Network hospitals
3500+
Incurred claim ratio
130.09%
Sum insured
Up to 50 Lakh
No. of Plans
13
Solvency Ratio
0.6
Pan India Presence
1800+
Network hospitals
3500+
Incurred claim ratio
130.09%
Sum insured
Up to 50 Lakh
No. of Plans
13
Solvency Ratio
0.6
Pan India Presence
1800+
Oriental Health Insurance for Senior Citizens is designed exclusively for senior citizens offering multiple sum insured options starting from 1 Lakh to 5 Lakhs. Oriental insurance for Senior Citizens is a robust and comprehensive health plan that provides not only tax benefits to policyholders but an all-round protection against medical emergencies.
Oriental Insurance for Senior Citizens provides all round coverage with a promise to offer financial assistance against medical emergencies, including hospitalization costs, health checkups, critical illness, etc. Oriental Health Insurance for Senior Citizens is an essential tool in giving your parents a comfortable life post retirement.
Oriental Health Insurance
With Oriental Insurance for Senior Citizen policyholders get coverage against sudden hospitalization, treatment of illnesses, surgeries, and more. Oriental Insurance for Senior Citizens is designed specifically to cater to the medical needs of senior citizens and encompasses multiple benefits.
Designed to offer health insurance coverage to senior citizens aged 60 years and above and comes out with a compulsory co-payment of 20%.
Unique Features
Minimum: 60 Years
Maximum: Lifelong, no bar
1 Year
Senior Citizens Floater
1 L |2 L | 3 L | 4 L | 5 L
30 Days*
Inclusions of Oriental Health Insurance Plans for Senior Citizen include:
Pre and post hospitalization expenses
Annual Health Check-up
Daycare Treatments
Ambulance cover
AYUSH coverage
Domiciliary Hospitalisation
Exclusions of Oriental Health Insurance Plan for Senior Citizen include:
Hospitalization out of war, riot, strike, and nuclear weapons
Intentional self-injury
AIDS
Adventure Sports Injuries
Cosmetic or obesity-related surgeries
Know more about Oriental Health Insurance Plans for Senior Citizens, its claim process, buying process, and contact details by clicking on the sections below:
Click to know Oriental Individual Mediclaim Claim Process.
Click to know Oriental Individual Mediclaim Buying Process.
Feel free to contact us Oriental Health Insurance.
Click to know Oriental Health Insurance Renewal Process.
Oriental Health Insurance offers a wide range of health insurance plans to fulfill the medical needs of individuals, families, and senior citizens.
A comprehensive policy that is designed to secure the healthcare needs of a family. The plan comes in 4 variants and the SI goes up to 50 lacs.
Unique Features
A plan for individuals and families covering domiciliary hospitalization, and daycare treatment. The plan also offers many discounts and other add-on benefits.
Unique Features
The policy focuses on securing the health of PNB account holders/employees and their families. The SI goes up to 10 lacs and covers 116 day care procedures.
Unique Features
A medical expenses covering policy for the account holders of Oriental Bank of Commerce (OBC) and covers individuals and family. The SI is up to 10 lacs.
Unique Features
The policy offers Daily Cash Benefit during hospitalization. It also provides a 25% extra daily cash benefit for female policyholders at no additional premium.
Unique Features
Covers hospitalization charges for the individual and family members. It is a standard plan that covers many illnesses and annual medical checkups.
Unique Features
It provides health insurance coverage to the financially constrained sections of society at very nominal premiums ranging between Rs. 50 to 70.
Unique Features
The policy safeguards the Indian emigrant workers who intend to emigrate or have done so. The policy provides a Sum Insured of 10 lacs.
Unique Features
Oriental Super Top-up policy is an add-on policy that is designed to provide coverage to the insured and his family in case their base coverage is exhausted.
Unique Features
Designed to offer health insurance coverage to senior citizens aged 60 years and above and comes out with a compulsory co-payment of 20%.
Unique Features
Coverage for medical expenses of various ailments to the policyholders residing outside of India for study and employment.
Unique Features
Specially designed to offer coverage on detection of Dengue Fever without any sub-limit/ co-payment. The plan comes with a coverage of up to Rs. 20,000.
Unique Features
A combination of travel and health insurance that contains health benefits and offers coverage against loss during travel abroad.
Unique Features
A plan that covers 22 critical illnesses including kidney and lung failure. The policy covers spouse, dependent child, parents-in-law and unmarried siblings.
Unique Features
Available on both an individual and family floater basis, it protects the policyholder from the expenses incurred due to COVID-19 treatment.
Unique Features
It is a group health insurance plan that covers hospitalization and maternity expenses. The plan also covers low-claim discounts.
Unique Features
A group health insurance product for the Bancassurance partners of the company. Prosper can include family and the Sum Insured goes up to 25 lacs.
Unique Features
See More Health Insurance Articles
See More Health Insurance Articles
Oriental Health Insurance for Senior Citizens can be purchased by individuals of 60 years and above with no maximum age limit.
Yes, there are a few waiting period conditions such as
Oriental Health Insurance for Senior Citizens offers policyholders a voluntary co-payment on the basis of which policyholders get discounts on premiums
Co-payment Opted | Discounts |
10% | 10 % |
20% | 20 % |
30% | 30 % |
40% | 40 % |
50% & above | 50% |
Yes, Policyholders can avail no claim discounts up to 20% in case they have a claim-free year.
Yes, policyholders have to undergo a pre-policy medical check-up before purchasing any Oriental Insurance for Senior Citizens.
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Naval Goel is the CEO & founder of PolicyX.com. Naval has an expertise in the insurance sector and has professional experience of more than a decade in the Industry and has worked in companies like AIG, New York doing valuation of insurance subsidiaries. He is also an Associate Member of the Indian Institute of Insurance, Pune. He has been authorized by IRDAI to act as a Principal Officer of PolicyX.com Insurance Web Aggregator.
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