Oriental Health for Maternity
- 2nd Medical Opinion
- Maternity Cover
- Newborn Baby Cover
Simran has over 3 years of experience in content marketing, insurance, and healthcare sectors. Her motto is to make health and term insurance simple for our readers has proven to make insurance lingos simple and easy to understand by our readers.
Raj Kumar has more than a decade of experience in driving product knowledge and sales in the health insurance sector. His data-focused approach towards business planning, manpower management, and strategic decision-making has elevated insurance awareness within and beyond our organisation.
Updated on Apr 08, 2025 4 min read
Becoming a parent is one of the best feelings in the world. A maternity health insurance plan provides financial security for couples who want to bring their bundle of joy into the world and plan to expand their family. However, the pregnancy and childbirth process involves physical and emotional stress as well as financial obligations as it involves regular doctor visits, medical tests, pre-natal, medicines and supplements, birthing classes, and more. A couple needs to be financially secure as bringing a new life into the world and caring for it does not stop post-delivery, once the baby is born it requires attention including medical vaccines, doctor visits, treatments for congenital diseases if any, and other medical expenses. Oriental Health Insurance is an all-around insurance provider, offering unique health plans for individuals, families, and corporations.
Oriental Insurance maternity coverage is a unique health insurance plan offering maternity as well as newborn baby coverage. The plan offers multiple features and benefits offering new parents everything they need under one plan. Oriental insurance maternity coverage is a 1 year policy period with lifelong renewability and a high sum insured ranging between INR 12 to 50 Lac at affordable premiums.
Inclusions of maternity cover in oriental insurance are mentioned below
Pre and post hospitalization expenses
Daycare Treatments
Pregnancy cover
Home Treatment
Organ Donor
Ambulance cover
New born baby cover
Domiciliary Hospitalization
AYUSH Cover
Medical Second Opinion
Air Ambulance Cover
Accidental Death Benefit
Total Permanent Disability Benefit
Critical Illness Additional SI
Exclusions of maternity cover in oriental insurance are mentioned below
Intentional self-Injury, suicide or attempted suicide
Death due to intoxication
Injuries/death due to adventure sports
Death caused by venereal disease(s) .
Death or injury arising or resulting from insured committing breach of law with criminal intent
Injury or Death due to ionizing radiation or contamination by radioactivity from any nuclear fuel, nuclear weapon material, or from any nuclear waste from the combustion of nuclear fuel.
Injury or death caused by, contributed to, aggravated or prolonged by child birth or from pregnancy or in consequence thereof.
Injury or Death due to war, invasion, act of foreign enemy, hostilities( whether war be declared or not), civil war, rebellion, revolution, insurrection, mutiny, military or usurped power, seizure, capture, arrest, restraints and detainments of people
Oriental Health Insurance
To cater to the different medical needs of an individual & their family, Oriental Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to Oriental Health Insurance plans explore more:
Individual
Oriental Individual Mediclaim by Oriental Health Insurance is an affordable health insurance policy that is designed to take care of all your medical ...
Unique Features
Individual and Family Health Insurance
PNB Oriental Royal Mediclaim policy introduced by Oriental Health Insurance provides comprehensive coverage to the account holders of Punjab National ...
Unique Features
Individual and Family Health Insurance
Oriental Family Floater Policy offers versatile coverage options to their policyholders. Oriental Health Insurance designed the plan to align with dif...
Unique Features
Accident Health Insurance
The human body is mortal such that we all can not avoid an accident that could lead us to lose our lives or any part of the body like limbs, or major ...
Unique Features
Group Health Insurance
Oriental Health Insurance Bank Saathi Policy, a group policy by Oriental Insurance Company, is designed to provide indemnity to insured individuals an...
Unique Features
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The eligibility criteria for Oriental insurance maternity policy for adults is 18 years to 65 years. A new born child is covered from day 1 to the age of 90 days. Dependent children are covered from 91 days till 25 years.
The Oriental insurance maternity coverage offers a high sum insured range starting from INR 12 LAc to INR 50 Lac.
Yes, under oriental insurance maternity coverage new born baby cover starts from day 1 up to the age of 90 days. The insurer offers new born baby cover limited to 2.5% of the Sum Insured.
The following waiting periods are applicable under Oriental insurance maternity coverage Pre-existing diseases - 48 months Specific illnesses waiting period is applicable as per listed in the policy wordings 30 day waiting period
Maternity cover is applicable for up to 2.5% of the Sum Insured.
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Simran has over 3 years of experience in content marketing, insurance, and healthcare sectors. Her motto is to make health and term insurance simple for our readers has proven to make insurance lingos simple and easy to understand by our readers.
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