TATA AIA Insta Protect Plan
  • All round protection
  • Loaded with features
  • Very high Sum Insured
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TATA AIA Insta Protect Solution Plan

Tata AIA Insta Protect is a comprehensive plan protecting your family against death, disability, and disease under a single plan. The plan safeguards your family financially from life and health uncertainties. Insta Protect by TATA AIA is affordable and provides protection against 40 critical illnesses. Moreover, it has flexible premium payment options with inbuilt privileges like:

  • Hospitalization Benefit
  • Accidental Death Benefit
  • Cancer Protection
  • Cardiac Protection
  • Critical Illness Protection
  • Terminal Illness Protection

Tata AIA Insta Protect offers a plethora of benefits such as the TATA AIA Vitality wellness program that is inbuilt the term plan, with eligibility criteria as 18 to 45 Years (entry age).

TATA AIA Insta Protect At A Glance

Features Minimum Maximum
Sum Assured 25/50/70 Lakhs
Return of Premium Option ROP/non-ROP
Entry Age 18 Years 45 Years
Maturity age 23 years 75 Years
Policy Term Non- ROP 5 years 50 Years
ROP 10 years 40 years
Premium Payment Term Single Pay 1 Year
Limited Pay 5 Years Policy Term Minus 1
Regular Pay Equal to Policy Term
Premium Frequency Annual, Half-yearly, Quarterly, Monthly

TATA AIA Insta Protect Benefits

TATA AIA Insta Protect offers multiple benefits and features to its customers that we have mentioned below for a better understanding:

Benefits Available Features Sum Assured Packages
25 L 50 L 70 L
CritiCare Plus Covers 40 Critical Illnesses (including Cancer & Heart ailments) 3 L 5 L 10 L
HospiCare Covers hospitalization/ICU admission costs etc. 5 L 10 L 10 L
Accidental Total & Permanent Disability Covers Total & Permanent Disability due to accident 5 L 10 L 15 L
Accidental Death Covers Death due to accident 5 L 10 L 15 L
Sampoorna Raksha Supreme A benefit payable on death or accelerated Terminal Illness 7 L 15 L 20 L
Tata AIA Vitality Access to a comprehensive Wellness Program which offers you a Premium discount/Cover Booster on the basis of your Vitality Status

TATA AIA Insta Protect Key Highlights

Tata AIA Insta Protect comprises multiple useful features that will aid customers in providing well-rounded financial protection to their families. We have compiled a list of features that make the plan stand out from the rest.

  • Affordable premiums and high coverage
    TATA AIA Insta Protect offers its customers a high range of coverage with multiple premium payment options making it affordable for every individual. The flexible premium payment terms are available as monthly/quarterly/annually or lumpsum which allows policyholders to plan their finances in a better way and availing all the benefits of the plan.
  • Comprehensive Insurance Solution
    The plan offers customers comprehensive protection wherein the insured individual is protected against death and cancer, cardiac ailment, critical illnesses, hospitalization, terminal illness, and disability. The plan also has an inbuilt wellness program allowing individuals to live a healthy and balanced life.
  • Quick Policy Issuance
    The insurance provider delivers customers their choice of policy with customizations efficiently. It is a simple and easy process for customers to purchase the TATA AIA Insta Protect policy with TATA AIA insurance providers via their official website.
  • Wellness Program
    TATA AIA Insta Protect Plan offers the TATA AIA Vitality wellness program that provides insurance holders with rewards in the form of a Discount on Premiums, Cover Boosters, etc. The wellness program also helps policyholders in understanding and improving health consistently.
  • Return Of Premiums Availability
    Insured individuals can avail of the return of premiums for respective coverage on maturity if the plan/benefit option is active (in force) till the end of the policy term.

Tata AIA Insta Protect Functionality

The way TATA AIA Insta protect plan works is mentioned in the steps given below:

  • Insurance holders must pick one sum assured option out of the choices given under the plan of 25/50 and 70 Lakh INR
  • Opt for return of premium or non-return of premium as per your requirements
  • Opt for suitable policy terms/premium payment terms and premium frequency
  • Lastly, policyholders must opt for payment mode. Individuals can opt for online policy purchases via multiple digital payment modes provided by insurance providers.

