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TATA AIA Term Insurance offers an ideal solution to those who wish to secure the financial future of their family in their absence. With 3 different term plans, TATA AIA ensures to provide extensive coverage at an affordable price.
With several benefits and features, TATA AIA Term plans look after the financial needs of your loved ones after you. The company has PAN India presence and is always available to assist you with your queries.
Continue reading to explore more about TATA AIA Term Insurance.
Take a look at the below section to understand the different term plans offered by TATA AIA. For your understanding, we have mentioned TATA AIA term plans along with some of their unique features. Scroll below to read.
Provides comprehensive financial protection to the family of policyholders and offers the flexibility to customize the plan to best suit your needs.
Unique Features
InstaProtect is a comprehensive solution that provides financial protection to your family by combining the life coverage with critical illness, hospitalization expenses, accidental death and more.
Unique Features
TATA AIA Saral Jeevan Bima is a simple and affordable insurance plan that protects your family financially. The plan allows you to enhance your protection with the help of optional riders.
Unique Features
An all-inclusive plan that comes with mental and physical wellness features, discount on premium, early rewards and high sum assured of 2 crores.
Unique Features
A whole life cover plan that offers flexible premiums, covers terminal illnesses with 50% of the basic sum assured upon detection, and a life stage plus option.
Unique Features
Everyone wants to make sure that their loved ones have a comfortable life and a secure future. Most of us thrive to provide joy, comfort, and security to our family members making sure they are never short of financial resources. Read more to understand the key benefits of buying Term Insurance.
The rider offers additional coverage against unforeseen events like accidental death, accidental disability, critical illnesses including cancer and cardiac conditions, terminal illnesses, and more. Along with this, the rider also allows you to extend the rider coverage to protect your loved ones under the same plan.
Under this rider, one can avail of additional coverage against different risks such as hospitalization, accidental disability and critical illnesses like cancer and cardiac arrests at minor and major stages, and more. Also, the rider offers coverage against major ailments as well as major and minor illnesses or injuries along with multiple claim payouts.
The insurers sell two-term plans online and you can purchase them easily from their official website. The two plans are TATA AIA LIFE Insurance Sampoorna Raksha Supreme and a newly launched plan TATA AIA LIFE Insurance Insta protect solution.
We have provided a clear breakdown to help you navigate the buying process easily:
After making the payment, the company will send a soft copy of the policy to the registered email address of the customer.
All claim settlements are the topmost priority for any insurance provider. To claim a policy only these are the steps one needs to follow for a smooth process
1
Visit the official website of TATA AIA
2
Register your claim by uploading all the necessary documents for verification
3
Once all the documents are verified by the insurer, the claim will be processed and the claim amount will be disbursed.
TATA AIA has commenced two new initiatives to make the claim process smoother. Read below to know more about the same:
B- Wing, 9th Floor, I-Think Techno Campus, Behind TCS, Pokhran Road No.2, Close to Eastern Express Highway, Thane(West) - 400 607
customercare@tataaia.com
1860-266-9966
The company provides customers with a variety of convenient options to make premium payments. The payment for the TATA AIA term life insurance plans (TATA AIG term life insurance) can be made through:
Yes. If you are a smoker, you have to pay a higher premium amount than a non-smoker.
No, one can't change a term plan's specifications after buying it. However, if required, one can opt for a plan that has an increasing or decreasing sum assured.
Yes, you can change the beneficiary of the TATA AIA term plan during the tenure of the policy.
TATA AIA term plan offers 30 days free look period to cancel your policy and the premium paid will be refunded.
Tata aia term insurance offers a grace period of 30 days in which you can pay your premium. If the premium is not paid during the grace period, your insurance policy will lapse, and you will have two years to revive it.
No, TATA AIA term plan does not offer maturity benefits. You can choose the Term Insurance with Return of Premium (TROP) Plan in which you can get back the premiums paid on term insurance.
The Claim Settlement Ratio of TATA AIA Term Insurance plan 98.53% .
The mode of payments of TATA AIA Term Insurance plans are: yearly, half-yearly, quarterly, and monthly.
Documents required for online claim settlement are:
The Policyholder must first fill the surrender form and then attach the relevant documents at the nearest branch. After going through the documents the company will transfer the amount in the policyholder's bank account. And the policy will be cancelled forever.
You may only purchase a TATA AIA term plan for yourself. If your spouse earns a salary, they can purchase it for themselves. You can always choose to have your spouse or child get the death benefit, though.
The terms of the Tata AIA Term plan are not different for smokers and non-smokers. The only charges that differ are premium rates and sometimes non-smoker’s discounts.
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Read what our customers have to say about Tata AIA term insurance company
mohit khanna
Madurai
February 24, 2022
I have a home loan, a 4 year daughter, old mother and wife. I am a salaried person and always worried about future saving for them. TATA gave me a good cheap plan that fulfills my wishes for fu...
anu
Delhi
February 18, 2022
My husband passed away and I felt stuck but then when i contacted the company they helped me without giving me any issues.
Vridhi Singh
Pune
October 5, 2021
It is a very good company. Not only it looks after the customers needs but also is always available whenever the customer has any queries
Kanika Chaudhary
Delhi
September 21, 2021
If you are looking to buy a Term Life insurance policy, go for Tata aia Insurance company. their customer support team is very supportive and very helpful.
Ravi Dhingra
Lukhnow
September 16, 2021
Happy with the services of the company, Full satisfied. The customer care team helps its customers very patiently and nicely.
Kunal Sahni
Indore
June 28, 2021
TATA AIA offers a wide range of life insurance products. I have bought two life insurance plans from the company, and I am happy about my decision.
Vivek Kumar Sahni
Chennai
June 28, 2021
One of the best thing I have bought for my family. I have this assurance that in my absence my family s dreams would be fulfilled without any roadblocks. Thank you TATA AIA for supporting every...
Deepak Thakur
Other
November 5, 2015
I visited this portal after the advice of one of my friends. While comparing i got a bit confused regarding which plan to chose. Got a call from their custoemr support team who guided me throug...
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