Tata AIA Maha Raksha Supreme Select is a pure term insurance plan that protects ...Read More
11+ Years
IRDAI Approved
5M+
Quotes Generated
100K+
Happy Customers
PolicyX is one of India's leading digital insurance platform
11+ Years
IRDAI Approved
5M+
Quotes Generated
100K+
Happy Customers
PolicyX is one of India's leading digital insurance platform
PolicyX Exclusive Benefits
No Spam
No Gimmicks
Personalised
Insurance Advice
24×7
Claim Assistance
Divya Singh is an associate writer at PolicyX.com with over 1 year of experience in creating diverse forms of content. She specializes in breaking down complex terms and life insurance topics into clear, practical insights for readers. Her approach combines thorough research with a simple, engaging style, ensuring that customers can understand policies without confusion.
Apeksha has trained young minds about the benefits of health & term insurance throughout her 8+ years career. She designs, develops, and delivers impactful training programs for agents/brokers, and internal teams. Her expertise lies in insurance product knowledge, sales strategies, regulatory compliance, and customer service.
Updated on Apr 20, 2026 3 min read
Tata AIA Maha Raksha Supreme Select is a pure term insurance plan that protects your family's lifestyle, secures long-term objectives, and repays debts if you are not around. It is a Non-Participating, non-linked, and Individual Life Insurance product that provides you flexibility at every step. Under this plan, you will get 4 death benefit options, 50% acceleration of sum assured and waiver of premiums on terminal illness, and whole life cover. You will also get joint life cover for spouse, discounts for salaried and women, instant claim payout, FlexiPay to defer premiums, and optional riders for wellness and health benefits.
Tata AIA Maha Raksha Supreme Select plan offers various benefits, including:
18 to 65 years
100 years
5 to 82 years
₹ 25,00,000 to no limit
No
Yearly, Half-Yearly, Quarterly, Monthly
Let's understand how the Tata AIA Maha Raksha Supreme Select plan works with a simple premium illustration.
Mr Sharma needs a term insurance that offers comprehensive financial protection for his family with several options that suit individual or joint coverage.
He visited policyx.com and analysed the plans, and selected the Tata AIA Maha Raksha Supreme Select plan.
Let us see a brief illustration of the Tata AIA Maha Raksha Supreme Select.
| Age | Annual premiums | Policy tenure | Premium payment term | Sum Assured | Total premiums paid |
| 30 years | Rs. 9300 | 30 years | 30 years | Rs. 50 Lakhs | Rs 2,79,000 |
Key Takeaways: In case of Mr. Sharma's demise during the policy tenure, Rs 1 crore will be paid to their nominee.
Here are the benefits associated with the Tata AIA Maha Raksha Supreme Select Plan
You can add the following riders to your Tata AIA Maha Raksha Supreme Select plan:
Provides a lump-sum payout if you are diagnosed with a covered critical illness.
Adds extra life cover or payout in case of death, disability, or terminal illness.
Offers additional protection benefits along with rewards for staying healthy and active.
Provides health-related benefits and rewards based on your fitness and wellness activities.
Here is the list of exclusions associated with the plan:
If the suicide occurs within the 12 months of the policy, the nominee will only get around 80 % of the premiums paid or the surrender whichever is higher.
The policy provides an accelerated payout of around 50% of the sum assured if someone is diagnosed with a terminal illness. You won’t receive the benefit if the claim is made before two years of the policy issuance date or if the condition is directly associated with suicide in thefirst year.
It is applicable under joint life options for simultaneous death. It is not payable if death is associated with pre-existing conditions, self-harm or abuse, conflict and war, hazardous activities such as deep sea diving or paragliding, aviation risks, criminal acts, nuclear events, or professional or occupational risks.
The Tata AIA Maha Raksha Supreme Select Plan brings together protection, flexibility, and long-term value in a single policy. With 4 death benefits and flexible payout options, this plan will adapt easily to different financial needs and financial objectives. If you are still hesitant to choose this plan and want to explore more, you can book an appointment with us at PolicyX.com. We offer No Spam, No Gimmicks, and Only Expert Insurance Advice.
Tata AIA Maha Raksha Supreme Select is a pure term insurance plan that protects your family's lifestyle, secures long-term objectives, and repays debt...
Unique Features
Sampoorna Raksha Promise by Tata AIA Life Insurance is a pure-term insurance plan that offers financial protection to your loved ones in case of your ...
Unique Features
TATA AIA has introduced a term plan which covers you for terminal illnesses. You can avail of 50% of the basic sum assured in case you are diagnosed w...
Unique Features
TATA AIA Saral Jeevan Bima is a pure protection plan. The plan is designed with simple terms and conditions, it is affordable and accessible to even t...
Unique Features
Tata AIA SRS Vitality is a rеmarkablе term insurance plan that sеamlеssly blеnds two еssеntial еlеmеnts - Tata AIA Life Insurance Sampoorna ...
Unique Features
Tata AIA Insta Protect is a comprehensive plan protecting your family against death, disability, and disease under a single plan. The plan safeguards ...
Unique Features
5
Rated by 1 customers
Select Your Rating
Let us know about your experience or any feedback that might help us serve you better in future.
ChatGPT
Claude
Perplexity
2526-1728551623.webp)
2390-17290585034235-1734081269.webp)
2862-1768461875.png)
4573-17437572564599-1745910534.png){kind=logo}
Do you have any thoughts you’d like to share?