

Lifeline Health Insurance Plan (Pros)

Lifeline Health Insurance Plan
  • Domiciliary Hospitalization
  • Worldwide Emergency Hospitalization
  • International Treatment Abroad

Lifeline Health Insurance Plan (Cons)

Lifeline Health Insurance Plan
  • Illegal Activities
  • Adventure Sports
  • Alcoholism

Lifeline Health Insurance Plan (Other Benefits)

Lifeline Health Insurance Plan
  • Preventive health care and wellness
  • Reload of Sum Insured
  • OPD Cover

Lifeline Health Insurance Plan (Eligibility Criteria)

Lifeline Health Insurance Plan
  • Min Entry Age 18 Years
  • Max Entry Age No limit
  • Initial Waiting Period 30 Days
  • Sum Insured Up to 1.5 Cr

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Royal Sundaram Maternity Insurance: FAQs

1. What are the benefits of having maternity health insurance?

It saves you from the expensive medical bills at times of maternity care or delivery.

2. How can I buy the Royal Sundaram maternity health insurance?

You can buy your Royal Sundaram maternity policy from PolicyX.com with detailed guidance from our insurance experts.

3. Where should I claim for the RS maternity health policy?

You can claim your Royal Sundaram maternity insurance policy on the company’s official website or contact us for guidance.

4. Can I buy the Royal Sundaram maternity health plans if I’m not 18 years old or above?

You cannot buy this policy individually but it can be covered if the policy is on a family floater basis.

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Simran Nirala

Written By: Simran Nirala

Lives In: Delhi, NCR Expertise: Health & Term Insurance Simran has an experience of 4 years in content writing. She transitioned from hospitality and digital marketing to the insurance industry after her emerging interest in how vast insurance is. With her ability to write complex insurance concepts in a simple, relatable manner, she keeps her audience hooked and solves their doubts smoothly.