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Oriental Health Insurance

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Oriental Health Insurance

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69 Lakh policies sold

Network hospitals

3500+

Claim settlement ratio

90.18%

Sum insured

Up to 50 Lakh

No. of Plans

17

Solvency Ratio

0.45

Pan India Presence

1800+

Customized Health Insurance Plan for you.

Get upto 15% Online Discount*

Select Members You Want To Insure

1 Adult

2 Adults

2 Adults & 1 Child

2 Adults & 2 Children

2 Adults & 3 Children

Other Members

Age of Eldest Member

Network hospitals

3500+

Claim settlement ratio

90.18%

Sum insured

Up to 50 Lakh

No. of Plans

17

Solvency Ratio

0.45

Pan India Presence

1800+

About Oriental Health Insurance

The Oriental Insurance company was formed in 1947 and was a subsidiary of Life Insurance Corporation of India till 1973. In 2003, the holding of Oriental Insurance was handed over to the central government of India and from then onwards, it started working as a public sector insurance company.

Oriental health insurance policies promise to offer financial assistance against medical emergencies, including hospitalization costs, health checkups, critical illness, etc. Apart from health insurance, the company deals in other types of insurance products including travel, motor, home, personal accident, and many more.

Oriental Health Insurance has been recognized as Best General Insurance- Public in the CNBC TV18 Best Bank and Financial Institution Award.With a comprehensive range of Oriental Health Insurance plans, the company offers a much-needed financial cushion in the event of a medical emergency and cover a wide range of medical expenditures incurred due to illness, sickness, disease, or accident to the insured.

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Why Choose Oriental Health Insurance Company?

The below-mentioned features will help you to evaluate the company's performance and its highlights in an elaborated manner.

Network Hospitals:
Oriental Health Insurance is equipped with 3500+ network hospitals across India that will ensure you cashless hospitalization. With a cashless treatment facility, all medical bills get settled upon the completion of the treatment or after the discharge, which means you can get yourself treated without paying any money from your pocket.
Solvency Ratio:
The solvency ratio of a company helps determine the ability of a company to meet its financial obligations, such as debts and loans. As per IRDAI Annual Report 2021-22, the solvency ratio of Oriental Health Insurance Company is 0.45. The insurance regulator mandates a solvency ratio of 1.5 for every insurance provider in India.
Claim Support (Claims Settled within 3 months):
The claim support ratio helps determine the claim settling ability of the insurance provider.As per the reports of IRDAI 2021-22, Oriental Health Insurance settles 90.18% of claims within 3 months.
Annual Premium:
Annual Premium determines the business volume that refers to the total number of policies sold by an insurer in a year. As per the IRDAI Annual report 2021-22, the annual premium of Oriental Health Insurance is 14,020.43 Crores.

Future Generali Insurance Key Features

Oriental Health Insurance Plans

To cater to the different needs of the customers, the company has come out with a wide range of health insurance plans. Take a look below.

Individual & Family Health Insurance Plans

Happy Family Floater Policy

A comprehensive policy that is designed to secure the healthcare needs of a family. The plan comes in 4 variants and the SI goes up to 50 lacs.

Unique Features

Covers SAARC countries
Midterm inclusion allowed
Assisted Reproduction Treatment

Happy Family Floater Policy (Pros)

New Born Baby Cover
Maternity Expenses Cover
Modern Treatments
Plastic Surgery Due To Injury
Family Floater Benefits

Happy Family Floater Policy (Cons)

No Gender Treatments
No Global Coverage
No Alcoholism Cover
No War Injury Cover
No Obesity/Weight Cover

Happy Family Floater Policy (Other Benefits)

Zone Wise Rates
Non-TPA Discount 5.5%
10% Discount on Online Renewal
Waiver of Proportionate deduction
Dental Treatment Covered

Happy Family Floater Policy (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 1 L to 50 L
Waiting Period - 30 Days

Oriental Mediclaim Insurance (Individual)

A plan for individuals and families covering domiciliary hospitalization, and daycare treatment. The plan also offers many discounts and other add-on benefits.

