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Go Digit Term Insurance
Go Digit Term Insurance aims to provide customer-centric, technology-driven insurance solutions.
The headline features and policy mechanics, at a glance.
Affordable premium options starting from entry-level to comprehensive whole-life protection.
Industry-leading approval rate on eligible term insurance claims in the most recent fiscal year.
Well above IRDAI's 1.5× floor — strong indicator of long-term claim-paying ability.
Choose from level cover, increasing cover, and return-of-premium variants.
Extend a base policy with add-on covers — critical illness, accidental death, waiver of premium and more.
Branch offices and claim service centres across India for easy policy servicing.
Go Digit Term Insurance offers term insurance, savings plans, ULIPs, and endowment plans, aiming to make insurance easy even for first-time buyers. The company emphasizes digital solutions for buying and managing insurance policies, ensuring a hassle-free experience. Digit Glow Term Insurance is one such offering by Go Digit Life Insurance that provides financial protection to your loved ones in case of your untimely death during the policy tenure.
What are some of the key features of this plan?
Every plan currently being sold by Go Digit Term Insurance, shown side-by-side so you can shortlist quickly.
Digit Glow Term Insurance Plan by Go Digit Life Insurance Ltd provides high life cover at affordable premiums, flexible policy terms, and pure risk pr...
Enhance your term plan with optional add-on riders for broader protection.
Go Digit Accidental Death Rider
Offers additional benefits in case of the policyholder’s death due to an accident.
Go Digit Accidental Disability Rider
This rider offers the rider sum assured if the policyholder becomes partially or totally disabled due to an accident.
Go Digit Critical Illness Rider
If the policyholder is diagnosed with any of the critical illnesses mentioned in the brochure, rider benefits are paid to them.
Go Digit Term Insurance is one of the most trustworthy and reliable insurer partners. Here are the reasons why you should choose Go Digit Term Insurance Plans:
01
Go Digit Term Insurance plans offer affordable premiums, making them a good option for everyone looking for budget-friendly term plans.
02
Go Digit Term Insurance boasts a claim settlement ratio of 99.53%, indicating their efficiency in settling claims within a particular time frame.
03
Go Digit Life Insurance has a vast customer base of over 5 crore, reflecting the trust they have built over time.
04
Go Digit aims to provide insurance plans that are simple and easy to understand, making them a viable choice for all.
05
Go Digit has been dedicated to providing a seamless and hassle-free customer experience since its operations began.
For policy purchase and claim submission. Have these ready before you start.
To purchase a Go Digit Term Insurance plan, certain eligibility criteria must be met. Let's understand them in detail:
Age: A person between the ages of 18 and 65 is eligible to apply for a term life insurance plan. The policyholder’s age is a key factor in the term insurance plan’s premium.
Health Condition: Since a Go Digit Term Insurance plan insures the policyholder’s life, most insurance providers require a policyholder to undergo a health examination to determine their current health condition and the inherent risks for the insurer. Be completely honest about your health condition and medical history to avoid issues during claim settlement.
Income: A Go Digit Term Insurance plan has no specified minimum income requirement. However, they may ask for bank statement copies and salary slips to determine the coverage for your term plan.
Smoking Habits: If you smoke or have been a smoker in the past, you must disclose this information to the insurer. This is because smokers are exposed to severe health hazards like lung cancer.
Citizenship: Indian citizens can buy a Go Digit Term Insurance plan in India in their name. NRIs or PIOs can also avail the benefits of a term insurance plan in India.
Go Digit Term Insurance Plans offer various additional benefits to policyholders. Here are some of them:
Go Digit Term Insurance plans allow you to increase your coverage by choosing add-on riders like accidental death benefit, critical illness, and disability riders.
Digit Glow by Go Digit offers various additional wellness benefits, including doctor-on-call, wellness coach, lab services, and pharmacy services.
Go Digit Term plans offer flexible premium payment terms, including monthly, quarterly, half-yearly, and yearly.
Digit Glow Term Plan allows policyholders to choose from limited pay and regular pay options.
Go Digit Term Insurance plans offer tax benefits under Sections 80C and 10(10D) of the Income Tax Act, 1961.
Step-by-step guides for the four key moments in your policy lifecycle. Click a tab to switch.
The claim settlement process for the Go Digit Term Insurance Plan is very simple and hassle-free. The insurance provider offers options for settling a claim both online and offline. Below is the process to easily submit and settle your claim:
Follow these steps to calculate premiums and buy a Go Digit Term Insurance plan:
Don't just take our word for it — check out what our happy customers say about us!
All my claims were rejected for 3 years. Then, I received a text from PolicyX team, who noticed that my claims hadn't been settled. They managed to get my claims settled, totalling ₹4.5 L. I really appreciate the efforts of the PolicyX advisors for their support in settling my claims.
Ravindra SinghI highly appreciate the help of the PolicyX team for settling my claim of Rs. 5 Lakhs with zero deductions. I took a policy online from them in March 2024. As a customer, it's been a great experience throughout the process.
Priti VarshneyI'm very satisfied because my claim of over ₹2 L has been settled as a result of your team effort. However, I was very upset with the insurer, who delayed the claim for almost 2 months. But with your support and interaction, the claim was settled within 30 days & I appreciate it a lot.
Nisha MaryI bought my health policy from PolicyX, and so far, it's been a very pleasant experience with the team. I really appreciate the help for renewing my health policy. I look forward to continuing my relationship with PolicyX and recommend it to everyone.
Ajay ShahPolicyX has been a savior during a medical emergency in my family recently. My wife was admitted in the hospital, and the insurance company declined my claim request. The PolicyX team handled the situation very well and I received the claim right on time.
Vijay RathodI purchased a health plan for the very first time and the support by PolicyX is commendable. They helped me with the paperwork, explained the policy details to me with patience and supported me at every step of policy buying. A big thanks to you guys.
Uma MahajanThe 11 most-asked questions about Go Digit Term Insurance, answered.
Aggregate ratings from 60 verified PolicyX customers who bought a Go Digit Term Insurance plan.
PolicyX content is researched in-house and reviewed by an IRDAI-certified insurance specialist before publication.
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Compare Go Digit Term Insurance term plans with other top insurers in India.
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