Sampoorna Raksha Promise by Tata AIA Life Insurance is a pure-term insurance pla ...Read More
Sampoorna Raksha Promise by Tata AIA Life Insurance is a pure-term insurance plan that offers financial protection to your loved ones in case of your death. This plan allows you to opt for whole-life coverage (up to 100 years). You can choose from 4 plan options available with this plan. This term insurance policy comes with an inbuilt waiver of premium on diagnosis of terminal illness. Tata AIA is one of the leading life insurance companies that offers multiple life insurance solutions, including term plans, ULIPs, child plans, savings plans, etc. ...Read Less
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Updated on Apr 13, 2026 4 min read
Sampoorna Raksha Promise by Tata AIA Life Insurance is a pure-term insurance plan that offers financial protection to your loved ones in case of your death. This plan allows you to opt for whole-life coverage (up to 100 years). You can choose from 4 plan options available with this plan. This term insurance policy comes with an inbuilt waiver of premium on diagnosis of terminal illness.
Tata AIA is one of the leading life insurance companies that offers multiple life insurance solutions, including term plans, ULIPs, child plans, savings plans, etc.
Sampoorna Raksha Promise Plan of TATA AIA offers you a range of benefits, including:

Minimum age- 18 years, Maximum age- 65 years
Maximum maturity age- 100 years
Minimum term - 1 year Maximum term - 82 years
Base sum assured- Rs 25 lakhs to No limit
No policy loan is available under this plan.
Yearly, half-yearly, quarterly, and monthly
TATA AIA Sampoorna Raksha Promise Plan Review 2025
Tata AIA Sampoorna Raksha Promise Term Plan 2024 | Tata AIA Life Insurance | Tata AIA Life
Here is the list of exclusions associated with the plan:
No claims shall be paid in case of the policyholder’s death due to suicide within one year of policy purchase.
Tata AIA Sampoorna Raksha Promise is a customizable term life insurance plan that allows you to choose from 4 different plan options as per your suitability. This is one of the flagship products offered by Tata AIA that offers comprehensive coverage and financial protection to your loved ones.
If you are still confused about whether this plan is an ideal choice or not, you can book an appointment with us at PolicyX.com. One of our experts will help you choose the right term insurance plan. We offer No Spam, No Gimmicks, and Only Expert Insurance Advice.
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Sampoorna Raksha Promise is a flagship term plan by Tata AIA Life Insurance that offers financial protection to your loved ones in your absence.
Yes, Sampoorna Raksha Promise offers tax benefits up to Rs 1.5 lakhs under Section 80 (C) and Section 10 (10D) of the Income Tax Act, 1961.
The flexi pay benefit in the Sampoorna Raksha Promise Plan can be exercised in case of emergency situations. This option allows to delay premium payments for up to 12 months.
Yes, you can avail of additional riders with your Tata AIA Sampoorna Raksha Promise Plan.
Sampoorna Raksha Promise offers the policyholders to choose from four plan options including Life Promise, Life Promise Plus, Joint Life Promise, and Joint Life Promise Plus.
The eligibility of TATA AIA Sampoorna Raksha Promise Plan covers an entry age of 18 to 65 years and a maximum maturity age of 100 years. The minimum sum assured is ₹25 lakh, along with flexible premium payment options and policy terms.
TATA AIA Sampoorna Raksha Promise provides flexible premium payment options to suit various financial needs. You can opt for annual, half-yearly, quarterly, or monthly premium payments. The plan also offers premium modes like limited pay or regular pay.
Tata AIA Sampoorna Raksha Promise excludes specific situations from its cover. Death because of suicide within the first 12 months of the policy is not covered; claims arising from participation in war, hazardous activities, and war are also not included.
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Himanshu is a seasoned content writer specializing in keeping readers engaged with the insurance industry, term and life insurance developments, etc. With an experience of 2 years in insurance and HR tech, Himanshu simplifies the insurance information and it is completely visible in his content pieces. He believes in making the content understandable to any common man.
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February 5, 2023
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