Unique Features

Option of voluntary co-payment
Mental Illness coverage
No Medical examination required

Mediclaim Insurance (Individual)(Pros)

10 % Family Discount
Daily Hospital Cash
Air Ambulance Cover
Personal Accident Cover
Lifetime Renewals

Mediclaim Insurance (Individual)(Cons)

No Suicide Cover
Co-Payment in Many Injuries
No Alcoholism Cover
No War Injury Cover
No Obesity/Weight Cover

Mediclaim Insurance (Individual)(Other Benefits)

Spouse Cover
Non-TPA Discount 5.5%
10% Discount on Online Renewal
Family Cover
Dependent Child Covered

Mediclaim Insurance (Individual)(Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age -65 Years
SI - 10 L to 50 L
Waiting Period - 30 Days

Oriental Happy Cash-Nischint Rahein

The policy offers Daily Cash Benefit during hospitalization. It also provides a 25% extra daily cash benefit for female policyholders at no additional premium.

Unique Features

Convalescence benefits
Lifelong renewal
Coverage for AYUSH

Happy Cash-Nischint Rahein (Pros)

Daily Cash Benefit
Day Care Treatment Cover
Parents-in-law Cover
Pre-Existing Disease Cover
Hospitalization Cover

Happy Cash-Nischint Rahein (Cons)

No Suicide Cover
No Unproven Treatment Cover
No Biological Injury Cover
No War Injury Cover
No Obesity/Weight Cover

Happy Cash-Nischint Rahein (Other Benefits)

Spouse Cover
Inpatient Expenses Cover
Acute Condition Cover
Ambulance Cover
Dependent Child Covered

Happy Cash-Nischint Rahein (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - NA
Waiting Period - 30 Days

Oriental Aarogya Sanjeevani Policy

Covers hospitalization charges for the individual and family members. It is a standard plan that covers many illnesses and annual medical checkups.

Unique Features

All daycare expenses covered
Cover parents and parents in law
Lifelong renewal with no exit age

Aarogya Sanjeevani Policy(Pros)

Domiciliary Expenses Covered
5% Cumulative Bonus
Dental surgery Expenses
Ambulance Charge Cover
5.5% Non-TPA Discount

Aarogya Sanjeevani Policy(Cons)

No Dietary Supplements Cover
No War Injury Cover
No Biological Injury Cover
No Rheumatism Cover
No Obesity/Weight Cover

Aarogya Sanjeevani Policy(Other Benefits)

Spouse Cover
Dependent Child Cover
50% Medical Checkups Covered
Daycare Treatment Covered
ICU Cover

Aarogya Sanjeevani Policy(Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age -65 Years
SI -5 L to 20L
Waiting Period - 30 Days

Oriental Jan Arogya Policy

It provides health insurance coverage to the financially constrained sections of society at very nominal premiums ranging between Rs. 50 to 70.

Unique Features

Avail benefit up to Rs 5k
Domiciliary Hospitalization
In-patient hospitalization covered

Oriental Jan Arogya Policy(Pros)

Room Expenses Covered
Artificial Limbs Covered
Dental surgery Expenses
Pre-existing condition Cover
Maternity Covered

Oriental Jan Arogya Policy(Cons)

No Suicide Cover
No Maternity Cover
No Dietary Supplement Cover
No War Injury Cover
No Obesity/Weight Cover

Oriental Jan Arogya Policy(Other Benefits)

Pre- Hospitalization
Post-Hospitalization
Ambulance Cover
Cost of Organ Covered
Naturopathy Cover

Oriental Jan Arogya Policy(Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age -70 Years
SI -Rs 5000
Waiting Period - 30 Days

Specialized Health Plans

Oriental Pravasi Bharatiya Bima Yojana

The policy safeguards the Indian emigrant workers who intend to emigrate or have done so. The policy provides a Sum Insured of 10 lacs.

