Bharti AXA Life Insurance Plans
Savings plans
Savings & Investments Plan. Our Savings and Investment plans are life insurance plans that offer you multiple avenues to save and to grow your money. These online investment plans help in systematic and disciplined investment ensuring that you and your family achieve your financial goals.
Bharti Axa Life Super Endowment Plan
The product offers a choice of 3 policy terms with a limited premium paying terms for the policy terms. Options to choose extended life cover at inception by paying additional premium throughout the premium paying term.
Bharti Axa Life Guaranteed Income Plan
The product offers the choice of 4 policy terms with limited premium payment terms for the policy terms. Increasing survival payouts on the survival of the life assured.
Bharti Axa Life Serv Suraksha
It offers protection to your family. Sum Assured is paid in case of an unfortunate event of the death of the policyholder. On maturity, you will receive 110% of the single premium.
Bharti Axa Life Monthly Advantage
Receive monthly income either on survival/any untoward event like disability or death.Get additional financial returns by way of accrued bonuses, if declared.
Bharti Axa Life Super Series
Offers flexibility to choose between Super 6 and Super 10.Annual cash pay-outs from the end of premium payment term till policy maturity.
Bharti Axa Life Dhan Varsha
Offers flexible premium paying terms. Annual benefits in the form of non-guaranteed cash bonuses and guaranteed survival benefits.
Bharti Axa Life Samriddhi
A non-linked, participating, Endowment savings plan. With regular savings, you can build your own corpus that will help meet your aspirations. At Maturity, enjoy 100% Sum Assured on Maturity along with accrued non-guaranteed.
Bharti Axa Life Elite Advantage
A plan that offers guaranteed payouts of 8.5% to 9.5% from the end of the policy term and 100% Sum Assured at Maturity. It also provides comprehensive protection until the end of the policy term.
Bharti Axa Life Aajeevan Sampatti+
A savings plan that offers dual benefits of guaranteed annual pay-outs with life cover up to age 100. You can also enjoy additional(non-guaranteed) cash bonuses until maturity.
Bharti Axa Life Secure Savings Plan
A comprehensive savings plan that not only protects your family but also helps you meet your financial goals with guaranteed additions of up to 10% p.a. of cumulative premiums paid year-after-year.
Bharti Axa Life Monthly Income Plan+
A savings plan that offers you guaranteed monthly income with the upside of non-guaranteed bonuses, along with protection for your family in case of an unfortunate event.
Bharti Axa Life Secure Income Plan
Pay limited premiums with this saving plan depending on the term you choose. At the end of your chosen term, you start receiving 8% p.a. of the sum assured as guaranteed monthly income. On maturity, you will receive the sum assured plus guaranteed additions as benefits.
Bharti Axa Life Flexi Save
A savings plan that helps you save towards meeting your goals, at the same time it gives you the flexibility of withdrawing your savings with all the benefits accrued, anytime during the flexi benefit period.
Bharti Axa Life Invest Once
A savings plan that offers multiple benefits such as guaranteed additions of up to 9% p.a., 10 times life cover and tax-saving benefits. All you have to do is make a single premium payment and choose between policy terms of 5 or 10 years.
Bharti Axa Life Child Advantage
A traditional participating savings plan with an in-built Premium waiver benefit that offers you the flexibility to choose between 2 Maturity benefits – Money back and Endowment – depending on the needs and career goals of your child.
Bharti Axa Life eAajeevan Sampatti+
An online, non-linked savings plan that offers you and your family with dual benefits of guaranteed annual pay-outs with the cover up to 100 years of age. You can also enjoy additional (non-guaranteed) cash bonuses until maturity.
Bharti Axa Life Smart Jeevan
A plan that offers your family protection for 12 years at a nominal premium, should something unfortunate ever happen to you. At the end of the policy term, you would receive 100% of the premium you had invested.
