Network hospitals
3500+
Claim settlement ratio
90.18%
Sum insured
Up to 50 Lakh
No. of Plans
17
Solvency Ratio
0.45
Pan India Presence
1800+
Network hospitals
3500+
Claim settlement ratio
90.18%
Sum insured
Up to 50 Lakh
No. of Plans
17
Solvency Ratio
0.45
Pan India Presence
1800+
Becoming a parent is one of the best feelings in the world. A maternity health insurance plan provides financial security for couples who want to bring their bundle of joy into the world and plan to expand their family. However, the pregnancy and childbirth process involves physical and emotional stress as well as financial obligations as it involves regular doctor visits, medical tests, pre-natal, medicines and supplements, birthing classes, and more. A couple needs to be financially secure as bringing a new life into the world and caring for it does not stop post-delivery, once the baby is born it requires attention including medical vaccines, doctor visits, treatments for congenital diseases if any, and other medical expenses. Oriental Health Insurance is an all round insurance provider, offering unique health plans for individuals, families and corporations.
Oriental Insurance maternity coverage is a unique health plan offering maternity as well as new born baby cover. The plan offers multiple features and benefits offering new parents everything they need under one plan. Oriental insurance maternity coverage is a 1 year policy period with lifelong renewability and a high sum insured ranging between INR 12 to 50 Lac at affordable premiums.
Inclusions of maternity cover in oriental insurance are mentioned below
Pre and post hospitalization expenses
Daycare Treatments
Pregnancy cover
Home Treatment
Organ Donor
Ambulance cover
New born baby cover
Domiciliary Hospitalization
AYUSH Cover
Medical Second Opinion
Air Ambulance Cover
Accidental Death Benefit
Total Permanent Disability Benefit
Critical Illness Additional SI
Exclusions of maternity cover in oriental insurance are mentioned below
Intentional self-Injury, suicide or attempted suicide
Death due to intoxication
Injuries/death due to adventure sports
Death caused by venereal disease(s) .
Death or injury arising or resulting from insured committing breach of law with criminal intent
Injury or Death due to ionizing radiation or contamination by radioactivity from any nuclear fuel, nuclear weapon material, or from any nuclear waste from the combustion of nuclear fuel.
Injury or death caused by, contributed to, aggravated or prolonged by child birth or from pregnancy or in consequence thereof.
Injury or Death due to war, invasion, act of foreign enemy, hostilities( whether war be declared or not), civil war, rebellion, revolution, insurrection, mutiny, military or usurped power, seizure, capture, arrest, restraints and detainments of people
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May 1, 2023
my experience with PolicyX has been overwhelmingly positive. Their excellent service, a wide range of insurance options, user-friendly website, competitive pricing, and trustworthiness make the...
June 9, 2022
I purchased an insurance plan from oriental insurance and I am happy to be a part of this organization.
October 19, 2021
happy with the claim settling speed....they responded within no time and were super efficient during the whole process
October 18, 2021
good service...in fact super quick repsponse time of the customer support team...they have knowledge and are effective
October 8, 2021
i raised my claims and they covered most of my surgery expenses ...they truly want to help which is the greatest thing about them
September 8, 2021
Man I was pleasantly surprised with the customer agent I spoke to at Oriental...so detailed and thoruough about every query I had...going to get a health plan super soon!
September 8, 2021
all the death benefits that were promised to us were delivered. my husband s deathn has not been easy but the quick support from Oriental was really helpful
September 8, 2021
I was very very doubtful about insurance in general becaus lots of frauds happening around. however, Oriental has been the most supportive throughout my father s death and gave us the benefits...
Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.
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