Unique Features

Cover against HIV/AIDS
Female Maturity benefit
Personal Accident Cover

Pravasi Bharatiya Bima Yojana(Pros)

Air Ambulance
Permanent Disability Cover
Dead Body Carriage Expenses
Legal Expenses Covered
Mental Illness Cover

Pravasi Bharatiya Bima Yojana(Cons)

No Suicide Cover
No Unproven Treatment Cover
No Biological Injury Cover
No War Injury Cover
No Obesity/Weight Cover

Pravasi Bharatiya Bima Yojana(Other Benefits)

Oral chemotherapy
Nursing Expenses
Robotic surgeries
Deep Brain stimulation
AYUSH Cover

Pravasi Bharatiya Bima Yojana(Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 60 Years
SI - 10 L
Waiting Period - 30 Days

Oriental Super Health Top-up

Oriental Super Top-up policy is an add-on policy that is designed to provide coverage to the insured and his family in case their base coverage is exhausted.

Unique Features

Advanced surgeries covered
No Pre-acceptance till 55 years
AYUSH treatment covered

Super Health Top-up (Pros)

Organ Donor Benefit
Day Care Treatment Cover
Room Boarding Expenses
Newborn Baby Cover
SAARC Countries Cover

Super Health Top-up (Cons)

No Suicide Cover
No Unproven Treatment Cover
No Biological Injury Cover
No War Injury Cover
No Obesity/Weight Cover

Super Health Top-up (Other Benefits)

Maternity Cover
Nursing Expenses
Pre- Hospitalization
Post -Hospitalization
ICU Charges Covered

Super Health Top-up (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - 3L to 5L
Waiting Period - 30 Days

Oriental Health of Privileged Elders

Designed to offer health insurance coverage to senior citizens aged 60 years and above and comes out with a compulsory co-payment of 20%.

Unique Features

Discount on Voluntary Co-payment
Loading for new entrants
Telemedicine expenses

Health of Privileged Elders(Pros)

Domiciliary Expenses Covered
Eye Surgery Cover
Dental surgery Expenses
Parental Chemotherapy Cover
Orthopedic Diseases Cover

Health of Privileged Elders(Cons)

No Arthritis Cover
No Upper Respiratory Cover
No Biological Injury Cover
NoRheumatism Cover
No Obesity/Weight Cover

Health of Privileged Elders(Other Benefits)

No Claim Bonus
Accidental Injury
Knee Replacement
Chronic Renal Failure
Cancer Charges Covered

Health of Privileged Elders(Eligibility Criteria)

Entry Age - 60 Years
Max Entry Age -NA
SI -1 L to 5L
Waiting Period - 30 Days

Oriental Overseas Mediclaim Policy (E & S)

Coverage for medical expenses of various ailments to the policyholders residing outside of India for study and employment.

Unique Features

Accidental cover
Mental health cover
Permanent Total Disablement

Overseas Mediclaim Policy (E & S)(Pros)

Spouse Cover
Ambulance Cover
Permanent total disablement
Air Ticket Covered
Serious Injury Covered

Overseas Mediclaim Policy (E & S)(Cons)

No Pre Existing Disease Cover
No Dental Cover
No Cosmetic Surgery Cover
No War Injury Cover
No Obesity/Weight Cover

Overseas Mediclaim Policy (E & S)(Other Benefits)

Repatriation of Remains
Medical Evacuation
Legal Coverage
Contingency Insurance
Medical Expenses Benefits

Overseas Mediclaim Policy (E & S)(Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age -65 Years
SI - US $ 5,000
Waiting Period - 30 Days

Oriental Dengue Kavach Policy

Specially designed to offer coverage on detection of Dengue Fever without any sub-limit/ co-payment. The plan comes with a coverage of up to Rs. 20,000.

