Oriental Health Insurance for Senior Citizens
- Avail No Claim Bonus
- Comprehensive Cover
- AYUSH Treatments
Oriental Health Insurance for senior citizens is designed exclusively for senior citizens offering multiple sum insured options starting from 1 Lakh to 5 Lakhs. Oriental insurance for senior citizens is a robust and comprehensive health plan that provides not only tax benefits to policyholders but an all-around protection against medical emergencies.
Oriental Insurance for Senior Citizens provides all-around coverage with a promise to offer financial assistance against medical emergencies, including hospitalization costs, health checkups, critical illness, etc. Oriental Health Insurance for Senior Citizens is an essential tool in giving your parents a comfortable life post-retirement.
Inclusions of Oriental Health Insurance Plans for Senior Citizens include:
Pre and post-hospitalization expenses
Annual Health Check-up
Daycare Treatments
Ambulance cover
AYUSH coverage
Domiciliary Hospitalisation
Exclusions of Oriental Health Insurance Plan for Senior Citizens include:
Hospitalization out of war, riot, strike, and nuclear weapons
Intentional self-injury
AIDS
Adventure Sports Injuries
Cosmetic or obesity-related surgeries
Oriental Health Insurance
To cater to the different medical needs of an individual & their family, Oriental Health Insurance offers several Health Plans ranging from senior citizen plans to specialized plans for autistic children, to health insurance for cardiac patients, and many more.Take a look below to Oriental Health Insurance plans explore more:
Group Health Insurance
Oriental Health Insurance Bank Saathi Policy, a group policy by Oriental Insurance Company, is designed to provide indemnity to insured individuals an...
Unique Features
Accident Health Insurance
The human body is mortal such that we all can not avoid an accident that could lead us to lose our lives or any part of the body like limbs, or major ...
Unique Features
Individual and Family Health Insurance
Oriental Family Floater Policy offers versatile coverage options to their policyholders. Oriental Health Insurance designed the plan to align with dif...
Unique Features
Individual and Family Health Insurance
PNB Oriental Royal Mediclaim policy introduced by Oriental Health Insurance provides comprehensive coverage to the account holders of Punjab National ...
Unique Features
Individual
Oriental Individual Mediclaim by Oriental Health Insurance is an affordable health insurance policy that is designed to take care of all your medical ...
Unique Features
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Oriental Health Insurance for Senior Citizens can be purchased by individuals of 60 years and above with no maximum age limit.
Yes, there are a few waiting period conditions such as Pre - Existing diseases - 48 months Intial Waiting Period - 30 days Specific Ailments - 48 Months
Oriental Health Insurance for Senior Citizens offers policyholders a voluntary co-payment on the basis of which policyholders get discounts on premiums Co-payment Opted Discounts 10% 10 % 20% 20 % 30% 30 % 40% 40 % 50% & above 50%
Yes, Policyholders can avail no claim discounts up to 20% in case they have a claim-free year.
Yes, policyholders have to undergo a pre-policy medical check-up before purchasing any Oriental Insurance for Senior Citizens.
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Naval Goel is the Founder and CEO of PolicyX.com (IRDA- Approved Insurance Comparison Website). He is a CFA charter holder (USA) and FRM (GARP). He holds an MBA from IIFT, Delhi, and is also an Associate from the Insurance Institute of India. Naval is an avid investor and entrepreneur who has a deep understanding of the Indian equity market and insurance sector. He has been investing for more than 10 years now and is a CFA charter holder.
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