Documents Required To Purchase TATA AIA Insta Protect Solution

There are certain sets of documents that policyholders must produce that are required by the insurers in order to complete the purchase process of Tata AIA Insta Protect Solution. We have mentioned the list below:

  • PAN Card of Insured Individual
  • Aadhar Card of Insured Individual
  • Previous 6 months' bank statements
  • Salary Slip
  • Income Tax Receipt

TATA AIA Term Insurance Plans

Take a look at the below section to understand the different term plans offered by TATA AIA. For your understanding, we have mentioned TATA AIA term plans along with some of their unique features. Scroll below to read.

Tata AIA Life Insurance Sampoorna Raksha Supreme

The plan offers various life coverage options, including Whole Life coverage up to age 100, and the added benefit of the Credit Protect option.

Unique Features

  • Low premiums for women
  • Life cover up to 100 years
  • 24x7 online medical consultation

Sampoorna Raksha Supreme (Pros)

  • 2 Premium Payout Options
  • 2 Rider Option
  • Top-Up Sum Assured

Sampoorna Raksha Supreme (Cons)

  • No Loans Allowed
  • Only 1% Discount on Installment
  • No Suicide Cover in Terminal Illness

Sampoorna Raksha Supreme (Other Benefits)

  • Non-Forfeiture Benefit
  • Survival and Maturity Benefit
  • Payor Accelerator Benefit advances 50% SA

Sampoorna Raksha Supreme (Eligibility Criteria)

  • Entry Age - 18 years
  • Max Entry Age - 60 years(POS)
  • Minimum Sum Assured - 1 L
  • Maximum Maturity Age - NA
  • Premium Payment Term - LP/RP/SP

Tata AIA Life Insurance Saral Jeevan Bima

This is a simple and affordable plan that protects your family financially. The plan allows you to enhance your protection with the help of optional riders.

Unique Features

  • Flexibility to choose policy term
  • Lower premium rate for females
  • Avail Tax Benefits

Saral Jeevan Bima (Pros)

  • Available for Online Buying
  • Choose to pay Premium Once
  • Max Sum Assured 50L

Saral Jeevan Bima (Cons)

  • No Survival Benefit
  • No Maturity Benefit
  • No Surrender Benefit

Saral Jeevan Bima (Other Benefits)

  • Suicide Cover
  • Spouse Cover
  • Policy Revival Within 5 Years

Saral Jeevan Bima (Eligibility Criteria)

  • Entry Age - 18 years
  • Max Entry Age - 65 years
  • Minimum Sum Assured - 5 L
  • Maximum Maturity Age - NA
  • Premium Payment Term - RP/SP/LP(5&10 Years)

Tata AIA SRS Vitality Protect

An all-inclusive plan that comes with mental and physical wellness features, discount on premium, early rewards and high sum assured of 2 crores.

Unique Features

  • Life Coverage With Term Booster
  • Wellness Based Discount
  • Rider Sum Assured Boosters

SRS Vitality Protect (Pros)

  • 10% Guaranteed Discount
  • Wellness Rewards Program
  • Guaranteed 1st Year Discount

SRS Vitality Protect (Cons)

  • No Plan Conversion Option
  • No Maturity Benefit
  • Limited Premium Payment Terms

SRS Vitality Protect (Other Benefits)

  • 75% SA Terminal Illness Coverage
  • Cover Boosters
  • Up To 30% Rider Premium Discount

SRS Vitality Protect (Eligibility Criteria)

  • Entry Age - 18 years
  • Max Entry Age - 65 years
  • Minimum Sum Assured - 50 L
  • Max Maturity Age 100Yrs
  • Premium Payment Term - (5-81 Yrs) LP/RP/SP

Tata AIA Maha Suraksha Supreme

A whole life cover plan that offers flexible premiums, covers terminal illnesses with 50% of the basic sum assured upon detection, and a life stage plus option.