Unique Features

One premium irrespective of age
Family Discount up to 5%
Free-look period available

Oriental Dengue Kavach Policy(Pros)

Spouse Cover
Dependent Child Covered
5% Online Discount
Parent In-law Cover
No Medical Checkup

Oriental Dengue Kavach Policy(Cons)

No Suicide Cover
No Maternity Cover
No Dietary Supplement Cover
No War Injury Cover
No Obesity/Weight Cover

Oriental Dengue Kavach Policy(Other Benefits)

Pre- Hospitalization
Post-Hospitalization
Ambulance Cover
Divorced Daughter Cover
Easy Claim Processing

Oriental Dengue Kavach Policy(Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age -70 Years
SI -Rs 10000- Rs 20000
Waiting Period - 30 Days

Oriental Overseas Mediclaim Policy (B & H)

A combination of travel and health insurance that contains health benefits and offers coverage against loss during travel abroad.

Unique Features

Hijack distress allowance
Financial Assistance Emergency
Flight Delay Allowance

Overseas Mediclaim Policy (B & H)(Pros)

Loss of Limb Cover
Loss of Eye Covered
Permanent total disablement
Room Rent Covered
Serious Injury Covered

Overseas Mediclaim Policy (B & H)(Cons)

No Suicide Cover
No Maternity Cover
No Dietary Supplement Cover
No War Injury Cover
No Obesity/Weight Cover

Overseas Mediclaim Policy (B & H)(Other Benefits)

Repatriation of Remains
Medical Evacuation
Annual Multi-Trip Insurance
Contingency Insurance
Medical Expenses Benefits

Overseas Mediclaim Policy (B & H)(Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age -65 Years
SI -NA
Waiting Period - 30 Days

Oriental Critical Illness Policy

A plan that covers 22 critical illnesses including kidney and lung failure. The policy covers spouse, dependent child, parents-in-law and unmarried siblings.

Unique Features

Personalized Health Advice
Two plan options to choose from
Coverage of up to 50 Lakhs

Critical Illness Policy(Pros)

Open heart replacement Cover
Cancer Cover
Benign brain tumor Covered
Bone marrow transplant
Loss of speech Covered

Critical Illness Policy(Cons)

No Coronary Syndromes Cover
No Other stem-cell transplants
No Angioplasty Cover
No Angina Pectoris Cover
No Coma Cover

Critical Illness Policy(Other Benefits)

Permanent paralysis of limbs
10% Buying Online Discount
10% Family Discount
Third Degree Burn Covered
Loss of Limbs Cover

Critical Illness Policy(Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age -65 Years
SI - Upto 20 Lakh
Waiting Period - 90 Days

Group Health Plans

Oriental Mediclaim Insurance Policy (Group)

It is a group health insurance plan that covers hospitalization and maternity expenses. The plan also covers low-claim discounts.

Unique Features

Mental Illness Cover
HIV Cover
Newborn baby expenses

Mediclaim Insurance Policy (Group) (Pros)

Diabetes Cover
Daily Hospital Cash
AYUSH Cover
Hernia surgery Cover
Psychiatrist Cover

Mediclaim Insurance Policy (Group) (Cons)

No Suicide Cover
No Gender Change Cover
No War Injury Cover
No Drug Abuse Cover
No Obesity Cover

Mediclaim Insurance Policy (Group) (Other Benefits)

Pre- Hospitalization
Post- Hospitalization
Indemnity Cover
Inpatient Cover
Daycare procedures Covered

Mediclaim Insurance Policy (Group) (Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age - 65 Years
SI - NA
Waiting Period - 30 Days

Oriental Saksham Swatha Policy

The plan includes hospitalization, and Medical Advice. It also covers mental illness and modern treatments.

