PNB Oriental Insurance Renewal
  • Renew Your PNB Oriental Policy Online
  • Explore the Benefits of Renewing Online
  • Learn the Renewal Process
PNB Oriental Insurance Renewal
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PNB Oriental Health Insurance Renewal

PNB Oriental Health Insurance guarantees to provide financial aid in the event of a medical crisis, such as hospitalization, health exams, severe disease, and so on. Apart from health insurance, the company also sells travel, car, house, and personal injury insurance.

The company also offers an easy and hassle-free online renewal process to its customers so that they can renew their policies without any hurdles.

Let’s discuss the renewal of the PNB Oriental Mediclaim policy in detail.

Advantages of PNB Oriental insurance renewal

  • PNB Oriental health Insurance has a 36-month waiting period for pre-existing ailments and 12/24/36 month waiting periods for specific diseases. You will be eligible for coverage against all critical illnesses/diseases if you renew your Health Insurance policy on time.
  • If you don’t do PNB Oriental insurance renewal on timethen you will have to repeat the same process and wait till your waiting period is over.
  • PNB Oriental Mediclaim Renewal on time gives you the freedom to modify your plan according to your specific needs and requirements. You can add or delete any family member, as well as choose any available rider.
  • You and your family will have ongoing coverage against medical uncertainties/emergencies if you renew your insurance on time.

Renew your PNB Oriental Health Policy with just a few clicks and continue to enjoy advantages like pre-existing disease coverage, no-claim bonus, and more.

What happens if you do not renew your health insurance promptly?

If you fail to do your PNB Oriental mediclaim renewal promptly, you may face the following issues:

  • You will not receive the benefits such as a no-claim bonus.
  • You will not be able to get ongoing health coverage.
  • After each renewal of the policy, the waiting period will be shortened. Only after a waiting time does the pre-existing illness are covered. So, if you do not renew your health insurance, the waiting period will restart from the beginning.

What is the PNB Oriental mediclaim policy renewal process?

The oriental health insurance must be renewed every year to enjoy its benefits. You can choose PNB Oriental mediclaim policy renewal online, which makes it easy to renew your plan from the comfort of your home. The process is mentioned below.

  1. Visit Oriental Insurance’s website and submit your request online by clicking on the ‘Renew Online’ option displayed on the top of the menu bar.

  2. Enter the policy number and click on the ’Renew Now’ button to proceed further.

  3. Specify the policy details.

  4. Deposit the premium via available payment modes. A policy renewal notification will be shared with you.

Things to keep in mind when renewing your PNB Oriental health insurance policy

Timely renewal of your policy is not a difficult job. Following are some of the most significant considerations to make while renewing your Health Insurance Policy:

  • You must renew your health insurance coverage before the end of the policy period.
  • Keep track of the policy’s expiration date.
  • Claims made between the expiration date of the insurance and the renewal date will not be reimbursed.
  • You should re-evaluate your needs and requirements before renewing your coverage.

Explore other Oriental Health Insurance

To cater to the different medical needs of an individual & their family, Oriental Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to Oriental Health Insurance plans explore more:

Group Health Insurance

Oriental Health Insurance Bank Saathi Policy, a group policy by Oriental Insurance Company, is designed to provide indemnity to insured individuals an...

Unique Features

  • 2 Plan Variants
  • Newborn Baby Cover
  • Modern Treatment

Oriental Bank Saathi Policy (Pros)

Oriental Bank Saathi Policy
  • Maternity & newborn cover
  • Medical second opinion
  • Mental illness cover

Oriental Bank Saathi Policy (Cons)

Oriental Bank Saathi Policy
  • Illegal activities
  • Alcoholism
  • Adventure sports

Oriental Bank Saathi Policy (Other Benefits)

Oriental Bank Saathi Policy
  • Tax benefits
  • AYUSH treatment
  • Modern treatments

Oriental Bank Saathi Policy (Eligibility Criteria)

Oriental Bank Saathi Policy
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 25 L

Accident Health Insurance

The human body is mortal such that we all can not avoid an accident that could lead us to lose our lives or any part of the body like limbs, or major ...

Unique Features

  • Covers you globally
  • Optional medical cover
  • Accidental loss compensation

Oriental Personal Accident Policy (Pros)

Oriental Personal Accident Policy
  • Accidental death
  • Injury
  • Permanent total disability

Oriental Personal Accident Policy (Cons)

Oriental Personal Accident Policy
  • Obesity
  • Illegal activities
  • Cosmetic Procedures

Oriental Personal Accident Policy (Other Benefits)

Oriental Personal Accident Policy
  • Permanent partial disability
  • Temporary total disability
  • Worldwide accidental cover

Oriental Personal Accident Policy (Eligibility Criteria)

Oriental Personal Accident Policy
  • N/A

Individual and Family Health Insurance

Oriental Family Floater Policy offers versatile coverage options to their policyholders. Oriental Health Insurance designed the plan to align wit...

