PNB Oriental Royal Mediclaim Insurance Policy

Overview

The PNB Oriental Royal Mediclaim policy, introduced by Oriental Health Insurance, provides comprehensive coverage to account holders of Punjab National Bank and its associated banks. This Oriental Insurance Mediclaim policy covers individuals up to 79 years of age. It is available as an individual and family floater plan, covering two or more individuals.

Key Features and Benefits

It offers an extensive range of features and benefits at affordable premiums, including:

• Hospital cash
• Pre and post-hospitalization
• Domiciliary hospitalization
• Daily hospital cash allowance
• ICU and nursing expenses

Policy Details

The policy comes with different sum insured options ranging between ₹1 Lakh and ₹10 Lakh and can be purchased for a term of 1 year.

Plan Types

The policy has three plan types based on the beneficiary and registered account holders:

• One Account-One Policy
• Multiple Account-One Policy
• One Person Policy

Things To Remember: PNB Oriental Royal Mediclaim Health Insurance

Know more about PNB Oriental Royal Mediclaim Health Insurance, its claim process, buying process, and contact details by clicking on the sections below:

• Claim Process: Learn about the claim process of PNB Oriental Royal Mediclaim.
• Buying Process: Learn about the buying process of PNB Oriental Royal Mediclaim.
• Contact Us: For any query related to the policy, find contact details for PNB Oriental Royal Mediclaim.
• Renewal Process: Learn about the renewal process of PNB Oriental Royal Mediclaim.

Exclusions

• Hospitalization due to war, riot, strike, and nuclear weapons
• Intentional self-injury
• AIDS
• Miscarriage and abortion
• Congenital diseases
• Infertility and in-vitro fertilization
• Listed ailments after 12 months
• Pre-existing diseases after 36 months

Sample Premium Illustration of PNB Oriental Royal Mediclaim Plan

To understand the premium amount one needs to pay, let us go through the below examples:

1 Adult