Unique Features

Experimental Treatment
Surgical Procedures Cover
Accident Injury Cover

Oriental Saksham Swatha Policy(Pros)

Day Care Treatment
AYUSH Cover
Emergency Care
Maternity Expenses Covered
Cataract Treatment covered

Oriental Saksham Swatha Policy(Cons)

No Suicide Cover
No Dental Cover
No Stem Cell Surgery Cover
No War Injury Cover
No Obesity/Weight Cover

Oriental Saksham Swatha Policy(Other Benefits)

Newborn Baby Cover
ICU Cover
OPD Treatment
Pre-Existing Disease Covered
Customary Charges

Oriental Saksham Swatha Policy(Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age -65 Years
SI - 4 L to 5L
Waiting Period - 30 Days

Oriental Bank Sathi Policy

A plan for people with native bank accounts, includes coverage for pre-existing conditions, assisted reproductive techniques and hospitalization.

Unique Features

AYUSH treatment
Modern Treatment
Mental Illness Cover

Bank Sathi Policy(Pros)

Maternity Expenses covered
New Born Baby Cover
Road Ambulance Cover
Maternity Expenses Covered
Teleconsultation covered

Bank Sathi Policy(Cons)

No Suicide Cover
No Dental Cover
No Stem Cell Surgery Cover
No War Injury Cover
No Obesity/Weight Cover

Bank Sathi Policy(Other Benefits)

ICU cover 2% of SI
3 Dependent Child Cover
Midterm inclusion allowed
Hospital Daily cash
Cashless Claim Settlement

Bank Sathi Policy(Eligibility Criteria)

Entry Age - 3 Months
Max Entry Age -70 Years
SI - 2 L to 25L
Waiting Period - 30 Days

Oriental Cancer Project Policy

A plan specifically designed for the treatment of cancer, Dialysis and post-treatment follow-up. It offers Cancer Care Benefits even in SAARC Countries.

Unique Features

Advanced Metastatic Cancer
Teleconsultation Expenses
Cumulative Bonus

Cancer Project Policy(Pros)

Room Rent covered
Nursing Expenses Covered
Road Ambulance Cover
ICU expenses covered
Air Ambulance Cover

Cancer Project Policy(Cons)

No Suicide Cover
No Dental Cover
No Stem Cell Surgery Cover
No War Injury Cover
No Obesity/Weight Cover

Cancer Project Policy(Other Benefits)

Emergency Medical Evacuation
Organ Donor Expenses
OPD Cover
Second Medical Opinion Covered
Emergency Evacuation Care

Cancer Project Policy(Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age -65 Years
SI - 5 L to 50L
Waiting Period - 75 Days

Oriental Group Arogya Sanjeevani Policy

A standard health insurance plan that covers, hospital room rent (stay and bed charges), ICU services, and even new-age treatments.

Unique Features

ICU/ICCU Cover
Cataract Surgery
5% Cumulative Bonus

Group Arogya Sanjeevani Policy(Pros)

AYUSH Cover
Plastic Surgery
Dental Cover
ICU expenses covered
Ambulance Cover

Group Arogya Sanjeevani Policy(Cons)

No OPD Cover
No Dental Cover
No Stem Cell Surgery Cover
2% Room Rent Capping
5% compulsory copayment

Group Arogya Sanjeevani Policy(Other Benefits)

Deep Brain Stimulation Cover
Stem Cell Therapy Covered
Oral Chemotherapy
Room Rent Covered
COVID-19 Cover

Group Arogya Sanjeevani Policy(Eligibility Criteria)

Entry Age - 18 Years
Max Entry Age -65 Years
SI - 10L to 20L
Waiting Period - 30 Days

Why Buy Oriental Health Insurance Plans

Oriental Health Insurance offers a wide range of health plans that shell out several benefits. Below mentioned are some of the benefits that one can avail with Oriental Health Insurance plans.