Term insurance
Term Insurance is the cheapest and simplest form of insurance. It is a risk cover and is determined by the sum assured. Upon the loss of life of the policyholder, the predetermined amount is paid to the nominee.
Bharti Axa Life Income Protection Plan
Under this plan, your family receives income in the form of annual installments for a period of 15 or 20 years in case of an unfortunate event of death. 100-120% of premiums paid are returned at the end of the policy term as a lump sum survival benefit.
Bharti Axa Life Secure Confident
A simple long-term life insurance product at a very affordable cost, which aims to ensure that the dreams you aspired for your family in your lifetime, don’t remain unfulfilled even in your absence. It offers complete protection for your family against the financial loss or burden (such as repayment of mortgage for your house), with full sum assured payment in case of an unfortunate death.
Bharti Axa Life Elite Secure
A comprehensive, affordable and long-term plan that promises a secure life for your family, with financial protection in case of an unfortunate event. It offers tax benefits on the premiums paid and payout benefits received.
Bharti Axa Life Flexi Term
A term plan that’s here to protect you and your family against an unfortunate event. It offers you the flexibility to choose from 3 different life cover payout options so that your family’s needs are always met. Safeguard your family’s financial needs with multiple life cover payout options. Choose from either of the three critical illness options.
Investment plans
Investment insurance is to secure your financial goals and objectives with current investing resources that you have in hand. Investing your money takes a great deal of time, tools and resources.
Bharti Axa Life Grow Wealth
A savings oriented unit linked insurance plan that offers you multiple fund options to suit your investment needs with a life insurance cover to protect your family in case of any unfortunate event. It also provides additional benefits in the form of loyalty additions to ensure your money works as hard as you.
Bharti Axa Life Future Invest Plan
An Investment Plan where you invest money for a limited time-frame and reap good returns at the end of the policy term. You can enjoy benefits for 10 years while paying Single Premium or paying for 5 years only.
Bharti Axa Life efuture invest
A unit-linked, an online investment plan that offers you both good returns and an added life cover. To get the most of this tax-saving investment, all you have to do is choose between a single premium or a premium payment term of 5 years while you reap the benefits for 10.
Importance of life insurance
There is no doubt in saying that human beings, their properties, and families can come across with a different type of risk at different stages of life. And we know that risk involves huge losses as well. Insurance is one of the best ways that can reduce the cost of loss that occurs because of different reasons. It provides the needed funds through which you can fulfill the needs and cover the losses. It is not a gadget or tool that protects you from the unwanted incident, but it helps you in covering losses by providing needful financial assistance.
Life insurance provides security
Life insurance plans offer complete safety and security against the losses of a particular event. Life insurance basically offers security against death and old age sufferings. There are several different forms of life insurance, it can secure your child’s future, your household needs with you and investment options as well. It will be there for all time support.
Insurance reduces risk and losses
If we talk about a business or industry, everyone knows that huge properties risk employed under the same. Because of a little mistake or any unwanted incident, the property or your family can face a big loss after you. In case of your death, it will be hard for them to live a normal life. With the help of a life insurance plan, a person can provide a normal life to his/her family and can clear his debts as well. It is a must thing that you must add to your investment portfolio.
Peace of mind
When it comes to Insurance, it refers to the coverage that reduces stress and offers peace of mind. Insurance helps in removing fears, tension, anxiety, and weakening of a person’s mind with the uncertainties of the future. Insurance offers financial assistance and promises you to compensate losses that compensate losses that occur because of several risks. It offers complete peace of mind and stimulates different forms of risk.
Life insurance improves saving methods. It basically encourages the habit of saving money through premium. It would become the saving option for the insured. It will surely help them when they need it the most.
Insurance accelerates the economic growth of the country
For the economic growth of the country, life insurance offers a strong hand in it. It offers protection for different types of losses that occur because of any risk. It builds up the capital from the policyholder and uses the same for the development of the country. Thus, the insurance meets all the needs for the economic growth of our country.