Unique Features

  • International Cover
  • Multiple Discount Benefits
  • E-Consultation Available

Oriental Happy Family Floater Policy (Pros)

Oriental Happy Family Floater Policy
  • Domiciliary hospitalization
  • Pre and post-hospitalization
  • Newborn baby expenses

Oriental Happy Family Floater Policy (Cons)

Oriental Happy Family Floater Policy
  • Illegal activities
  • Alcoholism and drug abuse
  • Obesity

Oriental Happy Family Floater Policy (Other Benefits)

Oriental Happy Family Floater Policy
  • Tele consultation
  • Telemedicine
  • Accidental death benefit

Oriental Happy Family Floater Policy (Eligibility Criteria)

Oriental Happy Family Floater Policy
  • Min entry age: 18 Years
  • Max entry age: 65 years
  • Initial waiting period: 30 days
  • Sum Insured: Up to 50 L

Individual and Family Health Insurance

PNB Oriental Royal Mediclaim policy introduced by Oriental Health Insurance provides comprehensive coverage to the account holders of Punjab National ...

Unique Features

  • Individual and Family Floater
  • AYUSH Cover
  • Check the Eligibility Criteria

PNB Oriental Royal Mediclaim Insurance Policy (Pros)

PNB Oriental Royal Mediclaim Insurance Policy
  • Covers family
  • High sum insured
  • Ambulance cover

PNB Oriental Royal Mediclaim Insurance Policy (Cons)

PNB Oriental Royal Mediclaim Insurance Policy
  • Illegal activities
  • Alcoholism and drug abuse
  • Obesity

PNB Oriental Royal Mediclaim Insurance Policy (Other Benefits)

PNB Oriental Royal Mediclaim Insurance Policy
  • Pre and post-hospitalization
  • Multiple variants
  • Daily hospital cash

PNB Oriental Royal Mediclaim Insurance Policy (Eligibility Criteria)

PNB Oriental Royal Mediclaim Insurance Policy
  • Min entry age: 18 Years
  • Max entry age: 79 Years
  • Initial waiting period: 30 Days
  • Sum insured: Up to 10 L

Individual

Oriental Individual Mediclaim by Oriental Health Insurance is an affordable health insurance policy that is designed to take care of all your medical ...

Unique Features

  • AYUSH Benefits Covered
  • Inclusions and Exclusions
  • Lifetime Renewability

Individual Mediclaim Policy (Pros)

Individual Mediclaim Policy
  • Family discount
  • Voluntary co-payment
  • Daily hospital cash

Individual Mediclaim Policy (Cons)

Individual Mediclaim Policy
  • Alcoholism and drug abuse
  • Obesity
  • Cosmetic procedures

Individual Mediclaim Policy (Other Benefits)

Individual Mediclaim Policy
  • Personal accident cover
  • Medical second opinion
  • Multiple SI options

Individual Mediclaim Policy (Eligibility Criteria)

Individual Mediclaim Policy
  • Min entry age: 18 Years
  • Max entry age: 65 Years
  • Initial Waiting Period: 30 Days
  • Sum Insured: Up to 50 L

Health Insurance Companies

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PNB Oriental Insurance Renewal: FAQs

1. What is PNB Oriental Health Insurance?

PNB Oriental Health Insurance guarantees to provide financial aid in the event of a medical crisis, such as hospitalization, health exams, severe disease, and so on.

2. What happens if you do not renew your PNB Oriental Health Insurance on time?

If you fail to do your PNB Oriental mediclaim renewal promptly, you may not receive benefits such as a no-claim bonus and ongoing health coverage.

3. What is the PNB Oriental health insurance renewal process?

Visit Oriental Insurance’s website and submit your request online by clicking the ‘Renew Online’ option and entering your policy number. Finally, deposit your renewal premiums as per your preferable payment method.

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Himanshu Kumar

Written By: Naval Goel

Naval Goel is the Founder and CEO of PolicyX.com (IRDA- Approved Insurance Comparison Website). He is a CFA charter holder (USA) and FRM (GARP). He holds an MBA from IIFT, Delhi, and is also an Associate from the Insurance Institute of India. Naval is an avid investor and entrepreneur who has a deep understanding of the Indian equity market and insurance sector. He has been investing for more than 10 years now and is a CFA charter holder.