Comprehensive Coverage: Oriental health plans provide comprehensive health insurance coverage options to fulfil all your medical requirements.
Daily Cash Benefit: When you are admitted to a hospital, you are eligible for daily cash as per your sum insured amount.
Portability Option: If you are not satisfied or happy with the services then, Oriental provides you with the option to port your policy to the other insurer.
Tax Benefits:Get the tax benefit on the premiums paid under section 80(D) of the Income Tax Act 1961.

What is Not Covered Under Oriental Health Insurance?

Intentional/self-inflicted injury.
Drug abuse/substance abuse/intoxication.
Alcohol consumption.
War/biological injuries/nuclear/chemical war.
Breach of law with criminal intent.
Insanity or Venereal disease.
Adventurous sport or any hazardous activity
Injuries arising from ionizing radiations or contamination by radioactivity

How To Buy Oriental Health Insurance?

Oriental Health Insurance Company has made the process of buying health insurance easy and convenient. Just follow the below steps and buy secure the healthcare needs of your loved ones today:

Visit the official website of Oriental Insurance Company.
Scroll down and choose the health policy you wish to buy.
On the next page, fill in the required details and calculate the premium.
Once done, you will get the payment details.
Make an online payment and your policy document will be sent to your registered email address.

What Is The Claim Process Of Oriental Health Insurance?

There are two processes to register a claim: Cashless and Reimbursement process.

Cashless Claim Process

In case if you want to avail of a cashless claim and are admitted to a network hospital then follow the below steps:

For availing of cashless treatment, the Oriental health insurance claim application form is required to be authorized by the network hospital.
The insurance company checks the information related to the medical condition and then analyzes if the claim is eligible for you or not.
After which the insurer reviews the medical information and determines whether that policyholder is eligible or not.
When the insurance company is satisfied with the information, at that time, the policyholder can avail cashless treatment. The insurer settles all the medical expenses directly with the network hospital.

Reimbursement Claim Process

In case of emergency hospitalization, the insurer must be informed within 24 hours of hospitalization or getting admitted to the hospital.

Fill the claim application form.
Attach all the medical documents and submit all other required documents to the insurance company within 15 days of discharge from the hospital.
Then, after the approval or the rejection from the insurer, the reimbursement claim is processed.

Documents Required To File A Reimbursement Claim Under Oriental Insurance Mediclaim Policy:

Duly filled claim form.
Recovery report.
Hospital discharge summary.
Pharmacy bills, receipts, and discharge reports along with the prescription.
Indoor case papers and duly-filled claim form Original Test Reports (x-rays/sonography/ECG, etc.)
A valid photo ID proof
Copy of claim intimation given to the Company.

The company may ask for any other documents if required.

What Is the Renewal Process Of Oriental Health Insurance?

The oriental health insurance must be renewed every year to enjoy its benefits. The company has come out with an online process, which makes it easy to renew your plan from the comfort of your home. The Oriental health insurance renewal process is mentioned below.

Visit Oriental Insurance's website and submit your request online by clicking on the 'Renew Online' option displayed on the menu bar.
Enter the policy number and click on the 'Renew Now' button to proceed further.
Specify the policy details.
Deposit the premium via available payment modes. A policy renewal notification will be shared with you.

How To Contact Oriental Health Insurance?

Oriental House, A-25/27, Asaf Ali Road, New Delhi - 110002

csd@orientalinsurance.co.in

011-43659595

Oriental Health Insurance: Frequently Asked Questions

1. What is the free look period under Oriental Health Insurance?

The company provides a free-look period of 15 days. During this period, the policyholder is free to cancel the policy if he/she does not agree with any of the clauses under the policy.

2. What are the benefits of having a health card issued by the Oriental Company?

The health card is primarily for cashless hospitalization. The insured person or accompanying member can display the card to the hospital. The hospital will verify with the assigned TPA/company, who will authorize the claim for cashless settlement.

3. Are pre-existing diseases covered under PNB Oriental Royal Mediclaim Insurance Policy?

Yes, pre-existing diseases are covered after three consecutive policy periods.

