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Updated on Apr 29, 2026 4 min read

Ladli Laxmi Yojana

Ladli Laxmi Yojana is a financial assistance plan designed specifically for girl children in Madhya Pradesh by the state government. It is a financial aid plan to fund the education and marriage of the state’s girl children and support them during their education. The plan aims towards the overall development of the girl child. The plan was launched in May of 2007. This is a child insurance plan which was launched for girl children who belong to a low-income family and can not afford quality education or marriage expenses.

The Ladli Laxmi Yojana was launched by then Chief Minister of Madhya Pradesh Shivraj Singh Chauhan and is currently functional in states of U.P, Bihar, Delhi, Haryana, Jharkhand, Goa, and Chattisgarh. The scheme benefits all girl children born after 1st January 2006 who fall under the non-tax paying bracket and are female orphans.

What are the Key Objectives of Ladli Laxmi Yojana?

The scheme’s primary goal is to give school and marriage expenditure coverage. However, other goals were in mind when the plan was launched.

  • The scheme encourages states to celebrate the birth of a girl child without any stress regarding education and marriage finances, improving the sex ratio of the girl child as compared to the male child in the state.
  • Improving the overall health and education status of girl children in the state.
  • Controlling the population as a whole is one of the many objectives of Ladli Laxmi Yojna. By introducing this scheme the government wants to encourage families to limit their families to two children regardless of the gender of the child.
  • To provide a bright future for the girl child and make her self-reliant.
  • Discouraging child marriages by taking care of education expenses.

Eligibility Criteria for Ladli Laxmi Yojana

To avail of the Ladli Laxmi Yojana scheme there are certain eligibility criteria set up by the government which are as follows:

  • The Girl child should be born on or after January 1, 2006.
  • Families who wish to avail of the scheme must make sure that their girl child is registered in the local Anganwadi center.
  • The parents of the girl child should be natives of Madhya Pradesh, or the native of the state where they are applying for the given scheme.
  • Families are eligible for the scheme who have less than two or two children. Family planning must be adopted after the birth of a second child.
  • Under the Ladli Laxmi Yojana scheme, the girl child born from the first delivery will be given benefits without family planning. However, it is necessary for the mother/father to adopt family planning in order to avail the benefit of the girl child born from the second delivery.

Special Eligibility Conditions for Ladli Laxmi Yojna

There are certain special conditions applicable to avail of Ladli Laxmi Yojana explained below:

  • In case of the demise of one parent either mother or father in a family with two girl children, registration can be done till the girl child is 05 years old.
  • In the case of the birth of 3 girl children in the first delivery, Ladli Laxmi Yojna will be applicable for all three girl children.
  • Girls born to female inmates in a prison are also eligible for Ladli Laxmi Yojana.
  • The benefit of Ladli Laxmi Yojna is applicable to a girl child born to a rape victim.

Benefits of Ladli Laxmi Yojana

There are multiple benefits associated with Ladli Laxmi Yojana as it offers a scope for a brighter future for girl children.

  • Under this scheme, the girl child receives an Assurance Certificate Of INR 1,18,000/- which is issued by the government in the name of the girl child.
  • INR 2,000 is offered to the girl child covered under the scheme on her admission in class 6th.
  • INR 4,000 is offered to the girl child covered under the scheme on her admission in class 9th.
  • INR 6,000 is offered to the girl child covered under the scheme on her admission in class 11th.
  • INR 6,000 is offered to the girl child covered under the scheme on her admission in class 12th.
  • Under the Ladli Laxmi Yojana girl children are provided with an incentive amount of INR 25,000 in 2 equal installments In the first And last year Of the course after taking admission in any graduate course.
  • The tuition fee for higher education will be borne by the government.
  • The final payment of INR 1 Lac will be done on completion of 21 years of age of the girl child.

List of states implementing Ladli Laxmi Yojana

Here are the list of states implementing Ladli Laxmi Yojana:

  • Madhya Pradesh
  • Haryana
  • Uttar Pradesh
  • Delhi (NCT)
  • Chhattisgarh
  • Goa
  • Jharkhand
  • Bihar

What are the Exclusions of Ladli Laxmi Yojana?

There are certain limitations to the Ladli Laxmi Yojana Policy and they are mentioned below:

  • In case the girl child has stopped her formal education or dropped out of school the scheme will no longer be applicable.
  • In case the girl child is married before the legal age that is 18 years of age the scheme will not be applicable.
  • In case of family planning options not opted by parents after the birth of the second child the scheme will not be applicable.

Online Application Process for Ladli Laxmi Yojana Policy

The Ladli Laxmi Yojana application process is simple and hassle-free. You can apply for the scheme via online and offline methods. However, we have explained the online process below for a quick registration process

  • Visit the official website of Ladli Laxmi Yojana.
  • Click on the "Apply" tab in the top right corner.
  • Fill in the details in the details application form provided by the website.
  • Upload all the documents required on the official website.
  • Click on "Submit".
  • After the application is verified the scheme is applied to the girl child.

Documents Required to Avail Ladli Laxmi Yojana Policy

The documents required to avail Ladli Laxmi Yojana Policy are as follows:

  • Ladli Laxmi Yojana form to be filled by parents
  • Income Proof of Parents
  • Resident of M.P proof or proof of residence of the state from where they are applying
  • ID Proof of the parents
  • Date of Birth proof of the girl child
  • Education proof
  • Bank Account Details like account number, IFSC code, etc.
  • Proof of Family Planning opted by parents

Conclusion

The Ladli Laxmi Yojana is an essential step taken by the state government towards the safe future of the girl children. By providing them with financial support for education, the government has offered a ray of hope to pursue the best education and become self-reliant.

 

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Ladli Laxmi Yojana in Madhya Pradesh: FAQs

1. How much is offered under the Ladli Laxmi Yojana Scheme?

The scheme offers INR 1,18,000 by the government which is split into various categories and is provided on different stages of life and education years.

2. What is the Ladli Laxmi Yojana?

Ladli Laxmi Yojana was launched in 2007 in Madhya Pradesh and adopted by Goa, facilitates eligible low income girls’ education, marriage with age-linked financial assistance.

3. What is the amount of Ladli Laxmi Yojana?

Ladli Laxmi Yojana gives eligible girls around ₹1.43 lakh through National Savings Certificates, scholarships, and direct cash transfers at different life stages.

4. Can I register more than one girl child?

Many girl-child schemes provide benefits for around two daughters, with special rules for twins, particular order, overlaps with other schemes and varying, state-centric eligibility, so always verify.

5. How long after birth can I apply?

You should apply for Ladli Laxmi within one year of birth. Late cases go to the district collector within 2 years. Parental death and orphan cases have extended, state-specific deadlines.

6. What is the eligibility for Ladli Laxmi Yojana 2.0?

To avail the benefits of Ladli Laxmi Yojana you must be a native resident of Madhya Pradesh or of the state from where you are applying for the scheme. The applicant must have one or more girl children with family planning opted.

7. What type of financial assistance is provided under the Ladli Laxmi Yojana?

The government invests money in the girl’s name via certificates. Payments are released in stages for schooling and a lump sum around age 21 for marriage and education.

8. What is the process for applying for the Ladli Laxmi Yojana?

Parents apply via the local Anganwadi centre, state portal or municipal office. Submit residence proof, birth certificate, parents’ documents and bank details within a particular timeframe.

9. Does the scheme provide benefits until the girl reaches the age of 21?

Yes, the scheme provides benefits until the girl reaches the age of 21.

10. Is the Ladli Laxmi Yojana available in all states?

No, the scheme mainly operates in Madhya Pradesh.

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