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Tata AIA Insta Protect is a comprehensive plan protecting your family against death, disability, and disease under a single plan. The plan safeguards your family financially from life and health uncertainties. Insta Protect by TATA AIA is affordable and provides protection against 40 critical illnesses. Moreover, it has flexible premium payment options with inbuilt privileges like:
Tata AIA Insta Protect offers a plethora of benefits such as the TATA AIA Vitality wellness program that is inbuilt the term plan, with eligibility criteria as 18 to 45 Years (entry age).
Features | Minimum | Maximum | ||
Sum Assured | 25/50/70 Lakhs | |||
Return of Premium Option | ROP/non-ROP | |||
Entry Age | 18 Years | 45 Years | ||
Maturity age | 23 years | 75 Years | ||
Policy Term | Non- ROP | 5 years | 50 Years | |
ROP | 10 years | 40 years | ||
Premium Payment Term | Single Pay | 1 Year | ||
Limited Pay | 5 Years | Policy Term Minus 1 | ||
Regular Pay | Equal to Policy Term | |||
Premium Frequency | Annual, Half-yearly, Quarterly, Monthly |
TATA AIA Insta Protect offers multiple benefits and features to its customers that we have mentioned below for a better understanding:
Benefits Available | Features | Sum Assured Packages | ||
25 L | 50 L | 70 L | ||
CritiCare Plus | Covers 40 Critical Illnesses (including Cancer & Heart ailments) | 3 L | 5 L | 10 L |
HospiCare | Covers hospitalization/ICU admission costs etc. | 5 L | 10 L | 10 L |
Accidental Total & Permanent Disability | Covers Total & Permanent Disability due to accident | 5 L | 10 L | 15 L |
Accidental Death | Covers Death due to accident | 5 L | 10 L | 15 L |
Sampoorna Raksha Supreme | A benefit payable on death or accelerated Terminal Illness | 7 L | 15 L | 20 L |
Tata AIA Vitality | Access to a comprehensive Wellness Program which offers you a Premium discount/Cover Booster on the basis of your Vitality Status |
Tata AIA Insta Protect comprises multiple useful features that will aid customers in providing well-rounded financial protection to their families. We have compiled a list of features that make the plan stand out from the rest.
The way TATA AIA Insta protect plan works is mentioned in the steps given below:
There are certain sets of documents that policyholders must produce that are required by the insurers in order to complete the purchase process of Tata AIA Insta Protect Solution. We have mentioned the list below:
Take a look at the below section to understand the different term plans offered by TATA AIA. For your understanding, we have mentioned TATA AIA term plans along with some of their unique features. Scroll below to read.
The plan offers various life coverage options, including Whole Life coverage up to age 100, and the added benefit of the Credit Protect option.
Unique Features
This is a simple and affordable plan that protects your family financially. The plan allows you to enhance your protection with the help of optional riders.
Unique Features
An all-inclusive plan that comes with mental and physical wellness features, discount on premium, early rewards and high sum assured of 2 crores.
Unique Features
A whole life cover plan that offers flexible premiums, covers terminal illnesses with 50% of the basic sum assured upon detection, and a life stage plus option.
Unique Features
The eligibility criteria for the plan are as follows
Entry Age | 18 Years | 45 Years |
Maturity age | 23 years | 75 Years |
Yes, the plan is eligible for tax benefits under the Income Tax Act. Policyholders can avail tax benefits after the purchase of this policy.
Under the tata aia Insta Protect plan the individual is covered against a medical emergency wherein, the plan pays a per day hospitalization benefit of 0.5% of the sum assured. In case the insured individual has to be admitted to the ICU, an additional 0.5% of the sum assured will be paid out respectively under hospice care.
The various sum assured options available for customers under the TATA AIA Insta Protect Plan are as follows
TATA AIA vitality plan is a holistic and versatile wellness program integrated under TATA AIA Insta Protect Plan offering customers the motivation required to maintain a healthy lifestyle. The rewards provided by Tata AIA Vitality may be in the form of premium discounts, cover booster,s and more.
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