PNB Oriental Health Insurance Renewal
PNB Oriental Health Insurance guarantees to provide financial aid in the event of a medical crisis, such as hospitalization, health exams, severe disease, and so on. Apart from health insurance, the company also sells travel, car, house, and personal injury insurance.
The company also offers an easy and hassle-free online renewal process to its customers so that they can renew their policy without any hurdles.
Let's discuss the PNB Oriental Mediclaim policy renewal in detail.
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Advantages of PNB Oriental Insurance Renewal
- PNB Oriental health Insurance has a 36-month waiting period for pre-existing ailments and 12/24/36 month waiting periods for specific diseases. You will be eligible for coverage against all critical illnesses/diseases if you renew your Health Insurance policy on time.
- If you don't do PNB Oriental insurance renewal on timethen you will have to repeat the same process and wait till your waiting period is over.
- PNB Oriental Mediclaim Renewal on time gives you the freedom to modify your plan according to your specific needs and requirements. You can add or delete any family member, as well as choose any available rider.
- You and your family will have ongoing coverage against medical uncertainties/emergencies if you renew your insurance on time.
Renew your PNB Oriental Health Policy with just a few clicks and continue to enjoy advantages like pre-existing disease coverage, no-claim bonus, and more.
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What happens if you do not renew your health insurance in a timely manner?
If you fail to do your PNB Oriental mediclaim renewal in a timely manner, you may face the following issues:
- You will not receive the benefits such as a no-claim bonus.
- You will not be able to get ongoing health coverage.
- After each renewal of the policy, the waiting period will be shortened. Only after a waiting time does the pre-existing illness are covered. So, if you do not renew your health insurance, the waiting period will restart from the beginning.
What is the PNB Oriental mediclaim policy renewal Process?
The oriental health insurance must be renewed every year to enjoy its benefits.You can choose PNB Oriental mediclaim policy renewal online, which makes it easy to renew your plan from the comfort of your home. The process is mentioned below.
Visit Oriental Insurance's website and submit your request online by clicking on the ‘Renew Online' option displayed on the top of the menu bar.
Enter the policy number and click on the 'Renew Now' button to proceed further.
Specify the policy details.
Deposit the premium via available payment modes. A policy renewal notification will be shared with you.
Things to Keep in Mind When Renewing Your PNB-Oriental Health Insurance Policy
Timely renewal of your policy is not a difficult job. Following are some of the most significant considerations to make while renewing your Health Insurance Policy:
- You must renew your health insurance coverage before the end of the policy period.
- Keep track of the policy's expiration date.
- Claims made between the expiration date of the insurance and the renewal date will not be reimbursed.
- You should re-evaluate your needs and requirements before renewing your coverage.