Unique Features

  • Life/Life Plus Income Options
  • 50% of SA on Terminal Illness
  • Female & Non-Smoker Discounts

Maha Suraksha Supreme (Pros)

  • Additional Riders
  • High Cover Discount
  • Life Coverage with Terminal Illness Payout

Maha Suraksha Supreme (Cons)

  • No Policy Loan is Available
  • No Plan Conversion Option
  • No Maturity Benefit

Maha Suraksha Supreme (Other Benefits)

  • Payout Accelerator Benefit
  • 105% SA Death Benefit
  • Whole Life coverage (till age 100 years)

Maha Suraksha Supreme (Eligibility Criteria)

  • Entry Age - 18 years
  • Minimum Sum Assured - 50 L
  • Max Maturity Age 100Yrs
  • Premium Payment Term - LP/RP/SP
  • Max Entry Age - 65 years(Adaptable)

TATA AIA Insta Protect Solution Plan : FAQs

1. What are the eligibility criteria for Tata AIA Insta Protect plan?

The eligibility criteria for the plan are as follows

Entry Age 18 Years 45 Years
Maturity age 23 years 75 Years

2. Is Tata AIA Insta protection plan eligible for tax benefits?

Yes, the plan is eligible for tax benefits under the Income Tax Act. Policyholders can avail tax benefits after the purchase of this policy.

3. What does hospice care mean under the Tata AIA Insta Protect Plan?

Under the tata aia Insta Protect plan the individual is covered against a medical emergency wherein, the plan pays a per day hospitalization benefit of 0.5% of the sum assured. In case the insured individual has to be admitted to the ICU, an additional 0.5% of the sum assured will be paid out respectively under hospice care.

4. What are the various sum assured packages available under TATA AIA Insta Protect Plan?

The various sum assured options available for customers under the TATA AIA Insta Protect Plan are as follows

  • 25 Lakhs
  • 50 Lakhs
  • 70 Lakhs

5. How does TATA AIA vitality benefit insurance holders?

TATA AIA vitality plan is a holistic and versatile wellness program integrated under TATA AIA Insta Protect Plan offering customers the motivation required to maintain a healthy lifestyle. The rewards provided by Tata AIA Vitality may be in the form of premium discounts, cover booster,s and more.

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Tata AIA Term Insurance Reviews

Read what our customers have to say about Tata AIA term insurance company

Customer Review Image

Kaushalya

Cuttack

March 15, 2024

I need an instant tax receipt for my Tata Aia life insurance premium pay for section 80C. So, I decided to reach out to Policyx.com for the same.

Customer Review Image

mohit khanna

Madurai

February 24, 2022

I have a home loan, a 4 year daughter, old mother and wife. I am a salaried person and always worried about future saving for them. TATA gave me a good cheap plan that fulfills my wishes for fu...

Customer Review Image

anu

Delhi

February 18, 2022

My husband passed away and I felt stuck but then when i contacted the company they helped me without giving me any issues.

Customer Review Image

Vridhi Singh

Pune

October 5, 2021

It is a very good company. Not only it looks after the customers needs but also is always available whenever the customer has any queries

Customer Review Image

Kanika Chaudhary

Delhi

September 21, 2021

If you are looking to buy a Term Life insurance policy, go for Tata aia Insurance company. their customer support team is very supportive and very helpful.

Customer Review Image

Ravi Dhingra

Lukhnow

September 16, 2021

Happy with the services of the company, Full satisfied. The customer care team helps its customers very patiently and nicely.

Customer Review Image

Kunal Sahni

Indore

June 28, 2021

TATA AIA offers a wide range of life insurance products. I have bought two life insurance plans from the company, and I am happy about my decision.

Customer Review Image

Vivek Kumar Sahni

Chennai

June 28, 2021

One of the best thing I have bought for my family. I have this assurance that in my absence my family s dreams would be fulfilled without any roadblocks. Thank you TATA AIA for supporting every...

Daina Mathew

Written By: Daina Mathew

Daina is a content writеr with a profound grasp of Insurancе, Stocks, and Businеss domains. Hеr extensive 3-year еxpеriеncе in thе insurancе industry еquips hеr with a nuancеd undеrstanding of its intricaciеs. Hеr skills еxtеnd to crafting blogs, articlеs, social mеdia copiеs, vidеo scripts, and wеbsitе content. Her ability to simplify complex insurancе concepts into reader-friendly content makes her an еxpеrt in the domain.

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