4. Are diseases like Cataract, Hernia, Piles, or Sinus covered under the Oriental Individual Mediclaim Policy?

Yes, they all are covered. However, the insured has to keep the policy active through timely payment of premium and wait for one or two years to receive a payout.

5. What kind of expenses are not covered in Oriental health insurance Organ Donor cover?

The cost of the organ and acquisition of the organ is not covered under Oriental Health Insurance.

6. How can I file a claim for my Oriental Health Insurance Policy?

For filing a claim, you need to get in touch with the customer support of Oriental Insurance. They will guide you with the further process.

7. What are the modes of premium payment available under the Oriental Health Insurance Policy?

The premiums for Oriental Insurance Mediclaim Policies can be paid in cash at the branch or via online methods. Online payments can be made using net banking, credit, or debit cards.

8. I want to check the policy status of my Oriental Health Insurance Policy. How can I do that?

Log in to the e-Portal with your registered user ID and password if you are a registered policyholder. You may have all the policy-related details after you've logged in.

9. What is the maximum number of claims I can make under the Oriental Mediclaim Policy?

There is no limit on the claims you can make in a policy year. However, keep in mind that the claims made should not exceed the sum insured chosen by you.

10. Will I get any tax exemption for the premiums paid under Oriental Health Insurance Policy?

Yes. as per Section 80D of the Income Tax Act, you are eligible to avail a tax exemption under Oriental Health Insurance policies.

11. Is there any child specif plan under Oriental Health Insurance?

No, the company does not have any specific health insurance plan for children. However, if you want to cover your child, you can cover them in family floater plans.

11. What will happen to my health insurance if I forgot to pay my health insurance premiums?

In case you forgot to pay your heath insurance premiums on time, the company will offer a grace period wherein you can pay your outstanding premiums.

12. Is there any maternity specific health plan under Oriental Health Insurance company?

No, the company does not offer any maternity specific health plan, however, it offer several plan wherein one can avail the coverage against maternity.

13. Where can I register my grievance under the Oriental Health Insurance company?

The company offers a seperate grievance redrealla team that can be contacted via:Grievance Nodal Officers at Head Office and Regional Offices- Smt. Anita Sharma , Chief Manager, Customer Service Department 4th Floor, Aggarwal House Asaf Ali Road, New Delhi-110002. Email: csd@orientalinsurance.co.in

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Oriental Health Insurance Reviews

Read what our customers have to say about Oriental Health Insurance Company

Customer Review Image

Richa Agrrawal

Mumbai

May 1, 2023

my experience with PolicyX has been overwhelmingly positive. Their excellent service, a wide range of insurance options, user-friendly website, competitive pricing, and trustworthiness make the...

Customer Review Image

Ritika

Kanpur

June 9, 2022

I purchased an insurance plan from oriental insurance and I am happy to be a part of this organization.

Customer Review Image

Simran C

Delhi

October 19, 2021

happy with the claim settling speed....they responded within no time and were super efficient during the whole process

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Sukhi singh

Delhi

October 18, 2021

good service...in fact super quick repsponse time of the customer support team...they have knowledge and are effective

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Kamakshi

Bengaluru

October 8, 2021

i raised my claims and they covered most of my surgery expenses ...they truly want to help which is the greatest thing about them

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Himesh Nigam

Chandigarh

September 8, 2021

Man I was pleasantly surprised with the customer agent I spoke to at Oriental...so detailed and thoruough about every query I had...going to get a health plan super soon!

Customer Review Image

Harma Bajwa

Mumbai

September 8, 2021

all the death benefits that were promised to us were delivered. my husband s deathn has not been easy but the quick support from Oriental was really helpful

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Karim Suleiman

Jaipur

September 8, 2021

I was very very doubtful about insurance in general becaus lots of frauds happening around. however, Oriental has been the most supportive throughout my father s death and gave us the benefits...

View All Oriental Health Insurance Reviews

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